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Foreclosure: The Crisis That Hits Home

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Kirwan Institute for the Study of Race and Ethnicity
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Foreclosure: The Crisis That Hits Home  2009 Washington State Access to Justice Conference Justice: Hope and Help in Hard Times john a. powell Executive Director, The Kirwan Institute for the Study of Race & Ethnicity and Williams Chair in Civil Rights & Civil Liberties, Moritz College of Law
The State of Washington
 
The Foreclosure Crisis ,[object Object],[object Object],[object Object]
Foreclosures ,[object Object],[object Object],United for a Fair Economy, “Foreclosed: State of the Dream 2008”
The Impact of Concentrated Foreclosures in a neighborhood ,[object Object],[object Object],[object Object],[object Object],[object Object]
Reverse Redlining ,[object Object],[object Object],[object Object]
Ex: Baltimore ,[object Object],[object Object],[object Object],[object Object],[object Object]
Baltimore: Foreclosure & Race/Income
Ex: Institutionalized Disinvestment: Redlining Map of Philadelphia
From Redlining to Reverse Redlining in Philadelphia
Connecticut
Columbus, OH
Housing is Most of Our Net Worth ,[object Object]
African American homeownership gains were reversed after 2004; they have reverted to 2000 levels. Austin, Algernon. “Reversal of Fortune.” EPI Briefing Paper #220 18 Sept. 2008.
The Miner’s Canary… ,[object Object],[object Object],[object Object]
Capital Market ‘Credit crunch’ Affected neighborhoods are being reduced to ‘ghost towns’ Reduced spending and retail flight Families lose their homes, wealth and safety Banks, police and courts saddled with foreclosures SUBPRIME LENDING: We didn’t care about the canary...
An Uneven Recession… ,[object Object],[object Object],[object Object],[object Object],[object Object],Bureau of Labor Statistics & http://www.msnbc.msn.com/id/29843053 & Marlow, Ron, and Andrew Sum. “A Job Crisis for Young Black Men.” The Boston Globe 22 Apr 2009.
The black-white median income ratio has dropped below 1995 levels. Austin, Algernon. “What a Recession Means for Black America.” EPI Issue Brief # 241. 18 Jan. 2008.

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Foreclosure: The Crisis That Hits Home

  • 1. Foreclosure: The Crisis That Hits Home  2009 Washington State Access to Justice Conference Justice: Hope and Help in Hard Times john a. powell Executive Director, The Kirwan Institute for the Study of Race & Ethnicity and Williams Chair in Civil Rights & Civil Liberties, Moritz College of Law
  • 2. The State of Washington
  • 3.  
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  • 7.
  • 8.
  • 10. Ex: Institutionalized Disinvestment: Redlining Map of Philadelphia
  • 11. From Redlining to Reverse Redlining in Philadelphia
  • 14.
  • 15. African American homeownership gains were reversed after 2004; they have reverted to 2000 levels. Austin, Algernon. “Reversal of Fortune.” EPI Briefing Paper #220 18 Sept. 2008.
  • 16.
  • 17. Capital Market ‘Credit crunch’ Affected neighborhoods are being reduced to ‘ghost towns’ Reduced spending and retail flight Families lose their homes, wealth and safety Banks, police and courts saddled with foreclosures SUBPRIME LENDING: We didn’t care about the canary...
  • 18.
  • 19. The black-white median income ratio has dropped below 1995 levels. Austin, Algernon. “What a Recession Means for Black America.” EPI Issue Brief # 241. 18 Jan. 2008.