You no longer have have to wait four years to get a mortgage if you've had a short sale or deed in lieu of foreclosure.

1. Angel Oak Funding LLC. NMLS # 685842. Approved Licensee: AL, FL, GA, NC, SC, TN
3060 Peachtree Road NW Suite 500. Atlanta, GA 30305
At Angel Oak Home Loans, we believe every borrower’s situation is unique. Because of this, we have created a boutique line of loan programs to offer you the options you need to thrive in today’s mortgage world.
•Conventional Financing up to 95% with 100% gift funds
•FHA, VA, and USDA
•90% CLTV Jumbo
•24 Month Bank Statement for Self Employed Borrowers
•Home$ense: 1 Day Out Of Foreclosure, Short Sale Or Deed In Lieu
•Performance Jumbo: Loan Amounts up $1,500,000
•Portfolio Select: Outside-the-Box JUMBO -Down to 640 Credit Score
The information contained herein is for informational purposes only and is not a commitment to lend. The programs, rates, terms & conditions are subject to change at any time without notice. This is for agent use only and not intended for customer distribution © 9.28.2014 JU
Angel Oak Home Loans LLC NMLS# 685842, Licensed in AL#21485, CO, FL, GA # 32379, NC#L-153288, ND, SC, TX, TN, WILicensed by the Department of Business Oversight under the California Residential Mortgage Lending Act
Ricardo CobosLicensed Mortgage Advisor
NMLS# 120651
CA-DBO485399
Cell: 919.526.0183, Efax: 919.882.8390
ricardo.cobos@angeloakhomeloans.com280 Pinehurst Ave. | Suite E | Southern Pines | NC | 28387
ricardocobos.angeloakhomeloans.com