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The Naked Truth about Retirement
“What you need to know
about Retirement”
presented by members of
the JCCC Retirees
Association (JCCCRA)
Welcome by
Alan Swarts
JCCCRA President
Though approaching
retirement is an exciting
time, it's important to
retire to something
(travel, volunteering, a
second career), not just
retire from your current
employment.
(Alan Swarts)
In preparing for
retirement from JCCC,
be sure you contact
Human Resources and
discuss how
remaining sick days
and vacation days will
be compensated or
lost. It's important to
know how current
policies affect your
accrued days off.
(Jerry Zimmerman)
Don’t just wonder if you
have sufficient financial
resources to retire; use
the KPERS Benefit
Calculator (KPERS.org)*
and the Social Security
Quick Calculator
(ssa.gov/OACT/quickcalc)
to get estimates of your
retirement income.
(Jerry Zimmerman)
Another useful retirement calculator:
https://tinyurl.com/CalculatorRetirement*See Calculators on
blue menu bar and
select KPERS 1, 2 or 3
And don’t forget about RMDs, IRAs and final
year investments!
(Phil Wegman)
New SECURE Act = big changes
in Required Mandatory
Distributions (RMD)
If you turned 70 on July 1,
2019, or later, you don't have
to take an RMD for 2019.
Instead, must take first RMD
for 2021, the year when you
turn 72, by 4/1/2022.
RMD applies to traditional IRAs
(not Roth), 401K and 403B
retirement plans
If you’re between 60-70
consider Roth rather than
additional 401K or 403B
contributions. However, there
would be no tax exemption for
distributions
Start early, research your options under Medicare. It’s
complicated and requires careful attention.
(Lin Knudson)
Start slow (the first month) but
try lots of activities the first
year. It'll help you determine
what interests you'd like to
pursue in retirement.
(Dave Ellis)
Continue challenging
yourself intellectually by
taking/teaching classes.
Think travel too.
( Anita Tebbe)
Options: Osher Institute (lifelong
learning institute)
http://kupce.ku.edu/osher-home
and Road Scholar
(www.roadscholar.org)
Explore ways to contribute
and feel good about your
volunteer service.
(Debby Hassur)
• JCCC Volunteer Opportunities
• English as Second Language
Volunteer
• Johnson County Adult
Education - Literacy Volunteer
• Operation Breakthrough
Volunteer and donation options
And even more volunteer
opportunities…
• Free Hot Soup KC
• Habitat for Humanity
• Hospice House Olathe
• Kansas City Hospice Care Volunteers
• KUMed’s Alzheimer’s Disease Center for
Alzheimer’s Disease Trials/Studies
Participation
And even more volunteer
opportunities…
• Johnson County Arts and Heritage
Center and Museum
• KC Pet Project
• League of Women Voters of Johnson
County
• League of Women Voters of Kansas
City
• Mainstream Coalition
• Project 10-20 -- Shelter in Lenexa for
homeless adults
Develop a plan to stay
active physically and
socially. There are
dangers in the physical
and mental sedentary
lifestyle.
(Phil Wegman)
Be aware of the phases of
retirement: Vacation Time,
Loss and Lost,
Trial and Error,
Reinvent and Repurpose.
(Jonathan Bacon)
“Everyone says you’ve got to get
ready financially…[but also] You’ve
got to get ready psychologically.” -
Lee Iacocca
Phase 1 – Vacation
Time
• Sense of relief, excitement, and
accomplishment, completed your work
career…and got out alive!
• No set routine, freedom from schedules!
• Making travel plans
• Plan a “trophy” purchase: sports car,
vacation home, new golf clubs, new
fishing rod, new wardrobe
• More time with your spouse or partner
• More time puttering around at home or
doing nothing!
Phase 2 - Loss and Lost
• Loss of structure. You miss the old routine
• Loss of identity. You’re no longer recognized as an expert or
“go to person” in your profession
• Loss of relationships. No longer part of a team, and you miss
the friendships. JCCCRA is a solution!
• Loss of purpose. No deadlines, no reason to get up in the
morning
• Loss of power. No longer the team leader, supervisor, problem-
solver; just another person on the street
• Spending too much time with spouse/partner (getting on each
other's nerves?)
• You’re bored, tired, nothing exciting to do
Phase 3 - Trial &
Error
• Start asking, “How can I still contribute?”
“What’s the meaning of my life now?”
• Actively explore options that will allow
you to make contributions and to feel
good about your efforts
• Commit to an experiment; a venture,
project, new career (part-time job),
volunteer effort, political or social cause
• If the effort fails, back to the drawing
board; re-consider your skills, strengths
and interests and try again
Phase 4 – Reinvest
& Repurpose
You Know You’re In Phase Four When
• You identify your unique abilities
• You review your life’s high points and use
them as a springboard
• You combine your unique ability with your
life’s high points to identify and verbalize
your “Life Purpose”
• You take action putting your plans and
dreams in motion to create:
o a new structure for your life
o a new identity, connected to your
passion
o new relationships
o renewed purpose
o a sense of enhanced power to make
good things happen for you and for
others
We’re All on Different Paths
“There’s a Harvard Study ,
a longitudinal study done
over a 20-year period that
interviewed over 15,000
retirees. One of their key
findings was, “The
unhappiest retirees had
not gone on to do anything
productive beyond pleasing
themselves.” It was all
about them, all the time:
Phase One for sure.”
