A U.S. lease-to-own chain considers whether to test its business in Mexico
Stan Windham walked into the newest Coe's store in South Tucson. As CEO of the lease-to-own chain, he was eager
to see how his 1,000th location was performing. Aubrey Merrin, the store manager, met him at the door.
"Mr. Windham, so good to see you, sir. The new employees are real excited to meet you. And of course I want to
update you on how everything's going," Aubrey said as he ushered Stan inside. "We're doing great so far. Open for
less than a month and over 100 customers already. It's a real good start, sir, a real good start."
"You don't have to call me 'sir,' Aubrey," Stan said, realizing it was probably hopeless. "Congratulations. I've said it
before, but I'll say it again: I appreciate your taking this on."
Aubrey had transferred from the Coe's up in Flowing Wells, where he'd been the store manager for 10 years. He was
raising three kids on his own, and although this location meant a slightly longer commute, he'd jumped at the
opportunity.
"I'm honored, sir, to be opening a brand-new store," he said. "And with the economy as it is, I'm just happy to be
working for a growing company." He pointed up at the celebratory banner that still hung in the front of the
store. "Everyone else I know is talking about layoffs, not grand openings."
Stan felt lucky, too. When his father, Terry, opened the first Coe's back in the 1950s, he certainly hadn't set out to
enter a countercyclical industry. He'd invested $600 in 32 chairs to rent out to auction houses, and the business
expanded from there into party equipment and sickroom gear. In the 1970s he shifted to residential furniture and other
household goods. Terry prided himself on conservative growth--when he was starting out, he wouldn't buy a second
item in a category (say, a sofa or a refrigerator) until the first one had been rented--and he took a "tough love"
approach with his employees, especially with his son. When Stan started as an assistant manager, in 1984, the same
year Coe's went public, Terry had expected him to work harder than everyone else to prove his worth. And Stan
had. Coe's now took in over $2 billion a year in revenues.
Stan looked around at the room displays. "We thought this might be a tricky location for us with Mr. Rental all over
South Tucson," he said.
Aubrey nodded. "Yes, sir, I was worried about that, too--market saturation. I've read about it. But we're different from
Mr. Rental."
Unlike many of its competitors, Coe's had always emphasized ownership: More than half of its customers became
owners by the end of their leases, compared with 25% for Mr. Rental. Coe's offered a monthly payment schedule and
a shorter contract period (12 months versus four or five years), which meant higher fees each month but a lower cost
of the eventual purchase. Also, Coe's managers were trained to approve lease agreements only for people who could
afford the payments.
"Are ...
Imagine getting under the skin of 11 successful millionaires today, in Network marketing telling their stories, about developing their business from zero to millions.
Hearing these people telling YOU how they succeed through imprisonment, suicide thoughts, bankruptcy, and to been left out in the cold as a spy. Turning setbacks into stepping stones, expanding their mindset and influence millions of peoples life, by becoming inspirator for others to succeed in the industry. Because success leaves clues.
These people have more than 25 years of experience, building worldwide Network marketing organizations, follow their advice and hard-earned knowledge, become the leader of your own life and your Network marketing business will never be the same again. This book is real to life, not merely philosophical conjecture filled with clichés meant to appease.
GET THE BOOK TODAY! http://amzn.to/2JK9PRf
Imagine getting under the skin of 11 successful millionaires today, in Network marketing telling their stories, about developing their business from zero to millions.
Hearing these people telling YOU how they succeed through imprisonment, suicide thoughts, bankruptcy, and to been left out in the cold as a spy. Turning setbacks into stepping stones, expanding their mindset and influence millions of peoples life, by becoming inspirator for others to succeed in the industry. Because success leaves clues.
These people have more than 25 years of experience, building worldwide Network marketing organizations, follow their advice and hard-earned knowledge, become the leader of your own life and your Network marketing business will never be the same again. This book is real to life, not merely philosophical conjecture filled with clichés meant to appease.
GET THE BOOK TODAY! http://amzn.to/2JK9PRf
The Squeaky Clean Legacy, Chapter 6.x: Rich at the Publius Expenseprofessorbutters
Publius Scipio Goodytwoshoes, ancient Roman patrician, shares business tricks and tips for Pleasantview times. It's a long, long way from Ostia and a hard slog to Five Top Businesses.
50 | FORBES junE 21, 2016
J
e
f
f
S
c
io
r
t
in
o
f
o
r
f
o
r
b
e
S
scratch. Today she is cofounder and co-owner
of That’s Caring, which sells gift baskets tied
to a social purpose, and nuphoriq, a marketing
company that specializes in helping other cater-
ing companies. Both ventures were started with
the financial support and advice of Tom, Larry
and Kevin Walter, the three brothers who own
Tasty Catering. At last count some 11 employees
have started a dozen ventures while working
for Tasty. The spinoff companies generate a
combined $19 million in annual revenue—nearly
double the parent company’s revenue.
