Self employed buyers have special needs that's why we've created a special loan program for them. 24 month bank statements, no tax returns!

1. Angel Oak Home Loan’s Cash Flow Program enables self-employed borrowers the ability to qualify based on a
24 month average of deposits in to their personal bank accounts! See below for additional details:
Income Requirements
Based on 24 month average of deposits in personal bank statements
Credit Requirements
3 year seasoning for foreclosure, short sale or bankruptcy
Housing history: 0x30 in the last 12 months
Loan Purpose
Purchase, Rate/Term & Cash Out Refi’s allowed
Down Payment
Minimum of 20%, determined by credit score
Occupancy
Owner Occupied and Second Homes
Loan Amounts
Up to $1,000,000
The information contained herein is for informational purposes only and is not a commitment to lend. The programs, rates, terms & conditions are subject to change at any time without notice. This is for agent use only and not intended for customer distribution © 9.28.2014 JU
Angel Oak Home Loans LLC NMLS# 685842, Licensed in AL#21485, CO, FL, GA # 32379, NC#L-153288, ND, SC, TX, TN, WILicensed by the Department of Business Oversight under the California Residential Mortgage Lending Act
Ricardo CobosLicensed Mortgage Advisor
NMLS# 120651
Licensed in North Carolina
Cell: 919.526.0183, Efax: 919.882.8390
ricardo.cobos@angeloakhomeloans.com
280 Pinehurst Ave. | Suite E | Southern Pines | NC | 28387
Apply Online: ricardocobos.angeloakhomeloans.com