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FIN 370 Assignment Week 1 Apply Exercise
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FIN 370 Week 1 Apply Exercise Review the Week 1 “Knowledge
Check” in Connect® in preparation for this assignment. Complete the
Week 1 “Exercise” in Connect®. Note: You have only one attempt
available to complete this assignment. Grades must be transferred
manually to eCampus by your instructor. Don’t worry, this might
-Hill
Connect® Access Maximizing owners’ equity value means carefully
considering all of the following EXCEPT Multiple Choice how best
to return the profits from those projects to the owners over time.
which projects to invest in. how to best bring additional funds into the
firm. how best to increase the firm’s risk. Not all cash a company
generates will be returned to the investors. Which of the following
will NOT reduce the amount of capital returned to the investors?
Multiple Choice taxes dividends retained earnings As individual legal
entities, corporations assume liability for their own debts, so the
shareholders hold Multiple Choice unlimited liability. shared liability.
joint liability. only limited liability. For corporations, maximizing the
value of owner’s equity can also be stated as Multiple Choice
maximizing the stock price. maximizing earnings per share.
maximizing retained earnings. maximizing net income. Which of the
following is not an impact of the slowdown occurring in China’s
economy? Multiple Choice falling community prices lower demand in
materials such as steel, iron ore, and copper real estate market
declining in Sydney, Australia money going out of Manhattan, New

York What is the debt ratio for a firm with an equity multiplier of 3.5?
Multiple Choice 58.51 percent 66.25 percent 44.09 percent 71.43
percent Which of the following refer to ratios that measure the
relationship between a firm’s liquid (or current) assets and its current
liabilities? Multiple Choice internal-growth market value liquidity
cross-section For publicly traded firms, which of these ratios measure
what investors think of the company’s future performance and risk?
Multiple Choice profitability ratios liquidity ratios price value ratios
market value ratios Which of the following is the maximum growth
rate that can be achieved by financing asset growth with new debt and
retained earnings? Multiple Choice sustainable growth rate weighted
growth rate internal growth rate retained earnings growth rate To
interpret financial ratios, managers, analysts, and investors use which
of the following type of benchmarks? Multiple Choice time series
analysis time-industry analysis competitive analysis cross-industry
analysis n both the original deposit and on the earlier interest
payments Multiple Choice discounting. computing. multiplying.
compounding. MC Qu. 4-71 A deposit of $500 earns 5… A deposit of
$500 earns 5 percent the first year, 6 percent the second year, and 7
percent the third year. What would be the third year future value?
Multiple Choice $595.46 $634.91 $671.02 $615.62 MC Qu. 4-9 With
regard to money deposited in… With regard to money deposited in a
bank, future values are Multiple Choice smaller than present values.
are completely independent of present values. equal to present values.
larger than present values. MC Qu. 4-17 What is the future value of…
What is the future value of $2,000 deposited for one year earning 6
percent interest rate annually? Multiple Choice $4,120 $2.000 $120
$2,120 MC Qu. 4-10 A dollar paid (or received) in… A dollar paid
(or received) in the future is Multiple Choice not comparable to a
dollar paid (or received) today. worth as much as a dollar paid (or
received) today. worth more than a dollar paid (or received) today. not
worth as much as a dollar paid (or received) today. MC Qu. 4-29
Approximately how many years does it… Approximately how many

