This document summarizes a research report on important contributors to implementing total quality management (TQM) in service-oriented organizations like banks in Pakistan. It finds that using both "soft" TQM elements like leadership and people management as well as "hard" TQM elements like process management leads to improved organizational performance. Specifically, the research shows that the relationship between soft TQM elements and performance is strengthened when hard TQM elements are also used. The document provides context on TQM and reviews relevant literature before presenting the results of the study on Pakistani banks.