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2008 Crisis Essay
Having said that, there was an even bigger surprise. Economists and regulators, who are supposed to
understand and use history, also did not learn from these experiences. Perhaps they were blinded by
the political climate of the time. It is always hard to disagree with the "established science" of the
time. After all, there was a time when everybody "knew" the world was flat. Only the "insane"
thought otherwise.
Thanks to government interventions (bailouts, wage and price controls, minimum wage levels)
negative market behavior was encouraged. Risk management was not seriously considered.
Effectively managing risk was still considered to be merely a factor limiting profit making. The
heroes of this madness included President Bill Clinton, Congress, ... Show more content on
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The 2008 financial crisis was the biggest crisis since the 1930s. What has been referred to as the
2008 crisis, or the 2008 meltdown, or the Great Recession, has been considered by many to have
actually started in August of 2007.
But, more importantly, the 2008 financial crisis made the US economy, and most of the Western
economy, a bad joke. The West's greatest minds, and the West's highest–income nations, did not
understand or anticipate the financial disaster the US had created. People all over the world started
suffering in 2008 and 2009. They would continue to suffer for years. The "elite" had failed to
appreciate or even understand history's economic lessons. Economic theories of the "elite" assumed
that a major financial crisis was highly unlikely. They were, of course, wrong.
Various radical policy measures were used to deal with the massive 2008 problem. These measures
included the bailout of the commercial banking system, a huge monetary expansion, and the
accumulation of massive fiscal deficits. These measures, particularly Bernanke's monetary
experiment, may have avoided another Great Depression. The evaluation of this issue will only be
objectively decided in looking back many years from now. Even so, by 2017, these measures had
failed to return a stable and robust economy to the
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Sports Architecture in Modern China: a Comparison Between...
Sports Architecture in Modern China
A comparison between 2008 Olympic venues and 1990 Asian Games venues
Introduction
Hosting the 2008 Olympic Games is monumental in Chinese history, almost a century ago, Chinese
scholars dreamed of the Olympics being staged in China, which marks sovereignty and power of the
country in a global view. Therefore, when the long time expectation is about to become real, the
primary goal for Chinese government and citizens is to show the best part of China to the world.
This paper focuses on what and how the Chinese have done in order to accomplish the mission of
hosting a successful game. A number of Olympic architectures are reviewed in terms of their
locations, the cultural ... Show more content on Helpwriting.net ...
Selection of the National Stadium had been modified and second thought over and over. In the
1950th, Chinese government officials assigned Wukesong area to be the future site for National
Stadium. While the Asian Games Village and other stadiums were constructed, that area was saved
for National Stadium for China was planning to bid for the 2000 Olympic Games. On March 1999,
an Olympic venue location selection committee was founded, and the members brought up 3 plans,
which are to build the primary venues on the north part, east part, or southeast of Beijing. The
committee eventually reached an agreement that is the center of 2008 Olympics (known as the
Olympic Green) must be located on the north side, adjacent to the central axis, by doing this China
shows the world how Chinese people cares about the Olympics. One question was raised among
experts though, which regards with the extended central axis. For instance, Peng Peigen, a
Canadian––nationality professor with Qinghua University, said the traditional central axis of Beijing
is a real one with large buildings on it, such as the Tiananmen Tower, the Forbidden City and the
Drum Tower. Now the extended axis does not have any landmark buildings on it, which doesn't
comply with the designing style of Chinese cities. Other members of the judging panel of the design
competition for the Olympic Green, agreed that the
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The Financial Crisis Of 2008
The turmoil in the financial markets also known as the financial crisis of 2008 was considered the
worst financial crisis since the Great Depression. Many areas of the United States suffered. The
housing market plummeted and as a result of that, many evictions occurred, as well as foreclosures
and unemployment. Leading up to the financial crash, most of the money that was made by
investors was based on people speculating on investments like real estate, stocks, debt buying, and
complex investment tools instead of actual tangible products that people purchased or needed. There
are a number of dangers that arise when investors make large sums of money that are not tied to the
actual value of a product and investors should not be able to make substantial profits off of the
misfortune and poor choices of others. Those practices are very unethical and there should have
been an increase in government intervention after the financial crash of 2008. The financial crash of
2008 was result of deregulation and male dominance in the financial services industry. When
investors make large sums of money on investments that are not tied to the actual value of a tangible
product a number of dangers can arise. During the financial crisis of 2008, investors were making
money off of home owners who paid their mortgages. Because of leverage, the investors made more
money than they should have because after multiple homes were foreclosed the home–owners that
continued to pay their mortgage
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Financial Crisis 2008
Banking Academy | City University of Seattle |
CORPORATE FINANCE
THE GLOBAL FINANCIAL CRISIS 2008 Group's member:Nguyễn Như Nam (C)Phan Thu
AnNguyễn Thùy DungHoàng Bá SơnNgô Thị Ánh TuyếtDate: 28/11/2014 |
AbstractIn 2008 the world was fell into the worst financial crisis since the Great Depression of
1929–1933. Although this crisis has gone, however, its consequences for the economy of many
countries is very serious, even now many nations are still struggling to escape difficulty. Just in a
short period, the crisis originating from America has spread to all continents. It led to a series of
serious consequences such as the falling in stock markets, increasing in unemployment rates, large
financial institutions had been ... Show more content on Helpwriting.net ...
Prior to formally entering the financial crisis, a range of signs forecasting this event had happened
around the world. Problems with short–term debt funding and mortgaged assets were not limited to
the United States, which is also the underlying cause of the financial crisis (Stoeckel, 2009). In
2001, the U.S economy fell into recession after the dotcom crisis and the terrorist event on
September 11. To encourage the consumption, the central bank had lowered interest rates. The result
was that with interest rates so low, investment and consumption became too easy, the U.S financial
markets rapidly back and created "real estate bubble". Started from the housing market, the crisis
quickly spread to the entire U.S financial system bank. In 2007, the 4th biggest bank in the U.S,
name Lehman Brothers was under pressure. Lehman tried many different ways to save itself such as
raise capital, sign a deal with Morgan Stanley and Bank of America, merger with Barclays but none
of it worked ("Financial Crisis 2007/2008 Overview," 2011). From here, everything was ready for
the crisis explosion in September 2008.
2. Reasons
There are so many reasons lead to global financial crisis in 2008. In this case, I want to mention to
seven main causes which directly promoted financial collapse. 2.1 The housing bubble
From 1890 to 1997, the real price of housing in the U.S. remained relatively stable. When prices
peaked in 2006, the average price
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Global Financial Crisis Of 2008: The 2008 Global Recession
It has been known that in 2008 a global financial crisis appeared with the collapse of various large
financial firms in the United States and spread leading to a global economic turmoil, also known as
the 2008 Global Recession. It was this crisis that had all begun from mortgage dealers giving
mortgages to people not qualified for home loans, or also known But it did not stop there. Mortgage
lenders would then sell these loans to a bank or to government–charted institutions that were created
to buy up mortgages and provide mortgage lenders with more money they could borrow from. From
there, the institutions would sell the mortgages to investment banks that would keep them with
thousands more into a "mortgage–backed security" that would provide
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2008 Recession: A Case Study. The 2008 Recession Shook
2008 Recession: A Case Study The 2008 Recession shook the United State's financial system to its
very core as it highlighted the flaws of the financial system and the people running it. Government
officials and Wall Street executives did not anticipate the sudden stock market crash and the events
that followed, nor were they prepared for its aftermath.The country's financial system had come to a
surprising halt after more than two decades of prosperity and growth. The book "How An Economy
Grows and Why It Crashes", by Peter Schiff, and the HBO movie "Too Big to Fail" portray the
causes of the burst of the housing bubble and the stock market crash, and the policy that was
introduced in attempt to reduce and eliminate the recession. The ... Show more content on
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"Too Big to Fail" portrayed a similar situation. The United States Congress deregulated the banking
industry. Fannie Mae, Freddie Mac (known in "How An Economy Grows and Why It Crashes" as
Finne Mae and Fishy Mac), two government sponsored enterprises (GSE's), and large investment
banks bought mortgages that came from commercial banks and other lenders in the secondary
market. This caused these institutions to grow rapidly during the 1990's, eventually holding up to
about 90% of home mortgages on the secondary market by the end of the decade. In 1995, the
Department of Housing and Urban development introduced "regulations required Fannie Mae and
Freddie Mac to increase the share of their loans to low and moderate income households" who
necessarily could not afford a mortgage. Due to this requirement, smaller down payments were
accepted for lower interest loans for higher risk borrowers. Lending institutions, seeing that these
high risk mortgages could be passed onto Fannie Mae, Freddie Mac, and large investment banks as
mortgage backed securities in the secondary mortgage market, began to lower the standards they
looked for in borrowers. These standards included things like the borrower's FICO score, wages and
earnings, and ability to put down a substantial down payment. Essentially, "down payments were
reduced, accepted credit standards lowered, and more loans [were] extended to subprime borrowers"
(Gwartney).
Another cause of the 2008
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Causes Of The 2008 Recession
The United States saw a recession starting in September of 2008. However, the event was not
without warning. As early as 2006, there were signs of a drop in the housing market. The October
new home permits were over a 25% less than the previous year. Prices were falling in 2006 and
there were mortgage issues arising because of it. Come 2007, individuals became aware of banks
having a problem with liquidity and were accepting subprime mortgages as collateral. At the end of
the year, though, it seemed as if the Dow Jones Industrial Average, which would later trigger the
recession, was almost near its peak. So, naturally, everyone ignored it. Fast forward to 2008, the
GDP put forward the previous year was only .6% despite individuals saying it
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The Financial Crisis Of 2008 Essay
The 2008 financial meltdown resulted in the most treacherous investment landscape observed since
the great depression. The most notorious issue was the subprime mortgage crisis, which had a ripple
effect felt through every market in the world. The banks, whose leverage rate should never have
been higher than two times capitalization, surged as high as thirty to forty times market cap. With
this level of exposure, any unforeseen market fluctuations could mean disaster. Lehman Brothers,
the oldest investment bank on Wall Street, went bankrupt and thousands lost their jobs. Outside of
finance, thousands of companies in the United States and abroad had to fire significant portions of
their workforce, thus furthering the economic decline and plunging the US into an economic
recession. In the late 1990s, Congress repealed the legislation separating commercial and investment
banks, which resulted in investment banks overreaching their bounds. The Emergency Economic
Stabilization Act of 2008 was enacted due to the effects of the subprime mortgage crisis, which
allowed the US Treasury to spend billions of dollars to bail out the investment banks by purchasing
distressed assets. However, the bailout plan has created a debate over whether it was a good idea for
the government to bailout the investment banks. Also, if the government fared better or worse in the
years following the bailout.
The financial crash of 2008 created two paradigms, bailout and bankruptcy and to this day it is
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Google in 2008
Case Study ­GOOGLE in 2008 1. Why has the pay­
per­
click search business grow so rapidly? The
reason have to start with Gross' way thinking, as GoTo.com broke down in to two strategies to
attract advertisers: First, they charge advertisers only when somebody clicked on a link and was
directed to the website, this is the launching point of pay­
per­
click, which would make advertisers
easier to evaluate their performance of the ads, rather than spending lots of money without knowing
the real ROI. Second, the GoTo.com priced the keywords low ($0.01 per click), therefore attracting
many audience to join the network, and being the affiliates. Once this efficient business model be
used by more advertisers, it will definitely ... Show more content on Helpwriting.net ...
In addition, Google subsequently updated it's database and make the research faster, even expanded
the service like desktop search and Gmail search. Since the product takes the most important role
when entering an industry, Google takes fully advantage to compete with established enterprises.
From the aspect of business strategy, Google goes with a long­
term strategy, locking itself as
dominant design preferred by customer and firms who would incur switching cost if they change
search engine. Google put lots of efforts in business model by earning lucrative advertising fees and
reducing cost with a strong network with affiliates. 4. What explains Google's success in the pay
searched marketplace? How sustainable is its competitive advantage? Why Google not GoTo.com?
Brin and Page, founders of Google, knew what Google was lack of that they made a determining
decision to ask Schmidt to join Google, who created a successful business model. Google has
special business models and strategies including: 1. Hire the right 1 people for the job, 2.
Facilitating efficient team dynamics and communication, 3. Encourage creativity, 4. Make decisions
based on data, 5. "Don't be evil.", which differentiate google from other search engines. Compared
to the strategies that Google, Microsoft, and Yahoo
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Anticipating 2008 Presidential Election Essay
Since the year 2001 the United States has been under the presidency of a republican, George W.
Bush. His has a position in a number of issues including abortion, immigration, the Iraqi war, health
care, and social security. On the abortion issue he believes that we should ban partial–birth abortion
and reduce abortions altogether and he supports adult stem–cell research but not embryonic stem
cell research. He believes that the government should have a responsibility over Medicare and
Medicaid. On the topic of social security he suggests that younger workers should be able to put part
of their payroll taxes into personal retirement accounts. With the war in Iraq, President Bush is
guided on the principle of "return on success" and we ... Show more content on Helpwriting.net ...
