This is a presentation I originally gave to a MOPS (Mothers of Preschoolers) group. I detail three approaches to budgeting that will work regardless of your current financial situation.

1. Adventures in Budgeting Landon Loveall Twitter: @landonloveall FaceBook: Money Works LLC Web: moneyworksfp.com MoneyWorks LLC A Referral Based Business

2. lisacee from Flickr

3. First Steps Focus: Changing behavior Works Best: New to Budgeting Debt or Overspending Problems How: Handwritten Budget Envelopes Pay Cash

4. Budget Exercise John and Jane Doe John (35) owns a landscaping and lawn care company Jane (33) stays at home Kids: Jacob age 6 Emily age 2 Income $75,000 per year

22. Cruise Control Focus: Maintenance When: Depends on Person Situation How: Use electronic and online tools Use debit cards

26. Tip: Customize Your Budget

27. Get a Copy of Budget Spreadsheet Google Docs Landon’s Budget

28. The Promised Land Focus: Responsible Wise When: Debt free Monthly surplus How: Optimize account structure

64. Tip: When Do I Need Help? Things to Consider: Multiple ways to obtain professional advice Where are you? Life stage Income Liz Weston Article 8 Things Your Financial Planner Won’t Tell You

65. Adventures in Budgeting Landon Loveall Twitter: @landonloveall FaceBook: Money Works LLC Web: moneyworksfp.com MoneyWorks LLC A Referral Based Business