“Turning our employees into entrepreneurs
has provided many advantages for our busi-
ness,” Tom Walter says. “We have created more
employment for more people, we don’t lose our
W
hen Jamie Pritscher
joined Tasty Catering as
a logistics manager in
2006, she was happy to
land a job. The business,
which at the time had just under $5 million
in annual revenue, had recently moved into a
23,000-square-foot building in Elk Grove Vil-
lage, Ill., and Pritscher was one of several people
brought on to keep up with the growth. “It was
scary,” she says, “because I was essentially creat-
ing my position. I had to figure out how to pay
for myself.”
Pritscher succeeded so well that she has
gone on to take advantage of the unusual culture
at Tasty to create two new businesses from
By Darren Dahl
tasty catering has won accolades for its food and its workplace culture. but its most
impressive product may be the business owners it’s grooming.
small giantsENTREPRENEURS
Jamie Pritscher told Tom
Walter (both above) she
would quit if he didn’t
change the way he ran the
company.
Serving Up Entrepreneurs
F0621p050 ENT TastyCatering LO.indd 50 5/19/16 7:41 PM
52 | FORBES junE 21, 2016
neurs. The goal was to see if the employees of
even a small, blue-collar business could find the
kind of fulfillment that would get them excited
about coming to work—and sticking around.
Soon after, Tim started exploring how Tasty
could generate more revenue from its kitchen,
which sat unused 16 hours a day. Online, he
found an open request from several school
systems for 800,000 muffins that would meet
certain dietary restrictions. He submitted a bid
and won, but Tasty’s ovens weren’t big enough
to handle the job. So he suggested buying new
ones that would cost $85,000.
Instead, his father and uncles decided to
invest the money in a company, T.F. Processors,
that is owned jointly by the four Walters with
Tim serving as CEO. Today it bakes muffins,
breakfast breads and cookies for private labels as
well as for Tasty, has 18 employees and generates
some $2 million in annual revenue.
Pritscher started That’s Caring in 2008.
Three years later she teamed up with Erin
Walter, Tim’s sister, to launch nuphoriq, a
marketing agen.
Joseph Freberg had been with Alcon for 18 months. He had begun his c.pdfagrobangalore
Joseph Freberg had been with Alcon for 18 months. He had begun his career right out of college
with a firm in the Southeast called Cala Industrial, which specialized in air compressors. Because
of his work with Cala, he had been lured away to Alcon, in Omaha, as a sales manager. Joseph’s
first six months had been hard. Working with older salespeople, trying to get a handle on his
people’s sales territories and settling into the corporate culture of a new firm took 16-hour days,
six days a week. During those six months, he also bought a house, and his fiancé, Ellen,
furnished it, deciding almost everything from the color of the rugs to the style of the curtains.
Ellen had taken a brokerage job with Trout Brothers and seemed to be working even more hours
than Joseph. But the long days were paying off. Ellen was now starting to handle some large
accounts and was being noticed by the “right” crowd in the wealthier Omaha areas. Costs for the
new home had exceeded their anticipated spending limit, and the plans for their wedding seemed
to be getting larger and larger. In addition, Ellen was commuting from her apartment to the new
home and then to her job, and the commute killed her car. As a result, she decided to lease
something that exuded success. “Ellen, don’t you think a Mercedes is a little out of our range?
What are the payments?” inquired Joseph. “Don’t worry, darling. When my clients see me in
this—as well as when we
start entertaining at the new house once we’re married—the payments on the car will seem small
compared with the money I’ll be making,” Ellen mused as she ran her fingers through Joseph’s
hair and gave him a peck
on the cheek. By the time of their wedding and honeymoon, Joseph and Ellen’s bank statement
looked like a bullfighter’s cape— red. “Don’t worry, Joseph, everything will turn out okay.
You’ve got a good job. I’ve got a good job. We’re young and have drive. Things will straighten
out after a while,” said Ellen as she eyed a Rolex in a store window. After the wedding, things
did settle down—to a hectic pace, given their two careers and their two sets of parents 1,000
miles away in either direction. Joseph had realized that Alcon was a paternal type of
organization, with good benefits and tremendous growth potential. He had identified whom to be
friends with and whom to stay away from in the company. His salespeople seemed to tolerate
him, sometimes calling him “Little Joe” or “Joey” because of his age, and his salespeople were
producing—slowly climbing up the sales ladder to the numberone spot in the company. While
doing some regular checkup work on sales personnel, Joseph found out that Carl had been giving
kickbacks to some of his buyers. Carl’s sales volume accounted for a substantial amount of the
company’s existing clientele sales, and he had been a trainer for the company for several years.
Carl also happened to be the vice president’s son-in-law. Joseph started to check on the other
reps more closely and discovere.
According to the NASW Code of Ethics section 6.04 (NASW, 2008), .docxaryan532920
According to the NASW Code of Ethics section 6.04 (NASW, 2008), social workers are ethically bound to work for policies that support the healthy development of individuals, guarantee equal access to services, and promote social and economic justice.
