Manage your finances better with these valuable tips to free yourself from debt and save for your retirement. For more information, please visit our blog on http://www.newhorizon.org/credit-info/.

1. Guide to A Better
Financial Status

2. Personal Finance
For so many people personal finance is
a mystery that seems impossible to
figure out. The average American will
make about one million dollars in a
lifetime, but will still retire with only a
small fraction of that money available.
Here are some tips to help you get in
your way to a better financial status.

3. Keep Track of Your Spending
Understand where your money goes
by writing down how much you spend
every day. Try writing things down on
a whiteboard in your kitchen or
somewhere else that is visible. You
will pass by it all day so it stays in your
mind.

4. Set Aside 10-13% of Your Paycheck in A Savings Account
Make sure that you are taking about
10-13% off your paychecks and
putting them aside into a savings
account. This will help you out
greatly during the tough economic
times. Then, when an unexpected bill
comes, you will have the emergency
funds to cover it and not have to
borrow and pay interest fees.

5. Pay Off Your Debts
The amount of interest on
loans is very high, and the
longer you take to pay them
off, the more you pay in
interest. Additionally, you
should always pay more than
the minimum that is due on
your loan or credit card.

6. Pay Your Bills On Time
Landlords are more likely to
help tenants who are in good
standing with them. If you make
them wait extra time to get their
rent then you can guarantee that
when you have a problem they
will not be in a rush to help you.

7. For more credit tips visit our bloghttp://www.newhorizon.org/credit-info/

8. Join Our Community!
New Horizon Business Services,
Inc.
NewHorizon.Org
NewHorizon.Org