Senator from New York. Some of the main issues that she stands for are abortion, health care, the
Iraqi war, and tax reform. She believes in late term abortion, if the life or the health of the mother is
at risk; she also wishes to lift the ban on stem cell research to cure devastating diseases. She tries to
push for universal health care to lower costs and improve the quality to cover all Americans. Hillary
Clinton is very against the war in Iraq and she plans on pushing the pentagon to start planning
withdrawal of the troops out of Iraq. She also plans on ending the tax cuts because she believes the
government should "take things away from the rich for the common good", and in cutting the
alternative minimum tax, not the billionaire tax cuts. Barack Obama is a democratic senator from
Illinois, and he has 17% of the popular vote so far. He has a few things to say about abortion, health
care, social security, immigration, and the Iraqi war. He believes in stem cell research, and its
potential for to cure seventy major diseases, and he also believes that we should trust women to
make their own decisions on partial–birth abortions. He supports universal health care and providing
health care to the poor by raising taxes to pay for it and other programs. He thinks we should stop
efforts to privatize social security, and that we should extend our welfare and Medicaid to
immigrants. In May he also voted yes to allowing illegal aliens to participate
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Costco Wholesale 2008
Assignments Questions Costco. 1. What is Costco's business model? Is the company's business
model appealing? Why or why not? 2. What are the chief elements of Costco's strategy? How good
is the strategy? 3. Do you think Jim Sinegal is an effective CEO? What grades would you give him
in leading the process of crafting and executing Costco's strategy? What support can you offer for
these grades? 4. How well is Costco performing from a financial perspective? Do some number–
crunching using the data in case Exhibit 1 to support your answer. Try to use some financial ratios
presented to help you diagnose Costco's financial performance. 5. Based on the data in case Exhibits
1 and 3, is Costco's financial performance superior to that at ... Show more content on
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Additionally, Costco has its own brand named Kirkland Signature. This store–label produces juice,
cookies, coffee, spices, tires, house wares, luggage, appliances, clothing, and detergent. The markup
here is at fifteen percent, which still result for the wholesale company to be five percent lower than
comparables named–brand. The production selection is limited to 4,000 items classified in these
category: rotisserie chicken, prime steaks, caviar, flat–screen TVs, digital camera, fresh flowers,
fines wines, caskets, baby strollers, toys and games, musical instruments, ceiling fans, vacuum
cleaners, books, DVDs, chandelier, stainless–steel cookware, seat–cover kits, for auto, prescription
drugs, gasoline, and one–hour photo finishing. Although the range can appear wide, only a few
products by category are available. Those ones are fast–selling models, sizes, and colors. It is a
really good strategy, because it appeals to a variety of element. Commons goods like soft drinks are
sold only by big–containers, case, carton, or multiple–pack, not individually. The last element is the
"treasure–hunt" thing. Costco buy brand–named product on "the
gray market" at a discount price. While some manufacturers do not want to have their
product at Costco, because the low pricing strategy can hurt the image, others just do not have any
issue with that. This is why it is easy to get big international brand. The treasure–hunt strategy
consists of
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2008 Financial Crisis: Iceland's Then & Now Essay examples
I) Causes of the Crisis
On September 15, 2008, the American bank Lehman Brothers, with holdings over 600 billion USD,
filed bankruptcy. This was by far the biggest bankruptcy in U.S history and it marked the beginning
and the largest financial crisis ever. How can one of the biggest banks in the world fail? How can a
bankruptcy in US make someone on the other side of the world unemployed? The answer is
Collateralized Debt Obligations (CDOs) and it all started by new innovations in the financial sector
combined with deregulations on the financial market.
Many mathematicians and physicists started to work in the financial market and created new
financial products called derivatives after the Cold War. These products made it possible for ...
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could not afford their loans anymore. Thus, they started to sell their houses. The housing prices went
down and when the value of the houses were lower than the value of the initial loan, people left the
houses to the banks. Instead of owning CDOs consisting with positive cash flows, the banks now
owned CDOs consisting of houses with decreasing values (See appendix). The CDOs sold all over
the world and combined in both banks and private peoples investments were now almost worthless.
Lehman Brothers had an immense amount of investments in CDOs, and as they went bankrupt, one
of the world's worst financial meltdown had thus begun.
II) Critical Examination on How the Crisis Affected Iceland Before the financial crisis in 2008,
Iceland's stock market had increased with over 900 percent since the middle of the 90th century
(Graph 3). During 2000–2008, unemployment rate remained between 2–4% and Iceland had grown
from one of Europe's poorest country to one of the wealthiest during the last decades. The Guardian
wrote an article, "No wonder Iceland has the happiest people on earth" in May 2008. However, on
October 10, 2008 the headlines had changed – Bloomberg Businessweek announced that "Iceland
goes bankrupt" was a catastrophic fact.
Concrete definition of bankruptcy for a country is both hard to define and explain, but simply put, it
means that a country is not able to pay back its external/foreign debts. Iceland's government debt
increased
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The Crisis Of 2008 The World
Before the financial crisis of 2008 the world was financially safe, stable and solid. Iceland was a
beautiful place with a high standard of living. Iceland had the complete infrastructure for a modern
society, clean energy, Fisheries with quotas, clean air, food production, healthcare, education, and a
low crime rate. This made it an area where people wanted to settle down and start families. Around
the world country's looked up to Iceland's financial aspect until it all came to a frightening halt. In
2000, the Iceland government started to make harming decision to their economy. They began to
allow deregulation which brought on horrible consequences for the environment and the economy.
The government allowed for multinational corporations to take over their region. Giant aluminum
Smelting plants were built that began to exploit their geothermal and hydroelectric resources. While
this was happening the government also privatized or transferred from public to private ownership
and control, the three largest banks. These banks began to grow larger and larger until they became
more then 10 times the size of the economy, making it extremely difficult for the government to
rescue. In just five short years three banks that were basically unknown outside of Iceland before
this became huge. These banks were giving out loans to anyone who needed or wanted them which
was the cause of the financial crisis of 2008. Before the banks loans were given out to only people
they knew could
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Election In 2008 Essay
As we know, 2008 is the big year for everyone in the United States. The presidential election in
2008 was the most racially diverse in U.S. history, there were almost one–in–four votes cast by
non–whites. The presidential election in 2008 bring the surprise result for all of the people in U.S.
Barack Obama became the first African–American elected president of the United States, and Joe
Biden became the first Roman Catholic elected vice president. I think the record of voter
participation in 2008 U.S presidential election is the anomaly. Obama won a decisive victory over
McCain, He was winning in both the electoral college and the popular vote, with 365 electoral votes
to McCain's 173; There was the largest percentage of popular vote for the Democrat since
B.Johnson in 1964. Obama's win in obtaining a major party's ... Show more content on
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The entitled black voters increased 4.9 percentage, It rate from 60.3% in 2004 to 65.2% in 2008,
almost same as the voter turnout rate of white allowed voters many of black voter contribution in
2008 was increased by the participation of younger voters and black women. The voter rate of
qualified black female increased 5.1 percentage, there was 63.7% in 2004 increased to 68.8% in
2008. General, amid all ethnic, gender groups and racial, black women had the highest vote in 2008
election. There were many factors encourage voters to participate and discourage them from
participating. In the textbook page 410, " participation in politics may be increasing, in particular on
the Internet." People went online to get the new and information; they post comments for others
people read. It influenced the psychology of many people and made they want to participate or not
participate. Furthermore, some of the reason for the people not voting were out of town, illness or
disability did not like the candidates, or not
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2008 Juvenile Crime
According to the National Criminal Justice Reference Service article "Juvenile Arrests
2008" on the bulletin by Office of Juvenile Justice and Delinquency Prevention (OJJDP), juvenile
crime in 2008 showed a decline from recent years. Crime data is gathered annually and reported to
the FBI's Uniform Crime Reporting (UCR) Program by local law enforcement agencies across the
nation and 2008 marked the first decline in juvenile crime since 2004.
Juvenile crime is defined as crime committed by persons under the age of 18. Although juvenile
crime in 2008 had increased in a few categories such as property crime it had decreased in most.
Criminal offenses are categorized under violent crime index (murder, manslaughter, forcible rape,
robbery, aggravated ... Show more content on Helpwriting.net ...
According to the article, juvenile arrests in 2008 disproportionally involved more minorities than
whites. Data of 2008 indicated that 52% of juvenile violent crime index arrests and 33% of juvenile
property crime index arrests involved black youth even though they only make 16% of the youth
population ages 10–17 in the U.S. 47% of the same crime index involved white youth which makes
up 78% of the U.S. population ages 10–17. Hispanic youth was included under white racial group.
Keeping track of crime through the FBI's UCR Program can be an effective tool to measure trends
in juvenile crime and reduce delinquency among our youth. For instance, data gathered can help law
enforcement agencies allocated funds to programs aimed to curtail rising crime in certain areas and
hire more staff where it's needed. On the flipside, the same data can help law enforcement agencies
notice what programs or what is not working in the fight against juvenile delinquency. Also, the
same data can also help address social issues such as the juvenile arrests disproportionately involved
minorities and female
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Essay On The 2008 Financial Crisis 2008
The 2008 financial crisis is considered the worst period of economic stagnancy since the Great
Depression. This economic upheaval brought once impervious multi–national corporations, like GM
and Goldman Sachs, to their knees. One would think that such a calamity would have been easily
predicted; however, crises of this magnitude go unnoticed due to their multifarious and seemingly
innocuous triggers. The financial crisis of 2008 was caused by the proliferation of subprime
mortgages, increased leverage ratios, and the growth of the United States housing bubble. Subprime
mortgages are given to under qualified individuals who have demonstrated a prior inability to repay
loans. They usually incorporate high interest rates, low quality collateral, and less than ... Show
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MBS are purchased from banks by financial institutions. Financial giants like Morgan Stanley,
Lehman Brothers, and Bear Stearns derive a portion of their wealth from the acquisition of MBS.
The advent of MBS caused a significant increase in corporations' leverage ratios. A leverage ratio is
a company's total debt divided by its total equity. A high leverage ratio means that a company has
more debt than equity, which is normally acceptable during times of economic prosperity. However,
during recessions, a corporation who has a high leverage ratio will experience serious asset
depletion. In 2008, it was common for companies to have high leverage ratios; this was caused by
their substantial subprime MBS holdings. The value of MBS is secured by the actual value of the
mortgaged homes; which can be sold to recoup the investor's principal if a debtor cannot pay their
loan. This safeguard was circumvented by the rapid fall in home prices when the United States'
housing bubble burst. Financial institutions, whose wealth depended on the soundness of their
subprime securities, became
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2008 Recession Causes
Back in 2008, here in the US and in many other countries around the world, we suffered the worst
economic downturn since the Great Depression of the 1930s. The recent recession officially began
in December 2007 and ended in June 2009. By the end of the recession, the U.S. unemployment rate
was higher than the rates in most other industrialized countries. (Bureau of
Labor Statistics, 2012) And most if not all Americans had felt the financial pinch in one way or
another. After all that hardship people wanted to know how did the recession happen? Who was at
fault? These were simple questions, but the answers are complex and even global in their scope. In
this essay, we will look at what the causes of the recession were and what role US
monetary ... Show more content on Helpwriting.net ...
Running Head: MONETARY POLICY Page !4
According to Jane Dokko, et. al. in their article Monetary Policy and the Housing Bubble came to
the conclusion that during the 2008 housing bubble there was insignificant evidence to show that
monetary policy played a role in the collapse or that the Federal Reserve had the capability to stop
the recession from occurring. They did grant that the Federal Reserve could have some culpability.
"We remain open, however, to the possibility that monetary policy can play some role. Recent
economic literature has explored how informational barriers or institutional structures... may allow
rational bubbles to persist." (Dokko, et. al., 2009) Whether or not you take this conclusion at face
value is up to you. I will just note that this scholarly review was assembled by the Federal Reserve
Board and it is in their best interest to deny fault and shift blame. Also the report was written in
2009 only shortly after the crisis ended and before full data could be collected. There is a group of
thought that stipulates that the Federal Reserve and the
US government played a role in the 2008 recession through aspects such as, lack of
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Network Security: Analysis of Windows Server 2008
Solution 1: With Windows Server 2008 Applications, you can make OU's, Groups and User's, and
can set GPO's for the OU's, Groups and / or Users requirements or restrictions.
Below are some reasons for upgrading to Windows Server 2008 R2 with service Pack 1(SP1). As
we go through each one of the issues stated above, we address the concerns and exploit Windows
Server 2008. With the new technology of today and the improvements with Windows Server 2008,
not only is Windows Server 2008 an OSI, but it is much more. So let us take a look at some of the
good reasons for upgrading.
Windows Server provides new virtualization technology that enables you to deliver more advanced
capabilities to your business for increased IT efficiency and agility. Whether you want to
consolidate servers, build a private cloud, or offer Virtual Desktop Infrastructure, the addition of
these powerful virtualization features enables you to take your datacenter and desktop virtualization
strategy to a new level. Windows Server is the newest Windows Server operating system from
Microsoft. It is designed to help organizations reduce operating costs and increase efficiencies and
agility.
Windows Server expands the Microsoft virtualization strategy for both server and desktop
workloads by adding dynamic memory management for virtualized workloads with Dynamic
Memory and Microsoft RemoteFX for a rich end user experience with a Virtual Desktop
Infrastructure (VDI) and session virtualization (formerly known as
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The 2008 Beijing Olympics: China Pushes Towards...
The 2008 Beijing Olympics: China Pushes Towards Modernization
The Olympics are always used as a way for the host city to put on a display of its culture and show
the world its myriad social and economical triumphs. The host country can, in just a couple weeks,
show the world what a wonderful place it is. The Olympics have in the past been able to prompt a
world awareness of the host country and create a lingering legacy. Beijing will attempt to do all
these things, but the stakes will be much higher. China is the most populous country in the world
and at the center of many global issues. With its accession to the World Trade Organization (WTO)
in 2001, China made a big step in accepting the challenge from other world powers to ... Show more
content on Helpwriting.net ...
First, I would like to give a brief history of China's ascension to the WTO and the modernization
efforts that have been underway the past couple of years. The past decade, China has experienced
incredible economic growth due to its government policies of opening up. The process of opening
up started in 1978 with China's economic reforms. These centered on transitioning China slowly
from a planned economy to what is called a "socialist market economy" (Long). Yet, China still kept
many of its protections against foreign involvement in the Chinese market. From 1987 to 2001, the
WTO and China had been in talks to insure China's accession to the WTO. During that time China
invoked numerous policies that continued the process of opening up to the rest of the world.
According to the WTO, "China has substantially reduced its tariff levels for many items, eliminated
over–whelming majority of its non–tariff measures, gradually opened its service sectors, abolished
the mandatory plan for imports and exports, eliminated export subsidies, established its market–
based pricing mechanism, unified the exchange system, realized the convertibility of RMB under
current account in international transactions, unified taxation system and provided national
treatment to imported product" (Long).
The changes have on the whole been very successful. People
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Environmental Issues Before / After Beijing 2008 Olympics
Environmental Issues Before/After Beijing 2008 Olympics
"Beijing organized the 2008 Olympic Games with the slogan, "Green Olympics, Hi–tech Olympics
and People's Olympics". This slogan illustrates the determination of the Chinese government to
offer an environmentally friendly yet impressive Olympic event.The 2008 Olympics "helped shape
and foster a greater environmental awareness among the public and was an opportunity to showcase
China's commitment to growing in an environmentally sustainable manner. During the bid phase,
Beijing set ambitious goals to improve the city 's environment. The goals ranged from addressing air
and water quality and waste management to introducing environmental considerations in the
development of new ... Show more content on Helpwriting.net ...