For this Discussion
, review this week’s resources, including
Working with Survivors of Sexual Abuse and Trauma: The Case of Rita
and “The Johnson Family”. Consider what change you might make to the policies that affect the client in the case you chose. Finally, think about how you might evaluate the success of the policy changes.
By Day 3
Post
an explanation of one change you might make to the policies that affect the client in the case. Be sure to reference the case you selected in your post. Finally, explain how you might evaluate the success of the policy changes.
Working With Survivors of Sexual Abuse and Trauma: The Case of Rita
Rita is a 22-year-old, heterosexual, Latina female working in the hospitality industry at a resort. She is the youngest of five children and lives at home with her parents. Rita has dated in the past but never developed a serious relationship. She is close to her immediate and extended family as well as to her female friends in the Latino community. Although her parents and three of her siblings were born in the Dominican Republic, Rita was born in the United States.
A year ago, Rita was sexually assaulted by an acquaintance of a male coworker. Rita and a female coworker met Juan and Bob after work at a local bar for a light meal and a few drinks. Because Rita had to get up early to work her shift the next day, Bob offered to drive her home. Instead of taking Rita directly home, however, he drove to a desolate spot nearby and assaulted her. Afterward, Bob threatened to harm her family if she did not remain silent and proceeded to drive her home. Although Rita did not tell her family what happened, she did call our agency hotline the next day to discuss her options. Because Rita’s assault occurred within the 5-day window for forensic evidence collection of this kind, Rita consented to activation of the county’s sexual assault response team (SART). Although she agreed to have an advocate and the sexual assault nurse examiner (SANE) meet her at the hospital, Rita tearfully stated that she did not want to file a police report at that time because she did not want to upset her family. The nurse examiner interviewed Rita, collected evidence, recorded any injuries, administered antibiotics for possible sexually transmitted infections, and gave Rita emergency contraception in case of pregnancy. The advocate stayed with Rita during the procedure, supporting her and validating her experience, and gave her a referral for individual crisis counseling at our agency.
My treatment goals for Rita included alleviation of rape trauma syndrome symptoms that included shame and self-blame, validation of self-worth and empowerment, and processing how it would feel to discl.
According to the text, crime has been part of the human condition si.docxaryan532920
According to the text, crime has been part of the human condition since people began to live in groups. Ancient documents indicate that conduct we now call murder, theft, or robbery was identified as criminal by civilizations that existed thousands of years ago. Criminal laws regulate human conduct and tell people what they can and cannot do and, in some instances, what they must do under certain circumstances. In this assignment, you will explore different types of criminal conduct and the goals of criminal law.
Write a four to six (4-6) page paper in which you:
Determine whether or not the Ex Post Facto Clause can be used as a defense to prohibit the increase in federal minimum/mandatory sentencing guidelines after a federal defendant has committed the crime. Provide a rationale to support your position.
Explain the distinction between criminal, tort, and moral wrongs. Next, support or criticize the premise that the standards set by moral laws are higher than those set by criminal law.
Identify and discuss the differences between solicitation of another to commit a crime and a conspiracy to commit a crime. Next, support or criticize the use of the unilateral approach to conspiracy convictions.
Identify the four (4) goals of criminal law, and discuss the manner in which these four goals effectuate the purpose of protecting the public and preventing the conviction of innocent persons.
Use at least three (3) quality academic resources in this assignment.
Note:
Wikipedia and similar types of websites do not qualify as academic resources.
Your assignment must follow these formatting requirements:
This course requires use of new
Strayer Writing Standards (SWS
). The format is different than other Strayer University courses. Please take a moment to review the SWS documentation for details.
Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; citations and references must follow SWS or school-specific format. Check with your professor for any additional instructions.
Include a cover page containing the title of the assignment, the student's name, the professor's name, the course title, and the date. The cover page and the reference page are not included in the required assignment page length.
The specific course learning outcomes associated with this assignment are:
Describe the nature and history of American criminal law.
Explain the role of individuals and federal, state, and local government agencies in crime fighting and prosecution of criminal offenses.
Analyze the essential legal elements of criminal conduct.
Use technology and information resources to research issues in criminal law.
Write clearly and concisely about criminal law using proper writing mechanics.
.
According to Ronald Story and Bruce Laurie, The dozen years between.docxaryan532920
According to Ronald Story and Bruce Laurie, “The dozen years between 1968 and 1980 marked more than the beginning of Republican ascendency; they also saw the breakup of the New Deal coalition and the advent of conservative domination of American politics.” (CP 139).
In this essay, you should explain,
first
, how it is that conservatives came to dominate American politics by the 1980s and,
second
,
how the ideas and policies they embraced shaped American society into the twenty first century.
Rules:
1. 3-4 pages
2. Double spaced, 12-point font
3. Standard margins—Approximately 1.25 on left and right margins and 1 on top and bottom
4. In crafting your essay, you will want to construct a clear thesis and draw on evidence from the sources described below.
5.
Only
use these sources below.