~Riley Moynes
“My experience is that it (Phase
Four) almost always involves
some level of service to others.”
Riley Moynes from The Four Phases of
Retirement: What to Expect When
You're Retiring
• Some never get
beyond Phase 1
• Not always sequential
• May be a continual
process
• Each person’s path
may vary
Join JCCCRA; participate in one of the Association’s
Special Interest Groups or dedicate time to that
neglected hobby you’ve always wanted to pursue.
(Debby Hassur and Lori Vogelsberg)
Strawberry Hill Museum
And Cultural Center Tour
Including St. John The
Baptist Catholic Church
December Holiday Floral Design Class
Culinary Center of Overland
Park Pop-Up Lunch
Fun and Games Get-
Together
Fall Vegetable Planting Zoom Session Offered By Jean Smith’s Daughter, Jennifer Stefanchik
JCCC Sustainability Farm
Tour With Stu Shafer
Special Interest
Groups
Crafts Photography Technology
Wine
Genealogy
Dave Ellis’
JCCCRA BBQ
Presentation at
the Park
Wine SIG
Genealogy SIG
JCCCRA Chat: Best, Unique
and Little-Known Places
JCCCRA Chat:
Hiking, Biking and
Walking Trails of
Johnson County
JCCCRA Chat: KC Landmarks & Murals
JCCCRA Chat: Kansas Beauty
In All Seasons
Upcoming Events
 01/18/21 Lunch & Learn:
Free Did Not Mean
Welcome - Noon
 01/21/21 Tai Chi with Sally
Gordon - 10:30 AM
 01/21/21 Photo SIG: 2020
in Review - 2 PM
 01/26/21 Wine of the
Month Happy Hour - 5 PM
 02/05/21 JCCCRA Book
Exchange - 11 AM
 02/24/21 Southern Johnson
County Presentation - 2 PM
by Anita Tebbe
IN THE WORKS FOR 2021
 Auschwitz Exhibit – at
Union Station
 Container Garden
Presentation
 Creative uses for farmers
market foods
 Rock Painting
 Floral Arranging
 Memories of JCCC
 From Photos to
Photobooks and More
Q&A Time?
Sources
• Join JCCC Retirees Association
www.jccc.edu/about/foundation/giving/retiree-giving.html
then select the Join/Donate Now tab
• Motley Fool - goo.gl/Bypfa8
• The Four Phases of Retirement: What to Expect When
You're Retiring by Riley Moynes. Coach Press. Kindle Edition.
• KPERS Benefit Calculator at www.Kpers.org
• Social Security Quick Calculator at
www.ssa.gov/OACT/quickcalc
• FAQ Kansas Taxes - goo.gl/u13tpT
• Medicare and You available at Medicare.gov
Sources
• SHICK—Senior Health Insurance Counseling for Kansas,
kdads.ks.gov
• Osher Institute (lifelong learning institute)
kupce.ku.edu/osher-home
• Road Scholar (Trips) roadscholar.org
Volunteer Opportunities
• JCCC Volunteer Opportunities: Athletics, CLEAR
Program, Greenhouse, Adult Education, Nerman
Museum of Contemporary Art, Carlsen Center
Presents, Carlsen Center Vol*Stars, Center for
Sustainability, Special Projects and Events.
