4 Job Description The different roles of a radio and TV announcer include: · Presenting news, music, sports, the time, the weather, and commercials · Reading prepared scripts on television or radio shows · Interviewing guests or holding discussions on their shows · Researching topics for discussion and comments during shows · Commenting on essential news stories · We are announcing the station's program information, such as station breaks and program schedules for public service information and commercials. · Selecting the content of their program · We provide commentary for the spectators during parades, various events, and other occasions. · Making promotional appearances at private or public events · Introducing upcoming events to guide the viewers or listeners through the entertainment. Television and radio announcers can also be held accountable for other radio or television broadcasting roles. These roles include operating studio equipment, selling commercial time to marketers, or producing ads and recorded material. Career Path Television and radio announcers usually require a bachelor's degree in broadcasting, journalism, or communications, although other jobs require a high school diploma or an equivalent qualification. Different courses are provided in College broadcasting programs, such as diction and voice, which assist students in enhancing their vocal qualities (Ahern et al., 2020). Similarly, these programs assist students in operating audio and computer equipment, including its software at television or radio stations. During employee onboarding, short-term on-the-job training will be administered. The advantage of this training is to help the announcers become competent with using apparatus they are willing to use during entertainment and sporting events. For sports announcers, training offers preliminary information and guidelines for the sports they will cover. The announcers who do not have a bachelor's degree will need extra training in operating audio and production tools. Some employers may need an announcer to have prior experience before they are employed. Such experience comes from working in other stations and internships. Pay The yearly wage for a median television and radio announcer was $33,220 as of May 2018. The least 10% earned less than $19,120, while the utmost 10% of the announcers were paid over $94,450. In general, the announcers' salaries differ based on the size of the station they are working for. For instance, employees working in large organizations are paid higher than those in smaller organizations (Bates, 2020). Also, the wage an individual receives is determined by whether they are working part-time since many televisions and radio stations air on a 24/7 basis. Career Outlook In general, the career opportunities for television and radio announcers are expected to reduce by 7% between 2018 and 2028. This comes from the continuous consolidation of radio and television stations, which will slow .

1. 4
Job Description
The different roles of a radio and TV announcer include:
· Presenting news, music, sports, the time, the weather, and
commercials
· Reading prepared scripts on television or radio shows
· Interviewing guests or holding discussions on their shows
· Researching topics for discussion and comments during shows
· Commenting on essential news stories
· We are announcing the station's program information, such as
station breaks and program schedules for public service
information and commercials.
· Selecting the content of their program
· We provide commentary for the spectators during parades,
various events, and other occasions.
· Making promotional appearances at private or public events
· Introducing upcoming events to guide the viewers or listeners
through the entertainment.
Television and radio announcers can also be held accountable
for other radio or television broadcasting roles. These roles
include operating studio equipment, selling commercial time to
marketers, or producing ads and recorded material.
Career Path
Television and radio announcers usually require a bachelor's
degree in broadcasting, journalism, or communications,
although other jobs require a high school diploma or an
equivalent qualification. Different courses are provided in
College broadcasting programs, such as diction and voice,
which assist students in enhancing their vocal qualities (Ahern
et al., 2020). Similarly, these programs assist students in
operating audio and computer equipment, including its software
at television or radio stations.
During employee onboarding, short-term on-the-job training

2. will be administered. The advantage of this training is to help
the announcers become competent with using apparatus they are
willing to use during entertainment and sporting events. For
sports announcers, training offers preliminary information and
guidelines for the sports they will cover. The announcers who
do not have a bachelor's degree will need extra training in
operating audio and production tools. Some employers may
need an announcer to have prior experience before they are
employed. Such experience comes from working in other
stations and internships.
Pay
The yearly wage for a median television and radio announcer
was $33,220 as of May 2018. The least 10% earned less than
$19,120, while the utmost 10% of the announcers were paid
over $94,450. In general, the announcers' salaries differ based
on the size of the station they are working for. For instance,
employees working in large organizations are paid higher than
those in smaller organizations (Bates, 2020). Also, the wage an
individual receives is determined by whether they are working
part-time since many televisions and radio stations air on a 24/7
basis.
Career Outlook
In general, the career opportunities for television and radio
announcers are expected to reduce by 7% between 2018 and
2028. This comes from the continuous consolidation of radio
and television stations, which will slow the employment rate for
radio and television announcers. Numerous organizations have
centralized and consolidated their roles for programming, such
as on-air announcing roles (Priddle, 2021). This consolidation
can contribute to escalating syndicated programs and
programming usage that will originate outside the station's
listening or viewing area. Voice tracking can be used in radio
stations to prerecord their sessions instead of airing them live;
therefore, an announcer will need to record different sessions
for later use in another radio station. This strategy empowers
stations to hire a limited number of employees while still