Beijing also implemented an improved waste processing system throughout the city in preparation
for the Olympics that still benefits the city today."
Info from website (http://www.economics–ejournal.org/economics/discussionpapers/2013–30/file):
A large setback was the problem of temporary vs long term plans...
Temporary Plans Implemented:
"Air Quality Guarantee Plan for the 29th Olympic Games in Beijing". In this plan, similar control
measures were extended to surrounding areas, including Tianjin, Hebei, Shanxi, Inner Mongolia,
and Shandong. In Tianjin and Hebei, this policy was compulsorily and strictly implemented.
However, for Shanxi, Inner Mongolia, and Shandong, the plan was only implemented if air
conditions became extremely serious. Wang et al. (2010b) found that in June 2008, the daily
emissions of sulfur dioxide (SO2), nitrogen dioxide (NOx), and particulate matter (PM10) in
Beijing totaled 103.9, 428.5, and 362.7 tons, respectively. During the Olympic Games, the daily
emissions of SO2, NOx, and PM10 in Beijing were reduced to 61.6, 229.1, and 164.3 tons, which
were 41, 47, and 55% lower than the respective June 2008 emission levels."
"To reduce the emissions of NOx, and PM10, traffic control measures were also enforced in Beijing
in 2008. First, from July 1 to September 20, all on–road vehicles (including trucks and passenger
cars) that failed to meet the
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Nt1330 Unit 3 Assignment 1 Windows Server 2008
Software
Windows server 2008:
These are the functions that consider when using the win server 2008;
1. Presence of read–only domain controller.
2. Presence of bit locker a full drive encryption.
3. Easy maintainable server manager which provides useful UI for the user.
4. Network access protection which allows implementing security policies.
Client O/S:
Windows 7, 8, 8.1 64bits. These types of an operating system have good performance and new
features. These are the latest operating systems and same familiar OS should be used. These OS will
be used in every client PC's in the department.
Virus Guard:
Kaspersky Anti–Virus 2016 for each PC's and the servers. This virus program is a looking good
performing and fighting with the ... Show more content on Helpwriting.net ...
The NIC is an adapter that controls the exchange of information between the network and the user.
In this company branches NIC's are increasingly preinstalled and have the ability to automatically
configure to match the speed of the network to which they are connected.
Firewall
A firewall protects networked computers from intentional hostile intrusion that could compromise
confidentiality or result in data corruption or denial of service. It may be a hardware device or a
software program running on a secure host computer. It must have at least two network interfaces,
one of the network it is intended to protect, and one for the network it exposed
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Essay about The Influence Of Saturday Night Live On The...
The Influence of Saturday Night Live
On August 29th, 2008 Senator John McCain announced his decision of electing Sarah Palin as his
Vice Presidential Candidate. This declaration provoked controversy amongst many of the United
States citizens and while the majority of the people supported McCain, there were still a select few
of both the republican and democratic parties that were bewildered by his decision. They view Sarah
Palin as ignorant and someone who could not play any significant part in running the United States
government, and their scrutiny of her soon reached the public via television. Although entwined
with humor, the Saturday Night Live vice Presidential debate clip is an example of the doubts
society has on Palin's ... Show more content on Helpwriting.net ...
Many Americans come home from an exhausting day at work and want to take a break from it all
and they may prefer to watch something that will make them laugh rather than make them think.
Although these spoofs on the election have truth to them, when something is turned into humor it
attracts more people and these negative characteristics of the candidates are more top of mind.
As today's population continues to grow, each day the number of potential voters grows with it. The
number of young voters is considered one of today's most important topics of society. Having the
ability to swing the decision of the young, newly registering voters could make or break a shot at the
presidency of the United States. There are countless organizations and associations devoted to
raising the number of young registered voters. With this negative comedic attitude towards
Governor Palin the way these Americans votes' are swayed could have a great impact on the
election, especially considering the many adults and young adults that are tuning into Saturday
Night Live. Many of the young and undecided voters who are making up the audience of Saturday
Night Live are not also tuned into the campaign. Lauren Feldman, a professor from American
University, tells a reporter that, "The power of late night comedy to influence voters really lies
among those voters who are currently undecided and are
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The 2008 Presidental Election: Change vs. Experience Essay
November 4, 2008 marked a monumental moment in United States history. American presidential
elections were revolutionized because of the 2008 presidential election between democratic
candidate Barack Obama and republican candidate John McCain. After eight years, President
George W. Bush., Americans were waiting for, what would be the key word of this election –
change. The U.S. had the opportunity to witness history with either the first African–American
president or first female vice president. It was a full year of pricey campaigning, nationally
broadcasted debates, and party strategies, media controversies involving candidates and their
families. It also was a year where America realized how the Internet can affect an election. In June
... Show more content on Helpwriting.net ...
CNN reported on Election Day that the economy was the most important issue to voters. The
Democratic platform for the economy was to provide quick relief for the economy with a fifty
billion dollar jumpstart. The Democrats also want to cut taxes for the middle class and end tax
breaks for companies outsourcing jobs. Obama blamed deregulation for the financial crisis. The
Republican platform for the economy consisted of making the 2001 and 2003 tax cuts permanent ,
increasing the international trade and building nuclear plants both of which will create new jobs
(Woolley 2008). Other main issues were health care, energy and illegal immigrants. Obama stated
numerous times during on the campaign trial that all Americans should have health care coverage
they can afford. While McCain focused more on health insurance by compelling them to make
prices within American's means and make them feel protected with everyone receiving the same tax
benefits. On energy, both candidates opposed drilling in the Alaska refuge but that is where the
similarities end. McCain supporters during his rallies would chant, "drill, baby, drill" which gave
much insight on his views on energy (Balz, 2009, 206). He supported the expansion of offshore
drilling and the increased use of renewable sources such as solar, hydroelectric and wind. In
principle, Obama said he didn't oppose expansion of nuclear power but said it had to be done
carefully and cost–effectively. The Republican platform had no
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The Great Recession Of 2008
The Great Recession of 2008 Debra Turner ECON 102 Professor, Shahrokh American Public
University September 26, 2015 The Great Recession of 2008 Recession is a significant decline in
real GDP, real income, employment, industrial production, and wholesale/retail sales, which last
more than a few months. (Economic recession, n.d.) Further, a recession typically begins after a
peak in the economy and ends at the trough, however, "the start and end dates are determined by the
Business Cycle Dating Committee of the National Bureau of Economic Research (NBER)."
(Economic recession, n.d.) The Great Recession–which officially lasted from December 2007 to
June 2009–began with the bursting of an 8 trillion dollar housing bubble. The resulting loss of
wealth led to sharp cutbacks in consumer spending. This loss of consumption, combined with the
financial market chaos triggered by the bursting of the bubble, also led to a collapse in business
investment. As consumer spending and business investment dried up, massive job loss followed. In
2008 and 2009, the U.S. labor market lost 8.4 million jobs, or 6.1% of all payroll employment. (The
Great Recession, n.d.) Fiscal policy is the use of government revenue (taxes) and expenditure
(spending) to influence the economy. (Weil, 2008) Fiscal policy is "used to stabilize the economy
over the course of the business cycle." (Fiscal policy, n.d.) Examples of both of these according to
National fiscal policy response to the Great
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The November 2008 Attack : Failures And Fault Levels
The November 2008 attack: failures and fault lines
The local and state response to 26/11 exposed several other failures and short–comings within the
Indian internal security architecture at the state and federal levels. Many of these have been
identified by the Ram Pradhan Committee (henceforth Pradhan Committee, 2009). This was a high
level committee of enquiry which the Maharashtra government established to investigate the
systemic shortcomings in the Indian internal security establishment that the attack exposed (Rediff,
2009)
The Committee found that Indian agencies failed to respond to numerous intelligence leads, many
of them highly specific, concerning potential attacks (Ganguly, 2008; Sahni, 2008; Pradhan
Committee, 2009; Rabasa ... Show more content on Helpwriting.net ...
That anger was not tempered by the later realization that in fact Pakistani paramilitary and military
forces had executed the land grab. In response to this public outrage, and to the deep humiliation of
the national security and intelligence agencies, Prime Minister Atal Behari Vajpayee established a
committee, chaired by K. Subrahmanyam, to determine the causes of the massive intelligence
failure. The committee's report, the Kargil Review Committee Report, suggested sweeping reforms,
including the establishment of a specialized marine police based out of coastal police stations. The
government did not enact these suggestions until 2005–06. However, it took the 2008 attacks to
prod the state into action. Significant lapses in maritime security, as discussed below, persist even
today (Ganguly, 2008; Sahni, 2008; Das, 2009; Dasgupta, 2009; Pradhan Committee, 2009; Rabasa
et al., 2009; Thaindian News, 2009; ZeeNews, 2009). In theory, since before 26/11 India has
followed a three–layer coastal security concept. The Indian Navy patrols the high seas and conducts
aerial recon–naissance with ship–based aircraft. The Coast Guard patrols India's exclusive economic
zone (12–200 nautical miles from shore). As described above, joint teams from Operation Swan
patrol India's territorial waters. (Coastal police stations, once they are all operational, will assume
control for policing the territorial waters.) The system was ineffective
... Get more on HelpWriting.net ...
The Global Food Crisis Of 2007-2008
Introduction and importance – section 1 part 1
Following the global food crisis of 2007–2008 there has been an increasing realization throughout
the world that we have to produce additional and higher quality food (Albert Sasson 2012). As was
stated in 2006 by the Food and Agricultural organization of the United Nations (FAO) with the
world population growing at an annual rate, it is a necessity that global increase in food production
must reach 50%, in order to meet the specified requirements of the world 's population by 2050
(FAO 2006). Ensuring the future of food security is now considered a global priority, with over 800
million people deprived of adequate food on a daily basis, particularly people in both developed and
developing countries suffering from malnutrition (Dana Cordell et al 2008). In accordance with the
1996 World Food Summit (FAO) food security exists "when all people at all times have physical
and economic access to sufficient, safe and nutritious food to meet their dietary needs and food
preferences for an active and healthy life." (FAO 1996) However the problem with food insecurity is
not only about inadequate food production, availability and consumption, but also the
underprivileged quality or nutritional value of food (Albert Sasson 2012).
Introduction and importance – section 1 part 2
A massive challenge as stated by Professor John Beddington is that when it comes to global food
security is to supply nutritious and affordable food on a global
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The Aftermath Effects Of 2008
The most commonly known sub–prime finance crisis came into illumination when a sudden rise in
home foreclosures in 2006 twirled seemingly out of control in 2007, triggering a nationwide
economic crisis that went worldwide within the year. The greatest responsibility is pointed at the
lenders who created such problems. It was the lenders who, at the end of the day, lend finances to
citizens with poor credit and a high risk of failure to pay. When the Feds inundated the markets with
growing capital liquidity, its purpose was not only to lesser interest rates but it also largely low risk
premiums as shareholders sought after dangerous opportunities to strengthen their investment
profits. At that point of time, lenders found themselves loaded with capital for lending out and
higher willingness to undertake higher risks in a surge to get greater investment returns. To triumph
over of the financial unsteadiness and housing price bubbles, Federal Reserve has to intervene to
combat these issues.
This research paper will be reviewing the aftermath effects of 2008, one of the harshest U.S
financial disaster happened in the worldwide financial system. The recession, which was from 2008
to 2009, was the longest recession and had its deep effects to the economy. The sub–prime crisis
affected, not only to the US, but it's footpath across the world. The economic financial system across
the world experienced suffering very badly, thereby leading the deteriorating of the economy.
According
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Comparing Windows Server 2008 And 2012 Essay
This paper is compare and contrast the versions of Windows server 2008 and 2012. We will explore
and deliver the similarities and differences within each OS and define the benefits of each based on
the following operations.
Windows Server 2008 was built on the same platform as Windows Vista; therefore, it shares much
of the same attributes and functionalities. After revisions and improvements to the Windows Vista
platform and codes, Microsoft released Win2K8 on February 4th, 2008. This was the developer
version of Windows Server 2008, and second version called Windows Server 2008 R2 was released
a year later in July of 2009. In order to keep up with the surge of new generational technology,
Microsoft decided to repackage Windows Server 2008 R2, and re–release it as Windows Server
2012. Windows Server 2012 was featured to place more of an emphasis on cloud computing and an
improved version of Hyper–V.
With a push for a easier method to get Windows licensing before the official release of Windows
Server 2012. Administrators who have worked with server licenses might say that the term
"simplified licensing" is an oxymoron, because there was no such thing as simple in Microsoft
Servers licensing. Microsoft put effort into listening to consumers and administrators who incited
demands for a better method of licensing. These customers were confused and aggravated by the
difficulty of finding the correct server edition that fit their needs along with trying to figure out what
the
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The Great Recession Of 2008
Greed: Its Role in Subprime Lending and the Recession of 2008
The great recession of 2008 affected everyone around the world. The great Recession is considered
the second worst economic crisis in American history, behind the Great Depression.
The Recession of 2008 was caused by two major faults: the use of subprime lending and changes in
banking culture leaning towards self interest within the banking industry.
There is no doubt that subprime lending was a major cause of the Recession. It was a tactic used by
investment banks in order to get more money from unsuspecting homeowners. However, lenders
found out that most of the people who were qualified to have a mortgage already had one. In turn,
the lenders had to lower their credit criteria for people to take out a loan on a house. This is how the
term subprime lending came to be in the financial world. As a result of subprime lending, the
investors were able to make millions off of these mortgages. People who qualified for a subprime
mortgage usually had a credit score below that of 620. To make the subprime mortgage deal more
customer friendly, the lending banks decided to have the people who qualified for these mortgages
didn't have to have a down payment. Normally, the down payment would be as much as 20%, but
this made it easier for people to get mortgages without having to worry about how much money
they needed at the beginning of their purchase. " Many American homeowners bought houses they
could not afford,
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How Does The 2008 Games Affect The Economy
Economic Impact To see the impact of the 2008 Games on the Chinese economy, we must first look
at how much money was spent and what it was spent on. While $40 billion is the average number
given when saying how much the 2008 Games cost, only a little more than $6 billion went to sports
related costs, (Gaines, 2015) including $500 million going to building the Bird's Nest, the Olympic
track and field venue. The rest went to a new airport terminal, a light rail, roads and other
preparations such as security and the environmental clean up ("The cost of the Beijing Olympics").