Sources:
Context: The Close of the 1960s
1. The black cat tavern and the LGBT Movement
Link:
https://www.npr.org/2017/02/13/514935126/stonewall-riots-grab-the-spotlight-from-black-cat-protests
2. ESPN Sport center on Katherine Switzwer
Link:
https://www.youtube.com/watch?v=U6CoScOIK_I
3. Crisis in the Cities and 1968.pdf (attachment)
4. Excerpt from MLK’s final Speech in 1968
Link:
https://www.youtube.com/watch?v=Oehry1JC9Rk
5. Vietnam-The path to war.pdf (attachment)
The Rediscovery of the Market: Conservative Politics and Policies
6. Alfred Kahn’s Legacy: Cheap Flights
Link:
https://www.npr.org/2010/12/29/132422495/alfred-kahns-legacy-cheap-flights
7. A Second Gilded Age?.pdf (attachment)
.
According to Kirk (2016), most of your time will be spent work with .docxaryan532920
According to Kirk (2016), most of your time will be spent work with your data. The four following group actions were mentioned by Kirk (2016):
Data acquisition: Gathering the raw material
Data examination: Identifying physical properties and meaning
Data transformation: Enhancing your data through modification and consolidation
Data exploration: Using exploratory analysis and research techniques to learn
Select 1 data action and elaborate on the actions performed in that action group.
Reference: Kirk, A. (2016). Data Visualisation: A Handbook for Data Driven Design (p. 50). SAGE Publications.
.
According to the Council on Social Work Education, Competency 5 Eng.docxaryan532920
According to the Council on Social Work Education, Competency 5: Engage in Policy Practice:
Social workers understand that human rights and social justice, as well as social welfare and services, are mediated by policy and its implementation at the federal, state, and local levels. Social workers understand the history and current structures of social policies and services, the role of policy in service delivery, and the role of practice in policy development. Social workers understand their role in policy development and implementation within their practice settings at the micro, mezzo, and macro levels and they actively engage in policy practice to effect change within those settings. Social workers recognize and understand the historical, social, cultural, economic, organizational, environmental, and global influences that affect social policy. They are also knowledgeable about policy formulation, analysis, implementation, and evaluation.
Walden’s MSW program expects students in their specialization year to be able to:
Evaluate the implication of policies and policy change in the lives of clients/constituents.
Demonstrate critical thinking skills that can be used to inform policymakers and influence policies that impact clients/constituents and services.
This assignment is intended to help students demonstrate the behavioral components of this competency in their field education.
To prepare
: Working with your field instructor, identify a social problem that is common among the organization (or its clients) and research current policies at that state and federal levels that impact the social problem. Then, from a position of advocacy, identify methods to address the social problem (i.e., how you, as a social worker, and the agency advocate to change the problem). You are expected to specifically address how both you and the agency can effectively engage policy makers to make them aware of the social problem and the impact that the policies have on the agency and clients.
The Assignment (2-3 pages): Social Problems is Ex-cons finding Jobs Opportunities in State of California. The Agency is Called "Manifest" the website is Manifest.org
Identify the social problem
Explain rational for selecting social problem
Describe state and federal policies that impact the social problem
Identify specific methods to address the social problems
Explain how the agency and student can advocate to change the social problem
You are expected to present and discuss this assignment with your agency Field Instructor. Your field instructor will be evaluating your ability to demonstrate this competency in their field evaluation. In addition, you will submit this assignment for classroom credit. The Field Liaison will grade the assignment “PASS/FAIL,” see rubric for passing criteria.
.
According to Kirk (2016), most of our time will be spent working.docxaryan532920
According to Kirk (2016), most of our time will be spent working with our data. The four following group actions were mentioned by Kirk (2016):
Book: Kirk, A. (2016). Data visualisation a handbook for data driven design. Los Angeles, CA: Sage.
Data acquisition: Gathering the raw material
Data examination: Identifying physical properties and meaning
Data transformation: Enhancing your data through modification and consolidation
Data exploration: Using exploratory analysis and research techniques to learn
Select 1 data action and elaborate on the actions preformed in that action group.
.
According to Kirk (2016), most of your time will be spent working wi.docxaryan532920
According to Kirk (2016), most of your time will be spent working with your data. The four following group actions were mentioned by Kirk (2016):
Data acquisition: Gathering the raw material
Data examination: Identifying physical properties and meaning
Data transformation: Enhancing your data through modification and consolidation
Data exploration: Using exploratory analysis and research techniques to learn
Select 1 data action and elaborate on the actions preformed in that action group.
.
According to Davenport (2014) the organizational value of healthcare.docxaryan532920
According to Davenport (2014) the organizational value of healthcare analytics, both determination and importance, provide a potential increase in annual revenue and ROI based on the value and use of analytics. To complete this assignment, research and evaluate the challenges faced in the implementation of healthcare analytics in the Health Care Organization (HCO) or health care industry using the following tools:
The paper must also address the following:
Application of PICO (problem, intervention, comparison group, and outcomes) to the challenge identified in your research.
The paper:
Must be two to four double-spaced pages in length (not including title and references pages) and formatted according to APA style as outlined in the
Ashford Writing Center. (Links to an external site.)