3. holding live air shows, which is more effective than airing local
programs. However, this strategy's repercussions are
eliminating the need to eliminate many late-night shifts and
allowing various stations to share materials from the same
announcer.
Another projection indicates that radio and television
announcers will continue experiencing competition from the
many satellites and online television and radio stations. This
creates a phenomenon where many young viewers and listeners
are active audiences of these stations due to the ease of
personalization. The stations also play music depending on the
preferences of the audience. The increasing demand for these
online stations may minimize the amount of audience and watch
hours which deducts the audience for the radio and television
programs, decreasing the demand for radio announcers.
Nevertheless, the emergence of online podcasts might enhance
employment growth due to the low capital required. There is
also an opportunity to narrow to a particular niche and target a
specific demographic, thus creating new chances for
announcers. The number of television and radio station is
increasing, which will escalate the local television and radio
programs that are focusing on maximizing the value for their
listeners by providing them with accurate information, which is
what a modern listener or viewer seeks to acquire by selecting a
channel (Hyde, 2017). Therefore, if a station can differentiate
itself from other stations, it will create more opportunities for
young radio and television announcers and make this career
field sustainable.
Biography
The personality I had the opportunity to interview is Katie
Couric, an American presenter, and journalist. Katie was born
on 7th January 1957 in Arlington, Virginia. Fomostrt of her
career, Katie has worked as a TV journalist and a program host
anchoring the CBS Evening News between 200andto 2011. She
was also the host of the NBC morning program named
The Today Show and held this position between 1991 to

4. 2006. During her early career, Couric worked for ABC and
CNN. Katie's no-holds-barred interview strategy and perky
attitude saw the ratings of her shows, paving the way for her to
become one of the most outstanding TV personalities. Her
husband passed on in 1998 as a result of complications with
colon cancer which motivated her to co-found a non-profit
corporation for cancer education and research in 1999
(Pochapin, 2018). She signed a contract worth %65 million for
her to remain as the host of
the Today Show in 2001. When the contract ended in
2006, she left the show for
CBS Evening News and worked up until 2011, when she
released that she had decided to step down from her job and was
succeeded by Scott Pelley.
Pros and Cons
Like other occupations, radio and television announcer also
comes with paybacks and drawbacks.
Pros
The first payback of working in this occupation is that it will
provide me with creativity and independence because I will
have to use my creative skills to research and brainstorm with
my colleagues on the content we will be discussing on
television or radio every day. The position is generally creative,
even if there are obvious things to discuss, including the
weather and current promotions. I will also have the opportunity
to determine the tone for my shows. My goal is to start my
podcast, which will provide me with an opportunity to be
independent, and I will thus spend my time in the studio, which
will provide me with a relaxing and peaceful work environment
that is good for my mental health (Lamb et al., 2018). Another
advantage is that I have the freedom to move to any city I want,
thus providing me with an opportunity to get out of my shell
and interact with new professionals. This will play an integral
role in sharpening my skills, and I will therefore be able to
understand how I can make my shows more engaging and

5. professional. Apart from that, it is a fun industry to work in
because I can market my skills and support other artists while
creating exciting and customized content for my listeners. I will
also have the opportunity to remain on social media, thus have a
firsthand experience with technology and participate in the local
communities.
Cons
The cons include that I might have to work on holidays to help
establish consistency with my viewers. This will limit my
access to time off, especially for the first six months to a year
when I will establish a niche for myself.
Reasons I am Fit for the Career
I am good enough and will excel even with solid competition
emerging in this career. First, I am a flexible and persistent
individual who will stop at nothing until I accomplish my goals,
even if it means taking extra shifts and missing out on holidays.
This will not reduce even if I have to start small, but I will do
my best to ensure that I can maximize my opportunity to create
a name for myself in the industry and that I have the right skills
to help me stand out. I have been able to access formal
education, which means I will have the best prospects of
blending in with the other industry members (Chen et al., 2020).
Also, I am accountable and ready to gather audio and video
content for my program. Since my goal is to start my podcast, I
will have the opportunity to update and maintain my website,
enabling my audience to recognize me as a brand essential to
excel in this industry.
References
Ahern, S., Brown, G., & Buchanan, D. (2020). Radio
Announcing. In
Making Radio (pp. 125-139). Routledge.
Bates, T. (2020). Trends in the use of audio-visual media in
distance education systems. In

6. Distance education: International perspectives (pp. 227–
241). Routledge.
Chen, S., Sun, S., & Kang, S. (2020). System integration of
terrestrial mobile and satellite communication—the trends,
challenges, and critical technologies in B5G and 6G.
China communications,
17(12), 156-171.
Hyde, S. (2017).
Television and radio announcing. Routledge.
Lamb, R., Annetta, L., Vallett, D., Firestone, J., Schmitter-
Edgecombe, M., Walker, H., ... & Hoston, D. (2018).
Psychosocial factors were impacting STEM career selection.
The Journal of Educational Research,
111(4), 446-458.
Pochapin, M. B. (2018). 2017 Emily Couric memorial lecture:
colorectal cancer: polyps, prevention, and progress.
The American journal of gastroenterology,
113(12), 1772.
Priddle, B. (2021). Trials, Tribulations, and Triumphs–Securing
a Career I Love.
Canadian Journal of Autism Equity,
2(1), 21-33.
Discussion 1 Topic
It has been said that compound interest is “man’s greatest
invention.” The sentiment is very much true. More wealth likely
been created through the concept of compound interest than any
other mechanism. Famous financial advisor
Dave Ramsey Links to an external site.often illustrates
the power of compound interest through the story of Ben and