Community Resources. www.jccc.edu/community-
resources/volunteer.html
• English as Second Language Volunteer
search.jccc.edu/s/search.html?query=ESL&collection=jccc-search
• JCCC - JCAE (Johnson County Adult Education) -
Literacy Volunteer -- www.jccc.edu/community-
resources/adult-education/adult-education-volunteer-tutor-
program.html
• Operation Breakthrough Volunteer
operationbreakthrough.org/how-you-can-help/volunteer,
Maddie Connelly 816-756-6251
• Operation Breakthrough Item Donations List
operationbreakthrough.org/how-you-can-help/item-donations
816-756-3511
• Free Hot Soup KC
www.facebook.com/groups/FreeHotSoupKC
• Habitat for Humanity, Dana Bass, 816-269-9869
dbass@habitatkc.org
• Hospice House Olathe - Variety of volunteer
opportunities -- ww.olathehealth.org/patients-
andvisitors/volunteering/hospice-volunteers
• Kansas City Hospice Care Volunteers
kcvolunteers@KCHospice.org 816-941-1095
• KUMed’s Alzheimer’s Disease Center for
Alzheimer’s Disease Trials/Studies Participation
www.kualzheimer.org
• Johnson County Arts and Heritage Center and
Museum www.jcprd.com/759/Volunteer-Opportunities,
Jessica Doyle 913–715-2556
• KC Pet Project kcpetproject.org
• League of Women Voters of Johnson County
lwvjoco.org
• League of Women Voters of Kansas City lwvkc.org
• Mainstream Coalition mainstreamcoalition.org
• Project 10-20 -- Shelter in Lenexa for homeless
adults www.project1020.com

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The Naked Truth About Retirement 2021 Edition

  • 1. The Naked Truth about Retirement “What you need to know about Retirement” presented by members of the JCCC Retirees Association (JCCCRA) Welcome by Alan Swarts JCCCRA President
  • 2. Though approaching retirement is an exciting time, it's important to retire to something (travel, volunteering, a second career), not just retire from your current employment. (Alan Swarts)
  • 3. In preparing for retirement from JCCC, be sure you contact Human Resources and discuss how remaining sick days and vacation days will be compensated or lost. It's important to know how current policies affect your accrued days off. (Jerry Zimmerman)
  • 4. Don’t just wonder if you have sufficient financial resources to retire; use the KPERS Benefit Calculator (KPERS.org)* and the Social Security Quick Calculator (ssa.gov/OACT/quickcalc) to get estimates of your retirement income. (Jerry Zimmerman) Another useful retirement calculator: https://tinyurl.com/CalculatorRetirement*See Calculators on blue menu bar and select KPERS 1, 2 or 3
  • 5. And don’t forget about RMDs, IRAs and final year investments! (Phil Wegman) New SECURE Act = big changes in Required Mandatory Distributions (RMD) If you turned 70 on July 1, 2019, or later, you don't have to take an RMD for 2019. Instead, must take first RMD for 2021, the year when you turn 72, by 4/1/2022. RMD applies to traditional IRAs (not Roth), 401K and 403B retirement plans If you’re between 60-70 consider Roth rather than additional 401K or 403B contributions. However, there would be no tax exemption for distributions
  • 6. Start early, research your options under Medicare. It’s complicated and requires careful attention. (Lin Knudson)
  • 7. Start slow (the first month) but try lots of activities the first year. It'll help you determine what interests you'd like to pursue in retirement. (Dave Ellis)
  • 8. Continue challenging yourself intellectually by taking/teaching classes. Think travel too. ( Anita Tebbe) Options: Osher Institute (lifelong learning institute) http://kupce.ku.edu/osher-home and Road Scholar (www.roadscholar.org)
  • 9. Explore ways to contribute and feel good about your volunteer service. (Debby Hassur) • JCCC Volunteer Opportunities • English as Second Language Volunteer • Johnson County Adult Education - Literacy Volunteer • Operation Breakthrough Volunteer and donation options
  • 10. And even more volunteer opportunities… • Free Hot Soup KC • Habitat for Humanity • Hospice House Olathe • Kansas City Hospice Care Volunteers • KUMed’s Alzheimer’s Disease Center for Alzheimer’s Disease Trials/Studies Participation
  • 11. And even more volunteer opportunities… • Johnson County Arts and Heritage Center and Museum • KC Pet Project • League of Women Voters of Johnson County • League of Women Voters of Kansas City • Mainstream Coalition • Project 10-20 -- Shelter in Lenexa for homeless adults
  • 12. Develop a plan to stay active physically and socially. There are dangers in the physical and mental sedentary lifestyle. (Phil Wegman)
  • 13. Be aware of the phases of retirement: Vacation Time, Loss and Lost, Trial and Error, Reinvent and Repurpose. (Jonathan Bacon) “Everyone says you’ve got to get ready financially…[but also] You’ve got to get ready psychologically.” - Lee Iacocca
  • 14. Phase 1 – Vacation Time • Sense of relief, excitement, and accomplishment, completed your work career…and got out alive! • No set routine, freedom from schedules! • Making travel plans • Plan a “trophy” purchase: sports car, vacation home, new golf clubs, new fishing rod, new wardrobe • More time with your spouse or partner • More time puttering around at home or doing nothing!