Must include a separate title page with the following:
Title of paper
Student’s name
Course name and number
Instructor’s name
Date submitted
Must use at least three scholarly sources in addition to the course text.
Must document all sources in APA style as outlined in the Ashford Writing Center.
Must include a separate references page that is formatted according to APA style as outlined in the Ashford Writing Center.
.
According to the authors, privacy and security go hand in hand; .docxaryan532920
According to the authors, privacy and security go hand in hand; and hence, privacy cannot be protected without implementing proper security controls and technologies. Today, organizations must make not only reasonable efforts to offer protection of privacy of data, but also must go much further as privacy breaches are damaging to its customers, reputation, and potentially could put the company out of business. As we continue learning from our various professional areas of practice, its no doubt that breaches have become an increasing concern to many businesses and their future operations. Taking Cyberattacks proliferation of 2011 into context, security experts at Intel/McAfee discovered huge series of cyberattacks on the networks of 72 organizations globally, including the United Nations, governments and corporations.
Q: From this research revelation in our chapter 11, briefly state and name the countries and organizations identified as the targeted victims?
.
More Related Content
Similar to A U.S. lease-to-own chain considers whether to test its busin.docx
The Squeaky Clean Legacy, Chapter 6.x: Rich at the Publius Expenseprofessorbutters
Publius Scipio Goodytwoshoes, ancient Roman patrician, shares business tricks and tips for Pleasantview times. It's a long, long way from Ostia and a hard slog to Five Top Businesses.
50 | FORBES junE 21, 2016
J
e
f
f
S
c
io
r
t
in
o
f
o
r
f
o
r
b
e
S
scratch. Today she is cofounder and co-owner
of That’s Caring, which sells gift baskets tied
to a social purpose, and nuphoriq, a marketing
company that specializes in helping other cater-
ing companies. Both ventures were started with
the financial support and advice of Tom, Larry
and Kevin Walter, the three brothers who own
Tasty Catering. At last count some 11 employees
have started a dozen ventures while working
for Tasty. The spinoff companies generate a
combined $19 million in annual revenue—nearly
double the parent company’s revenue.
“Turning our employees into entrepreneurs
has provided many advantages for our busi-
ness,” Tom Walter says. “We have created more
employment for more people, we don’t lose our
W
hen Jamie Pritscher
joined Tasty Catering as
a logistics manager in
2006, she was happy to
land a job. The business,
which at the time had just under $5 million
in annual revenue, had recently moved into a
23,000-square-foot building in Elk Grove Vil-
lage, Ill., and Pritscher was one of several people
brought on to keep up with the growth. “It was
scary,” she says, “because I was essentially creat-
ing my position. I had to figure out how to pay
for myself.”
Pritscher succeeded so well that she has
gone on to take advantage of the unusual culture
at Tasty to create two new businesses from
By Darren Dahl
tasty catering has won accolades for its food and its workplace culture. but its most
impressive product may be the business owners it’s grooming.
small giantsENTREPRENEURS
Jamie Pritscher told Tom
Walter (both above) she
would quit if he didn’t
change the way he ran the
company.
Serving Up Entrepreneurs
F0621p050 ENT TastyCatering LO.indd 50 5/19/16 7:41 PM
52 | FORBES junE 21, 2016
neurs. The goal was to see if the employees of
even a small, blue-collar business could find the
kind of fulfillment that would get them excited
about coming to work—and sticking around.
Soon after, Tim started exploring how Tasty
could generate more revenue from its kitchen,
which sat unused 16 hours a day. Online, he
found an open request from several school
systems for 800,000 muffins that would meet
certain dietary restrictions. He submitted a bid
and won, but Tasty’s ovens weren’t big enough
to handle the job. So he suggested buying new
ones that would cost $85,000.
Instead, his father and uncles decided to
invest the money in a company, T.F. Processors,
that is owned jointly by the four Walters with
Tim serving as CEO. Today it bakes muffins,
breakfast breads and cookies for private labels as
well as for Tasty, has 18 employees and generates
some $2 million in annual revenue.
Pritscher started That’s Caring in 2008.
Three years later she teamed up with Erin
Walter, Tim’s sister, to launch nuphoriq, a
marketing agen.
Joseph Freberg had been with Alcon for 18 months. He had begun his c.pdfagrobangalore
Joseph Freberg had been with Alcon for 18 months. He had begun his career right out of college
with a firm in the Southeast called Cala Industrial, which specialized in air compressors. Because
of his work with Cala, he had been lured away to Alcon, in Omaha, as a sales manager. Joseph’s
first six months had been hard. Working with older salespeople, trying to get a handle on his
people’s sales territories and settling into the corporate culture of a new firm took 16-hour days,
six days a week. During those six months, he also bought a house, and his fiancé, Ellen,
furnished it, deciding almost everything from the color of the rugs to the style of the curtains.
