Financial literacy program

2. PLANNING FOR EDUCATION TUITION FEE PROJECTIONS* SCHOOL YEAR 2005 SCHOOL YEAR 2010 SCHOOL YEAR 2015 SCHOOL YEAR 2020 SCHOOL YEAR 2021 UST 63,400 127,520 256,488 515,889 593,272 MIRIAM 70,000 140,794 283,188 569,591 655,030 ASSUMPTION 110,000 221,248 445,007 895,068 1,029,328 SAN BEDA 80,000 160,908 323,643 650,961 748,605 DLSU 141,000 283,603 570,426 1,147,330 1,319,430 ADMU 130,000 261,477 525,923 1,057,818 1,216,491 SCHOOL TUITION FEE

3. Secrets to a better future Lesson 1: Start investing early Lesson 2: Start investing regularly Lesson 3: Compounding has tremendous effect. Remember: “ There are no Guarantees in Life. We make our own choices.” 3 Reasons Why People Are POOR: … BECAUSE THEY DON’T WANT TO BE RICH … BECAUSE THEY ARE FINANCIALLY IGNORANT … BECAUSE THEY DON’T RIDE THE VEHICLES TO WEALTH

5. CASH FLOW PATTERN OF THE RICH GOLDEN RULE: BUY ASSETS!

6. VEHICLES TO WEALTH

10. Investing for the Future: All of these age brackets got 10Million on their retirement at age 60, what’s the difference? Lesson 1: Start investing early Lesson 2: Start investing regularly Lesson 3: Compounding has tremendous effect. AGE ANNUAL CONTRIBUTION TOTAL CONTRIBUTION 30 Php 61,336 Php 1,901,409 40 Php 161,621 Php 3,394,031 50 Php 522,446 Php 5,746,910

11. SUMMARY: “ THE POOR AND MIDDLE CLASS WORK FOR THE MONEY. … THE RICH HAVE MONEY WORK FOR THEM.”

12. Ergo… ULTIMATELY, IT’S NOT HOW MUCH MONEY YOU MAKE THAT MATTERS, BUT HOW MUCH MONEY YOU KEEP AND HOW LONG THAT MONEY WORKS FOR YOU. “ ”

13. THANK YOU! Please Visit: www.sunlife.com.ph Contact a Financial advisor now: Look for KC - 09391522452