The document summarizes key findings from several studies and surveys related to smallholder farmers' financial needs and challenges:
- According to a 2008 Zambian study, 48.2% of smallholder farmers' household revenue comes from agriculture, and 20% consider making income last throughout the year as their main financial objective.
- A 2011 study found that the key obstacle for smallholder farmers in making their income last throughout the year is that their harvest is not large enough to generate enough income.
- A survey in Tanzania found that 39% of smallholder farmers consider themselves "trapped".
- When asked the best way to financially include the world's 500 million smallholder families, 47% of
MaMo-AfDB's "High level policy innovation through evidence and dialogue in ag...Malabo-Montpellier-Panel
Dr Ousmane Badiane opened the session with a biref presentation of the Malabo Montpellier Panel On March 18th as Panel members Sheryl, Debisi, Gordon and Noble, as well as invited guests Dr Fadel Ndiame from AGRA and Dr. Reuben Echeverria from CIAT participated at the The Malabo Montpellier Panel: High Level Policy Innovation Through Evidence And Dialogue In Agriculture with the African Development Bank’s agricultural department to present and discuss the findings from the Panel’s three reports. They were joined by Dr. Martin Fregene, Director Agriculture and Agro-industry Department, Dr. Jennifer Blanke, Vice-President, Agriculture and Human Development, Dr. Bouchaib Boulanouar, Partnership Coordinator Agriculture and Agro-industry Department, Dr. Marie Brou-Tanoh, African Leaders for Nutrition, Dr. Atsuko Toda, Director Agricultural Finance and Rural Development Department, Dr. Edward Mabaya, Manager Agribusiness Development Division, Mr. Francis Bougaire, Manager Water Coordination and Partnerships Division, Mr. Mamadou Kane, Agricultural Finance and Rural Development Department ; and jointly called for increased efforts towards a thriving African agricultural sector.
This Kuwait PowerPoint will teach you about the country's culture, customs, family life, gender roles, cuisine, etiquettes for dining, social and business interactions, and much more to assist you in your travels. Did you know that Kuwait is one of the smallest countries in the world and has the fifth largest proven oil reserves? Or that the fourth richest country in the world (per capita income) is Kuwait?
The complete version highlights these facts and much more:
• 19 Points on General Information
• 14 Points on Family Life
• 16 Points on Food
• 10 Points on Food Etiquette
• 11 Points on Social Etiquette
• 19 Points on Business Etiquette
• 9 Points on Trivia.
MaMo-AfDB's "High level policy innovation through evidence and dialogue in ag...Malabo-Montpellier-Panel
Dr Ousmane Badiane opened the session with a biref presentation of the Malabo Montpellier Panel On March 18th as Panel members Sheryl, Debisi, Gordon and Noble, as well as invited guests Dr Fadel Ndiame from AGRA and Dr. Reuben Echeverria from CIAT participated at the The Malabo Montpellier Panel: High Level Policy Innovation Through Evidence And Dialogue In Agriculture with the African Development Bank’s agricultural department to present and discuss the findings from the Panel’s three reports. They were joined by Dr. Martin Fregene, Director Agriculture and Agro-industry Department, Dr. Jennifer Blanke, Vice-President, Agriculture and Human Development, Dr. Bouchaib Boulanouar, Partnership Coordinator Agriculture and Agro-industry Department, Dr. Marie Brou-Tanoh, African Leaders for Nutrition, Dr. Atsuko Toda, Director Agricultural Finance and Rural Development Department, Dr. Edward Mabaya, Manager Agribusiness Development Division, Mr. Francis Bougaire, Manager Water Coordination and Partnerships Division, Mr. Mamadou Kane, Agricultural Finance and Rural Development Department ; and jointly called for increased efforts towards a thriving African agricultural sector.
This Kuwait PowerPoint will teach you about the country's culture, customs, family life, gender roles, cuisine, etiquettes for dining, social and business interactions, and much more to assist you in your travels. Did you know that Kuwait is one of the smallest countries in the world and has the fifth largest proven oil reserves? Or that the fourth richest country in the world (per capita income) is Kuwait?