Ellen had taken a brokerage job with Trout Brothers and seemed to be working even more hours
than Joseph. But the long days were paying off. Ellen was now starting to handle some large
accounts and was being noticed by the “right” crowd in the wealthier Omaha areas. Costs for the
new home had exceeded their anticipated spending limit, and the plans for their wedding seemed
to be getting larger and larger. In addition, Ellen was commuting from her apartment to the new
home and then to her job, and the commute killed her car. As a result, she decided to lease
something that exuded success. “Ellen, don’t you think a Mercedes is a little out of our range?
What are the payments?” inquired Joseph. “Don’t worry, darling. When my clients see me in
this—as well as when we
start entertaining at the new house once we’re married—the payments on the car will seem small
compared with the money I’ll be making,” Ellen mused as she ran her fingers through Joseph’s
hair and gave him a peck
on the cheek. By the time of their wedding and honeymoon, Joseph and Ellen’s bank statement
looked like a bullfighter’s cape— red. “Don’t worry, Joseph, everything will turn out okay.
You’ve got a good job. I’ve got a good job. We’re young and have drive. Things will straighten
out after a while,” said Ellen as she eyed a Rolex in a store window. After the wedding, things
did settle down—to a hectic pace, given their two careers and their two sets of parents 1,000
miles away in either direction. Joseph had realized that Alcon was a paternal type of
organization, with good benefits and tremendous growth potential. He had identified whom to be
friends with and whom to stay away from in the company. His salespeople seemed to tolerate
him, sometimes calling him “Little Joe” or “Joey” because of his age, and his salespeople were
producing—slowly climbing up the sales ladder to the numberone spot in the company. While
doing some regular checkup work on sales personnel, Joseph found out that Carl had been giving
kickbacks to some of his buyers. Carl’s sales volume accounted for a substantial amount of the
company’s existing clientele sales, and he had been a trainer for the company for several years.
Carl also happened to be the vice president’s son-in-law. Joseph started to check on the other
reps more closely and discovere.
According to the NASW Code of Ethics section 6.04 (NASW, 2008), .docxaryan532920
According to the NASW Code of Ethics section 6.04 (NASW, 2008), social workers are ethically bound to work for policies that support the healthy development of individuals, guarantee equal access to services, and promote social and economic justice.
For this Discussion
, review this week’s resources, including
Working with Survivors of Sexual Abuse and Trauma: The Case of Rita
and “The Johnson Family”. Consider what change you might make to the policies that affect the client in the case you chose. Finally, think about how you might evaluate the success of the policy changes.
By Day 3
Post
an explanation of one change you might make to the policies that affect the client in the case. Be sure to reference the case you selected in your post. Finally, explain how you might evaluate the success of the policy changes.
Working With Survivors of Sexual Abuse and Trauma: The Case of Rita
Rita is a 22-year-old, heterosexual, Latina female working in the hospitality industry at a resort. She is the youngest of five children and lives at home with her parents. Rita has dated in the past but never developed a serious relationship. She is close to her immediate and extended family as well as to her female friends in the Latino community. Although her parents and three of her siblings were born in the Dominican Republic, Rita was born in the United States.
A year ago, Rita was sexually assaulted by an acquaintance of a male coworker. Rita and a female coworker met Juan and Bob after work at a local bar for a light meal and a few drinks. Because Rita had to get up early to work her shift the next day, Bob offered to drive her home. Instead of taking Rita directly home, however, he drove to a desolate spot nearby and assaulted her. Afterward, Bob threatened to harm her family if she did not remain silent and proceeded to drive her home. Although Rita did not tell her family what happened, she did call our agency hotline the next day to discuss her options. Because Rita’s assault occurred within the 5-day window for forensic evidence collection of this kind, Rita consented to activation of the county’s sexual assault response team (SART). Although she agreed to have an advocate and the sexual assault nurse examiner (SANE) meet her at the hospital, Rita tearfully stated that she did not want to file a police report at that time because she did not want to upset her family. The nurse examiner interviewed Rita, collected evidence, recorded any injuries, administered antibiotics for possible sexually transmitted infections, and gave Rita emergency contraception in case of pregnancy. The advocate stayed with Rita during the procedure, supporting her and validating her experience, and gave her a referral for individual crisis counseling at our agency.
My treatment goals for Rita included alleviation of rape trauma syndrome symptoms that included shame and self-blame, validation of self-worth and empowerment, and processing how it would feel to discl.
According to the text, crime has been part of the human condition si.docxaryan532920
According to the text, crime has been part of the human condition since people began to live in groups. Ancient documents indicate that conduct we now call murder, theft, or robbery was identified as criminal by civilizations that existed thousands of years ago. Criminal laws regulate human conduct and tell people what they can and cannot do and, in some instances, what they must do under certain circumstances. In this assignment, you will explore different types of criminal conduct and the goals of criminal law.
Write a four to six (4-6) page paper in which you:
Determine whether or not the Ex Post Facto Clause can be used as a defense to prohibit the increase in federal minimum/mandatory sentencing guidelines after a federal defendant has committed the crime. Provide a rationale to support your position.