Almost every city that hosts the Olympics promises to use the new stadiums that are built well
beyond when the Games end, but almost none actually do. Beijing is no different. ... Show more
content on Helpwriting.net ...
The executive director of the International Olympic Committee, (IOC, the committee that votes on
and awards who receives the honor of hosting the Games, among other duties related to the games)
said some people wanted to "close the door" on China because of their human rights abuses, but he
hoped that by awarding China the honor of hosting the games, "openness, progress and,
development in many areas will improve the situation (Longman,
... Get more on HelpWriting.net ...
The Financial Crisis Of 2008
The economic crisis of 2008 was one for the ages, it changed the world of investing forever. That
year, the stock market crashed, bank failures and the infamous wall street bailout that can all be
traced back to the subprime mortgage crisis.. The 2008 economic crisis rocked the global economy
for the worst, and to this day the United States is trying to recover from the impact that the crisis
had.
In order to understand why exactly the banks failed people have to understand the subprime
mortgage crisis. The subprime mortgage was a response to the central banks around the world trying
to stimulate the economy. In doing so they created capital liquidity through a reduction in interest
rates. in return, investors sought higher returns through riskier investments. Lenders took greater
risks too, and approved subprime mortgage loans to borrowers with poor credit. When the word
"subprime" is said people need to think crap, because that's what it is. They were mortgage bonds
that were filled with absolute garbage but the financial institutions that rated them gave them a
higher rating than they actually deserved. There were two major institutions that rated the mortgage
bonds, so when banks came to a particular institution they would somehow give them a indirect
bribe usually in the form of donation or something along those lines so then they were obligated to
give out a better rating than it really deserved. If one of the institutions were to refuse to give a
fraudulent rating
... Get more on HelpWriting.net ...
Essay on Psychology in 2008
Psychology in 2008
"The roots of psychology can be traced back through centuries. Cave men and cave women
probably wondered why each behaved as they did. Since at least the time of Socrates, Plato and
Aristotle in ancient Greece, psychological topics have inspired lively curiosity" (Bernstein, 6). In
1879, founded by Wilhelm Wundt the science of psychology was born. Since then psychology has
been and always will be an ever–growing scientific field.
In a field that focuses around human thought processes and behavior there will always be
opportunities available and as long as there is human consciousness the world will need
psychologists. Psychology offers so many different opportunities to someone interested in pursuing
a career ... Show more content on Helpwriting.net ...
Businesses will begin to hire more psychologists, as well. And business will not only continue to use
the skills of a psychologist to examine research and statistical information about the market, they
will also begin to hire psychologists for the sole purpose of helping their employees deal with
personal issues that may interfere with productivity. Clinical aspects of psychology will also open
doors for prospective practitioners. Mental health clinics are always in need of professionals. With
the rising trend of substance abuse and the never ceasing existence of mental illness, outpatient
services in hospitals and drug abuse clinics will account for most of in–field growth (BLS, 152). In
many hospitals, the number of patients greatly outweighs the number of psychologist, which leads
to insufficient or improper care of patients. With drug abuse, patients need just as much and
sometimes even more attention then those who are mentally ill. Rehabilitation requires more than
just abstaining from using a substance, many times it takes years and years of counseling to prevent
a relapse from occurring. Psychologists help with rehabilitation by assisting the patient in finding
out their motives for using and abusing substances in the first place.
Those holding a masters degree can find openings that involve non–clinical aspects of the field. In
the industrial–organizational field jobs with big
... Get more on HelpWriting.net ...
The Financial Crisis Of 2008
The financial crisis of 2008 did not arise by chance. The meltdown was precipitated by systematic
striping away of the New Deal era policies of bank regulation. Most notable of these deregulatory
acts was that of the Gramm–Leach–Bliley Act of 1999. This bill repealed the legislation which held
commercial banks and investment banks separate. As the beginning of the 21 century approached
many bankers clamored for an end to the policy of the "firewall" between Investment and
commercial banks. Gramm–Leach–Bliley Act of 1999, sought to create more competition in the
financial services industry. The policy, however, lead to the conglomeration of many corporate
entities as banks had the capital to invest (in the form of consumer deposits) in a ... Show more
content on Helpwriting.net ...
GSA itself contained many provisions aimed at reducing the volatility of the U. S. banking system.
One of its main tenants was the separation of Investment banks and commercial banks. In order to
understand this separation, one must first understand these labels. A commercial bank is the kind of
bank which takes deposits and makes loans. These practices were viewed as less risky, than those of
investment banks, which underwrite bonds and other securities. The GSA effective separated the
two by not allowing them to have close ties for example common ownership. The GSA also limited
the types of things commercial banks could profit from or own. For example, a commercial bank
wasn't allow to derive more than 10% of its profits from securities based activities. The GSA also
created the FDIC, which insured consumer deposits in commercial banks. Investment banks by
contrast, were allowed no such safety net due the inherent risks of investing. THE FDIC initially
only insured deposits for $2500. Over times the limit was raised again and again until it reached its
current level of $250000. Federal deposit insurance is one of the few components of Glass–Steagall
which has survived to today. The GSA also required member banks of the Federal Reserve System
to file three reports annually to the Federal Reserve Bank and the Federal Reserve board. This
strengthened the Federal Reserve System. All Federal Reserve member banks were obligated to
become stockholders in
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2008 Recession
This research paper will shed light upon the global economic crisis of 2008, which lasted till 2009.
While discussing the global economic crisis of 2008, this paper will highlight some important
aspects including what exactly caused the global economic recession of 2008, how it is associated
with the recession that took place in 1930, how Saudi Arabia dealt with the global recession (2008)
specifically and the impact of this recession on the economy of Saudi Arabia. Furthermore, it will
discuss how the whole world dealt with the global recession, whether it was working collectively or
individually and what alternative development strategies can Saudi Arabia pursue, while focusing
mainly on Prince Mohammed bin Salman's Saudi Vision 2030 and
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2008 Us Economic Recession
INTRODUCTIONS
The Global Financial Crisis of 2008 is considered by many economists to be the worst financial
crisis since the Great Depression of the 1930s. It resulted in the threat of total collapse of large
financial institutions, the bailout of small and big banks by national governments, and downturns in
stock markets around the world. In United States, the housing market also suffered, resulting in
evictions, foreclosures and prolonged unemployment. The crisis played a significant role in the
failure of key businesses, declines in consumer confidence, declines in consumer wealth estimated
in trillions of US dollars, and a downturn in economic activity leading to the 2008–2012 global
recession and contributing to the European ... Show more content on Helpwriting.net ...
By September 2008, average U.S. housing prices had declined by over 20% from their mid–2006
peak. As prices declined, borrowers with adjustable–rate mortgages could not refinance to avoid the
higher payments associated with rising interest rates and began to default. During 2007, lenders
began foreclosure proceedings on nearly 1.3 million properties, a 79% increase over 2006. This
increased to 2.3 million in 2008, an 81% increase vs. 2007. By August 2008, 9.2% of all U.S.
mortgages outstanding were either delinquent or in foreclosure. By September 2009, this had risen
to 14.4%
Easy credit conditions
Lower interest rates encouraged borrowing. From 2000 to 2003, the Federal Reserve lowered the
federal funds rate target from 6.5% to 1.0%.[68] This was done to soften the effects of the collapse
of the dot–com bubble and the September 2001 terrorist attacks. The Fed then raised the Fed funds
rate significantly between July 2004 and July 2006. This contributed to an increase in 1–year and 5–
year adjustable–rate mortgage (ARM) rates, making ARM interest rate resets more expensive for
homeowners. This may have also contributed to the deflating of the housing bubble, as asset prices
generally move inversely to interest rates, and it became riskier to speculate in housing.
Weak and
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An Article By Arnett ( 2008 )
A Response to Arnett 2008
In an article by Arnett (2008), he makes the assertion that American research psychologists are
relying too heavily on research results that do not generalize to the majority of the population of the
world. Primarily, his two points include; the predominance of American authors and editors found in
American Psychological Association (APA) journals and how American research results do not
consider cultural variation (Arnett, 2008). Arnett (2008) assumes that American psychologists rely
heavily on research findings gleaned from sampled populations, as applicable to behavior of all
human beings. Evidence used to support the claim of the author included an analysis of six APA
journals encompassing a twenty–year time frame from 1988 to 2007 (Arnett, 2008). Findings from
the analysis showed American authors made up a vast majority of published studies and particularly,
undergraduate study samples were used most often (Arnett, 2008). Additionally, Arnett (2008) found
the editors of the APA journals were nearly all associated with American research universities.
Overall, Arnett (2008) makes a convincing case of American psychologists neglecting most of the
world's population with their research findings. However, his view of this topic is skewed and is
evident with his exclusion of relevant information.
While there is a genuine lack of cultural diversity in research findings in the United States, this is
not due to a desire to exclude any group or
... Get more on HelpWriting.net ...
Campaign Ads For 2008 And 2008 Election
For this week's forum, we are to analyze campaign ads from both parties for 2008 and 2016
presidential elections. Reviewing these old and some unseen campaign ads reminds us of the actual
period and mode during these election periods. Using the livingroomcandidate.org website and
seeing some for the first time, reminds the tactics used.
Of Embrace commercial against McCain, the Democrat ad suggest that John McCain was in the
election only for what he can help with big businesses like the oil and drug companies. It suggests
that he has done nothing for the American public only that he has played the same old Washington
games. The 31 second commercial uses public photos out of content to make him look bad. This is
one of Barack Obama's ... Show more content on Helpwriting.net ...
This ad only attempted to show the negative side of Republican side of the election. They used
Trump only harsh words to show an unpolished type candidate (Who We Are (Clinton), 2016).
In America Soaring (Rebuilding America Now), was a positive message for the Republican side.
The ads spoke of rebuilding and used the steel industry as an example. There was limited
introduction, only a sign of hope for the ads (America Soaring (Rebuilding America Now), 2016).
Of the 15 Republican ads for 2016 provided on the Living Room Candidate site, only four were
positive type ads. The 11 ads were direct attacks on the Democrat side of this election. Only until
the last video on the Democrat side had a positive message (Tomorrow). Of the 15 Democrat ads, 14
all attempted to use Donald Trump's own words from mass media to create a negative image on
what could have meant when it was originally said. Democrat ads attempted to use a chronic
minority namely the children of illegals that the other candidate is using as a needing a stronger
immigration policy (Krutz, et al., 2016).
Examining these two–time periods, generally the Republican ads appeared more positive than the
Democrat side. The Republicans attempted to use their own record than attacking the other side.
Both sides used the political socialization in showing that the other candidate is not the one you
should want. Clearly neither candidate for both election period could respect each at all. Of the 2016
ads viewed, there
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Tools For Installing Windows Server 2008 Essay
Describe the Windows Server installation and the steps to setup DNS, DHCP, and FTP server
packages
Installation of windows server is not complicated, is more or less the same as installation of
windows vista.
The system requirements for a windows server 2008 are as indicated:
1. Processor: 1GHZ for x86 and 1.4GHZ for x64 processors as minimum, with a recommended one
being 2GHZ an above
2. Memory: Not less than 512MB RAM, with the recommended one being 2GB and higher
3. Disk Space: Should be at least 10 GB, but 40GB or higher is the recommended one.
4. Drive: It needs a DVD–ROM drive
5. Display and peripherals: Minimum resolution of 800*600 monitor, keyboard, Mouse, or other
compatible pointing device.
The basic procedure for installing windows server 2008 is as follows:
1. Insert the appropriate Windows Server 2008 installation media into your DVD drive. A free copy
of the same can also be obtained from Microsoft's Windows 2008 Server Trial website
http://www.microsoft.com/windowsserver2008/en/us/trial–software.aspx
2. Reboot your PC
3. Set your parameters for installation language and other regional options, and then press next.
4. Press install now to begin the process of installation
5. When prompted to activate the product, enter the Product ID if you want to automatically activate
windows once it finishes installation. Click Next. You may optionally leave the box empty, and add
it later.
6. Select the Full version of the correct version of Windows you're prompted, and
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Research Paper: Elections 2008
Currently, America is facing various hardships such as struggling economy, poor health care, two
wars, pollution, excessive relying on exported oil and illegal immigration. Both Barack Obama and
John McCain expressed in the campaigns their points of views and possible solutions for these
problems. Obama, the candidate from the Democratic Party, proposed answers on improvements on
situation in the United States.
One of the major issues nowadays is the health care. There are many reasons why it is so
controversial and needs a lot of attention from the future president. In the past eight years, health
insurance prices have grown 3.7 times faster than wages. Many insurance plans do not cover a
number of doctor's visits. In addition to that, ... Show more content on Helpwriting.net ...
Because most of the medical records are stored on paper, they may be difficult to use. Obama wants
to invest $10 million a year to make the system shift to electronic–kept records. According to him, it
will save up to $77 million due to decrease in the amount of lost documents or test records.
2) Lowering the costs of insurances. Obama believes it is important to get rid of the excessive
subsidies to Medicare Advantage plans because the government paid to much money for this
program. Because drugs are extremely expensive in the US, he will also allow the purchase
medicines from other developed countries if the drugs are safe and the prices are lower.
3) Reducing the costs for employers and their employees.
"For small businesses, having a single employee with catastrophic expenditures can make insurance
unaffordable to all of the workers in the firm. The Obama plan would reimburse employer health
plans for a portion of the catastrophic costs they incur above a threshold if they guarantee such
savings are used to reduce the costs of workers' premiums."
There are many other parts of health care plan that are made specifically for children, elders,
financially disadvantaged and other groups of American society. ("Barack Obama and Joe Biden's
Plan to Lower Health Care Costs and Ensure Affordable, Accessible Health Coverage for All," par
8, 18, 26)
The economy of the United States is now experiencing numerous problems. While most of the
wages remain on the
... Get more on HelpWriting.net ...

