1. A LOOK AT
STRUCTURAL CLAIMS
By 2-10 Home Buyers Warranty®

2. STRUCTURAL DEFECTS
And you should know...
• By state law a builder is responsible for the property for
up to 10 years.
• 80% of structural defects are due to soil movement and are
typically out of a builder’s control.
• 1-in-4 homes in the United States experience some structural
distress over their lifetime, and 5% of all homes experience
major difficulties.
are a serious occurrence in new construction.

3. AND ARE NOT COVERED BY HOMEOWNER’S INSURANCE
OR A GENERAL LIABILITY POLICY*.
STRUCTURAL
DEFECTS
COST AN AVERAGE
OF $42,000
Between 2000 and 2012, the warranty insurer for
2-10 HBW paid $112 million in construction defect claims.
*Check your policy for coverages.

4. Age of Home: 9 years, 1 month
Distress: Minor interior distress; Soil
voids up to 12 inches discovered when
the plumber repaired a broken waste
line. Unsafe. The soil no longer
supported the concrete family
room floor.
Cause: Inadequate soil compaction.
Cost: $28,600
CLAIM #1

5. THE RESULT Contractors had to fill the 12 inch void.

6. Age of Home: 8 years
Distress: Chimney leaning with
horizontal cracking. Unsafe.
The chimney may potentially
collapse and fall through the roof.
Cause: Inadequate framing.
Cost: $47,000
CLAIM #2

7. THE RESULT
Chimney had to be rebuilt.

8. Age of Home: 1 year
Distress: Reported dip in floor
near back right corner of family
room. Unlivable. Deflection in the
floor interfered with operation of
patio doors.
Cause: Damaged particle board
in floor joist.
Cost: $61,000
CLAIM #3

9. THE RESULT
Particle board and floor joists
were repaired and patio doors
were replaced.

10. • Claims 1, 2, and 3 totaled $136,600, of which
the builder and homeowner paid nothing for the
necessary repair.
• Cosmetic repairs in all 3 claim scenarios were
covered under the 2-10 HBW Structural Warranty.
• Whether the claim happens within the first year or
in the ninth year, coverage with the 2-10 HBW
Structural Warranty begins day one.
STRUCTURAL WARRANTY
2-10 Home Buyers Warranty
Benefits of the

11. Can your business survive a $42,000 structural defect?
Call today to find out how you can place the
2-10 HBW Structural Warranty on your new home.
855.523.6422