The complete version highlights these facts and much more:
• 19 Points on General Information
• 14 Points on Family Life
• 16 Points on Food
• 10 Points on Food Etiquette
• 11 Points on Social Etiquette
• 19 Points on Business Etiquette
• 9 Points on Trivia.
Scaling Up Weather Index Insurance / Crop Insurance for Small Holder Farmers ...ESD UNU-IAS
Scaling Up Weather Index Insurance / Crop Insurance for Small Holder Farmers in Tanzania: The Case of Tanga Region
Case Study Session
Ms Komba Neema Mutasingwa, RCE Greater Dar Es Salaam
9th African Regional RCE Meeting
5-7 August, 2019, Luyengo, Eswatini
This is a three slide economic profile for Zambia. It looks at the main macroeconomic indicators and provides an evaluation of the main barriers to growth and development facing this commodity rich country. Can Zambia - which has reached lower middle income status - successfully transition away from an economy that is heavily reliant on copper mining?
Slides from our presenters from ILO and FAO for our E-Workshop discussion on managing risks and seizing opportunities among small holder and subsistence farmers.
Postharvest Loss Assessment of Banana at Jimma Town Market.Premier Publishers
A survey was conducted to assess the extent of postharvest losses of banana fruits and its causes along the wholesaler and retailer supply chain at Jimma town. Postharvest loss at wholesalers and retailers were surveyed in jimma market by taking a total of 10 wholesalers and, 15 retailers who were randomly selected based on purposive sampling Primary data were collected with the aid of structured questionnaire. Based on the present context of banana marketing, two stages were identified to assess the postharvest loss: wholesale and retail levels. Two sets of questionnaires were scheduled and information on postharvest handling and marketing practices were collected from participants at the two levels of the marketing chain. Data regarding losses at wholesale and retail level were also collected separately. Finally, SPSS software was used to analyses the data obtained from the survey and then average means and percentages were used to compute postharvest losses. The study estimated postharvest losses of banana in the supply chain with the total loss found to be 26.5% of which more percent of the total loss being at the retail market (64.10%) and wholesale level (35.90%). Mechanical damage followed by improper transport and improper storage were identified as the main causes of banana loss at wholesale level while fruit rotting followed by improper ripening and mechanical damage were identified as the main causes to the loss of banana fruit at retail level. Despite the fact that poor postharvest handling during harvesting, transportation and marketing could have contributed more to the injuries noted, the respondent’s perception for these factors to influence the loss was lower.
Coconut Farming Industry in Dingalan, Aurora: Practices and ChallengesIJAEMSJORNAL
This study attempted to describe the status of coconut farming industry practices and challenges in Dingalan, Aurora. Using Descriptive research design with 50 purposively chosen coconut farmers as respondents, the study revealed that the coconut farming industry in the subject town was in need of improvement in terms of farming practices. It also needed assistance to addressing the challenges that included low yield and lack of strong political assistance. Two from among the recommendations were to establish an extension activity focused on farmers’ training and capability building and to strengthen political will in promoting marketing and farming practices in the town.
Mainstreaming sustainability in the Nigerian agricultural transformation agendaPremier Publishers
The Agricultural Transformation Agenda (ATA) Programme is assessed to examine its ability to deliver the required socio-economic impact to resource-poor rural farmers that would not put in jeopardy the welfare of future generations. The programme’s approach to fertilizers and other inputs is examined in the light of more sensible alternatives. The heavy reliance on chemical fertilizers and other inputs without mitigating propositions is a major flaw of the ATA. Its ambiguity on genetically modified organism may result in the penetration of harmful varieties into the country. It is observed that the haste to achieve spectacular targets may have made it trade sustainability for performance. The paper also observes that the ATA continues with the extractive orientation where the rural farmer acts as a natural resource to be exploited to serve the purposes of the elite, as evidenced by the dominance of foreign actors in major contracts of the ministry. The paper concludes that though the ATA makes pronouncements on the issue of sustainability and the targeting of resource-poor farmers, its body language seems to disagree. It is suggested that a rigorous drive to incorporate organic fertilizers be embarked upon as part of the fertilizer policy, and more effective needs assessment be carried out to determine the needs of the poor farmer. It is further suggested that the government should establish a more robust partnership with universities of agriculture and faculties of agriculture in Nigerian universities in the design and implementation of the ATA.
