This document discusses the benefits of increasing retirement contributions over time. It notes that even small increases, such as $25-150 per month, can make a significant impact on the total savings accumulated by retirement. Specific examples are given to illustrate how common monthly costs like a pizza, manicure, or round of golf could translate to larger purchases in retirement like a vacation, home remodel, or sailboat through earlier and increased savings.

1. LR12846(1014) Cat No 102278(1014)
National Life Group®
is a trade name of National Life Insurance Company, Montpelier, VT, Life Insurance Company of
the Southwest (LSW), Addison, TX and their affiliates. Each company of National Life Group is solely responsible for its
own financial condition and contractual obligations. LSW is not an authorized insurer in New York and does not conduct
insurance business in New York.
Time is a wonderful asset,
especially when it comes to saving for retirement.
When time is on your side, every increase you make to your retirement
savings can make a significant impact on the total amount of money you
have to live the life you want in retirement.
Increase your retirement contributions today to take
advantage of a financially sound retirement down the road.
Based on monthly contributions for 15 years at 3%.
$25 $5,669
$50 $11,339
$75 $17,009
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An increase of $25 per month, the cost of a pizza,
could purchase a vacation in retirement.
An increase of $50 per month, the cost of a mani/pedi,
could purchase a home remodel in retirement.
An increase of $75 per month, the cost of a round of golf,
could purchase a sailboat in retirement.
An increase of $100 per month, the cost of tickets to
a special event, could purchase a car in retirement.
An increase of $125 per month, the cost of a pair of
athletic shoes, could purchase a timeshare in retirement.
An increase of $150 per month, the cost of a shopping trip,
could help with one year of living expenses in retirement.
TOWARDS
ONE YEAR
LIVING
EXPENSES
$100 $22,679
$125 $28,349
$150 $34,019