  • 15. Phase 2 - Loss and Lost • Loss of structure. You miss the old routine • Loss of identity. You’re no longer recognized as an expert or “go to person” in your profession • Loss of relationships. No longer part of a team, and you miss the friendships. JCCCRA is a solution! • Loss of purpose. No deadlines, no reason to get up in the morning • Loss of power. No longer the team leader, supervisor, problem- solver; just another person on the street • Spending too much time with spouse/partner (getting on each other's nerves?) • You’re bored, tired, nothing exciting to do
  • 16. Phase 3 - Trial & Error • Start asking, “How can I still contribute?” “What’s the meaning of my life now?” • Actively explore options that will allow you to make contributions and to feel good about your efforts • Commit to an experiment; a venture, project, new career (part-time job), volunteer effort, political or social cause • If the effort fails, back to the drawing board; re-consider your skills, strengths and interests and try again
  • 17. Phase 4 – Reinvest & Repurpose You Know You’re In Phase Four When • You identify your unique abilities • You review your life’s high points and use them as a springboard • You combine your unique ability with your life’s high points to identify and verbalize your “Life Purpose” • You take action putting your plans and dreams in motion to create: o a new structure for your life o a new identity, connected to your passion o new relationships o renewed purpose o a sense of enhanced power to make good things happen for you and for others
  • 18. We’re All on Different Paths “There’s a Harvard Study , a longitudinal study done over a 20-year period that interviewed over 15,000 retirees. One of their key findings was, “The unhappiest retirees had not gone on to do anything productive beyond pleasing themselves.” It was all about them, all the time: Phase One for sure.” ~Riley Moynes
  • 19. “My experience is that it (Phase Four) almost always involves some level of service to others.” Riley Moynes from The Four Phases of Retirement: What to Expect When You're Retiring
  • 20. • Some never get beyond Phase 1 • Not always sequential • May be a continual process • Each person’s path may vary
  • 21. Join JCCCRA; participate in one of the Association’s Special Interest Groups or dedicate time to that neglected hobby you’ve always wanted to pursue. (Debby Hassur and Lori Vogelsberg)
  • 22. Strawberry Hill Museum And Cultural Center Tour Including St. John The Baptist Catholic Church
  • 23. December Holiday Floral Design Class
  • 24. Culinary Center of Overland Park Pop-Up Lunch
  • 25. Fun and Games Get- Together
  • 26. Fall Vegetable Planting Zoom Session Offered By Jean Smith’s Daughter, Jennifer Stefanchik
  • 27. JCCC Sustainability Farm Tour With Stu Shafer
  • 28. Special Interest Groups Crafts Photography Technology Wine Genealogy
  • 32. JCCCRA Chat: Best, Unique and Little-Known Places
  • 33. JCCCRA Chat: Hiking, Biking and Walking Trails of Johnson County
  • 34. JCCCRA Chat: KC Landmarks & Murals
  • 35. JCCCRA Chat: Kansas Beauty In All Seasons
  • 36. Upcoming Events  01/18/21 Lunch & Learn: Free Did Not Mean Welcome - Noon  01/21/21 Tai Chi with Sally Gordon - 10:30 AM  01/21/21 Photo SIG: 2020 in Review - 2 PM  01/26/21 Wine of the Month Happy Hour - 5 PM  02/05/21 JCCCRA Book Exchange - 11 AM  02/24/21 Southern Johnson County Presentation - 2 PM by Anita Tebbe
  • 37. IN THE WORKS FOR 2021  Auschwitz Exhibit – at Union Station  Container Garden Presentation  Creative uses for farmers market foods  Rock Painting  Floral Arranging  Memories of JCCC  From Photos to Photobooks and More
  • 39. Sources • Join JCCC Retirees Association www.jccc.edu/about/foundation/giving/retiree-giving.html then select the Join/Donate Now tab • Motley Fool - goo.gl/Bypfa8 • The Four Phases of Retirement: What to Expect When You're Retiring by Riley Moynes. Coach Press. Kindle Edition. • KPERS Benefit Calculator at www.Kpers.org • Social Security Quick Calculator at www.ssa.gov/OACT/quickcalc • FAQ Kansas Taxes - goo.gl/u13tpT • Medicare and You available at Medicare.gov
  • 40. Sources • SHICK—Senior Health Insurance Counseling for Kansas, kdads.ks.gov • Osher Institute (lifelong learning institute) kupce.ku.edu/osher-home • Road Scholar (Trips) roadscholar.org
  • 41. Volunteer Opportunities • JCCC Volunteer Opportunities: Athletics, CLEAR Program, Greenhouse, Adult Education, Nerman Museum of Contemporary Art, Carlsen Center Presents, Carlsen Center Vol*Stars, Center for Sustainability, Special Projects and Events. Community Resources. www.jccc.edu/community- resources/volunteer.html • English as Second Language Volunteer search.jccc.edu/s/search.html?query=ESL&collection=jccc-search • JCCC - JCAE (Johnson County Adult Education) - Literacy Volunteer -- www.jccc.edu/community- resources/adult-education/adult-education-volunteer-tutor- program.html • Operation Breakthrough Volunteer operationbreakthrough.org/how-you-can-help/volunteer, Maddie Connelly 816-756-6251 • Operation Breakthrough Item Donations List operationbreakthrough.org/how-you-can-help/item-donations 816-756-3511 • Free Hot Soup KC www.facebook.com/groups/FreeHotSoupKC • Habitat for Humanity, Dana Bass, 816-269-9869 dbass@habitatkc.org • Hospice House Olathe - Variety of volunteer opportunities -- ww.olathehealth.org/patients- andvisitors/volunteering/hospice-volunteers • Kansas City Hospice Care Volunteers kcvolunteers@KCHospice.org 816-941-1095 • KUMed’s Alzheimer’s Disease Center for Alzheimer’s Disease Trials/Studies Participation www.kualzheimer.org • Johnson County Arts and Heritage Center and Museum www.jcprd.com/759/Volunteer-Opportunities, Jessica Doyle 913–715-2556 • KC Pet Project kcpetproject.org • League of Women Voters of Johnson County lwvjoco.org • League of Women Voters of Kansas City lwvkc.org • Mainstream Coalition mainstreamcoalition.org • Project 10-20 -- Shelter in Lenexa for homeless adults www.project1020.com

Editor's Notes

  1. Welcome to The Naked Truth About Retirement! We’re glad you are all at the point in your careers that you’re thinking about retiring. I think I can speak for all our panelists…. we’re really glad we did it. Our panel discussion today will focus on a variety of topics including things we all need to be aware of, things we’ve learned, what worked for some of us and what we’d do different. And lastly, how to get involved in the JCCC Retirees Association!