Factors influencing the intensity of market participation among smallholder w...AI Publications
Participation in commercial agriculture holds considerable potential for unlocking suitable opportunity sets necessary for providing better incomes and sustainable livelihoods for small scalefarmers. In developing countries like Ethiopia, most smallholder farmers are characterized by poor market participation because they lack market information on marketing of agricultural products. This study examined factors that influence the intensity of market participation among smallholder farmers in JabiTehnan districtusing survey data collected from randomly selected 120 farmers. The aim of this study was to analyze market participation of smallholder wheat farmers in JabiTehnan district. Both qualitative and quantitative data were collected from primary and secondary data sources using cross sectional data.Probit model regression result showed that, perception of wheat market price, quantity of wheat produced, size of land allocated for wheat and frequency of extension contact had significant and positively effect on market participation decision, while distance to nearest market, family size had significant negative effect. Based on the study policy interventions like family planning, awareness to farmers to supply wheat to the market when price is fair for them, strength extension service and infrastructure like market access, improve land management practice by use of a right input at a right timeas a means to enhance wheat market participation.
Impact of the Adoption of Improved Varieties of Household Income of Farmers i...BRNSS Publication Hub
In Benin, maize occupies a strategic place in the agricultural sector due to its growing importance in national
consumption and trade with neighboring countries. This study aims to analyze the impact of the adoption of
improved maize varieties on the income and expenditure of maize farmers in the South Atlantic Department
of Benin. The data used were collected from 144 maize growers in the Atlantic Department. Maize farmers
with or without improved varieties were selected randomly. The average treatment effect method with
propensity score matching was used to estimate the impact of the adoption of improved maize varieties
on household income and expenditure. Maize growers using four impact indicators: (i) Netincome; (ii)
school expenses; (iii) health expenditure; and (iv) food expenditures. The results showed that the adoption
of improved maize varieties led to an improvement in annual netincome (a relative effect of 8.78%), health
expenditure (a relative effect of 15.88%), and expenditure on education (a relative effect of 16.08%). On
the other hand, the adoption of improved varieties of maize has no significant influence on the expenditure
invested in the dietof household members. It shows that the adoption of improved varieties of maize by
which has a positive impact on the netincome, health expenditure, and household education expenditure.
Impact of the Adoption of Improved Varieties of Household Income of Farmers i...BRNSS Publication Hub
In Benin, maize occupies a strategic place in the agricultural sector due to its growing importance in national consumption and trade with neighboring countries. This study aims to analyze the impact of the adoption of improved maize varieties on the income and expenditure of maize farmers in the South Atlantic Department of Benin. The data used were collected from 144 maize growers in the Atlantic Department. Maize farmers with or without improved varieties were selected randomly. The average treatment effect method with propensity score matching was used to estimate the impact of the adoption of improved maize varieties on household income and expenditure. Maize growers using four impact indicators: (i) Netincome; (ii) school expenses; (iii) health expenditure; and (iv) food expenditures. The results showed that the adoption of improved maize varieties led to an improvement in annual netincome (a relative effect of 8.78%), health expenditure (a relative effect of 15.88%), and expenditure on education (a relative effect of 16.08%). On the other hand, the adoption of improved varieties of maize has no significant influence on the expenditure invested in the dietof household members. It shows that the adoption of improved varieties of maize by which has a positive impact on the netincome, health expenditure, and household education expenditure.
Scaling Up Weather Index Insurance / Crop Insurance for Small Holder Farmers ...ESD UNU-IAS
Scaling Up Weather Index Insurance / Crop Insurance for Small Holder Farmers in Tanzania: The Case of Tanga Region
Case Study Session
Ms Komba Neema Mutasingwa, RCE Greater Dar Es Salaam
9th African Regional RCE Meeting
5-7 August, 2019, Luyengo, Eswatini
This is a three slide economic profile for Zambia. It looks at the main macroeconomic indicators and provides an evaluation of the main barriers to growth and development facing this commodity rich country. Can Zambia - which has reached lower middle income status - successfully transition away from an economy that is heavily reliant on copper mining?