years does it take to double a $300 investment when interest rates are
8 percent per year? Multiple Choice 9 years 11 years 4.17 years 0.11
years MC Qu. 4-7 The interest rate, i, which we… The interest rate, i,
which we use to calculate present value, is often referred to as the
Multiple Choice compound rate. dividend. multiplier. discount rate.
MC Qu. 4-73 What is the present value of… What is the present value
of a $600 payment in one year when the discount rate is 8 percent?
Multiple Choice $525.87 $575.09 $555.56 $498.61 MC Qu. 4-78
Approximately what rate is needed to… Approximately what rate is
needed to double an investment over five years? Multiple Choice 12.2
percent 8 percent 15.8 percent 14.4 percent MC Qu. 4-79 Determine
the interest rate earned on… Determine the interest rate earned on an
$800 deposit when $808 is paid back in one year. Multiple Choice
100 percent 15 percent 10 percent 1 percent MC Qu. 4-109 You
double your money in 5… You double your money in five years. The
reason your return is not 20 percent per year is because: Multiple
Choice it is probably a “fad” investment. it does not reflect the effect
of the Rule of 72. it does not reflect the effect of compounding. it
does not reflect the effect of discounting. MC Qu. 5-146 Which of the
following will increase… Which of the following will increase the
future value of an annuity? Multiple Choice The number of periods
increases. The amount of the annuity increases. The interest rate
increases. All of these choices are . MC Qu. 5-22 What is the future
value of… What is the future value of a $1,000 annuity payment over
4 years if the interest rates are 8 percent? Multiple Choice $4,506.11
$9,214.20 $4,320.00 $3,312.10 MC Qu. 5-74 If the present value of
an… If the present value of an ordinary, 8-year annuity is $12,500
and interest rates are 9.1 percent, what is the present value of the same
annuity due? Multiple Choice $14,114.80 $14,211.90 $13,941.90
$13,637.50 MC Qu. 5-147 Which of the following will increase…
Which of the following will increase the present value of an annuity?
Multiple Choice The effective rate is calculated over fewer years. The
amortization schedule decreases. The interest rate decreases. The

number of periods decreases. MC Qu. 5-30 If the future value of an…
If the future value of an ordinary, 7-year annuity is $10,000 and
interest rates are 4 percent, what is the future value of the same
$9,615.38 MC Qu. 5-31 If the future value of an… If the future value
of an ordinary, 4-year annuity is $1,000 and interest rates are 6
percent, what is the future value of the same annuity due? Multiple
Choice $943.40 $1,000.00 $1,040.00 $1,060.00 MC Qu. 5-33 A loan
is offered with monthly… A loan is offered with monthly payments
and a 6.5 percent APR. What is the loan’s effective annual rate
(EAR)? Multiple Choice 5.69 percent 12.63 percent 7.28 percent
6.697 percent MC Qu. 5-15 People refinance their home… People
refinance their home mortgages Multiple Choice when rates fall and
rise. whenever they need to, independent of rates. when rates fall.
when rates rise.
==============================================
FIN 370 Assignment Week 1 Practice Knowledge Check
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FIN 370 Week 1 Practice Knowledge Check Complete the Week 1
“Knowledge Check” in Connect®. Note: You have unlimited
attempts available to complete this practice assignment. The highest
scored attempt will be recorded. These assignments have earlier due
dates, so plan accordingly. Grades must be transferred manually to
eCampus by your instructor. Don’t worry, this might happen after

your due date. MC Qu. 1-14 Which of the following managers
would… Which of the following managers would NOT use finance?
Multiple Choice human resource managers marketing managers
operational managers all of these choices are . MC Qu. 1-11 Which of
the following is defined… Which of the following is defined as a
group of securities that exhibit similar characteristics, behave
similarly in the marketplace, and are subject to the same laws and
regulations? Multiple Choice market instruments investments
financial markets asset classes MC Qu. 1-63 An angel investor differs
from a… An angel investor differs from a venture capitalist because
of the Multiple Choice size of investment. voting rights. type of
investment. investment time frame. MC Qu. 1-18 This type of
business organization is… This type of business organization is
entirely legally independent from its owners. Multiple Choice hybrid
organizations partnership sole proprietorship public corporations MC
Qu. 1-67 Which of these is the system… Which of these is the system
of incentives and monitors that tries to overcome the agency problem?
Multiple Choice checks and Balances Security Exchange Commission
board of Directors corporate Governance MC Qu. 1-54 From the
perspective of control, the… From the perspective of control, the best
form of business organization is the Multiple Choice corporation.
partnership. S corporation. sole proprietorship. MC Qu. 1-19 Which
of the following is… Which of the following is NOT considered a
hybrid organization? Multiple Choice limited liability partnership
limited liability company limited partnership all of these choices are .
S corporation MC Qu. 1-1 The increase in oil production in… The
increase in oil production in the United States characterizes which of
the following key financial concepts presented in this book? Multiple
Choice the Rule of 72 time value of money capital budgeting risk and
return MC Qu. 1-59 All of the following are an… All of the following
are an example of a fiduciary relationship EXCEPT Multiple Choice a
financial advisor advises her clients. a CEO manages the firm. the
shareholder elects a board member. a bank employee manages

