Apply for a new loan by text if you are an existing customer who has repaid a previous loan. To apply, text "LOAN" plus the amount and your 8-digit code to the specified number. Applications by text will be limited to the amount of your previous loan. The lender emphasizes treating customers fairly and carrying out thorough checks on applications.

1. Apply for a new loan by text!
If you are an existing customer you can now use your last known 8 digit SMS
code to apply for a new loan by text.
To do this, you need to have taken out a loan with Uncle Buck and
repaid what you owe. We also recommend you go to our website
and have a look at our FAQs to make sure that you refresh your
understanding of how the loan works, and important information
you should consider before making an application.
** This is not a subsidised or premium rate number.
Please refer to your network provider for information on normal SMS costs.
Please note: For applications made by text, we will only ever advance up to the same
amount as your previous loan advance with us. If you require a higher amount, please use
the existing customer log-in area of the website
Treating Customers Fairly
We put our customers at the heart of what we do, and we like to make the customer journey
as smooth as possible. That’s why we have introduced applications by text for customers
who have borrowed from us recently, and repaid what they owe. We treat an application by
text just a seriously as any other application and we will carry out our thorough checks
before making a lending decision. If your circumstances have changed since you previously
had a loan with us, we may not be able to offer you an advance. We will still need to verify
your details and you will receive new loan documentation if we are able to accept your
application. As an existing customer of Uncle Buck you will know that our website contains a
lot of important information about our loans, including risks of non payment and default
charges. You can find all this information here.
Responsible Lending
Uncle Buck is committed to lending responsibly, we
don’t want to put people into debt by lending them
money that they can’t afford to repay. A payday
loan is a short term cash advance that is there to
help you when unexpected expenses arise helping
you manage your cashflow. Click here to read our
full Responsible lending statement. Uncle Buck is
committed to upholding the Good Practice
Customer Charter which gives customers enhanced
protections when taking out a payday loan. To read
the Charter please click here.
Useful Links
Treating Customers Fairly
Risks & Benefits
Eligibility Criteria
Responsible Lending
Our Charges
Good Practice Customer
Charter
Budget Planner
Customers in Debt
Management Plans
Early Settlement
Help & Advice
Complaints Procedure
Press Releases
Representative Example
Representative Example If you
borrowed £300 for 86 days you
would repay £434.01 in total in 3
equal monthly payments of
£144.67. Interest charge £134.01.
Interest rate 292% pa (fixed).
Representative 1308.1% APR.
Repayments are assumed at day 23, day 51 and day 86
Warning
Late payment can cause you serious
money problems. For help, go to
moneyadviceservice.org.uk
Payday loans are not suitable for, and would be
expensive as, a means of longer term borrowing
and are not appropriate if you are in financial
difficulty. Please click here to review our
responsible lending policy.
Uncle Buck is committed
to lending responsibly
How to apply by text
Our payday loans are available from £75 to £1,000 in steps of £25.
Not everyone will be offered £1,000 and we may offer you a loan
amount that is lower than the amount you requested if our affordability
and other checks indicate this is appropriate.
To apply text 'LOAN' plus the amount you would like along with your last known 8
digit SMS code to:
07860 021 717**
For example
If you would like to apply for a loan of £200 and your last known 8 digit SMS code was
12345678 you would text LOAN £200 12345678 to 07860 021 717
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Media & Press Enquiries
For all media and press enquiries,
please contact:
Sophie Naylor
Franklin Rae PR
Tel: 0203 011 1023 or UBpress@uncle-
buck.co.uk
* Calls may be recorded and monitored for security and training purposes.
Call charges may apply depending on your telephone provider.
Unclebuck.tv is owned and operated by Uncle Buck Finance LLP, UK.
Uncle Buck is a trading name of Uncle Buck Finance LLP Company Number OC356091.
Registered Office 707 Churchill Way, Biggin Hill Airport, Biggin Hill, Westerham, Kent TN16 3BN.
Uncle Buck Finance LLP is authorised and regulated by the Financial Conduct Authority (Interim Permission Number 640978).
You can confirm our registration on the Financial Conduct Authority’s website or by contacting the Financial Conduct Authority on 0800 111 6768.
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