  2. Retirement can be exciting but also a little scary. Be sure you have a plan about retiring to something you like to do such as volunteering, travel, taking classes, hobbies or maybe even another career. Don’t let it sneak up on you……. it’s a very different lifestyle from going to work every day.
  3. Work closely with your Human Resources Benefits Specialist when making retirement decisions.
  4. The absolute earliest you can start claiming Social Security retirement benefits is age 62. For anyone born between 1943 and 1954, the full retirement age is 66. However, starting with those born in 1955, the full retirement age increases by 2 months to 66 years and 2 months. The full retirement age continues to increases by 2 months each birth year thereafter until it hits age 67 in 1960. So, for anyone born in 1960 or later, the full retirement age will be 67, unless the law changes. Sign up for Part A & B when first eligible or you will pay a late enrollment penalty fee. It’s also important to file for Part D at the same time or you’ll incur a penalty. Cost of Medicare Part B in 2021 will vary by filing status and income. As income increases, the Part B cost also increases. For single individuals making up to $88,000 annually or married couples filing jointly making up to $176,000 annually, the Medicare Part B premium in 2021 will be $148.50 and the Part B deductible is $203 . The premium for Part B typically increases annually. For details on Medicare changes for 2021 see: https://medicareresources.org/faqs/what-kind-of-medicare-benefit-changes-can-iexpect-this-year/ Apply at least 4 months ahead of when you want to begin drawing benefits.
  5. Plan for retirement and consider the tax impact! KPERS retirement benefits are not taxable on Kansas return, but are on your Federal Income Tax return Retire to another state? KPERS payments may be taxable on both State and Federal returns Social Security payments, regardless of filing status are not taxable, with a Federal adjusted gross income (AGI) of $75K or less. Required minimum distribution (RMD) from TIAA or other 403B or 401K is taxable on both State and Federal returns The SECURE (Setting Every Community Up for Retirement Enhancement) Act, passed in 2019, made a big change to RMD requirements by extending the age from 70½ to 72. Under the new rules, if you turned 70 on July 1, 2019, or later, you don't have to take an RMD for 2019. Instead, you must take your first RMD for 2021, the year when you turn 72, by April 1, 2022. That means your money can now linger a little longer in tax-deferred paradise. The extended April 1 deadline only applies to your very first RMD. All subsequent RMDs are due by Dec. 31 of each year for that year. Keep in mind that means you could take two distributions in the first year that your RMDs kick in – one on April 1 for the prior year, and one on Dec. 31 for the current year. These RMD rules apply to retirement accounts including traditional IRAs, Simplified Employee Pension (SEP) IRAs, Savings Incentive Match Plan for Employees (SIMPLE) IRAs, 401(k)s, nonprofit 403(b) plans, government 457 plans, profit-sharing plans and other defined contribution plans. Roth IRAs, which are funded with after-tax contributions, don't require RMDs until after the owner dies. If you're still working in your 70s and have a traditional 401(k) or another defined contribution plan through your employer, you may be able to defer RMDs until April 1 of the year after you stop working. An RMD loophole for charitable contributions If you are upset about having to take an RMD and pay the tax, and you're in a position to make a generous charitable deduction, consider giving a portion of your RMD payout directly to charity. You can make any size qualified charitable distribution (QCD) you want - it doesn't need to be your entire RMD for the year.  The QCD must be withdrawn from a traditional IRA account. You won't get a charitable deduction on your tax return, but your contribution will be excluded from your taxable income. You must direct your IRA custodian to make the check directly to the charity. If it's made out to you, it will be counted as taxable income even if you turn around and donate the money to charity. The IRS calls this a qualified charitable contribution (QCD), and it only works for IRAs, not 401(k)s and other plans.
  6. Go to Medicare.gov to sign up for Medicare, select health insurance and drug plans, and for all information related to Medicare. The publication Medicare and You can also be downloaded at Medicare.gov SHICK—Senior Health Insurance Counseling for Kansas (it is free), kdads.ks.gov, call 800-860-5260 to schedule an appointment. Johnson County Kansas contact: Shawn Gifford, Social Security Office in Lenexa, call 877-898-4705 ext. 28310 to schedule an appointment.
