The document advertises an opportunity to become a wealth management advisor with Caliph Group. It offers a high achiever program that provides training, personal coaching, and a path to becoming a millionaire within 5 years. Advisors who meet performance targets can earn monthly bonuses up to RM4,500 as well as RM4,000 in training allowances in their first 6 months. The top performers are eligible for RM2 million in cash rewards and a promotion to district manager if they achieve multiple MDRT qualifications and recruit a breakaway district manager.

1. BE OUR
HIGH
ACHIEVER
WWW.CALIPHGROUP.COM
BE THE BEST OF THE BEST IN TAKAFUL INDUSTRY

2. “Successful and unsuccessful people do not vary greatly in
their abilities. They vary in their desires to reach their
potential.” ―John Maxwell
CALIPH GROUP | HIGH ACHIEVER
NEW CAREER NOW
START YOUR
The Best Compensation
Ever
Skills & Motivation
Training
5 Years Millionaire
Program
Turn Your Dreams Into
Reality
Personal Coaching
System

3. | Best In Class Takaful Program | Best In Class Training & On Boarding Program | Best In
Class Compensation & Development Program | Best In Class Recruitment Selection System
|
Job Position : Wealth Management Advisor
Age 22 to 45 Years Old Work Experience
Academic
Diploma 0 Year
SPM 3 Years
Status Full Time Only
Commitment Daily Clock In - Clock Out
CALIPH GROUP | HIGH ACHIEVER
THE ONE?
ARE YOU

4. Our Vision
"The Caliph Group was established to be the preferred leader in the takaful services
industry “
Established in 2012 based in Johor Bahru
• 7 branches nationwide - Johor, Melaka,
Negeri Sembilan, Kuala Lumpur, Kuantan,
Kedah & Pulau Pinang
• Caliph – the precise meaning being
‘representative’, one who is ascribed with
qualities of ‘leadership and authority’, we
believe that our contributions and goals
will be attainable and fulfilled through the
Caliph Group organisation.
• Our network partners are very well
established niche players in the financial
services sector industry and are extremely
dedicated to help us help you protect your
wealth, accumulate your wealth, and
distribute your wealth.
CALIPH GROUP | HIGH ACHIEVER
TAKAFUL AGENCY
AWARDS WINNING

5. Terms & Conditions
• D0 90% and D1 85% Persistency if available
• Daily Clock In-Clock Out Training – not more than 4 days absent (per month).
• Meets JFW requirements during first 6 months; first 3 sales and at least 1 JFW per month. (NPA-LPs with
>24months experience recorded in LIAM/MTA prior to joining AIA are exempted from JFW).
• Upon Meeting the monthly / quarterly validation threshold, for every case short of the requirement, it
can be compensated with an additional AFYP RM10,000.
• A minimum of 1 case must be captured per month.
• Quarterly catch-up is applicable provided NLP meets the Quarterly Catch Up validation requirement.
Payment made at the end of the quarter will be the “Quarterly Accumulated Bonus” minus “Total
Monthly Bonus” received in the same quarter.
• Upon meeting at least AFYP108k & 48cases by end of the first 12 months and meeting Q4 HA
validation, HA is entitled to 13th -18th month of HA program.
• Upon meeting at least AFYP180k & 48 cases by end of the first 12 months and meeting Q4 HA
validation, HA has the option to be promoted to 13th - 18th months of ELITE 2.0 program or remain in
13th - 18th month of HA program
CALIPH GROUP | HIGH ACHIEVER
BONUS
PERFORMANCE
Monthly AFYP Validation
Monthly Number
of Cases
1st–12th Month 13th–18th Month
Monthly Bonus (RM)
<9,000
4
0 0
9,000≤AFYP<14,000 3,500 3,000
AFYP≥14,000 4,500 4,000
Quarterly Catch Up Validation 1st–12th Month 13th–18th Month
Quarterly
Accumulated AFYP
Validation
Quarterly
Accumulated
Number of Cases
Quarterly Accumulated Bonus (RM)
<27,000
12
0 0
27,000≤AFYP<42,000 10,500 9,000
AFYP≥42,000 13,500 12,000

6. Period 1st Full Quarter 2nd Full Quarter
Requirements
1. Complete the following:
1. FIST 2.0 / 3.0
2. CHAMP 3.0
3. TCF e-Learning (4 Modules)
4. Sales Excellence Series
(Module 1 to 4)
2. Complete 10 sessions of the
Sales Builder Program using eSB
3. Meet 1st Quarterly MOC Review
4. Achieve Silver AIA Vitality health status
1. Complete the following:
1. FUFT (4 Sessions)
2. Complete 10 sessions of the
Sales Builder Program using eSB
3. Meet 1st Quarterly MOC Review
4. Achieve Silver AIA Vitality health
status
Allowance RM2000 RM2000
Total 6 Months
Allowance
RM4,000
Grand Total
1. Option 1
• Monthly Bonus RM3,500 x 6 months = RM21,000
• Training Allowance = RM4,000
• Grand Total Minimum (Excluding Commissions) = RM25,000
2. Option 2
• Monthly Bonus RM4,500 x 6 months = RM27,000
• Training Allowance = RM4,000
• Grand Total Minimum (Excluding Commissions) = RM31,000
RM2 MILLION
CALIPH GROUP | HIGH ACHIEVER
CASH REWARDS
Yes RM2,000,000 Cash Rewards For You! No
Jokes! All You Have To Do Is
5 x MDRT & 1 x COT
& Promoted To DM with
1 Breakaway DM
UP TO RM31,000
ALLOWANCES IN 6 MONTHS
“
“

7. AIA Group Limited and its subsidiaries (collectively “AIA” or the “Group”) comprise the largest
independent publicly listed pan-Asian life insurance group. It has a presence in 18 markets in Asia-Pacific –
whollyowned branches and subsidiaries in Hong Kong, Thailand, Singapore, Malaysia, China, Korea, the
Philippines, Australia, Indonesia, Taiwan, Vietnam, New Zealand, Macau, Brunei, a 97 per cent subsidiary in
Sri Lanka, a 49 per cent joint venture in India and representative offices in Myanmar and Cambodia.
The business that is now AIA was first established in Shanghai almost a century ago.
It is a market leader in the Asia-Pacific region (ex-Japan) based on life insurance premiums and holds
leading positions across the majority of its markets. It had total assets of US$181 billion as of 31 May 2016.
AIA meets the long-term savings and protection needs of individuals by offering a range of products and
services including life insurance, accident and health insurance and savings plans. The Group also
provides employee benefits, credit life and pension services to corporate clients.
Through an extensive network of agents, partners and employees across Asia-Pacific, AIA serves the
holders of more than 29 million individual policies and over 16 million participating members of group
insurance schemes.
AIA Group Limited is listed on the Main Board of The Stock Exchange of Hong Kong Limited under the
stock code “1299” with American Depositary Receipts (Level 1) traded on the over-the-counter market
(ticker symbol: “AAGIY”)
AIA| IS THE WORLD’S NO. 1 | MDRT MEMBERSHIP

8. CALIPH
GROUP
WWW.CALIPHGROUP.COM