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2008 Crisis Essay

  • 1. 2008 Crisis Essay Having said that, there was an even bigger surprise. Economists and regulators, who are supposed to understand and use history, also did not learn from these experiences. Perhaps they were blinded by the political climate of the time. It is always hard to disagree with the "established science" of the time. After all, there was a time when everybody "knew" the world was flat. Only the "insane" thought otherwise. Thanks to government interventions (bailouts, wage and price controls, minimum wage levels) negative market behavior was encouraged. Risk management was not seriously considered. Effectively managing risk was still considered to be merely a factor limiting profit making. The heroes of this madness included President Bill Clinton, Congress, ... Show more content on Helpwriting.net ... The 2008 financial crisis was the biggest crisis since the 1930s. What has been referred to as the 2008 crisis, or the 2008 meltdown, or the Great Recession, has been considered by many to have actually started in August of 2007. But, more importantly, the 2008 financial crisis made the US economy, and most of the Western economy, a bad joke. The West's greatest minds, and the West's highest–income nations, did not understand or anticipate the financial disaster the US had created. People all over the world started suffering in 2008 and 2009. They would continue to suffer for years. The "elite" had failed to appreciate or even understand history's economic lessons. Economic theories of the "elite" assumed that a major financial crisis was highly unlikely. They were, of course, wrong. Various radical policy measures were used to deal with the massive 2008 problem. These measures included the bailout of the commercial banking system, a huge monetary expansion, and the accumulation of massive fiscal deficits. These measures, particularly Bernanke's monetary experiment, may have avoided another Great Depression. The evaluation of this issue will only be objectively decided in looking back many years from now. Even so, by 2017, these measures had failed to return a stable and robust economy to the ... Get more on HelpWriting.net ...
  • 2. Sports Architecture in Modern China: a Comparison Between... Sports Architecture in Modern China A comparison between 2008 Olympic venues and 1990 Asian Games venues Introduction Hosting the 2008 Olympic Games is monumental in Chinese history, almost a century ago, Chinese scholars dreamed of the Olympics being staged in China, which marks sovereignty and power of the country in a global view. Therefore, when the long time expectation is about to become real, the primary goal for Chinese government and citizens is to show the best part of China to the world. This paper focuses on what and how the Chinese have done in order to accomplish the mission of hosting a successful game. A number of Olympic architectures are reviewed in terms of their locations, the cultural ... Show more content on Helpwriting.net ... Selection of the National Stadium had been modified and second thought over and over. In the 1950th, Chinese government officials assigned Wukesong area to be the future site for National Stadium. While the Asian Games Village and other stadiums were constructed, that area was saved for National Stadium for China was planning to bid for the 2000 Olympic Games. On March 1999, an Olympic venue location selection committee was founded, and the members brought up 3 plans, which are to build the primary venues on the north part, east part, or southeast of Beijing. The committee eventually reached an agreement that is the center of 2008 Olympics (known as the Olympic Green) must be located on the north side, adjacent to the central axis, by doing this China shows the world how Chinese people cares about the Olympics. One question was raised among experts though, which regards with the extended central axis. For instance, Peng Peigen, a Canadian––nationality professor with Qinghua University, said the traditional central axis of Beijing is a real one with large buildings on it, such as the Tiananmen Tower, the Forbidden City and the Drum Tower. Now the extended axis does not have any landmark buildings on it, which doesn't comply with the designing style of Chinese cities. Other members of the judging panel of the design competition for the Olympic Green, agreed that the ... Get more on HelpWriting.net ...
  • 3. The Financial Crisis Of 2008 The turmoil in the financial markets also known as the financial crisis of 2008 was considered the worst financial crisis since the Great Depression. Many areas of the United States suffered. The housing market plummeted and as a result of that, many evictions occurred, as well as foreclosures and unemployment. Leading up to the financial crash, most of the money that was made by investors was based on people speculating on investments like real estate, stocks, debt buying, and complex investment tools instead of actual tangible products that people purchased or needed. There are a number of dangers that arise when investors make large sums of money that are not tied to the actual value of a product and investors should not be able to make substantial profits off of the misfortune and poor choices of others. Those practices are very unethical and there should have been an increase in government intervention after the financial crash of 2008. The financial crash of 2008 was result of deregulation and male dominance in the financial services industry. When investors make large sums of money on investments that are not tied to the actual value of a tangible product a number of dangers can arise. During the financial crisis of 2008, investors were making money off of home owners who paid their mortgages. Because of leverage, the investors made more money than they should have because after multiple homes were foreclosed the home–owners that continued to pay their mortgage ... Get more on HelpWriting.net ...
  • 4. Financial Crisis 2008 Banking Academy | City University of Seattle | CORPORATE FINANCE THE GLOBAL FINANCIAL CRISIS 2008 Group's member:Nguyễn Như Nam (C)Phan Thu AnNguyễn Thùy DungHoàng Bá SơnNgô Thị Ánh TuyếtDate: 28/11/2014 | AbstractIn 2008 the world was fell into the worst financial crisis since the Great Depression of 1929–1933. Although this crisis has gone, however, its consequences for the economy of many countries is very serious, even now many nations are still struggling to escape difficulty. Just in a short period, the crisis originating from America has spread to all continents. It led to a series of serious consequences such as the falling in stock markets, increasing in unemployment rates, large financial institutions had been ... Show more content on Helpwriting.net ... Prior to formally entering the financial crisis, a range of signs forecasting this event had happened around the world. Problems with short–term debt funding and mortgaged assets were not limited to the United States, which is also the underlying cause of the financial crisis (Stoeckel, 2009). In 2001, the U.S economy fell into recession after the dotcom crisis and the terrorist event on September 11. To encourage the consumption, the central bank had lowered interest rates. The result was that with interest rates so low, investment and consumption became too easy, the U.S financial markets rapidly back and created "real estate bubble". Started from the housing market, the crisis quickly spread to the entire U.S financial system bank. In 2007, the 4th biggest bank in the U.S, name Lehman Brothers was under pressure. Lehman tried many different ways to save itself such as raise capital, sign a deal with Morgan Stanley and Bank of America, merger with Barclays but none of it worked ("Financial Crisis 2007/2008 Overview," 2011). From here, everything was ready for the crisis explosion in September 2008. 2. Reasons There are so many reasons lead to global financial crisis in 2008. In this case, I want to mention to seven main causes which directly promoted financial collapse. 2.1 The housing bubble From 1890 to 1997, the real price of housing in the U.S. remained relatively stable. When prices peaked in 2006, the average price ... Get more on HelpWriting.net ...
  • 5. Global Financial Crisis Of 2008: The 2008 Global Recession It has been known that in 2008 a global financial crisis appeared with the collapse of various large financial firms in the United States and spread leading to a global economic turmoil, also known as the 2008 Global Recession. It was this crisis that had all begun from mortgage dealers giving mortgages to people not qualified for home loans, or also known But it did not stop there. Mortgage lenders would then sell these loans to a bank or to government–charted institutions that were created to buy up mortgages and provide mortgage lenders with more money they could borrow from. From there, the institutions would sell the mortgages to investment banks that would keep them with thousands more into a "mortgage–backed security" that would provide ... Get more on HelpWriting.net ...
  • 6. 2008 Recession: A Case Study. The 2008 Recession Shook 2008 Recession: A Case Study The 2008 Recession shook the United State's financial system to its very core as it highlighted the flaws of the financial system and the people running it. Government officials and Wall Street executives did not anticipate the sudden stock market crash and the events that followed, nor were they prepared for its aftermath.The country's financial system had come to a surprising halt after more than two decades of prosperity and growth. The book "How An Economy Grows and Why It Crashes", by Peter Schiff, and the HBO movie "Too Big to Fail" portray the causes of the burst of the housing bubble and the stock market crash, and the policy that was introduced in attempt to reduce and eliminate the recession. The ... Show more content on Helpwriting.net ... "Too Big to Fail" portrayed a similar situation. The United States Congress deregulated the banking industry. Fannie Mae, Freddie Mac (known in "How An Economy Grows and Why It Crashes" as Finne Mae and Fishy Mac), two government sponsored enterprises (GSE's), and large investment banks bought mortgages that came from commercial banks and other lenders in the secondary market. This caused these institutions to grow rapidly during the 1990's, eventually holding up to about 90% of home mortgages on the secondary market by the end of the decade. In 1995, the Department of Housing and Urban development introduced "regulations required Fannie Mae and Freddie Mac to increase the share of their loans to low and moderate income households" who necessarily could not afford a mortgage. Due to this requirement, smaller down payments were accepted for lower interest loans for higher risk borrowers. Lending institutions, seeing that these high risk mortgages could be passed onto Fannie Mae, Freddie Mac, and large investment banks as mortgage backed securities in the secondary mortgage market, began to lower the standards they looked for in borrowers. These standards included things like the borrower's FICO score, wages and earnings, and ability to put down a substantial down payment. Essentially, "down payments were reduced, accepted credit standards lowered, and more loans [were] extended to subprime borrowers" (Gwartney). Another cause of the 2008 ... Get more on HelpWriting.net ...
  • 7. Causes Of The 2008 Recession The United States saw a recession starting in September of 2008. However, the event was not without warning. As early as 2006, there were signs of a drop in the housing market. The October new home permits were over a 25% less than the previous year. Prices were falling in 2006 and there were mortgage issues arising because of it. Come 2007, individuals became aware of banks having a problem with liquidity and were accepting subprime mortgages as collateral. At the end of the year, though, it seemed as if the Dow Jones Industrial Average, which would later trigger the recession, was almost near its peak. So, naturally, everyone ignored it. Fast forward to 2008, the GDP put forward the previous year was only .6% despite individuals saying it ... Get more on HelpWriting.net ...
  • 8. The Financial Crisis Of 2008 Essay The 2008 financial meltdown resulted in the most treacherous investment landscape observed since the great depression. The most notorious issue was the subprime mortgage crisis, which had a ripple effect felt through every market in the world. The banks, whose leverage rate should never have been higher than two times capitalization, surged as high as thirty to forty times market cap. With this level of exposure, any unforeseen market fluctuations could mean disaster. Lehman Brothers, the oldest investment bank on Wall Street, went bankrupt and thousands lost their jobs. Outside of finance, thousands of companies in the United States and abroad had to fire significant portions of their workforce, thus furthering the economic decline and plunging the US into an economic recession. In the late 1990s, Congress repealed the legislation separating commercial and investment banks, which resulted in investment banks overreaching their bounds. The Emergency Economic Stabilization Act of 2008 was enacted due to the effects of the subprime mortgage crisis, which allowed the US Treasury to spend billions of dollars to bail out the investment banks by purchasing distressed assets. However, the bailout plan has created a debate over whether it was a good idea for the government to bailout the investment banks. Also, if the government fared better or worse in the years following the bailout. The financial crash of 2008 created two paradigms, bailout and bankruptcy and to this day it is ... Get more on HelpWriting.net ...
  • 9. Google in 2008 Case Study ­GOOGLE in 2008 1. Why has the pay­ per­ click search business grow so rapidly? The reason have to start with Gross' way thinking, as GoTo.com broke down in to two strategies to attract advertisers: First, they charge advertisers only when somebody clicked on a link and was directed to the website, this is the launching point of pay­ per­ click, which would make advertisers easier to evaluate their performance of the ads, rather than spending lots of money without knowing the real ROI. Second, the GoTo.com priced the keywords low ($0.01 per click), therefore attracting many audience to join the network, and being the affiliates. Once this efficient business model be used by more advertisers, it will definitely ... Show more content on Helpwriting.net ... In addition, Google subsequently updated it's database and make the research faster, even expanded the service like desktop search and Gmail search. Since the product takes the most important role when entering an industry, Google takes fully advantage to compete with established enterprises. From the aspect of business strategy, Google goes with a long­ term strategy, locking itself as dominant design preferred by customer and firms who would incur switching cost if they change search engine. Google put lots of efforts in business model by earning lucrative advertising fees and reducing cost with a strong network with affiliates. 4. What explains Google's success in the pay searched marketplace? How sustainable is its competitive advantage? Why Google not GoTo.com? Brin and Page, founders of Google, knew what Google was lack of that they made a determining decision to ask Schmidt to join Google, who created a successful business model. Google has special business models and strategies including: 1. Hire the right 1 people for the job, 2. Facilitating efficient team dynamics and communication, 3. Encourage creativity, 4. Make decisions based on data, 5. "Don't be evil.", which differentiate google from other search engines. Compared to the strategies that Google, Microsoft, and Yahoo ... Get more on HelpWriting.net ...
  • 10. Anticipating 2008 Presidential Election Essay Since the year 2001 the United States has been under the presidency of a republican, George W. Bush. His has a position in a number of issues including abortion, immigration, the Iraqi war, health care, and social security. On the abortion issue he believes that we should ban partial–birth abortion and reduce abortions altogether and he supports adult stem–cell research but not embryonic stem cell research. He believes that the government should have a responsibility over Medicare and Medicaid. On the topic of social security he suggests that younger workers should be able to put part of their payroll taxes into personal retirement accounts. With the war in Iraq, President Bush is guided on the principle of "return on success" and we ... Show more content on Helpwriting.net ... Senator from New York. Some of the main issues that she stands for are abortion, health care, the Iraqi war, and tax reform. She believes in late term abortion, if the life or the health of the mother is at risk; she also wishes to lift the ban on stem cell research to cure devastating diseases. She tries to push for universal health care to lower costs and improve the quality to cover all Americans. Hillary Clinton is very against the war in Iraq and she plans on pushing the pentagon to start planning withdrawal of the troops out of Iraq. She also plans on ending the tax cuts because she believes the government should "take things away from the rich for the common good", and in cutting the alternative minimum tax, not the billionaire tax cuts. Barack Obama is a democratic senator from Illinois, and he has 17% of the popular vote so far. He has a few things to say about abortion, health care, social security, immigration, and the Iraqi war. He believes in stem cell research, and its potential for to cure seventy major diseases, and he also believes that we should trust women to make their own decisions on partial–birth abortions. He supports universal health care and providing health care to the poor by raising taxes to pay for it and other programs. He thinks we should stop efforts to privatize social security, and that we should extend our welfare and Medicaid to immigrants. In May he also voted yes to allowing illegal aliens to participate ... Get more on HelpWriting.net ...
