Community Treatment Resources Evaluation Paper This assignment is designed to enable the student to demonstrate his or her ability to effectively evaluate the appropriateness of a treatment program to meet the needs of a client who presents with a co-occurring disorder. Instructions: Before you continue, save this document to your desktop or thumb drive and work off of it from there. Complete your responses right in this document. The boxes will enlarge to accommodate any length response. The assignment is due at 11:59 pm on the due date stated on the syllabus. As outlined in the syllabus, any assignment submitted after 11:59 pm on the due date stated on the syllabus will be considered late and 5 points will be deducted. Five points will be deducted for each additional day that the assignment is late. This assignment is worth 175 points. You are to call a treatment facility for addiction. It may be a rehabilitation facility, a detox, an IOP (Intensive Outpatient Program), or a residential treatment program. The program may be focused on adults or adolescents. The treatment facility you contact should be in Massachusetts, but if you live in another state or work in another state I will allow you to explore a treatment facility that will allow you to better meet your needs. Prior to calling, you must post the agency you are calling in Canvas in this module. Please check to see that nobody else is calling this facility to avoid two or more students calling the same place. Only one student should be calling a site. If someone else has already posted this site, please select another site. Your assignment is to call and find out what level of care is provided, what the admissions process is, what type of treatment is included (i.e. family, group, CBT, etc.), whether they accept insurance (private, MassHealth, or Medicare accepted?), and specifically, what treatment do they provide in terms of treating a co-occurring disorder. Answer each question below by typing in your responses in the boxes. Grading Criteria: One point will be deducted for every 3 errors in grammar, spelling and punctuation. Each question will be evaluated in terms of the completeness of the response. Specific feedback will be provided on the assignment as appropriate. Evaluation Name of Agency: (worth 5 points) Address: (worth 5 points) Telephone Number: (worth 5 points) What level(s) of care does this agency provide for addiction? Briefly discuss the treatment modality including the type(s) of treatment and the length of stay. Make sure you also include the age range of clients that is accepted. (worth 30 points) What is the process for admission? Be sure to include a discussion of the following: - Are referrals required? If yes, by whom? - Does there need to be medical clearance? - How does the agency determine level of care? Is an intake done? If so, when and where? - Is insurance accepted (including MassHealth and M.

1. Community Treatment Resources Evaluation Paper
This assignment is designed to enable the student to
demonstrate his or her ability to effectively evaluate the
appropriateness of a treatment program to meet the needs of a
client who presents with a co-occurring disorder.
Instructions:
Before you continue, save this document to your desktop or
thumb drive and work off of it from there. Complete your
responses right in this document. The boxes will enlarge to
accommodate any length response. The assignment is due at
11:59 pm on the due date stated on the syllabus. As outlined in
the syllabus, any assignment submitted after 11:59 pm on the
due date stated on the syllabus will be considered late and 5
points will be deducted. Five points will be deducted for each
additional day that the assignment is late. This assignment is
worth 175 points.
You are to call a treatment facility for addiction. It may be a
rehabilitation facility, a detox, an IOP (Intensive Outpatient
Program), or a residential treatment program. The program may
be focused on adults or adolescents. The treatment facility you
contact should be in Massachusetts, but if you live in another
state or work in another state I will allow you to explore a
treatment facility that will allow you to better meet your needs.
Prior to calling, you must post the agency you are calling in
Canvas in this module. Please check to see that nobody else is
calling this facility to avoid two or more students calling the
same place. Only one student should be calling a site. If
someone else has already posted this site, please select another
site. Your assignment is to call and find out what level of care
is provided, what the admissions process is, what type of
treatment is included (i.e. family, group, CBT, etc.), whether
they accept insurance (private, MassHealth, or Medicare

2. accepted?), and specifically, what treatment do they provide in
terms of treating a co-occurring disorder. Answer each question
below by typing in your responses in the boxes.
Grading Criteria:
One point will be deducted for every 3 errors in grammar,
spelling and punctuation. Each question will be evaluated in
terms of the completeness of the response. Specific feedback
will be provided on the assignment as appropriate.
Evaluation
Name of Agency:
(worth 5 points)
Address:
(worth 5 points)
Telephone Number:
(worth 5 points)