Slides from our presenters from ILO and FAO for our E-Workshop discussion on managing risks and seizing opportunities among small holder and subsistence farmers.
Postharvest Loss Assessment of Banana at Jimma Town Market.Premier Publishers
A survey was conducted to assess the extent of postharvest losses of banana fruits and its causes along the wholesaler and retailer supply chain at Jimma town. Postharvest loss at wholesalers and retailers were surveyed in jimma market by taking a total of 10 wholesalers and, 15 retailers who were randomly selected based on purposive sampling Primary data were collected with the aid of structured questionnaire. Based on the present context of banana marketing, two stages were identified to assess the postharvest loss: wholesale and retail levels. Two sets of questionnaires were scheduled and information on postharvest handling and marketing practices were collected from participants at the two levels of the marketing chain. Data regarding losses at wholesale and retail level were also collected separately. Finally, SPSS software was used to analyses the data obtained from the survey and then average means and percentages were used to compute postharvest losses. The study estimated postharvest losses of banana in the supply chain with the total loss found to be 26.5% of which more percent of the total loss being at the retail market (64.10%) and wholesale level (35.90%). Mechanical damage followed by improper transport and improper storage were identified as the main causes of banana loss at wholesale level while fruit rotting followed by improper ripening and mechanical damage were identified as the main causes to the loss of banana fruit at retail level. Despite the fact that poor postharvest handling during harvesting, transportation and marketing could have contributed more to the injuries noted, the respondent’s perception for these factors to influence the loss was lower.
Coconut Farming Industry in Dingalan, Aurora: Practices and ChallengesIJAEMSJORNAL
This study attempted to describe the status of coconut farming industry practices and challenges in Dingalan, Aurora. Using Descriptive research design with 50 purposively chosen coconut farmers as respondents, the study revealed that the coconut farming industry in the subject town was in need of improvement in terms of farming practices. It also needed assistance to addressing the challenges that included low yield and lack of strong political assistance. Two from among the recommendations were to establish an extension activity focused on farmers’ training and capability building and to strengthen political will in promoting marketing and farming practices in the town.
Mainstreaming sustainability in the Nigerian agricultural transformation agendaPremier Publishers
The Agricultural Transformation Agenda (ATA) Programme is assessed to examine its ability to deliver the required socio-economic impact to resource-poor rural farmers that would not put in jeopardy the welfare of future generations. The programme’s approach to fertilizers and other inputs is examined in the light of more sensible alternatives. The heavy reliance on chemical fertilizers and other inputs without mitigating propositions is a major flaw of the ATA. Its ambiguity on genetically modified organism may result in the penetration of harmful varieties into the country. It is observed that the haste to achieve spectacular targets may have made it trade sustainability for performance. The paper also observes that the ATA continues with the extractive orientation where the rural farmer acts as a natural resource to be exploited to serve the purposes of the elite, as evidenced by the dominance of foreign actors in major contracts of the ministry. The paper concludes that though the ATA makes pronouncements on the issue of sustainability and the targeting of resource-poor farmers, its body language seems to disagree. It is suggested that a rigorous drive to incorporate organic fertilizers be embarked upon as part of the fertilizer policy, and more effective needs assessment be carried out to determine the needs of the poor farmer. It is further suggested that the government should establish a more robust partnership with universities of agriculture and faculties of agriculture in Nigerian universities in the design and implementation of the ATA.
Factors influencing the intensity of market participation among smallholder w...AI Publications
Participation in commercial agriculture holds considerable potential for unlocking suitable opportunity sets necessary for providing better incomes and sustainable livelihoods for small scalefarmers. In developing countries like Ethiopia, most smallholder farmers are characterized by poor market participation because they lack market information on marketing of agricultural products. This study examined factors that influence the intensity of market participation among smallholder farmers in JabiTehnan districtusing survey data collected from randomly selected 120 farmers. The aim of this study was to analyze market participation of smallholder wheat farmers in JabiTehnan district. Both qualitative and quantitative data were collected from primary and secondary data sources using cross sectional data.Probit model regression result showed that, perception of wheat market price, quantity of wheat produced, size of land allocated for wheat and frequency of extension contact had significant and positively effect on market participation decision, while distance to nearest market, family size had significant negative effect. Based on the study policy interventions like family planning, awareness to farmers to supply wheat to the market when price is fair for them, strength extension service and infrastructure like market access, improve land management practice by use of a right input at a right timeas a means to enhance wheat market participation.
