FMA Case Comp

1. Wealth Management
Group
FMA Case Competition

2. Strategy
 Retirement Fund - $207,500 (20.75%)
 Stocks - $600,000 (60%)
 Domestic Stocks - $420,000 [70%]
 International Stocks - $180,000 [30%]
 Bonds - $120,000 (12%)
 Domestic Bonds - $96,000 [80%]
 International Bonds - $24,000 [20%]
 Other - $72,500 (7.25%)
 Industries – $54,375 [75%]
 Commodities/Other Assets – $18,125 [25%]

3. Retirement Fund
 Open a low expense ratio ROTH IRA and deposit the max of $5,500 every year
until age 50, then $6,500/year. Expected return should be ~7%. The result of
continuing contributions and 35 years of compounding interest should yield
about $840,000.
 Money Invested: $207,500 / 1m
 Money Returned: ~$840,000
 Investments within IRA includes age-based sliding-allocation between
international and domestic stocks and bonds/mutual funds.

4. Stocks - $600,000 (60%)
 Domestic Stocks - $420,000 [70%]
 S&P 500 Index Fund
 Total Stock Market Index Fund
 International Stocks – $180,000 [30%]
 Total International Stock Index Fund
 China
 India
 Ukraine

5. Bonds - $120,000 (12%)
 Domestic Bonds – $96,000 [80%]
 Treasury Bonds
 Total Bond Market Index Fund
 International Bonds – $24,000 [20%]
 Argentina
 Russia
 Japan

6. Other - $72,500 (7.25%)
 Industries - $54,375 [75%]
 Marijuana
 Tech
 Green Energy
 Real Estate
 Commodities - $18,125 [25%]
 Gold
 Oil