Women more successful at crow.docx

Women more successful at crowdfunding than men,
says study
Philippines Daily Inquirer (Makati City,
Philippines).
(July 30, 2017):
From Global Issues in Context.
Copyright:
COPYRIGHT 2017 Asianet-Pakistan
http://www.inquirer.com.ph/abt.asp

Full Text:
While men continue to dominate the business sector, women are
able to start
their business from the ground through crowdfunding and are
more successful
at this method than their male counterparts.
In 2015 and 2016, PricewaterhouseCoopers conducted an
analysis of 450,000
seed crowdfunding campaigns in 205 countries. Examples of
seed crowdfunding
include sites like Indiegogo and Kickstarter where people can
pitch their
entrepreneurial plans and raise the necessary capital for it.
Men far outnumbered women in conducting campaigns with
139,000 versus 55,000
campaigns for men and women, respectively.
However, women had a higher success rate at reaching their
targets. They
numbered men at 22 percent, versus men's 17 percent success
rate.

This held up regardless of sector, territory and culture. In Asia,
women had
a 14 percent success rate while men had 7 percent. In the United
States, it
was 24 percent for women while men had 20 percent.
In terms of sectors, women also outperformed men. For
education projects, 12
percent of women and six percent of men successfully raised
pledges. Even in
technology, 13 percent of women and ten percent of men
crowdfunded
successfully.
A number of factors contributed to this. First, and most
importantly, is that
crowdfunding has more diversity in genders which leveled the
playing field
for women. While there are more male backers in crowdfunding,
they had
'greater openness to gender equality' and were 'more likely to
invest in female-led projects.'
Another is the way women presented their projects. Female
crowdfunders have
'more emotional and inclusive language' which was 'more
appealing both to female and male backers.'
Interestingly, using business language made funding less likely
for a pitch.

The study also points out that women turn to crowdfunding
because majority of
traditional funding, such as venture capitalists (VCs), do not
benefit women.
Most VCs are men and are more likely to provide capital to
male-led
businesses, even if the pitch content is the same for both sexes.
Only seven percent of partners of the top 100 venture firms in
the world are
women. VCs perceive that women running businesses are riskier
or won't
meet a return on investment.
Because of discrimination and lack of female representation, the
study cites
a 'missed opportunity' worth $300 billion for women in
business.
Both women and men can learn from one another: while men
can adapt
women's techniques in terms of presentation, women should
also strive
for higher targets and continue to use crowdfunding to jumpstart
their
business. Only 7 percent of campaigns that raised more than $1
million were
female-led, which means there is still more that women can
achieve and that
women should be confident in their capabilities to run a
business.

The study also calls on institutions such as governments, banks
and business
organizations to make financing businesses more gender-equal.
Recommendations
include training women entrepreneurs how to pitch and market
their ideas to
traditional firms, allotting more funds for female-led start-ups,
and
promoting crowdfunding for both investing in and creating
businesses.
Source Citation
(MLA 8th Edition)
"Women more successful at crowdfunding
than men, says study." Philippines Daily Inquirer [Makati City,
Philippines], 30 July 2017. Global Issues in Context,
http://link.galegroup.com.prx-
herzing.lirn.net/apps/doc/A499603168/GPS?u=lirn50909&sid=G
PS&xid=1017b1bd. Accessed 23 Jan. 2018.

Gale Document Number:
GALE|A499603168
Job Analysis Activity/Assignment
Part One:
Please visit the O*Net web site (http://online.onetcenter.org)
and select two of the following
job descriptions: Human Resources Manager, Commercial Truck
Driver, Registered Nurse,
Biomedical Engineer, Accountant, or Secondary School
Teacher. After selecting the job
descriptions, please answer the following questions for each of
the two job descriptions.
Job title of jobs being analyzed:
_____________________________________________
1. How would you recommend gathering information to update
this job description?

