1. ACKNOWLEDGEMENT
No research could be completed with individual efforts and so is the case of my
research. During the process of conducting the research many people directly or
indirectly helped me. If I fail to thank them at this point of time, it would not be a
righteous decision on my part.
First of all, I am indebted to Mr. Ramesh Chandra Semwal for being my guide
and helping me at every stage of this project. He was a constant source of
inspiration to me.
During the course of this study I have become indebted to all the respondents
because without their willing co-operation it would never have been possible to
bring my write up to the present stage.
I would also like to thank IGNOU for providing me this unique opportunity for self-
learning.
Dated: (NITIN BHARADWAJ)
2. CERTIFICATE OF ORIGINALITYCERTIFICATE OF ORIGINALITY
This is to certify that the project titled, “Efficacy of Micro-Insurance in Delhi-
NCR” is an original work of the student and is being submitted in partial
fulfillment for the award of the Master’s Degree in Business Administration of
Indira Gandhi National Open University, New Delhi. This report has not been
submitted earlier to this university or to any other university/institution for the
fulfillment of the requirement of a course of study.
SIGNATURE OF SUPERVISOR SIGNATURE OF STUDENT
RAMESH CHANDRA SEMWAL NITIN BHARADWAJ
ENROL. NO.: 111418510
PLACE: PLACE:
DATE: DATE:
3. PROJECT REPORT (MS-100)
EFFICACY OF MICROINSURANCE IN
DELHI NCR
Submitted in Partial Fulfillment of the Course of Study of
Master of Business Administration (MBA)
BY
NITIN BHARADWAJ
Enrolment. No.: 111418510
Under the Guidance of
Ramesh Chandra Semwal
MBA (Finance & HR), IGNOU