Dive into real success stories of small and medium-sized enterprises (SMEs) that transformed their businesses using Purchase Finance. From expanding market share to surviving seasonal cash crunches, these case studies demonstrate the tangible benefits of this financial solution.

1. Cost-Benefit Analysis of
Purchase Finance

2. Introduction to Purchase Finance
Definition: Purchase finance is a financial facility that helps businesses pay for the
goods they need to fulfill customer orders.
Relevance for SMEs: It allows SMEs to manage cash flow more effectively by
providing immediate funding for purchasing inventory without depleting working
capital.

3. Key Benefits of Purchase Finance for SMEs
Immediate Access to Working Capital: Maintain liquidity for operational costs.
Cash Flow Management: Align payment outflows with accounts receivable inflows.
Supplier Discounts: Leverage early payment to negotiate better terms.
Scalability: Take on larger orders with confidence in your financial backing.

4. Quantifying the Benefits
Increased Sales Potential: Illustrate with a bar chart showing growth in sales
volume.
Cost Reduction: Pie chart depicting the percentage decrease in costs through
supplier discounts and optimized inventory turnover.

5. Understanding the Costs
Interest Expense: Average rates applied to purchase finance.
Fee Structure: Common fees associated with purchase financing (origination fees,
service fees, etc.).
Comparison: A table comparing these costs with conventional loan products.

6. Risks Involved in Purchase Finance
Over-reliance on Debt: The risk of becoming dependent on finance facilities.
Market Volatility: Potential impact of economic downturns on repayment capacity.

7. Mitigating the Risks
Diversification: Use a mix of financial instruments to balance risk.
Financial Planning: Employ robust financial forecasting to inform borrowing.

8. Real-World Applications – SME Success Stories
Success Story 1: A brief case study of an SME that improved their market share
due to purchase finance.
Success Story 2: An SME that used purchase finance to survive a seasonal cash
crunch.

9. ROI Calculation
Formula: ROI = (Net Gain from Investment - Cost of Investment) / Cost of
Investment
Example: Present a hypothetical ROI calculation for an SME utilizing purchase
finance.

10. Why Choose Oxyzo for Purchase Finance?
Customization: Oxyzo offers tailored financing solutions that fit your unique
business needs.
Competitiveness: Highlight Oxyzo's competitive rates and flexible terms.
Efficiency: Stress the fast, transparent, and hassle-free application process.

11. Tailored Purchase Finance Solutions for SMEs by Oxyzo
At Oxyzo, we understand that each SME has its unique financial footprint. Our
purchase finance solutions are designed to fit the specific contours of your
business operations, enabling you to capitalize on opportunities with agility and
confidence.

12. Key Features
Customized Financing: Loans structured around your business cycle and cash
flow demands.
Adaptable Terms: Options to scale your finance as your business grows.
Simplified Access: Minimal documentation, fast processing, and a user-friendly
interface.
Strategic Support: Insightful financial advice to align with your purchasing and
growth strategies.
Visit Oxyzo for more details:- https://www.oxyzo.in/