Learn how Fintech is revolutionizing access to working capital finance for Indian SMEs, enabling them to fuel growth, seize opportunities, and meet their financial needs without collateral.

1. How Fintech is Empowering Indian
SMEs Growth

2. Introduction
The Indian SME sector has been growing at a rapid pace in recent years, thanks to the
emergence of Fintech companies that have been providing them with financial
products and services.
One such company is Oxyzo Financial Services, which has been supporting Indian
SMEs by offering customised working capital loans that cater to their specific needs.

3. Fintech and Indian SMEs
Fintech has played a crucial role in the growth of Indian SMEs by providing them with
access to finance that was previously unavailable to them.
With the help of digital lending platforms, SMEs can now apply for loans online and
receive funds within a matter of days, without having to go through the cumbersome
process of traditional banking.

4. Growth of Indian SMEs
Introduction: Small and medium-sized enterprises (SMEs) are the backbone of the Indian economy,
accounting for over 90% of all businesses in the country. However, SMEs often face challenges in
accessing capital, which can hinder their growth.
Fintech companies: Fintech companies are using technology to provide innovative financial solutions to
SMEs, such as loans, insurance, and payments. These solutions can help SMEs to access the capital they
need to grow their businesses.
Oxyzo: Oxyzo is a fintech company that provides working capital finance to SMEs. Oxyzo's solutions are
customized to the specific needs of SMEs, and they can help SMEs to improve their cash flow and grow
their businesses.

5. Data: According to a report by the World Bank, SMEs in India contribute 40% of the
country's GDP and employ over 80% of the workforce. However, only 16% of SMEs
have access to formal credit.
Impact: The lack of access to capital can hinder the growth of SMEs. A study by the
International Finance Corporation found that SMEs that have access to capital grow
twice as fast as those that do not.
Opportunity: Fintech companies are well-positioned to help SMEs access the capital
they need to grow. By using technology, fintech companies can provide SMEs with
faster, more efficient, and more affordable access to capital.

6. Benefits of Oxyzo Financial Services
Oxyzo: Oxyzo is a fintech company that provides working capital finance to SMEs.
Oxyzo's solutions are customized to the specific needs of SMEs, and they can help
SMEs to improve their cash flow and grow their businesses.
Oxyzo offers a variety of working capital finance solutions, including:
Purchase financing: Oxyzo provides loans to SMEs to purchase inventory.

7. Dropline overdraft: Oxyzo provides SMEs with a line of credit that they can use to
meet their working capital needs.
Invoice discounting: Oxyzo buys invoices from SMEs at a discount, which provides
SMEs with immediate access to cash.

8. Conclusion
Fintech companies are playing a significant role in helping SMEs in India grow. By
providing innovative financial solutions, fintech companies are helping SMEs to access
the capital they need to grow their businesses.
Oxyzo is a leading fintech company that is helping SMEs in India grow. Oxyzo's
solutions are customized to the specific needs of SMEs, and they can help SMEs to
improve their cash flow and grow their businesses.
If you are an SME that is looking for working capital finance, contact Oxyzo today.
Oxyzo can help you to access the capital you need to grow your business.