7. Arthur.
Ben starts saving $2,000 a year ($165 a month) at age 19, stops
saving at age 26, and never saves another dime. His brother,
Arthur, starts saving the same amount later—at age 27—but
saves until age 65, almost his entire life. Ben saved for 7 years
and Arthur saved the same amount for 38 years. With a 12%
rate of return, guess who came out ahead at retirement?
The answer is Ben would have $2,288,996 while Arthur would
only have $1,532,166. Ben has nearly $750,000 more money
even though he saved for 31 years less than Arthur, all because
he started at a younger age and compound interest had more
time to grow the investment.
To check your status, it is generally accepted that you should be
meeting the following benchmarks to retire by age 67:
· By 30: You should have the equivalent of your salary saved
· By 40: You should have three times your salary saved
· By 50: You should have six times your salary saved
· By 60: You should have eight times your salary saved
· By 67: You should have 10 times your salary saved
What this means is the younger you can get started investing for
retirement, the better. In this chapter we have discussed the
various forms of investments, from bonds, to stocks, to mutual
funds. Consider the benefits of each type of investment as you
respond to the discussion questions.
Questions
Answer the following:
1. Assume that you are meeting the benchmarks described
above, which means you have the equivalent of your annual
salary saved by age 30 (or 3 times your salary by age 40). How
would you invest that money to make sure you are on track to
retire? Would you use bonds, stocks, mutual funds? Provide a
rationale for your choice?
2. What challenges do you feel prevent young people from
saving? What can you do to overcome those challenges?

8. Discussion Topic
How much cash do you have on you right now? Check your
wallet, purse, and pockets, and see what you have. Do you have
enough to make change for a twenty-dollar bill? Not so long
ago, you could ask a roomful of people that question, and most
folks would have the cash on hand to make change. These days,
it’s less common. Think about the last five or six purchases you
made. Did you pay with cash? Chances are good that you used a
debit card or a credit card instead. Consider the possibility that
someday debit and credit cards will disappear, too.
Technology has had a profound impact on our view of the
necessity of cash. As we move towards a “cashless” society, the
banking system is also challenged to adapt its processes and the
services it provides.
Go beyond what you learned in the course module, and research
some of the forms of “virtual currency” or cash alternatives that
are currently available to consumers. Some of these include
digital currencies, EFT, ACH transactions, iPay, Google Wallet,
ePayments, direct draft.
Answer the following:
1. Briefly explain the alternative form of payment that you
researched and how it works as an alternative to traditional
cash.
2. What are the advantages and disadvantages of this form of
payment?
3. As a consumer yourself, do you use any forms of cash
alternatives? Which ones? Do you have concerns about the
security of this payment method, and if so, what can you do to
mitigate these?

9. Discussion 3 Topic
As we have learned in this chapter, undercapitalization is the
number one reason why businesses fail. Simply put,
undercapitalization means the company does not have enough
money to survive during times when revenue (income) does not
meet expectations. Two of the primary ways that companies
raise capital is through either debt or equity financing.
Debt financing is when a company borrows money to be paid
back at a specified future date, and a specified interest rate.
Equity financing, on the other hand, is the process of raising
capital through the sale of ownership in the company (most
commonly through stock). Imagine you have a small business
that you anticipate will grow quickly, and you need to raise
money. Consider the pros and cons of debt financing and equity
financing as you respond to the discussion questions.
Answer the following:
1. If you were looking to raise money for your small business,
would you choose debt or equity financing? Justify your choice
with specific reasons.

10. Reflection for the Career Research Paper:
Select
one of the questions below and write a reflection on the
e-Portfolio assignment you completed a few weeks ago. Please
post the link to your e-Portfolio so I can read and grade your
reflection.
· What did you learn by creating the signature assignment? Be
specific.
· What are the strengths and weaknesses of your signature
assignment? Explain while making specific references to your
work?
· What problems did you encounter in completing the signature
assignment? How did you troubleshoot them, if you did?
Scientific Method Assignment
You are presented with a nutritional supplement. The label
claims that the supplement, ginseng, has a variety of benefits,
including it reduces inflammation, enhances memory, boosts the
immune system, and lowers blood sugar.
For
one of these claims, propose a hypothesis and a specific
experiment to test your hypothesis. Include the details of your
experimental design.、
Important Information
You will not actually be performing this experiment! Simply

11. write a proposal outlining how you would test this claim. Write
in active voice ("I will perform..." instead of "Experiments will
be performed..."). Make sure that you propose a reasonable
number of subjects for each group, and think about variables
that could confound your results. Refer to the rubric for specific
grading criteria.
How to Submit Your Assignment
Follow the prompt above and design your experiment in a one-
page, typed paper.
Format
· One page in length
· Single-spaced
· .doc, .docx, PDF
· 12 pt font