3. What level(s) of care does this agency provide for addiction?
Briefly discuss the treatment modality including the type(s) of
treatment and the length of stay. Make sure you also include the
age range of clients that is accepted.
(worth 30 points)
What is the process for admission? Be sure to include a
discussion of the following:
- Are referrals required? If yes, by
whom?
- Does there need to be medical
clearance?
- How does the agency determine level
of care? Is an intake done? If so,
when and where?
- Is insurance accepted (including
MassHealth and Medicare)?
(worth 30 points)
Is there a waiting list for admission? If so, how long is it? Are
there other treatment options available until the individual can
be admitted into the program?
(worth 10 points)
Discuss what treatment is provided to manage co-occurring
disorders (aka dual diagnoses). Is it addressed as part of the
treatment? Do they make referrals? etc.
(worth 30 points)
What disciplines are included in the provision of treatment?
Psychiatrists? Medical Doctors? Nurses? Counselors? Social
Workers? etc. Is there a treatment team to address various
needs?
(worth 30 points)
After speaking with someone from the agency, what was your
reaction to the types of services provided? Do the services seem
comprehensive? Difficult to navigate? If there is a waiting list,

4. were any other services available while the person waits for
admission? Evaluate the treatment facility in terms of your
clinical expertise. Is this a place you would feel comfortable
referring a client with co-occurring disorders to? Discuss your
findings. You may also comment on other aspects of the
evaluation here.
worth 30 points)
FIN 534- Homework Set 2
1
The first section of the test asks you to address these discounted
cash flow analysis problems:
1. What is the present value of the following uneven cash flow
stream −$50, $100, $75, and $50 at the end of Years 0 through
3? The appropriate interest rate is 10%, compounded annually.
Formula to calculate PV of single cash flow is PV=fv/ (1+i) n
PV = $50 + 100/ (1+.1)1+ 75/ (1+.1)2 + 50/ (1+.1)3
50+ 90.909 + 61.98 + 37.56
$240.45
2. We sometimes need to find out how long it will take a sum of
money (or something else, such as earnings, population, or
prices) to grow to some specified amount. For example, if a
company’s sales are growing at a rate of 20% per year, how
long will it take sales to double?
The formula of 72 Rule is as follows:
72 = n*i
72 = n * 20
N = 72/20
N= 3.6 years.
3. Will the future value be larger or smaller if we compound an

5. initial amount more often than annually—for example, every 6
months, or semiannually—holding the stated interest rate
constant? Why?
The future value of an amount will go on increasing as the
compounding frequency gets greater than one. If interest is
being compounded semiannually, quarterly, weekly or monthly
the reason for higher future value is that the compound interest
means interest on interest as the compounding frequency
continues increasing. If the interests is compounded
semiannually then interest amount will be higher than if interest
is compounded annually so interest on that higher amount will
be higher and so on. Thus future value of amount having
interest compounded quarterly will be higher than if the same
amount is being compounded semiannually and so on.
4. What is the effective annual rate (EAR or EFF%) for a
nominal rate of 12%, compounded semiannually? Compounded
quarterly? Compounded monthly? Compounded daily?
Effective interest rate = (1 + i/m) m – 1
Semiannually = (1 + .12/2)2 – 1
12.36%
Quarterly = (1 + .12/ 4) 4 – 1
12.56%
Monthly = (1 +.12/12) 12 -1
12.68%
Daily = (1+ .12/365)365 – 1
12.747%
5. Suppose that on January 1 you deposit $100 in an account
that pays a nominal (or quoted) interest rate of 11.33463%, with
interest added (compounded) daily. How much will you have in
your account on October 1, or 9 months later?
FV = PV (1 + i)n
PV = $100
I = 11.33463%
N= 9 months
Putting values in the formula we get FV
100 (1 + .1133463/365).75 * 365

