Emerging trends in retail banking ciuci conference

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A presentation made at the 2nd Ciuci Consulting Retail&SME Banking workshop in Lagos Nigeria on Thursday June 15th 2017

Funwa Akinmade
Retail & SME Banking Group
UnityBank PLC
Ciuci Consulting
Retail Banking Workshop
15th June 2017

Retail Banking…..
Yesterday
The Retail
landscape Today…..
Opportunities
and Threats
Emerging Trends in
Retail…..

Retail Banking yesterday (1997)….

The landscape today…..
SOURCE: NIBSS, Proshare

Emerging Trends…..
SOURCE: KPMG, NIBSS

Emerging Trends (2)…..
SOURCE: KPMG, NIBSS
Fraud
Blockchain
Agency
Fintechs Payments

Challenges!!
SOURCE:
NIBSS

Opportunities
Country Year Agent
banking was
launched
No of Agents
currently
functioning
Brazil 2000 151,958
Colombia 2007 9,843
Mexico 2010 9,303
Kenya 2010 8,809
Peru 2008 6,028
Nigeria 2013 >4,000???

THANK YOU!!!
Q & A

Backups
SOURCE: E&Y Global Consumer Banking Survey 2017

Backups
SOURCE: PWC Digital Banking Survey 2017

Backups
SOURCE: E&Y Global Consumer Banking Survey 2017

Backups
SOURCE: PWC Digital Banking Survey 2017

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Emerging trends in retail banking ciuci conference

1. Funwa Akinmade Retail & SME Banking Group UnityBank PLC Ciuci Consulting Retail Banking Workshop 15th June 2017

2. Retail Banking….. Yesterday The Retail landscape Today….. Opportunities and Threats Emerging Trends in Retail…..

3. Retail Banking yesterday (1997)….

4. The landscape today….. SOURCE: NIBSS, Proshare

5. Emerging Trends….. SOURCE: KPMG, NIBSS

6. Emerging Trends (2)….. SOURCE: KPMG, NIBSS Fraud Blockchain Agency Fintechs Payments

7. Challenges!! SOURCE: NIBSS

8. Opportunities Country Year Agent banking was launched No of Agents currently functioning Brazil 2000 151,958 Colombia 2007 9,843 Mexico 2010 9,303 Kenya 2010 8,809 Peru 2008 6,028 Nigeria 2013 >4,000???

9. THANK YOU!!! Q & A

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