Explain the distinction between criminal, tort, and moral wrongs. Next, support or criticize the premise that the standards set by moral laws are higher than those set by criminal law.
Identify and discuss the differences between solicitation of another to commit a crime and a conspiracy to commit a crime. Next, support or criticize the use of the unilateral approach to conspiracy convictions.
Identify the four (4) goals of criminal law, and discuss the manner in which these four goals effectuate the purpose of protecting the public and preventing the conviction of innocent persons.
Use at least three (3) quality academic resources in this assignment.
Note:
Wikipedia and similar types of websites do not qualify as academic resources.
Your assignment must follow these formatting requirements:
This course requires use of new
Strayer Writing Standards (SWS
). The format is different than other Strayer University courses. Please take a moment to review the SWS documentation for details.
Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; citations and references must follow SWS or school-specific format. Check with your professor for any additional instructions.
Include a cover page containing the title of the assignment, the student's name, the professor's name, the course title, and the date. The cover page and the reference page are not included in the required assignment page length.
The specific course learning outcomes associated with this assignment are:
Describe the nature and history of American criminal law.
Explain the role of individuals and federal, state, and local government agencies in crime fighting and prosecution of criminal offenses.
Analyze the essential legal elements of criminal conduct.
Use technology and information resources to research issues in criminal law.
Write clearly and concisely about criminal law using proper writing mechanics.
.
According to Ronald Story and Bruce Laurie, The dozen years between.docxaryan532920
According to Ronald Story and Bruce Laurie, “The dozen years between 1968 and 1980 marked more than the beginning of Republican ascendency; they also saw the breakup of the New Deal coalition and the advent of conservative domination of American politics.” (CP 139).
In this essay, you should explain,
first
, how it is that conservatives came to dominate American politics by the 1980s and,
second
,
how the ideas and policies they embraced shaped American society into the twenty first century.
Rules:
1. 3-4 pages
2. Double spaced, 12-point font
3. Standard margins—Approximately 1.25 on left and right margins and 1 on top and bottom
4. In crafting your essay, you will want to construct a clear thesis and draw on evidence from the sources described below.
5.
Only
use these sources below.
Sources:
Context: The Close of the 1960s
1. The black cat tavern and the LGBT Movement
Link:
https://www.npr.org/2017/02/13/514935126/stonewall-riots-grab-the-spotlight-from-black-cat-protests
2. ESPN Sport center on Katherine Switzwer
Link:
https://www.youtube.com/watch?v=U6CoScOIK_I
3. Crisis in the Cities and 1968.pdf (attachment)
4. Excerpt from MLK’s final Speech in 1968
Link:
https://www.youtube.com/watch?v=Oehry1JC9Rk
5. Vietnam-The path to war.pdf (attachment)
The Rediscovery of the Market: Conservative Politics and Policies
6. Alfred Kahn’s Legacy: Cheap Flights
Link:
https://www.npr.org/2010/12/29/132422495/alfred-kahns-legacy-cheap-flights
7. A Second Gilded Age?.pdf (attachment)
.
According to Kirk (2016), most of your time will be spent work with .docxaryan532920
According to Kirk (2016), most of your time will be spent work with your data. The four following group actions were mentioned by Kirk (2016):
Data acquisition: Gathering the raw material
Data examination: Identifying physical properties and meaning
Data transformation: Enhancing your data through modification and consolidation
Data exploration: Using exploratory analysis and research techniques to learn
Select 1 data action and elaborate on the actions performed in that action group.
Reference: Kirk, A. (2016). Data Visualisation: A Handbook for Data Driven Design (p. 50). SAGE Publications.
.
According to the Council on Social Work Education, Competency 5 Eng.docxaryan532920
According to the Council on Social Work Education, Competency 5: Engage in Policy Practice:
Social workers understand that human rights and social justice, as well as social welfare and services, are mediated by policy and its implementation at the federal, state, and local levels. Social workers understand the history and current structures of social policies and services, the role of policy in service delivery, and the role of practice in policy development. Social workers understand their role in policy development and implementation within their practice settings at the micro, mezzo, and macro levels and they actively engage in policy practice to effect change within those settings. Social workers recognize and understand the historical, social, cultural, economic, organizational, environmental, and global influences that affect social policy. They are also knowledgeable about policy formulation, analysis, implementation, and evaluation.
Walden’s MSW program expects students in their specialization year to be able to:
Evaluate the implication of policies and policy change in the lives of clients/constituents.
Demonstrate critical thinking skills that can be used to inform policymakers and influence policies that impact clients/constituents and services.
This assignment is intended to help students demonstrate the behavioral components of this competency in their field education.
To prepare
: Working with your field instructor, identify a social problem that is common among the organization (or its clients) and research current policies at that state and federal levels that impact the social problem. Then, from a position of advocacy, identify methods to address the social problem (i.e., how you, as a social worker, and the agency advocate to change the problem). You are expected to specifically address how both you and the agency can effectively engage policy makers to make them aware of the social problem and the impact that the policies have on the agency and clients.
