Z2P is a technology-based peer-to-peer lending company that offers fast (15-minute) digital loan applications and disbursements with minimal (10%) manual review. Using automation, AI-powered risk assessment, and a robust recovery system, Z2P maintains a low (0.18%) default rate. Since launching in February 2017, Z2P has disbursed over $540,000 to 5,551 borrowers through 200+ lenders, with 90% monthly user retention and profitable operations from the third month. Z2P is raising $536,000 to meet NBFC reserve requirements and fund further hiring and technology development, valuing the company at $2.14 million post