deposits. MC Qu. 3-85 Which ratio assesses how efficiently a…
Which ratio assesses how efficiently a firm uses its fixed assets?
Multiple Choice capital intensity ratio current ratio fixed asset
turnover average collection period MC Qu. 3-90 A firm reported
working capital of… A firm reported working capital of $5.5 million
and fixed assets of $20 million. Its fixed asset turnover was 1.2 times.
What was the firm’s sales to working capital ratio? Multiple Choice
4.36 times 6.03 times 2.21 times 5.19 times MC Qu. 3-103 Which
ratio measures the number of… Which ratio measures the number of
dollars of operating cash available to meet each dollar of interest and
other fixed charges that the firm owes? Multiple Choice fixed-charge
coverage ratio cash coverage ratio operating coverage ratio times
interest earned MC Qu. 3-25 You are evaluating the balance sheet…
You are evaluating the balance sheet for Blue Jays Corporation. From
the balance sheet you find the following balances: cash and
marketable securities = $200,000, accounts receivable = $800,000,
inventory = $1,000,000, accrued wages and taxes = $250,000,
accounts payable = $400,000, and notes payable = $300,000. What
are Blue Jays’ current ratio, quick ratio, and cash ratio, respectively?
Multiple Choice 3.07692, 1.53846, 0.30769 1.05263, 1.05263,
0.21053 2.10526, 1.05263, 0.21053 3.07692, 1.05263, 0.30769 MC
Qu. 3-6 Which of the following ratios measure… Which of the
following ratios measure how efficiently a firm uses its assets, as well
as how efficiently the firm manages its accounts payable? Multiple
Choice quick or acid-test cash internal-growth asset management MC
Qu. 3-20 For publicly traded firms, which of… For publicly traded
firms, which of these ratios measure what investors think of the
company’s future performance and risk? Multiple Choice profitability
ratios liquidity ratios price value ratios market value ratios MC Qu. 3-
116 Which ratio measures the overall return… Which ratio measures
the overall return on the firm’s assets including financial leverage and
taxes? Multiple Choice basic earning power ROE ROA profit margin
MC Qu. 3-112 The maximum growth rate that can… The maximum

growth rate that can be achieved by financing asset growth with
internal financing or retained earnings is called the Multiple Choice
internal growth rate. sustainable growth rate. retention rate. operating
expansion rate. MC Qu. 3-22 Which of the following is the… Which
of the following is the maximum growth rate that can be achieved by
financing asset growth with new debt and retained earnings? Multiple
Choice weighted growth rate internal growth rate sustainable growth
rate retained earnings growth rate MC Qu. 3-23 To interpret financial
ratios, managers, analysts,… To interpret financial ratios, managers,
analysts, and investors use which of the following type of
benchmarks? Multiple Choice time series analysis cross-industry
analysis time-industry analysis competitive analysis MC Qu. 3-42
Last year Poncho Villa Corporation had… Last year Poncho Villa
Corporation had an ROA of 16 percent and a dividend payout ratio of
25 percent. What is the internal growth rate? Multiple Choice 13.64
percent 33.33 percent 25.40 percent 1.19 percent
==============================================
www.uopfin370.com
FIN 370 Week 2 Practice Knowledge Check Complete the Week 2
“Knowledge Check” in Connect®. Note: You have unlimited
attempts available to complete this practice assignment. The highest
scored attempt will be recorded. These assignments have earlier due
dates, so plan accordingly. Grades must be transferred manually to
eCampus by your instructor. Don’t worry, this might happen after

