Presentation at Annual Budget Meet

1. Insurance Business Review FY 10-11 Annual Budget Meet Goa April 15, 2011

2. Total Fee Income : 2009-10 vs 2010-11 2009-10: Rs2104 Lacs Growth of Rs3019 Lacs; 147% * All Figs in Rs. Lacs Rs5063 Lacs

3. Total Fee Income : Target Vs Achievement Target : Rs5514 Lacs Rs5063 Lacs ACHIEVED Achievement : 92%

4. Total Fee Income : Zonal Share 2009-10 2010-11 Rs5063 Lacs of Fee

5. Target Achievement and Business Contribution

6. Attachment Business Snapshot Rs12440 Lacs of Premium * All Figs in Rs. Lacs Rs4220 Lacs of Fee

7. Attachment Business: Value Penetration Budgeted: 80% 87%

8. Attachment Business: In a Nutshell

9. Cross Sell Business Snapshot Rs3220 Lacs of Premium * All Figs in Rs. Lacs Rs843 Lacs of Fee

10. Cross Sell Business: Value Penetration Budgeted: 1% 0.7%

11. Cross Sell Business: Fee Share 2009-10 2010-11 Rs843 Lacs of Fee

12. Cross Sell Business: In a Nutshell

13. Learnings NO COVER STAY FULLY PROTECTED 305% Growth on Cross Sell Fee Income 142% Growth on Fee Income

14. The Way Forward 2011-12

15. The Way Forward – Fee Income 2011-12 Home Loan disbursement of Rs606820 Lacs Rs7577 Lacs Attachment Value Penetration @ 90% Attachment Premium @ 3.25% Cross Sell Premium @ 0.75%

16. The Way Forward – Zonal Goals * All Figs in Rs. Lacs

17. The Way Forward – Zonal Fee Share * All Figs in Rs. Lacs

18. The Way Forward 2011-12 MISSION CRORES 75

19. “ Champions aren’t made in gyms. Champions are made from something they have deep inside them: a desire, a dream, a vision. They have to have the last minute stamina, they have to be a little faster, they have to have the skill and the will. But the will must be stronger than the skill.” - Muhammad Ali “The Greatest" it's about CELEBRATING CHAMPIONS All The Best!!!