  • 11. Costco Wholesale 2008 Assignments Questions Costco. 1. What is Costco's business model? Is the company's business model appealing? Why or why not? 2. What are the chief elements of Costco's strategy? How good is the strategy? 3. Do you think Jim Sinegal is an effective CEO? What grades would you give him in leading the process of crafting and executing Costco's strategy? What support can you offer for these grades? 4. How well is Costco performing from a financial perspective? Do some number– crunching using the data in case Exhibit 1 to support your answer. Try to use some financial ratios presented to help you diagnose Costco's financial performance. 5. Based on the data in case Exhibits 1 and 3, is Costco's financial performance superior to that at ... Show more content on Helpwriting.net ... Additionally, Costco has its own brand named Kirkland Signature. This store–label produces juice, cookies, coffee, spices, tires, house wares, luggage, appliances, clothing, and detergent. The markup here is at fifteen percent, which still result for the wholesale company to be five percent lower than comparables named–brand. The production selection is limited to 4,000 items classified in these category: rotisserie chicken, prime steaks, caviar, flat–screen TVs, digital camera, fresh flowers, fines wines, caskets, baby strollers, toys and games, musical instruments, ceiling fans, vacuum cleaners, books, DVDs, chandelier, stainless–steel cookware, seat–cover kits, for auto, prescription drugs, gasoline, and one–hour photo finishing. Although the range can appear wide, only a few products by category are available. Those ones are fast–selling models, sizes, and colors. It is a really good strategy, because it appeals to a variety of element. Commons goods like soft drinks are sold only by big–containers, case, carton, or multiple–pack, not individually. The last element is the "treasure–hunt" thing. Costco buy brand–named product on "the gray market" at a discount price. While some manufacturers do not want to have their product at Costco, because the low pricing strategy can hurt the image, others just do not have any issue with that. This is why it is easy to get big international brand. The treasure–hunt strategy consists of ... Get more on HelpWriting.net ...
  • 12. 2008 Financial Crisis: Iceland's Then & Now Essay examples I) Causes of the Crisis On September 15, 2008, the American bank Lehman Brothers, with holdings over 600 billion USD, filed bankruptcy. This was by far the biggest bankruptcy in U.S history and it marked the beginning and the largest financial crisis ever. How can one of the biggest banks in the world fail? How can a bankruptcy in US make someone on the other side of the world unemployed? The answer is Collateralized Debt Obligations (CDOs) and it all started by new innovations in the financial sector combined with deregulations on the financial market. Many mathematicians and physicists started to work in the financial market and created new financial products called derivatives after the Cold War. These products made it possible for ... Show more content on Helpwriting.net ... could not afford their loans anymore. Thus, they started to sell their houses. The housing prices went down and when the value of the houses were lower than the value of the initial loan, people left the houses to the banks. Instead of owning CDOs consisting with positive cash flows, the banks now owned CDOs consisting of houses with decreasing values (See appendix). The CDOs sold all over the world and combined in both banks and private peoples investments were now almost worthless. Lehman Brothers had an immense amount of investments in CDOs, and as they went bankrupt, one of the world's worst financial meltdown had thus begun. II) Critical Examination on How the Crisis Affected Iceland Before the financial crisis in 2008, Iceland's stock market had increased with over 900 percent since the middle of the 90th century (Graph 3). During 2000–2008, unemployment rate remained between 2–4% and Iceland had grown from one of Europe's poorest country to one of the wealthiest during the last decades. The Guardian wrote an article, "No wonder Iceland has the happiest people on earth" in May 2008. However, on October 10, 2008 the headlines had changed – Bloomberg Businessweek announced that "Iceland goes bankrupt" was a catastrophic fact. Concrete definition of bankruptcy for a country is both hard to define and explain, but simply put, it means that a country is not able to pay back its external/foreign debts. Iceland's government debt increased ... Get more on HelpWriting.net ...
  • 13. The Crisis Of 2008 The World Before the financial crisis of 2008 the world was financially safe, stable and solid. Iceland was a beautiful place with a high standard of living. Iceland had the complete infrastructure for a modern society, clean energy, Fisheries with quotas, clean air, food production, healthcare, education, and a low crime rate. This made it an area where people wanted to settle down and start families. Around the world country's looked up to Iceland's financial aspect until it all came to a frightening halt. In 2000, the Iceland government started to make harming decision to their economy. They began to allow deregulation which brought on horrible consequences for the environment and the economy. The government allowed for multinational corporations to take over their region. Giant aluminum Smelting plants were built that began to exploit their geothermal and hydroelectric resources. While this was happening the government also privatized or transferred from public to private ownership and control, the three largest banks. These banks began to grow larger and larger until they became more then 10 times the size of the economy, making it extremely difficult for the government to rescue. In just five short years three banks that were basically unknown outside of Iceland before this became huge. These banks were giving out loans to anyone who needed or wanted them which was the cause of the financial crisis of 2008. Before the banks loans were given out to only people they knew could ... Get more on HelpWriting.net ...
  • 14. Election In 2008 Essay As we know, 2008 is the big year for everyone in the United States. The presidential election in 2008 was the most racially diverse in U.S. history, there were almost one–in–four votes cast by non–whites. The presidential election in 2008 bring the surprise result for all of the people in U.S. Barack Obama became the first African–American elected president of the United States, and Joe Biden became the first Roman Catholic elected vice president. I think the record of voter participation in 2008 U.S presidential election is the anomaly. Obama won a decisive victory over McCain, He was winning in both the electoral college and the popular vote, with 365 electoral votes to McCain's 173; There was the largest percentage of popular vote for the Democrat since B.Johnson in 1964. Obama's win in obtaining a major party's ... Show more content on Helpwriting.net ... The entitled black voters increased 4.9 percentage, It rate from 60.3% in 2004 to 65.2% in 2008, almost same as the voter turnout rate of white allowed voters many of black voter contribution in 2008 was increased by the participation of younger voters and black women. The voter rate of qualified black female increased 5.1 percentage, there was 63.7% in 2004 increased to 68.8% in 2008. General, amid all ethnic, gender groups and racial, black women had the highest vote in 2008 election. There were many factors encourage voters to participate and discourage them from participating. In the textbook page 410, " participation in politics may be increasing, in particular on the Internet." People went online to get the new and information; they post comments for others people read. It influenced the psychology of many people and made they want to participate or not participate. Furthermore, some of the reason for the people not voting were out of town, illness or disability did not like the candidates, or not ... Get more on HelpWriting.net ...
  • 15. 2008 Juvenile Crime According to the National Criminal Justice Reference Service article "Juvenile Arrests 2008" on the bulletin by Office of Juvenile Justice and Delinquency Prevention (OJJDP), juvenile crime in 2008 showed a decline from recent years. Crime data is gathered annually and reported to the FBI's Uniform Crime Reporting (UCR) Program by local law enforcement agencies across the nation and 2008 marked the first decline in juvenile crime since 2004. Juvenile crime is defined as crime committed by persons under the age of 18. Although juvenile crime in 2008 had increased in a few categories such as property crime it had decreased in most. Criminal offenses are categorized under violent crime index (murder, manslaughter, forcible rape, robbery, aggravated ... Show more content on Helpwriting.net ... According to the article, juvenile arrests in 2008 disproportionally involved more minorities than whites. Data of 2008 indicated that 52% of juvenile violent crime index arrests and 33% of juvenile property crime index arrests involved black youth even though they only make 16% of the youth population ages 10–17 in the U.S. 47% of the same crime index involved white youth which makes up 78% of the U.S. population ages 10–17. Hispanic youth was included under white racial group. Keeping track of crime through the FBI's UCR Program can be an effective tool to measure trends in juvenile crime and reduce delinquency among our youth. For instance, data gathered can help law enforcement agencies allocated funds to programs aimed to curtail rising crime in certain areas and hire more staff where it's needed. On the flipside, the same data can help law enforcement agencies notice what programs or what is not working in the fight against juvenile delinquency. Also, the same data can also help address social issues such as the juvenile arrests disproportionately involved minorities and female ... Get more on HelpWriting.net ...
  • 16. Essay On The 2008 Financial Crisis 2008 The 2008 financial crisis is considered the worst period of economic stagnancy since the Great Depression. This economic upheaval brought once impervious multi–national corporations, like GM and Goldman Sachs, to their knees. One would think that such a calamity would have been easily predicted; however, crises of this magnitude go unnoticed due to their multifarious and seemingly innocuous triggers. The financial crisis of 2008 was caused by the proliferation of subprime mortgages, increased leverage ratios, and the growth of the United States housing bubble. Subprime mortgages are given to under qualified individuals who have demonstrated a prior inability to repay loans. They usually incorporate high interest rates, low quality collateral, and less than ... Show more content on Helpwriting.net ... MBS are purchased from banks by financial institutions. Financial giants like Morgan Stanley, Lehman Brothers, and Bear Stearns derive a portion of their wealth from the acquisition of MBS. The advent of MBS caused a significant increase in corporations' leverage ratios. A leverage ratio is a company's total debt divided by its total equity. A high leverage ratio means that a company has more debt than equity, which is normally acceptable during times of economic prosperity. However, during recessions, a corporation who has a high leverage ratio will experience serious asset depletion. In 2008, it was common for companies to have high leverage ratios; this was caused by their substantial subprime MBS holdings. The value of MBS is secured by the actual value of the mortgaged homes; which can be sold to recoup the investor's principal if a debtor cannot pay their loan. This safeguard was circumvented by the rapid fall in home prices when the United States' housing bubble burst. Financial institutions, whose wealth depended on the soundness of their subprime securities, became ... Get more on HelpWriting.net ...
  • 17. 2008 Recession Causes Back in 2008, here in the US and in many other countries around the world, we suffered the worst economic downturn since the Great Depression of the 1930s. The recent recession officially began in December 2007 and ended in June 2009. By the end of the recession, the U.S. unemployment rate was higher than the rates in most other industrialized countries. (Bureau of Labor Statistics, 2012) And most if not all Americans had felt the financial pinch in one way or another. After all that hardship people wanted to know how did the recession happen? Who was at fault? These were simple questions, but the answers are complex and even global in their scope. In this essay, we will look at what the causes of the recession were and what role US monetary ... Show more content on Helpwriting.net ... Running Head: MONETARY POLICY Page !4 According to Jane Dokko, et. al. in their article Monetary Policy and the Housing Bubble came to the conclusion that during the 2008 housing bubble there was insignificant evidence to show that monetary policy played a role in the collapse or that the Federal Reserve had the capability to stop the recession from occurring. They did grant that the Federal Reserve could have some culpability. "We remain open, however, to the possibility that monetary policy can play some role. Recent economic literature has explored how informational barriers or institutional structures... may allow rational bubbles to persist." (Dokko, et. al., 2009) Whether or not you take this conclusion at face value is up to you. I will just note that this scholarly review was assembled by the Federal Reserve Board and it is in their best interest to deny fault and shift blame. Also the report was written in 2009 only shortly after the crisis ended and before full data could be collected. There is a group of thought that stipulates that the Federal Reserve and the US government played a role in the 2008 recession through aspects such as, lack of ... Get more on HelpWriting.net ...
  • 18. Network Security: Analysis of Windows Server 2008 Solution 1: With Windows Server 2008 Applications, you can make OU's, Groups and User's, and can set GPO's for the OU's, Groups and / or Users requirements or restrictions. Below are some reasons for upgrading to Windows Server 2008 R2 with service Pack 1(SP1). As we go through each one of the issues stated above, we address the concerns and exploit Windows Server 2008. With the new technology of today and the improvements with Windows Server 2008, not only is Windows Server 2008 an OSI, but it is much more. So let us take a look at some of the good reasons for upgrading. Windows Server provides new virtualization technology that enables you to deliver more advanced capabilities to your business for increased IT efficiency and agility. Whether you want to consolidate servers, build a private cloud, or offer Virtual Desktop Infrastructure, the addition of these powerful virtualization features enables you to take your datacenter and desktop virtualization strategy to a new level. Windows Server is the newest Windows Server operating system from Microsoft. It is designed to help organizations reduce operating costs and increase efficiencies and agility. Windows Server expands the Microsoft virtualization strategy for both server and desktop workloads by adding dynamic memory management for virtualized workloads with Dynamic Memory and Microsoft RemoteFX for a rich end user experience with a Virtual Desktop Infrastructure (VDI) and session virtualization (formerly known as ... Get more on HelpWriting.net ...
  • 19. The 2008 Beijing Olympics: China Pushes Towards... The 2008 Beijing Olympics: China Pushes Towards Modernization The Olympics are always used as a way for the host city to put on a display of its culture and show the world its myriad social and economical triumphs. The host country can, in just a couple weeks, show the world what a wonderful place it is. The Olympics have in the past been able to prompt a world awareness of the host country and create a lingering legacy. Beijing will attempt to do all these things, but the stakes will be much higher. China is the most populous country in the world and at the center of many global issues. With its accession to the World Trade Organization (WTO) in 2001, China made a big step in accepting the challenge from other world powers to ... Show more content on Helpwriting.net ... First, I would like to give a brief history of China's ascension to the WTO and the modernization efforts that have been underway the past couple of years. The past decade, China has experienced incredible economic growth due to its government policies of opening up. The process of opening up started in 1978 with China's economic reforms. These centered on transitioning China slowly from a planned economy to what is called a "socialist market economy" (Long). Yet, China still kept many of its protections against foreign involvement in the Chinese market. From 1987 to 2001, the WTO and China had been in talks to insure China's accession to the WTO. During that time China invoked numerous policies that continued the process of opening up to the rest of the world. According to the WTO, "China has substantially reduced its tariff levels for many items, eliminated over–whelming majority of its non–tariff measures, gradually opened its service sectors, abolished the mandatory plan for imports and exports, eliminated export subsidies, established its market– based pricing mechanism, unified the exchange system, realized the convertibility of RMB under current account in international transactions, unified taxation system and provided national treatment to imported product" (Long). The changes have on the whole been very successful. People ... Get more on HelpWriting.net ...
