1. Đề thi vào chuyên viên tư vấn tài chính (Multichoice)
Đề thi vào chuyên viên tư vấn tài chính
(Tại 1 cty tài chính nước ngoài)
Đề thi có 65 câu, làm trong 90 phút, dưới đây là 12 câu trong số đó.
Nhận xét: Dạng bài thi của vị trí này, sẽ thi vào mọi loại kiến thức liên quan đến tài
chính (VD: Thuế, luật tài chính, kế toán, ngân hàng, thanh toán quốc tế, tài trợ dự án,
chứng khoán, quản trị DN .v..v...)
(Multichoice)
1. Which business form has a limited life?
a. S corporation
b. General partnership
c. Limited liability company
d. Sole proprietorship
2. A portfolio increases in value from $1,000,000 to $1,210,000 over 24 months. The
annualized rate of return is:
a. 10.00%
b. 10.50%

2. c. 11.00%
d. 21.00%
3. Which security is most affected by interest rate risk?
a. Common stock
b. Preferred stock
c. Treasury bill
d. Commercial paper
4. Which investment offers the greatest protection against purchasing power risk?
a. Long term U. S. government bonds
b. Long term zero-coupon bonds
c. Real estate
d. Investment grade preferred stock
5. A 401(k) plan is established by a(n):
a. self-employed individual with contributions based upon the individual’s self employed
income
b. for-profit corporation with contributions made by employees as a salary reduction
c. not-for-profit organization with contributions made by employees as a salary reduction
d. government agency with contributions made by the employer on behalf of the
employees
6. Which statements are true?
I Strategic portfolio management is the determination of the asset allocation percentages
among differing asset classes in the portfolio
II Strategic portfolio management is the determination of the permitted variance within
each asset allocation percentage assigned to a specific asset class
III Tactical portfolio management is the determination of the asset allocation percentages
among differing asset classes in the portfolio
IV Tactical portfolio management is the determination of the permitted variance within
each asset allocation percentage assigned to a specific asset class
a. I and III
b. I and IV
c. II and III
d. II and IV
7. Value investors:
a. seek to find investments that are undervalued by the market
b. determine the value of a security through fundamental analysis

3. c. invest in securities included in the Value Line index
d. make their investment decision based upon the market performance of the security
8. Income in a revocable trust is taxed at the:
a. corporate tax rate
b. trust tax rate
c. grantor’s tax rate
d. gift tax rate
9. If market interest rates rise from 6% to 7%, which security’s price would be most
adversely affected?
a. 1 year Treasury Bill
b. 5 year Treasury Note
c. 15 year Treasury Bond
d. 15 year Treasury STRIP
10. Which security would be expected to have the greatest duration?
a. 5 year; 5% coupon bond
b. 5 year; zero-coupon bond
c. 20 year; 6% coupon bond
d. 20 year; zero-coupon bond
11. Which of the following is included in the cash flow analysis performed when
determining the current financial status of a customer?
a. Assets owned by the customer
b. Liabilities owed by the customer
c. Equity that the customer has in his or her home
d. Dividends received by the customer
12. Arrange the following in order of the market capitalization (from smallest to
largest) of companies included in the index:
I Standard and Poor’s 500 Index
II Standard and Poor’s Mid-Cap 400 Index
III Russell 2000 Index
a. I, II, III
b. III, II, I
c. III, I, II
d. II, I, III

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