  7. Check out the Osher Institute (lifelong learning institute) at http://kupce.ku.edu/osher-home Plan a trip, Volunteer Road Scholar is the organization that sponsors grandparents/grandchildren trips as well as other trips. Their web site is www.roadscholar.org (phone: 877-426-8056). Take a class at JCCC tuition free for eligible JCCC KPERS retirees and take a JCCC Continuing Education course on a space available basis for eligible JCCC KPERS retirees
  8. Volunteering   It enriches our society, brings us together as a community, and helps keep organizations afloat. ... Not only is volunteering important because it helps to better our community, it also helps to better us as individuals.   The value of being a member of JCCCRA is a lot about staying connected with the college. You may choose to volunteer your time at the college as a way to stay connected with our students. A Volunteer search on the college’s website brings up a list of opportunities.   JCCC Volunteer Opportunities: Athletics, CLEAR Program, Greenhouse, Adult Education, Nerman Museum of Contemporary Art, Carlsen Center Presents, Carlsen Center Vol*Stars, Center for Sustainability, Special Projects and Events. Community Resources. www.jccc.edu/community-resources/volunteer.html   English as Second Language Volunteer https://search.jccc.edu/s/search.html?query=ESL&collection=jccc-search   JCCC - JCAE (Johnson County Adult Education) - Literacy Volunteer -- https://www.jccc.edu/community-resources/adult-education/adult-education-volunteer-tutor-program.html     Operation Breakthrough Volunteer operationbreakthrough.org/how-you-can-help/volunteer Maddie Connelly 816-756-6251   Operation Breakthrough Item Donations List operationbreakthrough.org/how-you-can-help/item-donations 816-756-3511   Free Hot Soup KC https://www.facebook.com/groups/FreeHotSoupKC/   Habitat for Humanity Dana Bass 816-269-9869 dbass@habitatkc.org   Hospice House Olathe - Variety of volunteer opportunities -- https://www.olathehealth.org/patients-andvisitors/volunteering/hospice-volunteers/   Kansas City Hospice Care Volunteers kcvolunteers@KCHospice.org 816-941-1095   KUMed’s Alzheimer’s Disease Center for Alzheimer’s Disease Trials/Studies Participation www.kualzheimer.org   Johnson County Arts and Heritage Center and Museum https://www.jcprd.com/759/Volunteer-Opportunities Jessica Doyle 913–715-2556   KC Pet Project https://kcpetproject.org/   League of Women Voters of Johnson County lwvjoco.org   League of Women Voters of Kansas City lwvkc.org Mainstream Coalition mainstreamcoalition.org/   Project 10-20 -- Shelter in Lenexa for homeless adults https://www.project1020.com/  
  9. Volunteering   It enriches our society, brings us together as a community, and helps keep organizations afloat. ... Not only is volunteering important because it helps to better our community, it also helps to better us as individuals.   The value of being a member of JCCCRA is a lot about staying connected with the college. You may choose to volunteer your time at the college as a way to stay connected with our students. A Volunteer search on the college’s website brings up a list of opportunities.   JCCC Volunteer Opportunities: Athletics, CLEAR Program, Greenhouse, Adult Education, Nerman Museum of Contemporary Art, Carlsen Center Presents, Carlsen Center Vol*Stars, Center for Sustainability, Special Projects and Events. Community Resources. www.jccc.edu/community-resources/volunteer.html   English as Second Language Volunteer https://search.jccc.edu/s/search.html?query=ESL&collection=jccc-search   JCCC - JCAE (Johnson County Adult Education) - Literacy Volunteer -- https://www.jccc.edu/community-resources/adult-education/adult-education-volunteer-tutor-program.html     Operation Breakthrough Volunteer operationbreakthrough.org/how-you-can-help/volunteer Maddie Connelly 816-756-6251   Operation Breakthrough Item Donations List operationbreakthrough.org/how-you-can-help/item-donations 816-756-3511   Free Hot Soup KC https://www.facebook.com/groups/FreeHotSoupKC/   Habitat for Humanity Dana Bass 816-269-9869 dbass@habitatkc.org   Hospice House Olathe - Variety of volunteer opportunities -- https://www.olathehealth.org/patients-andvisitors/volunteering/hospice-volunteers/   Kansas City Hospice Care Volunteers kcvolunteers@KCHospice.org 816-941-1095   KUMed’s Alzheimer’s Disease Center for Alzheimer’s Disease Trials/Studies Participation www.kualzheimer.org   Johnson County Arts and Heritage Center and Museum https://www.jcprd.com/759/Volunteer-Opportunities Jessica Doyle 913–715-2556   KC Pet Project https://kcpetproject.org/   League of Women Voters of Johnson County lwvjoco.org   League of Women Voters of Kansas City lwvkc.org Mainstream Coalition mainstreamcoalition.org/   Project 10-20 -- Shelter in Lenexa for homeless adults https://www.project1020.com/  