6. 100 1`(1.0887)
$108.87
Use the following information for Questions 6 and 7:
A firm issues a 10-year, $1,000 par value bond with a 10%
annual coupon and a required rate of return is
10%.
6. What would be the value of the bond described above if, just
after it had been issued, the expected inflation rate rose by 3
percentage points, causing investors to require a 13% return?
Would we now have a discount or a premium bond?
V= PV of Interest payments + PV of Maturity value of bond
V= 100 * [1-1/ (1+.13)10]/.13 + 1000/(1.13)10
542.6 + 294.58
$837
The intrinsic value 837<1000 so it’s a discount bond.
7. What would happen to the bond’s value if inflation fell and
rd declined to 7%? Would we now have a premium or a discount
bond?
V= PV of interest payments + PV of maturity value of bond
V= 100 * [1-1/ (1+.07)10]/.07 + 1000/ (1.07)10
100 (7.02358) + 1000/1.967
702 + 508.349
$1210
The value 1210>1000 so it’s premium bond.
8. What is the yield to maturity on a 10-year, 9% annual
coupon, $1,000 par value bond that sells for $887.00? That sells
for $1,134.20? What does a bond selling at a discount or at a
premium tell you about the relationship between rd and the
bond’s coupon rate?
YTM=Kdl+ [(Kdl- Kdh)(PVl-PVytm)]/PVl-PVh
.09+ [(.12 - .09)(1000-887)]/(1000-830.47)
.09+ 3.39/169.53
10.99%
If market price =1134.20 YTM=?
Using the same procedure we will calculate YTM as follow:
If Kd=9% then V=1000<1134.20

7. If Kd= 7% then V= 90[1-1/ (1.07)10]/.07 + 1000/1.0710
632 + 508.3
1140> 1134
Putting the formula YTM= .07 + [ (.09-.07)(1140-
1134.20)]/(1140-1000)
7.08285%
When Kd = coupon rate Then bond will have value equal to face
value of bond
When Kd > coupon rate then bond will be selling at discount
When Kd < coupon rate bond will be selling at premium
9. What are the total return, the current yield, and the capital
gains yield for the discount bond in Question #8 at $887.00? At
$1,134.20? (Assume the bond is held to maturity and the
company does not default on the bond.)
Current yield of the bond= annual coupon payment/ market
price of the bond
In the current question Current yield will be: 90/887 = 10.146%
YTM = current yield + capital Gain yield
10.99%= 10.146 + x
X= 0.843%
If market price = 1134.20 then
Current yield = 90/1134.20
7.9%
YTM = Current yield + Capital Gain yield
1. Capital Gain yield = 0.855%
FIN 534 – Homework Set #2
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FIN 534 Homework Set #2 Page 1 of 1
Directions: Answer the following questions on a separate
document. Explain how you reached the answer
or show your work if a mathematical calculation is needed, or
both. Submit your assignment using the
assignment link in the course shell. This homework assignment
is worth 100 points.
Use the following information for Questions 1 through 5:
Assume that you are nearing graduation and have applied for a
job with a local bank. The bank’s
evaluation process requires you to take an examination that
covers several financial analysis techniques.
The first section of the test asks you to address these discounted
cash flow analysis problems:
1. What is the present value of the following uneven cash flow
stream −$50, $100, $75, and $50 at the
end of Years 0 through 3? The appropriate interest rate is 10%,
compounded annually.
2. We sometimes need to find out how long it will take a sum of
money (or something else, such as
earnings, population, or prices) to grow to some specified
amount. For example, if a company’s sales
are growing at a rate of 20% per year, how long will it take
sales to double?

9. 3. Will the future value be larger or smaller if we compound an
initial amount more often than annually—
for example, every 6 months, or semiannually—holding the
stated interest rate constant? Why?
4. What is the effective annual rate (EAR or EFF%) for a
nominal rate of 12%, compounded
semiannually? Compounded quarterly? Compounded monthly?
Compounded daily?
5. Suppose that on January 1 you deposit $100 in an account
that pays a nominal (or quoted) interest
rate of 11.33463%, with interest added (compounded) daily.
How much will you have in your account
on October 1, or 9 months later?
Use the following information for Questions 6 and 7:
A firm issues a 10-year, $1,000 par value bond with a 10%
annual coupon and a required rate of return is
10%.
6. What would be the value of the bond described above if, just
after it had been issued, the expected
inflation rate rose by 3 percentage points, causing investors to
require a 13% return? Would we now
have a discount or a premium bond?
7. What would happen to the bond’s value if inflation fell and

10. rd declined to 7%? Would we now have a
premium or a discount bond?
8. What is the yield to maturity on a 10-year, 9% annual
coupon, $1,000 par value bond that sells for
$887.00? That sells for $1,134.20? What does a bond selling at
a discount or at a premium tell you
about the relationship between rd and the bond’s coupon rate?
9. What are the total return, the current yield, and the capital
gains yield for the discount bond in
Question #8 at $887.00? At $1,134.20? (Assume the bond is
held to maturity and the company does
not default on the bond.)