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Be sure to have a savings
or checking account with a
bank nearby.
Prepare a significant sum of cash
especially if you wish to get a prepaid card -
http://www.newhorizon.org/Info/guaranteedcredit.htm
or a secured credit card -
http://www.newhorizon.org/Info/securedcc.htm
Check your mailbox for offers
for pre-approved credit cards
• A lot of major credit card firms today send offers
for pre-approved or guaranteed approval credit
cards directly to the mailboxes
REMINDER: Don’t jump on the first program you will find. Take
the time to consider the features of various pre-approved or
instant-approval credit card offers you will receive.
Scout for online card issuers
Don’t limit your quest with banks and credit card issuers
in your city. Majority of card issuers that conduct business
through the internet are more capable of providing first-
time cardholders like you with low interest credit cards
than their offline counterparts.
Low Interest Credit Cards:
http://www.newhorizon.org/Info/guaranteedcredit.htm
For college students out
there, search for affordable
student credit cards
Visit this page for more information:
http://www.newhorizon.org/credit-info/qualifying-for-your-
first-credit-card/

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How To Qualify For Your Very First Credit Card Account

  • 1.
  • 2. Be sure to have a savings or checking account with a bank nearby.
  • 3. Prepare a significant sum of cash especially if you wish to get a prepaid card - http://www.newhorizon.org/Info/guaranteedcredit.htm or a secured credit card - http://www.newhorizon.org/Info/securedcc.htm
  • 4. Check your mailbox for offers for pre-approved credit cards • A lot of major credit card firms today send offers for pre-approved or guaranteed approval credit cards directly to the mailboxes REMINDER: Don’t jump on the first program you will find. Take the time to consider the features of various pre-approved or instant-approval credit card offers you will receive.
  • 5. Scout for online card issuers Don’t limit your quest with banks and credit card issuers in your city. Majority of card issuers that conduct business through the internet are more capable of providing first- time cardholders like you with low interest credit cards than their offline counterparts. Low Interest Credit Cards: http://www.newhorizon.org/Info/guaranteedcredit.htm
  • 6. For college students out there, search for affordable student credit cards Visit this page for more information: http://www.newhorizon.org/credit-info/qualifying-for-your- first-credit-card/