  • 20. Environmental Issues Before / After Beijing 2008 Olympics Environmental Issues Before/After Beijing 2008 Olympics "Beijing organized the 2008 Olympic Games with the slogan, "Green Olympics, Hi–tech Olympics and People's Olympics". This slogan illustrates the determination of the Chinese government to offer an environmentally friendly yet impressive Olympic event.The 2008 Olympics "helped shape and foster a greater environmental awareness among the public and was an opportunity to showcase China's commitment to growing in an environmentally sustainable manner. During the bid phase, Beijing set ambitious goals to improve the city 's environment. The goals ranged from addressing air and water quality and waste management to introducing environmental considerations in the development of new ... Show more content on Helpwriting.net ... Beijing also implemented an improved waste processing system throughout the city in preparation for the Olympics that still benefits the city today." Info from website (http://www.economics–ejournal.org/economics/discussionpapers/2013–30/file): A large setback was the problem of temporary vs long term plans... Temporary Plans Implemented: "Air Quality Guarantee Plan for the 29th Olympic Games in Beijing". In this plan, similar control measures were extended to surrounding areas, including Tianjin, Hebei, Shanxi, Inner Mongolia, and Shandong. In Tianjin and Hebei, this policy was compulsorily and strictly implemented. However, for Shanxi, Inner Mongolia, and Shandong, the plan was only implemented if air conditions became extremely serious. Wang et al. (2010b) found that in June 2008, the daily emissions of sulfur dioxide (SO2), nitrogen dioxide (NOx), and particulate matter (PM10) in Beijing totaled 103.9, 428.5, and 362.7 tons, respectively. During the Olympic Games, the daily emissions of SO2, NOx, and PM10 in Beijing were reduced to 61.6, 229.1, and 164.3 tons, which were 41, 47, and 55% lower than the respective June 2008 emission levels." "To reduce the emissions of NOx, and PM10, traffic control measures were also enforced in Beijing in 2008. First, from July 1 to September 20, all on–road vehicles (including trucks and passenger cars) that failed to meet the ... Get more on HelpWriting.net ...
  • 21. Nt1330 Unit 3 Assignment 1 Windows Server 2008 Software Windows server 2008: These are the functions that consider when using the win server 2008; 1. Presence of read–only domain controller. 2. Presence of bit locker a full drive encryption. 3. Easy maintainable server manager which provides useful UI for the user. 4. Network access protection which allows implementing security policies. Client O/S: Windows 7, 8, 8.1 64bits. These types of an operating system have good performance and new features. These are the latest operating systems and same familiar OS should be used. These OS will be used in every client PC's in the department. Virus Guard: Kaspersky Anti–Virus 2016 for each PC's and the servers. This virus program is a looking good performing and fighting with the ... Show more content on Helpwriting.net ... The NIC is an adapter that controls the exchange of information between the network and the user. In this company branches NIC's are increasingly preinstalled and have the ability to automatically configure to match the speed of the network to which they are connected. Firewall A firewall protects networked computers from intentional hostile intrusion that could compromise confidentiality or result in data corruption or denial of service. It may be a hardware device or a software program running on a secure host computer. It must have at least two network interfaces, one of the network it is intended to protect, and one for the network it exposed ... Get more on HelpWriting.net ...
  • 22. Essay about The Influence Of Saturday Night Live On The... The Influence of Saturday Night Live On August 29th, 2008 Senator John McCain announced his decision of electing Sarah Palin as his Vice Presidential Candidate. This declaration provoked controversy amongst many of the United States citizens and while the majority of the people supported McCain, there were still a select few of both the republican and democratic parties that were bewildered by his decision. They view Sarah Palin as ignorant and someone who could not play any significant part in running the United States government, and their scrutiny of her soon reached the public via television. Although entwined with humor, the Saturday Night Live vice Presidential debate clip is an example of the doubts society has on Palin's ... Show more content on Helpwriting.net ... Many Americans come home from an exhausting day at work and want to take a break from it all and they may prefer to watch something that will make them laugh rather than make them think. Although these spoofs on the election have truth to them, when something is turned into humor it attracts more people and these negative characteristics of the candidates are more top of mind. As today's population continues to grow, each day the number of potential voters grows with it. The number of young voters is considered one of today's most important topics of society. Having the ability to swing the decision of the young, newly registering voters could make or break a shot at the presidency of the United States. There are countless organizations and associations devoted to raising the number of young registered voters. With this negative comedic attitude towards Governor Palin the way these Americans votes' are swayed could have a great impact on the election, especially considering the many adults and young adults that are tuning into Saturday Night Live. Many of the young and undecided voters who are making up the audience of Saturday Night Live are not also tuned into the campaign. Lauren Feldman, a professor from American University, tells a reporter that, "The power of late night comedy to influence voters really lies among those voters who are currently undecided and are ... Get more on HelpWriting.net ...
  • 23. The 2008 Presidental Election: Change vs. Experience Essay November 4, 2008 marked a monumental moment in United States history. American presidential elections were revolutionized because of the 2008 presidential election between democratic candidate Barack Obama and republican candidate John McCain. After eight years, President George W. Bush., Americans were waiting for, what would be the key word of this election – change. The U.S. had the opportunity to witness history with either the first African–American president or first female vice president. It was a full year of pricey campaigning, nationally broadcasted debates, and party strategies, media controversies involving candidates and their families. It also was a year where America realized how the Internet can affect an election. In June ... Show more content on Helpwriting.net ... CNN reported on Election Day that the economy was the most important issue to voters. The Democratic platform for the economy was to provide quick relief for the economy with a fifty billion dollar jumpstart. The Democrats also want to cut taxes for the middle class and end tax breaks for companies outsourcing jobs. Obama blamed deregulation for the financial crisis. The Republican platform for the economy consisted of making the 2001 and 2003 tax cuts permanent , increasing the international trade and building nuclear plants both of which will create new jobs (Woolley 2008). Other main issues were health care, energy and illegal immigrants. Obama stated numerous times during on the campaign trial that all Americans should have health care coverage they can afford. While McCain focused more on health insurance by compelling them to make prices within American's means and make them feel protected with everyone receiving the same tax benefits. On energy, both candidates opposed drilling in the Alaska refuge but that is where the similarities end. McCain supporters during his rallies would chant, "drill, baby, drill" which gave much insight on his views on energy (Balz, 2009, 206). He supported the expansion of offshore drilling and the increased use of renewable sources such as solar, hydroelectric and wind. In principle, Obama said he didn't oppose expansion of nuclear power but said it had to be done carefully and cost–effectively. The Republican platform had no ... Get more on HelpWriting.net ...
  • 24. The Great Recession Of 2008 The Great Recession of 2008 Debra Turner ECON 102 Professor, Shahrokh American Public University September 26, 2015 The Great Recession of 2008 Recession is a significant decline in real GDP, real income, employment, industrial production, and wholesale/retail sales, which last more than a few months. (Economic recession, n.d.) Further, a recession typically begins after a peak in the economy and ends at the trough, however, "the start and end dates are determined by the Business Cycle Dating Committee of the National Bureau of Economic Research (NBER)." (Economic recession, n.d.) The Great Recession–which officially lasted from December 2007 to June 2009–began with the bursting of an 8 trillion dollar housing bubble. The resulting loss of wealth led to sharp cutbacks in consumer spending. This loss of consumption, combined with the financial market chaos triggered by the bursting of the bubble, also led to a collapse in business investment. As consumer spending and business investment dried up, massive job loss followed. In 2008 and 2009, the U.S. labor market lost 8.4 million jobs, or 6.1% of all payroll employment. (The Great Recession, n.d.) Fiscal policy is the use of government revenue (taxes) and expenditure (spending) to influence the economy. (Weil, 2008) Fiscal policy is "used to stabilize the economy over the course of the business cycle." (Fiscal policy, n.d.) Examples of both of these according to National fiscal policy response to the Great ... Get more on HelpWriting.net ...
  • 25. The November 2008 Attack : Failures And Fault Levels The November 2008 attack: failures and fault lines The local and state response to 26/11 exposed several other failures and short–comings within the Indian internal security architecture at the state and federal levels. Many of these have been identified by the Ram Pradhan Committee (henceforth Pradhan Committee, 2009). This was a high level committee of enquiry which the Maharashtra government established to investigate the systemic shortcomings in the Indian internal security establishment that the attack exposed (Rediff, 2009) The Committee found that Indian agencies failed to respond to numerous intelligence leads, many of them highly specific, concerning potential attacks (Ganguly, 2008; Sahni, 2008; Pradhan Committee, 2009; Rabasa ... Show more content on Helpwriting.net ... That anger was not tempered by the later realization that in fact Pakistani paramilitary and military forces had executed the land grab. In response to this public outrage, and to the deep humiliation of the national security and intelligence agencies, Prime Minister Atal Behari Vajpayee established a committee, chaired by K. Subrahmanyam, to determine the causes of the massive intelligence failure. The committee's report, the Kargil Review Committee Report, suggested sweeping reforms, including the establishment of a specialized marine police based out of coastal police stations. The government did not enact these suggestions until 2005–06. However, it took the 2008 attacks to prod the state into action. Significant lapses in maritime security, as discussed below, persist even today (Ganguly, 2008; Sahni, 2008; Das, 2009; Dasgupta, 2009; Pradhan Committee, 2009; Rabasa et al., 2009; Thaindian News, 2009; ZeeNews, 2009). In theory, since before 26/11 India has followed a three–layer coastal security concept. The Indian Navy patrols the high seas and conducts aerial recon–naissance with ship–based aircraft. The Coast Guard patrols India's exclusive economic zone (12–200 nautical miles from shore). As described above, joint teams from Operation Swan patrol India's territorial waters. (Coastal police stations, once they are all operational, will assume control for policing the territorial waters.) The system was ineffective ... Get more on HelpWriting.net ...
  • 26. The Global Food Crisis Of 2007-2008 Introduction and importance – section 1 part 1 Following the global food crisis of 2007–2008 there has been an increasing realization throughout the world that we have to produce additional and higher quality food (Albert Sasson 2012). As was stated in 2006 by the Food and Agricultural organization of the United Nations (FAO) with the world population growing at an annual rate, it is a necessity that global increase in food production must reach 50%, in order to meet the specified requirements of the world 's population by 2050 (FAO 2006). Ensuring the future of food security is now considered a global priority, with over 800 million people deprived of adequate food on a daily basis, particularly people in both developed and developing countries suffering from malnutrition (Dana Cordell et al 2008). In accordance with the 1996 World Food Summit (FAO) food security exists "when all people at all times have physical and economic access to sufficient, safe and nutritious food to meet their dietary needs and food preferences for an active and healthy life." (FAO 1996) However the problem with food insecurity is not only about inadequate food production, availability and consumption, but also the underprivileged quality or nutritional value of food (Albert Sasson 2012). Introduction and importance – section 1 part 2 A massive challenge as stated by Professor John Beddington is that when it comes to global food security is to supply nutritious and affordable food on a global ... Get more on HelpWriting.net ...
  • 27. The Aftermath Effects Of 2008 The most commonly known sub–prime finance crisis came into illumination when a sudden rise in home foreclosures in 2006 twirled seemingly out of control in 2007, triggering a nationwide economic crisis that went worldwide within the year. The greatest responsibility is pointed at the lenders who created such problems. It was the lenders who, at the end of the day, lend finances to citizens with poor credit and a high risk of failure to pay. When the Feds inundated the markets with growing capital liquidity, its purpose was not only to lesser interest rates but it also largely low risk premiums as shareholders sought after dangerous opportunities to strengthen their investment profits. At that point of time, lenders found themselves loaded with capital for lending out and higher willingness to undertake higher risks in a surge to get greater investment returns. To triumph over of the financial unsteadiness and housing price bubbles, Federal Reserve has to intervene to combat these issues. This research paper will be reviewing the aftermath effects of 2008, one of the harshest U.S financial disaster happened in the worldwide financial system. The recession, which was from 2008 to 2009, was the longest recession and had its deep effects to the economy. The sub–prime crisis affected, not only to the US, but it's footpath across the world. The economic financial system across the world experienced suffering very badly, thereby leading the deteriorating of the economy. According ... Get more on HelpWriting.net ...
  • 28. Comparing Windows Server 2008 And 2012 Essay This paper is compare and contrast the versions of Windows server 2008 and 2012. We will explore and deliver the similarities and differences within each OS and define the benefits of each based on the following operations. Windows Server 2008 was built on the same platform as Windows Vista; therefore, it shares much of the same attributes and functionalities. After revisions and improvements to the Windows Vista platform and codes, Microsoft released Win2K8 on February 4th, 2008. This was the developer version of Windows Server 2008, and second version called Windows Server 2008 R2 was released a year later in July of 2009. In order to keep up with the surge of new generational technology, Microsoft decided to repackage Windows Server 2008 R2, and re–release it as Windows Server 2012. Windows Server 2012 was featured to place more of an emphasis on cloud computing and an improved version of Hyper–V. With a push for a easier method to get Windows licensing before the official release of Windows Server 2012. Administrators who have worked with server licenses might say that the term "simplified licensing" is an oxymoron, because there was no such thing as simple in Microsoft Servers licensing. Microsoft put effort into listening to consumers and administrators who incited demands for a better method of licensing. These customers were confused and aggravated by the difficulty of finding the correct server edition that fit their needs along with trying to figure out what the ... Get more on HelpWriting.net ...
  • 29. The Great Recession Of 2008 Greed: Its Role in Subprime Lending and the Recession of 2008 The great recession of 2008 affected everyone around the world. The great Recession is considered the second worst economic crisis in American history, behind the Great Depression. The Recession of 2008 was caused by two major faults: the use of subprime lending and changes in banking culture leaning towards self interest within the banking industry. There is no doubt that subprime lending was a major cause of the Recession. It was a tactic used by investment banks in order to get more money from unsuspecting homeowners. However, lenders found out that most of the people who were qualified to have a mortgage already had one. In turn, the lenders had to lower their credit criteria for people to take out a loan on a house. This is how the term subprime lending came to be in the financial world. As a result of subprime lending, the investors were able to make millions off of these mortgages. People who qualified for a subprime mortgage usually had a credit score below that of 620. To make the subprime mortgage deal more customer friendly, the lending banks decided to have the people who qualified for these mortgages didn't have to have a down payment. Normally, the down payment would be as much as 20%, but this made it easier for people to get mortgages without having to worry about how much money they needed at the beginning of their purchase. " Many American homeowners bought houses they could not afford, ... Get more on HelpWriting.net ...