Impact of the Adoption of Improved Varieties of Household Income of Farmers i...BRNSS Publication Hub
In Benin, maize occupies a strategic place in the agricultural sector due to its growing importance in national
consumption and trade with neighboring countries. This study aims to analyze the impact of the adoption of
improved maize varieties on the income and expenditure of maize farmers in the South Atlantic Department
of Benin. The data used were collected from 144 maize growers in the Atlantic Department. Maize farmers
with or without improved varieties were selected randomly. The average treatment effect method with
propensity score matching was used to estimate the impact of the adoption of improved maize varieties
on household income and expenditure. Maize growers using four impact indicators: (i) Netincome; (ii)
school expenses; (iii) health expenditure; and (iv) food expenditures. The results showed that the adoption
of improved maize varieties led to an improvement in annual netincome (a relative effect of 8.78%), health
expenditure (a relative effect of 15.88%), and expenditure on education (a relative effect of 16.08%). On
the other hand, the adoption of improved varieties of maize has no significant influence on the expenditure
invested in the dietof household members. It shows that the adoption of improved varieties of maize by
which has a positive impact on the netincome, health expenditure, and household education expenditure.
Impact of the Adoption of Improved Varieties of Household Income of Farmers i...BRNSS Publication Hub
In Benin, maize occupies a strategic place in the agricultural sector due to its growing importance in national consumption and trade with neighboring countries. This study aims to analyze the impact of the adoption of improved maize varieties on the income and expenditure of maize farmers in the South Atlantic Department of Benin. The data used were collected from 144 maize growers in the Atlantic Department. Maize farmers with or without improved varieties were selected randomly. The average treatment effect method with propensity score matching was used to estimate the impact of the adoption of improved maize varieties on household income and expenditure. Maize growers using four impact indicators: (i) Netincome; (ii) school expenses; (iii) health expenditure; and (iv) food expenditures. The results showed that the adoption of improved maize varieties led to an improvement in annual netincome (a relative effect of 8.78%), health expenditure (a relative effect of 15.88%), and expenditure on education (a relative effect of 16.08%). On the other hand, the adoption of improved varieties of maize has no significant influence on the expenditure invested in the dietof household members. It shows that the adoption of improved varieties of maize by which has a positive impact on the netincome, health expenditure, and household education expenditure.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
1. Panel Debate on
Financial Services
for Smallholder Farmers
Robert Fries, ACDI/VOCA
Gulbahor Makhkmova, IMON International
Calvin Miller, FAO
Michael Tarazi, CGAP, moderator
SEEP Annual Conference 2013
Partnerships and Cross-Sector Approaches
2. According to a 2008 Zambian study of smallholder farmers (less
than 2 hectares), the percentage of household revenue from
agriculture is…
1. 23.7%
13%
2. 48.2%
20%
3. 68.5%
32%
4. 84.9%
31%
5. Oh God, this so boring
4%
N = 100
3. According to a 2011 study, the main financial objective of smallholder
farmers is to make income from harvest last throughout the year. Key
obstacle is…
1. Lack of formal or informal savings products.
40%
2. Harvest not large enough -not enough income to last throughout
the year.
50%
3. Lack of famer self discipline.
10%
4. This is just not a problem that interests me.
0%
N = 101
4. The percentage of smallholder farmers in Tanzania who
consider themselves “trapped” is. . . (Dalberg)
1. 19%
15%
2. 29%
21%
3. 39%
19%
4. 49%
41%
5. Please stop bothering me – I’m checking e-mail.
3%
N = 119
5. What is the best way to financially include the underserved
majority of the world’s 500 million smallholder families?
1. Use technology (such as mobile telephones) to drive down
transaction costs
7%
2. Connecting smallholders to markets through value chain
financing
34%
3. Gathering a more thorough evidence base on the nature of
demand: the financial services needs, behaviors and
preferences of target clients
47%
4. Other
12%
N = 116
Cross-tab label
