4. CurrentTrends
52%
Americans
spend more
than what
they earn
$1.33 spent of
every $1 earned
25%
Americans
have more
debt than
savings
20% overspend
their income by
more than $100
every week
50%
Americans
set up a
monthly
budget
21% fail to meet
that budget
5. How can people become more aware of
& improve their spending habits?
Question
9. Research—Experts
Dan Ariely
It’s not that we’re spending
a lot of money, we’re not
spending it efficiently
BJ Fogg
Changing tiny habits
leads to changes in
bigger habits
Charles Duhigg
17. Advicely—System
setup
YOU
bank
vices etc
chase,bankofamerica,wellsfargo,etc
YOU
buy vice
recognizes your
patterns over time
buy vice
illustrates the true value
of that $ amount over time
(past, present & future)
notifies you
of your patterns
buy alternate
or cheaper
transfer $ you saved by
buying alternative
into your goal
YOU
notifies you
of success
continues to transfer
$ until goal is reached
abandon goal
goal
&cost
travel,education,emergencyfund,etc
18. Control your vices. Reach your goals.
Advicely needs the support and partnership of banks.
Will you join us?
19. Pam Jue · John Kim · Meghana Khandekar
Prototyping User Experiences · 25 April 2013 · SVA IXD
Thankyou