Specifically, what data sources and data collection methods do
you recommend? Explain why
you chose those sources and methods.
Sources you recommend:
Why those sources?
Methods you recommend:
Why those methods?
Please use complete sentences
2. There are 10 tasks listed on the job summary report. Write
the specific task statements in the
table below in order of importance. For each task/dimension,
indicate the percentage of time
spent on that function. The total must add to 100%.
Task Percentage: ________
Job #1:______________________________________________
Task Time on task (Percentage)
1
2

3
4
5
6
7
8
9
10
TOTAL = 100%
Job #2:______________________________________________
Task Time on task (Percentage)
1
2
3
4
5
6
7

8
9
10
TOTAL = 100%
Part Two
For each task named in part one, rate its importance to overall
job performance using Likert
Scale from 1 to 5. The number 1 meaning the task is of minor
importance, and the number 5
meaning the task is of major importance.
Write the specific task statements in the table below, and enter
the level of importance using
any number between 1 and 5. In the last column, provide
justification for your rating.
Job #1:______________________________________________
Job #2:______________________________________________
Part III
Using your responses to part 2, identify essential and
nonessential job functions for this job.
Job #1:______________________________________________

Task Importance Justification
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Task Essential or Nonessential?
1.
2.
Job #2:______________________________________________

Part IV
Review the abilities required to perform this job. Place the
number of each task in the
appropriate abilities category. A particular task can be
classified in more than one category. Add
the number of tasks in each category. What is the dominant type
of ability needed to perform
this job? Identify specific skills needed to perform major tasks.
Category of ability Frequency
3.
4.
5.
6.
7.
8.
9.
10.
Task Essential or Nonessential?
1.
2.

3.
4.
5.
6.
7.
8.
9.
10.
Job #1:______________________________________________
Category of Ability Frequency
Cognitive
Psychomotor
Physical
Sensory
Specific skills and abilities to perform major tasks:

_____________________________________________________
_________________________
_____________________________________________________
_________________________
_____________________________________________________
_________________________
_____________________________________________________
_________________
Job #2:______________________________________________
Category of Ability Frequency
Cognitive
Psychomotor
Physical
Sensory
Specific skills and abilities to perform major tasks:
_____________________________________________________
_________________________

_____________________________________________________
_________________________
_____________________________________________________
_________________________
_____________________________________________________
_________________
Part V. The last page of the assignment should be reference
page in APA format.
The Spark Project: Creating spark in crowdfunding
Philippines).
(Jan. 3, 2018):

Copyright:
Full Text:
There is no doubt that 'crowdfunding' has become the default
avenue
to raise funds for a campaign, a project, an appeal for help, and
other
issues that tug the heart. This phenomenon has reached global
levels and has
sparked numerous initiatives, especially in developing socially
relevant
projects that seek to create a difference.
One such crowdfunding website is 'The Spark Project,' a
Filipino
crowdfunding website and community spearheaded by Founder

and CEO Patrick
Dulay. It aims to create a 'spark' among local entrepreneurs or
the
so-called 'changemakers' and doers and empower them through
an
online platform to showcase their creations and projects while
at the same
time, attract people who are willing to provide exciting and
socially-meaningful projects.
Thus, Dulay was elated when The Spark Project was chosen as
one of the Top 5
winners of the Globe Future Makers (GFM) program, besting
130 other entries.
'Globe enables our technology and there are a lot of potential
for
synergies with Globe. GFM can really help the project by
creating a bigger
community and expanding our membership, or through
resources to help us grow
in the next few months. Our goal is to spark 100 projects and to
achieve
that, we need all the help we can get,' he said.
'Through our partners in GFM such as Kickstart Ventures, Inc.
and Ashoka
Philippines, we are facilitating the winners' access to relevant
startup
workshops or clinics, introductions to potential partners,
mentors, advisers,
and investors so that they can build their products faster and
launch sooner
to benefit the communities that they aim to serve. Together, we
hope to

influence and build a whole ecosystem of social innovators who
use technology
to create a positive impact on society,' said Chelle Gray,
Director for
Globe Citizenship.
It was in 2009 when Dulay started to toy with the idea of
funding something
by the people. He later on began his own project together with
his
co-founders. 'I felt there are a lot of ideas and I believe in
people's talent. Being abroad gave me a deeper appreciation of
Filipino
talent being world class and I'd like to contribute to that, make
their
ideas happen through technology and crowdsourcing so they can
enable their
dreams and ideas to fly,' he said.
Dulay was proud to note that in five years, they were able to
'spark' a total of 63 projects valued cumulatively at more than
P5.8 million. On average, a project can raise from Php 80,000 to
Php 120,000.
To qualify for crowdfunding, creative entrepreneurs and
change-makers should
be local or homegrown. Even if not enterprising, the effort
should have an
impact on society and community and should be innovative
enough.
Through crowdfunding, Dulay reported that they were able to
help a lot of
interesting projects, mostly product-based or consumer goods.