Learn: McGraw-Hill Connect® Access
MC Qu. 4-16 What is the future value of… What is the future value
of $1,000 deposited for one year earning 5 percent interest rate
annually? Multiple Choice $1,005 $1,000 $2,050 $1,050 MC Qu. 4-5
We call the process of earning… We call the process of earning
interest on both the original deposit and on the earlier interest
payments Multiple Choice discounting. computing. multiplying.
compounding. MC Qu. 4-71 A deposit of $500 earns 5… A deposit of
$500 earns 5 percent the first year, 6 percent the second year, and 7
percent the third year. What would be the third year future value?
Multiple Choice $595.46 $634.91 $671.02 $615.62 MC Qu. 4-9 With
regard to money deposited in… With regard to money deposited in a
bank, future values are Multiple Choice smaller than present values.
are completely independent of present values. equal to present values.
larger than present values. MC Qu. 4-17 What is the future value of…
What is the future value of $2,000 deposited for one year earning 6
percent interest rate annually? Multiple Choice $4,120 $2.000 $120
$2,120 MC Qu. 4-10 A dollar paid (or received) in… A dollar paid
(or received) in the future is Multiple Choice not comparable to a
dollar paid (or received) today. worth as much as a dollar paid (or
received) today. worth more than a dollar paid (or received) today. not
worth as much as a dollar paid (or received) today. MC Qu. 4-29
Approximately how many years does it… Approximately how many
years does it take to double a $300 investment when interest rates are
8 percent per year? Multiple Choice 9 years 11 years 4.17 years 0.11
years MC Qu. 4-7 The interest rate, i, which we… The interest rate, i,
which we use to calculate present value, is often referred to as the
Multiple Choice compound rate. dividend. multiplier. discount rate.
MC Qu. 4-73 What is the present value of… What is the present value
of a $600 payment in one year when the discount rate is 8 percent?
Multiple Choice $525.87 $575.09 $555.56 $498.61 MC Qu. 4-78
Approximately what rate is needed to… Approximately what rate is
needed to double an investment over five years? Multiple Choice 12.2

percent 8 percent 15.8 percent 14.4 percent MC Qu. 4-79 Determine
the interest rate earned on… Determine the interest rate earned on an
$800 deposit when $808 is paid back in one year. Multiple Choice
100 percent 15 percent 10 percent 1 percent MC Qu. 4-109 You
double your money in 5… You double your money in five years. The
reason your return is not 20 percent per year is because: Multiple
Choice it is probably a “fad” investment. it does not reflect the effect
of the Rule of 72. it does not reflect the effect of compounding. it
does not reflect the effect of discounting. MC Qu. 5-146 Which of the
following will increase… Which of the following will increase the
future value of an annuity? Multiple Choice The number of periods
increases. The amount of the annuity increases. The interest rate
increases. All of these choices are . MC Qu. 5-22 What is the future
value of… What is the future value of a $1,000 annuity payment over
4 years if the interest rates are 8 percent? Multiple Choice $4,506.11
$9,214.20 $4,320.00 $3,312.10 MC Qu. 5-74 If the present value of
an… If the present value of an ordinary, 8-year annuity is $12,500
and interest rates are 9.1 percent, what is the present value of the same
$13,637.50 MC Qu. 5-147 Which of the following will increase…
Which of the following will increase the present value of an annuity?
Multiple Choice The effective rate is calculated over fewer years. The
amortization schedule decreases. The interest rate decreases. The
number of periods decreases. MC Qu. 5-30 If the future value of an…
If the future value of an ordinary, 7-year annuity is $10,000 and
interest rates are 4 percent, what is the future value of the same
$9,615.38 MC Qu. 5-31 If the future value of an… If the future value
of an ordinary, 4-year annuity is $1,000 and interest rates are 6
percent, what is the future value of the same annuity due? Multiple
Choice $943.40 $1,000.00 $1,040.00 $1,060.00 MC Qu. 5-33 A loan
is offered with monthly… A loan is offered with monthly payments
and a 6.5 percent APR. What is the loan’s effective annual rate

(EAR)? Multiple Choice 5.69 percent 12.63 percent 7.28 percent
6.697 percent MC Qu. 5-15 People refinance their home… People
refinance their home mortgages Multiple Choice when rates fall and
rise. whenever they need to, independent of rates. when rates fall.
when rates rise.
==============================================
www.uopfin370.com
FIN 370 Assignment Week 3 PracticeKnowledge Check Complete
the Week 3 “Knowledge Check” in Connect®. Note: You have
unlimited attempts available to complete this practice assignment. The
highest scored attempt will be recorded. These assignments have
earlier due dates, so plan accordingly. Grades must be transferred
manually to eCampus by your instructor. Don’t worry, this might
happen after your due date. MC Qu. 7-67 Which of the following is
NOT… Which of the following is NOT true about EE savings bonds?
Multiple Choice These are tax deferred investments. Interest
payments are received annually but are tax deductible. About one in
six Americans owns a savings bond. Paper bonds sell for one-half of
their face value. MC Qu. 7-4 Which of the following is a legal…
Which of the following is a legal contract that outlines the precise
terms between the issuer and the bondholder? Multiple Choice
Prospectus Enforcement codes Debenture Indenture MC Qu. 7-125 A
4.15 percent TIPS has an… A 4.15 percent TIPS has an original
reference CPI of 182.1. If the current CPI is 188.3, what is the par

