The Material includes: Mega Bank has been implementing innovative products/services other than conventional banking practices that aims to enhance “Access To Finance”. Bank’s major Micro Banking products comprise of deprived sector loans, priority and interest subsidized loans and Branchless Banking services. Through this program, we endeavor to reach a considerably large number of smallholder rural clients offering services right at their door steps. Specialties of Mega Micro Banking Program: • All products/services offered equally to smallholder customers; • Targeted to the deprived sector and people with lower income group. • Inclusive programs – without considering the economic status, caste, culture, race, ethnic group, political reference, religion etc.; • Value chain financing model - financial services are provided to all value chain actors. • Less paper work though easy managerial process through the use of state of art technology; • Credit plus programs to target customers in alliance with development organizations, particularly on entrepreneurship development and market linkage. • Social development trainings on the basis of groups’ demand/ necessity. Micro Banking Products: 1.Mega Priority Sector and Interest Subsidized Loan: • Priority Sector and Interest Subsidized Loan focuses on below listed categories: • Youngster aged of 18 years or above and willing to do business on their own, • Youth wanting to pursue higher studies, • Unemployed educated person willing to do business, • Foreign returned youth who wants to start up their business on their own, • Women who want to do business solely or in a group, • Suppressed Community people who want to continue their ancestral business in a modernized manner through use of modern equipment etc., • Earthquake victims, who are not able to build/rebuild their homes despite having agreement signed with the National Reconstruction Authority. It is hardly true that financial inclusion gaps forced countries around the world to explore the potential of digital financial services and fintech companies allow leapfrogging of traditional brick-and-mortar banking services. As per the study conducted by the World Bank, access to affordable financial services is critical for poverty reduction and economic growth. At the macro level, countries with deeper, more developed financial systems can allocate capital and risks more efficiently and consequently enjoy higher economic growth and larger reductions in poverty and income inequality. At the micro level, financial inclusions—access to and use of basic financial services—can reduce poverty, increase resilience and improve the lives of the poor. Digital financial services bridge the financial inclusion gaps and enhance economic growth. Fueled by the explosive growth of mobile phones, digital financial services (DFS) leverage technology to offer new forms of financial accounts that provide secure options for storing, transferring, and accumulating money.

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Organizing a Conference

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What is a conference?
• A conference is a gathering of people with a
common interest or background, with the purpose
of allowing them to meet one another and to learn
about and discuss issues, ideas, and work that focus
on a topic of mutual concern.
• There are different types of conferences:
• Academic.
• Professional association.
• Training.
• Issue- or problem-related.

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Why organize a conference?
• There’s an issue that needs examining.
• The field needs a conference.
• Your organization or group wants to start an annual
gathering.
• There’s a crisis or opportunity that should be
addressed.
• You want to establish the legitimacy of the field.
• Feedback from the field or the community demands
it.

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Why organize a conference?
• A funder demands it.
• You want to enlist people to advance the field,
either through their work or through advocacy.
• It’s a matter of prestige, credibility, or credentials
for you or your organization.
• It’s part of your job.

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Who might organize a conference?
• Professional associations and organizations.
• Government agencies.
• Coalitions.
• Individual organizations.
• Educational institutions.
• Advocacy or community activist groups.
• A group with a stake or interest in the subject of the
conference.

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When should you organize a
conference?
• When you want to educate the field, a particular group, or
the public about an issue.
• When you want to gather people with expertise to address
an issue that needs to be addressed, or to work on a
problem.
• When new work in the field needs to be publicized.
• When you want to energize or reenergize people about their
work.
• Annually, to bring the field, profession, coalition, or interest
group together to learn, network, celebrate successes, and
work through challenges.

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How do you organize a conference?
• Create an infrastructure by:
• Choosing an organizing team or committee.
• Appointing a coordinator.
• Setting up a communication system.

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How do you organize a conference?
• Plan the conference by:
• Agreeing on the purpose of the conference.
• Identifying your target audience.
• Setting a length and date.
• Planning the content.
• Addressing logistics.
• Clarifying coordination and troubleshooting.

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What to do
• Publicize the conference.
• Register participants.
• Recruit presenters.
• Run the conference.
• Evaluate the conference.