One example is
the Gouache Waxed Canvas Bags. The business was launched
through Spark in
2013 and already opened a mall-based store last September.
'Crowdfunding
really helped them raise more than Php180,000 to produce their
first batch of
bags and grow their business,' he said.
Another noteworthy project, though not a money-making
venture but more of a
civic action project, was the rehabilitation of Estero de Paco,
one of the 48
tributaries or 'esteros' of the Pasig River through the group
Earth
Ventures which came out with a treatment 'ball' that uses
Bokashi
or Japanese water treatment technology that eliminates bad
bacteria using
good bacteria. 'They used crowdfunding to create those balls
and
organized a mud-ball throwing into the estero. This is an
example of a
community-based project and due to their campaign they got a
lot of exposure.
Through Spark, they were able to raise awareness and bring
more people in to
participate. Those were really intangible benefits and not just
financial,' added Dulay.
He cited that the most challenging part is how to draw the
public to a
project since there is a high degree of accountability where
project

proponents have to be able to deliver what they promised. There
should always
be transparency, Dulay said, so everyone goes through a
screening process to
determine if they can really deliver.
Source Citation
(MLA 8th Edition)
"The Spark Project: Creating spark in
crowdfunding." Philippines Daily Inquirer [Makati City,
Philippines], 3 Jan. 2018. Global Issues in Context,
PS&xid=73c5e964. Accessed 23 Jan. 2018.

GALE|A521298346
AIG launches crowdfunding insurance product for
investors
CPI Financial.
(May 25, 2016): News:
Copyright:
COPYRIGHT 2016 SyndiGate Media Inc.

http://www.cpifinancial.net
Full Text:
American International Group (AIG) launched a new insurance
product for the fast-growing crowdfunding investment industry.
Eureeca, a
Dubai-headquartered global crowd investing platform, is the
first platform to
offer investors the AIG coverage.
The new product - Crowdfunding Fidelity - is the first
crowdfunding insurance product to offer investors protection
against issuer
fraud, and is now available to platforms in the UK and Canada.
Crowdfunding platforms enable innovators to bring their ideas
to
life and offer retail investors the opportunity to provide capital
for
start-ups and growth stage companies around the world. Before
the development
of crowdfunding, only high net worth individuals and
institutional investors
such as venture capital funds and private equity firms were
typically offered
these opportunities.

Eureeca, which is regulated by the UK Financial Conduct
Authority,
launched in 2013 in Dubai and focuses on providing deals from
the Middle
East, Europe, and Southeast Asia.
Alex Blom, Head of Financial Lines AIG MENA, "Financial
technology like crowdfunding increases the potential for
economic
opportunity, but it also increases the potential exposure of
businesses and
individuals to new risks. Crowdfunding has begun to show its
potential in the
region and we are delighted that we were able to partner with
Eureeca locally
to create a product that will be of benefit here and elsewhere."
Crowdfunding Fidelity protects individual investors against
the
theft of issuer assets by issuer directors, officers, or general
employees
which cause a direct loss to the individual investor. By
subscribing to this
innovative new product, crowdfunding platforms will enhance
the value they
can offer investors by offering protection against issuer fraud.
Although
there have been limited instances of fraud in this sector so far
this new
product helps to build investor trust in this emerging sector by
working
closely with the platforms to ensure underlying issuer
trustworthiness.
Mr Blom said, "This product demonstrates AIG's continued
innovation as well as its support for start-ups and the sharing

economy. We
hope that this product increases propensity to invest in new and
growth stage
businesses in the region which will benefit society."
Chris Thomas, Co-Chief Executive Officer and Co-Founder of
Eureeca
said, "The new power of the crowd and the desire to
democratise
investing throughout the world can unleash great partnerships.
The success of
the ecosystem depends on collaboration between all
stakeholders. AIG has
demonstrated its commitment to being one of this industry's
most valued
partners by engaging the crowdfunding space at such an early
stage."
[c] 2016 CPI Financial. All rights reserved. Provided by
SyndiGate
Media Inc. ( Syndigate.info ).
[email protected](CPI_Financial)

Source Citation
(MLA 8th Edition)
"AIG launches crowdfunding insurance
product for investors." CPI Financial, 25 May 2016. Global
Issues in Context, http://link.galegroup.com.prx-
PS&xid=8cb28355. Accessed 23 Jan. 2018.
GALE|A453306875
Crowdfunding