value of the TIPS? Multiple Choice $1,000.00 $1,004.75 $967.07
$1,034.05 MC Qu. 7-124 A 2.95 percent TIPS has an… A 2.95
percent TIPS has an original reference CPI of 180.2. If the current
CPI is 205.1, what is the current interest payment and par value of the
TIPS? (Assume semi-annual interest payments and $1,000 par value.)
Multiple Choice $878.60, $16.79, respectively $1,000.00, $29.50,
respectively $1,138.18, $29.50, respectively $1,138.18, $16.79,
respectively MC Qu. 7-81 A 5.125 percent TIPS has an… A 5.125
percent TIPS has an original reference CPI of 191.8. If the current
CPI is 188.3, what is the par value of the TIPS? Multiple Choice
$992.75 $981.75 $1,018.60 $1,042.95 MC Qu. 7-38 Calculate the
price of a zero… Calculate the price of a zero coupon bond that
matures in 10 years if the market interest rate is 6 percent. (Assume
semi-annual compounding and $1,000 par value.) Multiple Choice
$1,000.00 $553.68 $558.66 $940.00 MC Qu. 7-18 Which of the
following terms means… Which of the following terms means the
chance that future interest payments will have to be reinvested at a
lower interest rate? Multiple Choice Credit quality risk Interest rate
risk Reinvestment rate risk Liquidity rate risk MC Qu. 7-43 What’s
the taxable equivalent yield on a municipal… What’s the taxable
equivalent yield on a municipal bond with a yield to maturity of 3.9
percent for an investor in the 35 percent marginal tax bracket?
Multiple Choice 1.09% 6.00% 11.14% 3.90% MC Qu. 7-21 Which of
the following is an… Which of the following is an important
advantage to the issuer of a bond with a call provision? Multiple
Choice They allow for refinancing opportunities. They are able to
avoid reinvestment rate risk. They are able to avoid interest rate risk.
They are able to reduce their credit risk. Which of the following are
backed only by the reputation and financial stability of the
corporation? Multiple Choice Both debentures and unsecured bonds
Debentures None of the options Unsecured bonds Which of the
following terms is the chance that the bond issuer will not be able to
make timely payments? Multiple Choice Interest rate risk Liquidity of

interest rate risk Term structure of interest rates Credit quality risk As
residual claimants, which of these investors claim any cash flows to
the firm that remain after the firm pays all other claims? rev:
07_10_2017_QC_CS-93259 Multiple Choice preferred stockholders
creditors common stockholders bondholders All of the following are
stock market indices EXCEPT: Multiple Choice Dow Jones Industrial
Average. Standard & Poor’s 500 Index. Nasdaq Composite Index.
Mercantile 1000. You would like to sell 400 shares of International
Business Machines (IBM). The current bid and ask quotes are $96.24
and $96.17, respectively. You place a limit sell-order at $96.20. If the
trade executes, how much money do you receive from the buyer?
Multiple Choice $38,464.00 $38,496.00 $38,468.00 $38,480.00
Investors sell stock at the: Multiple Choice dealer price. broker price.
bid price. quoted ask price. At your discount brokerage firm, it costs
$9.95 per stock trade. How much money do you need to buy 100
shares of Ralph Lauren (RL), which trades at $85.13? Multiple
Choice $8,503.05 $8,503.00 $9,508.00 $8,522.95 A preferred stock
from DLC pays $5.10 in annual dividends. If the required return on
the preferred stock is 12.1 percent, what is the value of the stock?
Multiple Choice $42.15 $47.25 $240.97 $6.31 At your discount
brokerage firm, it costs $10.50 per stock trade. How much money do
you need to buy 100 shares of Apple (AAPL), which trades at
$202.64? Multiple Choice $21,314.00 $20,274.50 $20,253.50 In
$20,264.00 JPM has earnings per share of $3.75 and P/E of 47. What
is the stock price? Multiple Choice $185.95 $174.08 $112.98 $176.25
Pfizer, Inc. (PFE) has earnings per share of $2.09 and a P/E ratio of
11.02. What is the stock price? Multiple Choice $18.97 $5.27 $23.03
$0.19
==============================================

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