  • 30. How Does The 2008 Games Affect The Economy Economic Impact To see the impact of the 2008 Games on the Chinese economy, we must first look at how much money was spent and what it was spent on. While $40 billion is the average number given when saying how much the 2008 Games cost, only a little more than $6 billion went to sports related costs, (Gaines, 2015) including $500 million going to building the Bird's Nest, the Olympic track and field venue. The rest went to a new airport terminal, a light rail, roads and other preparations such as security and the environmental clean up ("The cost of the Beijing Olympics"). Almost every city that hosts the Olympics promises to use the new stadiums that are built well beyond when the Games end, but almost none actually do. Beijing is no different. ... Show more content on Helpwriting.net ... The executive director of the International Olympic Committee, (IOC, the committee that votes on and awards who receives the honor of hosting the Games, among other duties related to the games) said some people wanted to "close the door" on China because of their human rights abuses, but he hoped that by awarding China the honor of hosting the games, "openness, progress and, development in many areas will improve the situation (Longman, ... Get more on HelpWriting.net ...
  • 31. The Financial Crisis Of 2008 The economic crisis of 2008 was one for the ages, it changed the world of investing forever. That year, the stock market crashed, bank failures and the infamous wall street bailout that can all be traced back to the subprime mortgage crisis.. The 2008 economic crisis rocked the global economy for the worst, and to this day the United States is trying to recover from the impact that the crisis had. In order to understand why exactly the banks failed people have to understand the subprime mortgage crisis. The subprime mortgage was a response to the central banks around the world trying to stimulate the economy. In doing so they created capital liquidity through a reduction in interest rates. in return, investors sought higher returns through riskier investments. Lenders took greater risks too, and approved subprime mortgage loans to borrowers with poor credit. When the word "subprime" is said people need to think crap, because that's what it is. They were mortgage bonds that were filled with absolute garbage but the financial institutions that rated them gave them a higher rating than they actually deserved. There were two major institutions that rated the mortgage bonds, so when banks came to a particular institution they would somehow give them a indirect bribe usually in the form of donation or something along those lines so then they were obligated to give out a better rating than it really deserved. If one of the institutions were to refuse to give a fraudulent rating ... Get more on HelpWriting.net ...
  • 32. Essay on Psychology in 2008 Psychology in 2008 "The roots of psychology can be traced back through centuries. Cave men and cave women probably wondered why each behaved as they did. Since at least the time of Socrates, Plato and Aristotle in ancient Greece, psychological topics have inspired lively curiosity" (Bernstein, 6). In 1879, founded by Wilhelm Wundt the science of psychology was born. Since then psychology has been and always will be an ever–growing scientific field. In a field that focuses around human thought processes and behavior there will always be opportunities available and as long as there is human consciousness the world will need psychologists. Psychology offers so many different opportunities to someone interested in pursuing a career ... Show more content on Helpwriting.net ... Businesses will begin to hire more psychologists, as well. And business will not only continue to use the skills of a psychologist to examine research and statistical information about the market, they will also begin to hire psychologists for the sole purpose of helping their employees deal with personal issues that may interfere with productivity. Clinical aspects of psychology will also open doors for prospective practitioners. Mental health clinics are always in need of professionals. With the rising trend of substance abuse and the never ceasing existence of mental illness, outpatient services in hospitals and drug abuse clinics will account for most of in–field growth (BLS, 152). In many hospitals, the number of patients greatly outweighs the number of psychologist, which leads to insufficient or improper care of patients. With drug abuse, patients need just as much and sometimes even more attention then those who are mentally ill. Rehabilitation requires more than just abstaining from using a substance, many times it takes years and years of counseling to prevent a relapse from occurring. Psychologists help with rehabilitation by assisting the patient in finding out their motives for using and abusing substances in the first place. Those holding a masters degree can find openings that involve non–clinical aspects of the field. In the industrial–organizational field jobs with big ... Get more on HelpWriting.net ...
  • 33. The Financial Crisis Of 2008 The financial crisis of 2008 did not arise by chance. The meltdown was precipitated by systematic striping away of the New Deal era policies of bank regulation. Most notable of these deregulatory acts was that of the Gramm–Leach–Bliley Act of 1999. This bill repealed the legislation which held commercial banks and investment banks separate. As the beginning of the 21 century approached many bankers clamored for an end to the policy of the "firewall" between Investment and commercial banks. Gramm–Leach–Bliley Act of 1999, sought to create more competition in the financial services industry. The policy, however, lead to the conglomeration of many corporate entities as banks had the capital to invest (in the form of consumer deposits) in a ... Show more content on Helpwriting.net ... GSA itself contained many provisions aimed at reducing the volatility of the U. S. banking system. One of its main tenants was the separation of Investment banks and commercial banks. In order to understand this separation, one must first understand these labels. A commercial bank is the kind of bank which takes deposits and makes loans. These practices were viewed as less risky, than those of investment banks, which underwrite bonds and other securities. The GSA effective separated the two by not allowing them to have close ties for example common ownership. The GSA also limited the types of things commercial banks could profit from or own. For example, a commercial bank wasn't allow to derive more than 10% of its profits from securities based activities. The GSA also created the FDIC, which insured consumer deposits in commercial banks. Investment banks by contrast, were allowed no such safety net due the inherent risks of investing. THE FDIC initially only insured deposits for $2500. Over times the limit was raised again and again until it reached its current level of $250000. Federal deposit insurance is one of the few components of Glass–Steagall which has survived to today. The GSA also required member banks of the Federal Reserve System to file three reports annually to the Federal Reserve Bank and the Federal Reserve board. This strengthened the Federal Reserve System. All Federal Reserve member banks were obligated to become stockholders in ... Get more on HelpWriting.net ...
  • 34. 2008 Recession This research paper will shed light upon the global economic crisis of 2008, which lasted till 2009. While discussing the global economic crisis of 2008, this paper will highlight some important aspects including what exactly caused the global economic recession of 2008, how it is associated with the recession that took place in 1930, how Saudi Arabia dealt with the global recession (2008) specifically and the impact of this recession on the economy of Saudi Arabia. Furthermore, it will discuss how the whole world dealt with the global recession, whether it was working collectively or individually and what alternative development strategies can Saudi Arabia pursue, while focusing mainly on Prince Mohammed bin Salman's Saudi Vision 2030 and ... Get more on HelpWriting.net ...
  • 35. 2008 Us Economic Recession INTRODUCTIONS The Global Financial Crisis of 2008 is considered by many economists to be the worst financial crisis since the Great Depression of the 1930s. It resulted in the threat of total collapse of large financial institutions, the bailout of small and big banks by national governments, and downturns in stock markets around the world. In United States, the housing market also suffered, resulting in evictions, foreclosures and prolonged unemployment. The crisis played a significant role in the failure of key businesses, declines in consumer confidence, declines in consumer wealth estimated in trillions of US dollars, and a downturn in economic activity leading to the 2008–2012 global recession and contributing to the European ... Show more content on Helpwriting.net ... By September 2008, average U.S. housing prices had declined by over 20% from their mid–2006 peak. As prices declined, borrowers with adjustable–rate mortgages could not refinance to avoid the higher payments associated with rising interest rates and began to default. During 2007, lenders began foreclosure proceedings on nearly 1.3 million properties, a 79% increase over 2006. This increased to 2.3 million in 2008, an 81% increase vs. 2007. By August 2008, 9.2% of all U.S. mortgages outstanding were either delinquent or in foreclosure. By September 2009, this had risen to 14.4% Easy credit conditions Lower interest rates encouraged borrowing. From 2000 to 2003, the Federal Reserve lowered the federal funds rate target from 6.5% to 1.0%.[68] This was done to soften the effects of the collapse of the dot–com bubble and the September 2001 terrorist attacks. The Fed then raised the Fed funds rate significantly between July 2004 and July 2006. This contributed to an increase in 1–year and 5– year adjustable–rate mortgage (ARM) rates, making ARM interest rate resets more expensive for homeowners. This may have also contributed to the deflating of the housing bubble, as asset prices generally move inversely to interest rates, and it became riskier to speculate in housing. Weak and ... Get more on HelpWriting.net ...
  • 36. An Article By Arnett ( 2008 ) A Response to Arnett 2008 In an article by Arnett (2008), he makes the assertion that American research psychologists are relying too heavily on research results that do not generalize to the majority of the population of the world. Primarily, his two points include; the predominance of American authors and editors found in American Psychological Association (APA) journals and how American research results do not consider cultural variation (Arnett, 2008). Arnett (2008) assumes that American psychologists rely heavily on research findings gleaned from sampled populations, as applicable to behavior of all human beings. Evidence used to support the claim of the author included an analysis of six APA journals encompassing a twenty–year time frame from 1988 to 2007 (Arnett, 2008). Findings from the analysis showed American authors made up a vast majority of published studies and particularly, undergraduate study samples were used most often (Arnett, 2008). Additionally, Arnett (2008) found the editors of the APA journals were nearly all associated with American research universities. Overall, Arnett (2008) makes a convincing case of American psychologists neglecting most of the world's population with their research findings. However, his view of this topic is skewed and is evident with his exclusion of relevant information. While there is a genuine lack of cultural diversity in research findings in the United States, this is not due to a desire to exclude any group or ... Get more on HelpWriting.net ...
  • 37. Campaign Ads For 2008 And 2008 Election For this week's forum, we are to analyze campaign ads from both parties for 2008 and 2016 presidential elections. Reviewing these old and some unseen campaign ads reminds us of the actual period and mode during these election periods. Using the livingroomcandidate.org website and seeing some for the first time, reminds the tactics used. Of Embrace commercial against McCain, the Democrat ad suggest that John McCain was in the election only for what he can help with big businesses like the oil and drug companies. It suggests that he has done nothing for the American public only that he has played the same old Washington games. The 31 second commercial uses public photos out of content to make him look bad. This is one of Barack Obama's ... Show more content on Helpwriting.net ... This ad only attempted to show the negative side of Republican side of the election. They used Trump only harsh words to show an unpolished type candidate (Who We Are (Clinton), 2016). In America Soaring (Rebuilding America Now), was a positive message for the Republican side. The ads spoke of rebuilding and used the steel industry as an example. There was limited introduction, only a sign of hope for the ads (America Soaring (Rebuilding America Now), 2016). Of the 15 Republican ads for 2016 provided on the Living Room Candidate site, only four were positive type ads. The 11 ads were direct attacks on the Democrat side of this election. Only until the last video on the Democrat side had a positive message (Tomorrow). Of the 15 Democrat ads, 14 all attempted to use Donald Trump's own words from mass media to create a negative image on what could have meant when it was originally said. Democrat ads attempted to use a chronic minority namely the children of illegals that the other candidate is using as a needing a stronger immigration policy (Krutz, et al., 2016). Examining these two–time periods, generally the Republican ads appeared more positive than the Democrat side. The Republicans attempted to use their own record than attacking the other side. Both sides used the political socialization in showing that the other candidate is not the one you should want. Clearly neither candidate for both election period could respect each at all. Of the 2016 ads viewed, there ... Get more on HelpWriting.net ...
  • 38. Tools For Installing Windows Server 2008 Essay Describe the Windows Server installation and the steps to setup DNS, DHCP, and FTP server packages Installation of windows server is not complicated, is more or less the same as installation of windows vista. The system requirements for a windows server 2008 are as indicated: 1. Processor: 1GHZ for x86 and 1.4GHZ for x64 processors as minimum, with a recommended one being 2GHZ an above 2. Memory: Not less than 512MB RAM, with the recommended one being 2GB and higher 3. Disk Space: Should be at least 10 GB, but 40GB or higher is the recommended one. 4. Drive: It needs a DVD–ROM drive 5. Display and peripherals: Minimum resolution of 800*600 monitor, keyboard, Mouse, or other compatible pointing device. The basic procedure for installing windows server 2008 is as follows: 1. Insert the appropriate Windows Server 2008 installation media into your DVD drive. A free copy of the same can also be obtained from Microsoft's Windows 2008 Server Trial website http://www.microsoft.com/windowsserver2008/en/us/trial–software.aspx 2. Reboot your PC 3. Set your parameters for installation language and other regional options, and then press next. 4. Press install now to begin the process of installation 5. When prompted to activate the product, enter the Product ID if you want to automatically activate windows once it finishes installation. Click Next. You may optionally leave the box empty, and add it later. 6. Select the Full version of the correct version of Windows you're prompted, and ... Get more on HelpWriting.net ...
  • 39. Research Paper: Elections 2008 Currently, America is facing various hardships such as struggling economy, poor health care, two wars, pollution, excessive relying on exported oil and illegal immigration. Both Barack Obama and John McCain expressed in the campaigns their points of views and possible solutions for these problems. Obama, the candidate from the Democratic Party, proposed answers on improvements on situation in the United States. One of the major issues nowadays is the health care. There are many reasons why it is so controversial and needs a lot of attention from the future president. In the past eight years, health insurance prices have grown 3.7 times faster than wages. Many insurance plans do not cover a number of doctor's visits. In addition to that, ... Show more content on Helpwriting.net ... Because most of the medical records are stored on paper, they may be difficult to use. Obama wants to invest $10 million a year to make the system shift to electronic–kept records. According to him, it will save up to $77 million due to decrease in the amount of lost documents or test records. 2) Lowering the costs of insurances. Obama believes it is important to get rid of the excessive subsidies to Medicare Advantage plans because the government paid to much money for this program. Because drugs are extremely expensive in the US, he will also allow the purchase medicines from other developed countries if the drugs are safe and the prices are lower. 3) Reducing the costs for employers and their employees. "For small businesses, having a single employee with catastrophic expenditures can make insurance unaffordable to all of the workers in the firm. The Obama plan would reimburse employer health plans for a portion of the catastrophic costs they incur above a threshold if they guarantee such savings are used to reduce the costs of workers' premiums." There are many other parts of health care plan that are made specifically for children, elders, financially disadvantaged and other groups of American society. ("Barack Obama and Joe Biden's Plan to Lower Health Care Costs and Ensure Affordable, Accessible Health Coverage for All," par 8, 18, 26) The economy of the United States is now experiencing numerous problems. While most of the wages remain on the ... Get more on HelpWriting.net ...