Philippines).
(Mar. 22, 2015):
Copyright:
Full Text:
The recent trending article about how a woman from New
Jersey in
the United States was able to raise over $1,500 via to attend the
Pacquiao-Mayweather fight in Las Vegas has both inspired and
produced doubt
in me about the whole process.

means exactly what it spells out: A crowd is funding
something.
The process usually happens online through the use of sites like
Kickstarter,
GoFundMe and YouCaring.com. According to HSBC, the
industry was worth over
$5.1 billion in 2013.
My first reaction to the article was: "Wow, people are really
quite generous!" But I remembered that not all projects are
about
donating money to charities and different causes. Almost all
projects on
Kickstarter are actually product-centered. A person has an idea
about a
product that she wants to develop and market; helps if she
doesnt have the
funds to put into that venture.
My first actual encounter with was in 2013 when Rob Thomas,
the
creator of the TV series "Veronica Mars," started a
Kickstarter.com
campaign for the movie version for which fans had been
clamoring for over
half a decade. It was my favorite show growing up, and I
wanted to be part of
that campaign. Thomas was even offering walk-in roles in the
film for those
who would donate a huge amount. Sadly, though, international
donations werent
allowed. But in the end, the Veronica Mars campaign raised
thrice its target
amount of $2 million and became the sites most successful
project to date.

That woman from New Jersey who was able to generate the
equivalent
of about P80,000 just to see the Pacquiao-Mayweather fight
showed both the
beauty and the ugliness of the process. You could admire her
gumption to tell
the world what she wanted and the generous public that donated
to her cause,
but you could also scoff at her shallowness and the indulgent
nature of those
who gave her more reason to believe that making money is easy
via .
If you dont have a "controversial cause" like hers, its
very hard to reach out to people who have the funds to donate to
your
project. Hundreds of projects seeking funding for medical
expenses, exchange
programs, volunteer projects, and educational expenses remain
fundless across
different sites. I myself am having a hard time raising the
amount I need
that will enable me to apply to PhD research programs abroad. I
started my
project in the hope of lightening the financial burden of $2,700
for
application and exam fees. Although my end goal is to do
research and add to
the body of knowledge in the world, its really hard to find
funding and make
school fees sound fun to donors.
So it was with a weary heart that I read how the boxing-fan
lady
overshot her goal amount (and people are still donating!), while
Ive barely

made $9 toward applying for a PhD program after maximizing
all my social
media accounts. Mysteries abound. When I do become a PhD
student, I might
even devote my dissertation on the whole process just to
understand it
better!
Sofia T. Contreras, 23, says she "discovered the joys of
research" in Philippine Science High School-WVC. She
graduated cum laude
from the University of the Philippines Diliman and is about to
complete a
masters degree from De La Salle University Manila while
working as an
executive assistant and volunteering as a research assistant. Her
project is
at http://tiny.cc/phdsofia.
Source Citation
(MLA 8th Edition)
"Crowdfunding." Philippines Daily Inquirer

[Makati City, Philippines], 22 Mar. 2015. Global Issues in
Context, http://link.galegroup.com.prx-
PS&xid=b7626fbb. Accessed 23 Jan. 2018.
GALE|A407252677
Coining it; Crowdfunding

The Economist.
423.9038 (Apr. 29, 2017): p62(US).
Copyright:
COPYRIGHT 2017 Economist Intelligence Unit N.A.
Incorporated
http://store.eiu.com/
Full Text:
Another bubble is heading for a bust, but may spawn much
innovation
WOULD you care to invest in Gnosis, a prediction market
where
users can bet on outcomes of events such as elections? Or in
ZrCoin, a
project to produce zirconium dioxide, used to make heat-
resistant alloys? How
about an "immersive reality experience" called "Back to
Earth"?

These are just three of a new wave of what are called Initial
Coin
Offerings (ICOs). Nearly $250m has already been invested in
such offerings,
of which $107m alone has flowed in this year, according to
Smith+Crown, a
research firm. But it was in April that ICOs, or "token sales", as
insiders prefer to call them, really took off. On April 24th
Gnosis collected
more than $12m in under 15 minutes, valuing the project, in
theory, at nearly
$300m.
ICO "coins" are essentially digital coupons, tokens
issued on an indelible distributed ledger, or blockchain, of the
kind that
underpins bitcoin, a crypto-currency. That means they can
easily be traded,
although unlike shares they do not confer ownership rights.
Instead, they
often serve as the currency for the project they finance: to pay
users for a
correct prediction, as does Gnosis; or for the content users
contribute.
Investors hope that successful projects will cause tokens' value
to
rise.
In a way, bitcoin was the first ICO--except that instead of
putting money in directly, investors had to buy computing gear
to
"mine" (ie, mint cryptographically) the tokens. Bitcoin inspired
hundreds of variations--"alt-coins". But these involved the
tricky
business of creating a new blockchain. Today most issuers
simply write a