  10. Volunteering   It enriches our society, brings us together as a community, and helps keep organizations afloat. ... Not only is volunteering important because it helps to better our community, it also helps to better us as individuals.   The value of being a member of JCCCRA is a lot about staying connected with the college. You may choose to volunteer your time at the college as a way to stay connected with our students. A Volunteer search on the college’s website brings up a list of opportunities.   JCCC Volunteer Opportunities: Athletics, CLEAR Program, Greenhouse, Adult Education, Nerman Museum of Contemporary Art, Carlsen Center Presents, Carlsen Center Vol*Stars, Center for Sustainability, Special Projects and Events. Community Resources. www.jccc.edu/community-resources/volunteer.html   English as Second Language Volunteer https://search.jccc.edu/s/search.html?query=ESL&collection=jccc-search   JCCC - JCAE (Johnson County Adult Education) - Literacy Volunteer -- https://www.jccc.edu/community-resources/adult-education/adult-education-volunteer-tutor-program.html     Operation Breakthrough Volunteer operationbreakthrough.org/how-you-can-help/volunteer Maddie Connelly 816-756-6251   Operation Breakthrough Item Donations List operationbreakthrough.org/how-you-can-help/item-donations 816-756-3511   Free Hot Soup KC https://www.facebook.com/groups/FreeHotSoupKC/   Habitat for Humanity Dana Bass 816-269-9869 dbass@habitatkc.org   Hospice House Olathe - Variety of volunteer opportunities -- https://www.olathehealth.org/patients-andvisitors/volunteering/hospice-volunteers/   Kansas City Hospice Care Volunteers kcvolunteers@KCHospice.org 816-941-1095   KUMed’s Alzheimer’s Disease Center for Alzheimer’s Disease Trials/Studies Participation www.kualzheimer.org   Johnson County Arts and Heritage Center and Museum https://www.jcprd.com/759/Volunteer-Opportunities Jessica Doyle 913–715-2556   KC Pet Project https://kcpetproject.org/   League of Women Voters of Johnson County lwvjoco.org   League of Women Voters of Kansas City lwvkc.org Mainstream Coalition mainstreamcoalition.org/   Project 10-20 -- Shelter in Lenexa for homeless adults https://www.project1020.com/  
  11. You may find that many of the physical and social opportunities you had while working are not as readily available. Join a health club Get out and walk Join the JCCC Retirees Association!
  12. “Everyone says you’ve got to get ready financially…[but also] You’ve got to get ready psychologically.” - Lee Iacocca
  13. The Excitement of Phase 1 Sense of relief, excitement, and accomplishment, completed your work career…and got out alive! No set routine, freedom from schedules! Making travel plans Plan a “trophy” purchase: sports car, vacation home, new golf clubs, new fishing rod More time with your spouse or partner More time puttering around at home or doing nothing!
  14. The Losses of Phase 2 Loss of structure. You miss the old routine Loss of identity. You’re no longer recognized as a great staff member, administrator, or professor Loss of relationships. No longer part of a team, and you miss the friendships. JCCCRA is a solution! Loss of purpose. Nothing to look forward to Loss of power. No longer the team leader, supervisor, problem-solver; just another person on the street Spending too much time with spouse/partner You’re bored, tired, nothing exciting to do The five stages, denial, anger, bargaining, depression and acceptance are a part of the framework that makes up our learning to live with the one we lost. 
  15. The Reevaluation of Phase 3 Start asking, “How can I still contribute?” “What’s the meaning of my life now?” Actively explore options that will allow you to make contributions and to feel good about your efforts Commit to an experiment; a venture, project, new career (part-time job), volunteer effort, political or social cause If the effort fails, back to the drawing board; re-consider your skills, strengths and interests and try again
  16. You Know You’re In Phase Four When • You identify your Unique Ability. • You review your life’s High Points and use them as a springboard. • You combine your Unique Ability with your life’s High Points to identify and verbalize your Life Purpose. • You find your Sweet Spot... the specific venture that combines your strengths, passions, and your desire to make a difference. • You take action to put it all in motion and create: * a new structure for your life * a new identity, connected to your passion * new relationships * renewed purpose * a sense of enhanced power to make good things happen for you and for others.
  17. JCCCRA plans a number of events throughout the year including tours of locations around KC, movies and lunches as well as all of the activities with our Special Interest Groups. Prior the arrival of Covid 19, we had several activities planned.
  18. We visited the Strawberry Hill Museum and Cultural Center which was a home turned into an orphanage from the early 1900’s until 1988. and a tour of the historic St. John the Baptist Catholic Church.
  19. To get us in the holiday spirit Diana Ryan, professor in the Floral Design Program , helped us made beautiful holiday centerpieces.
  20. We were able to get together at the Kansas City Culinary Center for their pop-up lunches. They have a different chef chosen menu each month.
  21. We learned a few new games and had lots of laughs. Then the pandemic hit! Since then it’s been a challenge for us to come up with new and creative ways to gather and still keep our distance. But, as you can see, we’ve managed! These are just some of our 2020 events, Pandemic Style!
  22. Our Fall Vegetable Planting Zoom class on Zoom was led by Master Gardener, Jennifer Stefanchik who shared information about container gardening for fall, what to plant when and how to care for the vegetables.
  23. Stu Shafer, Professor of Sustainable Agriculture gave an on-campus tour of part of JCCC’s Sustainability Program.
  24. Our Special Interest Groups have been active. Again, we have crafts, photography, technology, wine, genealogy and BBQ!
