Michelle Walker, a college junior, normally prides herself on keeping control of her finances. But the fall semester was a disaster. She contracted West Nile virus and was very sick for months. It was an effort just to keep up with her classes. let alone balance her checkbook. Because she had to quit her part-time job. she knew her checking account balance was getting a little low. but she didn't quite realize how low until she got a bank notice indicating that she had overdrawn her account. The disallowed transactions are as follows: How much does Michelle need to deposit in the account to have enough to pay all the retailers plus her penalties? $225.97 $250.74 $139.77 $201.20 .