1. A structural
home warranty
could save you
thousands of dollars.
TEXAS CASE STUDY
By 2-10 Home Buyers Warranty®

2. In Wichita Falls, TX...
a builder had been
enrolling homes since
the company’s inception
in 1994, with 2-10 Home
Buyers Warranty®
(2-10 HBW).

3. In 2008 the builder enrolled a home with
a sales price of $365,000 in the 2-10 HBW
Structural Warranty program.
This particular enrollment
was discovered to have
structural damages, which
were reported to the warranty
insurer – just shy of one year
after its closing date.

4. Upon investigation, the
foundation of the home
had settled unevenly.
The primary cause of the settlement
was lack of compaction of the
placed foundation fill.
The secondary cause of the settlement
was the failure to install piers
to support the home’s foundation,
which was supposed to be completed
by the contractor.

5. Why compaction is needed?
It reduces the amount of air pockets in
the soil by packing particles closer
together into a given space to increase
soil density and strength. This helps
restrict air and water movement.
Major structural problems can arise if
excessive soil settlement under footings
and slabs is present.
non-compacted
Air
Water
compacted
Solid Particles

6. How was this claim resolved
for the homeowner of this
Wichita Falls builder?
The warranty
insurer paid
approximately
$283,000 for the
repair of this
structural claim .
®
PPY HOMES
A
LONG LIVE H
Pay
chita Falls
Of Wi
To The Order
$283,000.00
Homeowner
ree
and eighty th
Two hundred
ount
llars
thousand do
Am
im
Structural Cla
*
*Data collected from New Home Warranty Insurance Company.
2-10 Home Buyers
Warranty

7. 2-10 HBW was able to protect this
builder from an expensive claim
because structural warranty coverage
was in place.
Structural warranty coverage:
• Insurance-backed coverage starts
day one of closing
• NO SOIL EXCLUSIONS
• Third party insurance-backed warranty
• Reinsured by SwissRe, one of the world’s
largest reinsurers

8. Can your business survive a $283,000 structural defect?
Call today to find out how you can include a
2-10 HBW Structural Warranty on the homes you build.
855.523.6422