"smart contract" on Ethereum, a rival blockchain. This piece of
code then automatically creates tokens when it receives "ether",
the coin of the Ethereum realm. Issuers typically publish a
"white
paper" (a prospectus of sorts) and market their undertaking on
social
media.
As Gnosis shows, such offerings can sell out quickly. The
crypto-currency cognoscenti made a lot of money investing in
bitcoin and
other tokens and have cash to invest (as The Economist went to
press, the
value of all ether in circulation was nearly $5bn). Less popular
projects
offer incentives for buying early or a lot. "Back to Earth",
whose
ICO launched on April 26th, wants to raise 750 bitcoin (almost
$1m) by
selling StarCredits. Investors who buy coins worth 0.75 bitcoin
or more get a
special "Golden Ticket", entitling them to special content and,
later on, free StarCredits.
But the claims in white papers are mostly unaudited. ZrCoin
plans
to build a factory in Russia to extract zirconium from industrial
waste;
cameras on the site are supposed to let investors monitor
progress. ZrCoins
are backed by the zirconium to be produced. But as in many
ICOs, it is
unclear why the funds are not raised in conventional ways. And
since most
ICOs have no link to any particular jurisdiction, it is hard to see
what

investors could do if issuers abscond with their money. Often
they have
immediate access to the funds raised.
Even ICO fans fret that an offering will blow up, as did Mt.
Gox,
an early bitcoin exchange, in 2014. But the market is showing
signs of
maturing, says Matt Chwierut of Smith+Crown. More ICOs now
use escrow
accounts, which makes it harder to take the money and run.
Blockchain
Capital, a venture-capital firm, has just raised $10m, but it sold
its coins
in America only to "accredited" investors. On May 1st Adel, an
incubator for blockchain projects, will launch one of the first
ICOs to
comply with anti-money-laundering and know-your-customer
rules. Otonomos,
which helps firms incorporate, is planning to offer a service
giving ICOs a
legal home.
Regulators will have to decide how to deal with ICOs. Peter
Van
Valkenburgh of Coin Centre, a think-tank, argues that if the
tokens are
mainly used as currencies, they should not be classified as
securities. But
in March the Ontario Securities Commission warned that issuers
may need to
meet legal requirements, such as registration and filing an
official
prospectus. This may be hard to enforce: blockchains know no
borders and some
ICOs, including Gnosis's, are created expressly to avoid

regulations.
America's Securities and Exchange Commission has not said
anything yet. Insiders worry it will come down too hard on
ICOs, stymying
innovation. Albert Wenger of Union Square Ventures, another
venture-capital
firm, argues that ICOs help finance projects that today remain
unfunded, in
particular "protocols"--code enabling computer systems to work
together. One example is Storj, a service for decentralised file
storage,
which has issued tokens on bitcoin's blockchain. Subscribers
use the
currency to pay for file storage, but can also earn it by
contributing
storage to the network. They hope such services might one day
replace the big
centralised ones that dominate the internet. Imagine Facebook
had issued a
token, says Olaf Carlson-Wee of Polychain Capital, a hedge
fund that invests
in ICOs. Users could be paid for their posts and thereby share in
the
firm's wealth.
Forever blowing
Still, before ICOs fulfil this promise, they may well have to
endure a cycle of boom and bust. Some liken the ICO craze to
the South Sea
bubble in the early 18th century in Britain, when promoters
raised funds for
companies promising the "transmutation of quicksilver into a
malleable
fine metal" or a "wheel for perpetual motion". Prices soon

fell, in particular after Parliament in 1720 passed the "Bubble
Act" to rein in "undertakings of great advantage". But the
sorry episode was a step toward some rather useful innovations:
the modern
joint-stock company, for example.
Source Citation
(MLA 8th Edition)
"Coining it; Crowdfunding." The
Economist, 29 Apr. 2017, p. 62(US). Global Issues in Context,
PS&xid=d83d70cf. Accessed 23 Jan. 2018.

GALE|A490722609

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