  25. We got together at Antioch Park for a BBQ/GAS presentation by Dave Ellis. He shared the history of JCCC’s legendary “GAS” group (Gastronomical Appreciation Society) that visited over 145 BBQ restaurants in the KC area. Their love of BB took them to Memphis, Austin and even London!
  26. The Wine of the Month Happy Hour never missed a beat. Thanks to Lyle Krehbiel, folks gather on Zoom to taste and learn about different wines every month or so. This is, by far, one of the best attended groups we have!
  27. The Genealogy SIG met online and learned a number of tools for researching family history including basic researching skills, local resources, keeping track of documents and sources among other things.
  28. JCCCRA Chats on Zoom met 8 times in the past few months….. This photo is from the Best, Unique and Little Known Places where members shared photos of places they’ve visited here in the KC area and a variety of other locations. - Zoom
  29. This Chat session focused on the Walking, Hiking, Cycling Trails of Johnson County – Jonathan Bacon and others shared information about a great resource we have in the county with all of the hiking and biking trails, and some of the unique characteristics they offer. – Zoom
  30. The KC Metro Landmarks and Urban Murals Chat Session highlighted what a great metropolitan area we live it! Participants shared photos of some of the amazing landmarks unique to KC - Zoom
  31. This Chat/Photo SIG -- Kansas Beauty in All Seasons I and II – shared the beauty of the plains, the sparkling rivers, and wooded areas and so many other beautiful sites that Kansas has to offer. Plus …5 additional JCCCRA Chat sessions, 2 craft projects, 3 yoga sessions and one community service project rounded out our 2020 year.   We even managed to get in a General Meeting and a zoom session to reminisce about all of the great memories we have of JCCC.
  32. We believe that 2021 will give us more opportunities to continue to visit locations around KC, socialize with former co-workers and meet new friends.   Here are some of the upcoming events/activities for JCCCRA with more being planned all the time. We’d love for you to become a member and join us! 01/18/21 Lunch & Learn: Free Did Not Mean Welcome - Zoom 12:00 pm Debby Hassur Black Archives/Humanities KS 01/21/21 Tai Chi with Sally Gordon – Zoom 10:30 am Sally Gordon Meditation and qigong 01/21/21 Photo SIG: 2020 in Review 2:00 pm Bacon/Stine 01/26/21 Wine of the Month Happy Hour – Zoom 5:00 pm Lyle Krehbiel 02/05/21 JCCCRA Book Exchange - JCCC 11:00 am Sheilah Philip 02/24/21 Southern Johnson County Presentation by 2:00 pm Debby Hassur by Anita Tebbe
  33. There are a number of additional events in the works. When plans are finalized, we’ll add them to the calendar.   At the end of this presentation, there will be a link to join the JCCCRA. Once there, select the "Join/Donate Now” tab. Remember, you can join BEFORE you retire!
  34. The Special Events video is available online at https://youtu.be/0JheTxh-RI0 The slideshow (minus the video) is available at https://www.slideshare.net/jbacon/the-naked-truth-about-retirement-2020 or you can use the shortened weblink: https://bit.ly/2SWigxj
  35. JCCC Volunteer Opportunities: Athletics, CLEAR Program, Greenhouse, Adult Education, Nerman Museum of Contemporary Art, Carlsen Center Presents, Carlsen Center Vol*Stars, Center for Sustainability, Special Projects and Events. Community Resources. www.jccc.edu/community-resources/volunteer.html   English as Second Language Volunteer https://search.jccc.edu/s/search.html?query=ESL&collection=jccc-search   JCCC - JCAE (Johnson County Adult Education) - Literacy Volunteer -- https://www.jccc.edu/community-resources/adult-education/adult-education-volunteer-tutor-program.html     Operation Breakthrough Volunteer operationbreakthrough.org/how-you-can-help/volunteer Maddie Connelly 816-756-6251   Operation Breakthrough Item Donations List operationbreakthrough.org/how-you-can-help/item-donations 816-756-3511   Free Hot Soup KC https://www.facebook.com/groups/FreeHotSoupKC/   Habitat for Humanity Dana Bass 816-269-9869 dbass@habitatkc.org   Hospice House Olathe - Variety of volunteer opportunities -- https://www.olathehealth.org/patients-andvisitors/volunteering/hospice-volunteers/   Kansas City Hospice Care Volunteers kcvolunteers@KCHospice.org 816-941-1095   KUMed’s Alzheimer’s Disease Center for Alzheimer’s Disease Trials/Studies Participation www.kualzheimer.org   Johnson County Arts and Heritage Center and Museum https://www.jcprd.com/759/Volunteer-Opportunities Jessica Doyle 913–715-2556   KC Pet Project https://kcpetproject.org/   League of Women Voters of Johnson County lwvjoco.org   League of Women Voters of Kansas City lwvkc.org Mainstream Coalition mainstreamcoalition.org/   Project 10-20 -- Shelter in Lenexa for homeless adults https://www.project1020.com/