The Assignment (2-3 pages): Social Problems is Ex-cons finding Jobs Opportunities in State of California. The Agency is Called "Manifest" the website is Manifest.org
Identify the social problem
Explain rational for selecting social problem
Describe state and federal policies that impact the social problem
Identify specific methods to address the social problems
Explain how the agency and student can advocate to change the social problem
You are expected to present and discuss this assignment with your agency Field Instructor. Your field instructor will be evaluating your ability to demonstrate this competency in their field evaluation. In addition, you will submit this assignment for classroom credit. The Field Liaison will grade the assignment “PASS/FAIL,” see rubric for passing criteria.
.
According to Kirk (2016), most of our time will be spent working.docxaryan532920
According to Kirk (2016), most of our time will be spent working with our data. The four following group actions were mentioned by Kirk (2016):
Book: Kirk, A. (2016). Data visualisation a handbook for data driven design. Los Angeles, CA: Sage.
Data acquisition: Gathering the raw material
Data examination: Identifying physical properties and meaning
Data transformation: Enhancing your data through modification and consolidation
Data exploration: Using exploratory analysis and research techniques to learn
Select 1 data action and elaborate on the actions preformed in that action group.
.
According to Kirk (2016), most of your time will be spent working wi.docxaryan532920
According to Kirk (2016), most of your time will be spent working with your data. The four following group actions were mentioned by Kirk (2016):
Data acquisition: Gathering the raw material
Data examination: Identifying physical properties and meaning
Data transformation: Enhancing your data through modification and consolidation
Data exploration: Using exploratory analysis and research techniques to learn
Select 1 data action and elaborate on the actions preformed in that action group.
.
According to Davenport (2014) the organizational value of healthcare.docxaryan532920
According to Davenport (2014) the organizational value of healthcare analytics, both determination and importance, provide a potential increase in annual revenue and ROI based on the value and use of analytics. To complete this assignment, research and evaluate the challenges faced in the implementation of healthcare analytics in the Health Care Organization (HCO) or health care industry using the following tools:
The paper must also address the following:
Application of PICO (problem, intervention, comparison group, and outcomes) to the challenge identified in your research.
The paper:
Must be two to four double-spaced pages in length (not including title and references pages) and formatted according to APA style as outlined in the
Ashford Writing Center. (Links to an external site.)
Must include a separate title page with the following:
Title of paper
Student’s name
Course name and number
Instructor’s name
Date submitted
Must use at least three scholarly sources in addition to the course text.
Must document all sources in APA style as outlined in the Ashford Writing Center.
Must include a separate references page that is formatted according to APA style as outlined in the Ashford Writing Center.
.
According to the authors, privacy and security go hand in hand; .docxaryan532920
According to the authors, privacy and security go hand in hand; and hence, privacy cannot be protected without implementing proper security controls and technologies. Today, organizations must make not only reasonable efforts to offer protection of privacy of data, but also must go much further as privacy breaches are damaging to its customers, reputation, and potentially could put the company out of business. As we continue learning from our various professional areas of practice, its no doubt that breaches have become an increasing concern to many businesses and their future operations. Taking Cyberattacks proliferation of 2011 into context, security experts at Intel/McAfee discovered huge series of cyberattacks on the networks of 72 organizations globally, including the United Nations, governments and corporations.
Q: From this research revelation in our chapter 11, briefly state and name the countries and organizations identified as the targeted victims?
.
According to Gilbert and Troitzsch (2005), Foundations of Simula.docxaryan532920
According to Gilbert and Troitzsch (2005), Foundations of Simulation Modeling, a simulation model is a computer program that captures the behavior of a real-world system and its input and possible output processes.
Briefly explain what the simulation modeling relies upon?
-500 words at least.
-No Plagiarism.
-APA Format.
.
According to Klein (2016), using ethical absolutism and ethical .docxaryan532920
According to Klein (2016), using ethical absolutism and ethical relativism in ethical decision making can lead to different outcomes. How can moral reasoning about a specific situation differ based on relativism or absolutism? Can you provide an illustration or example of an accounting procedure/situation whose outcome may differ based on absolutism or relativism? Is ethical relativism a more suitable standard within a global IFRS Environment? Why or why not?
at least 250 words
.
According to Franks and Smallwood (2013), information has become.docxaryan532920
According to Franks and Smallwood (2013), information has become the lifeblood of every business organization, and that an increasing volume of information today has increased and exchanged through the use of social networks and Web2.0 tools like blogs, microblogs, and wikis. When looking at social media in the enterprise, there is a notable difference in functionality between e-mail and social media, and has been documented by research – “…that social media differ greatly from e-mail use due to its maturity and stability.” (Franks & Smallwood, 2013).
Provide a page response identifying and clearly stating what the difference are? APA Standard, 2 page response, not including front page and references.
.
According to the Council on Social Work Education, Competency 5.docxaryan532920
According to the Council on Social Work Education, Competency 5: Engage in Policy Practice:
Social workers understand that human rights and social justice, as well as social welfare and services, are mediated by policy and its implementation at the federal, state, and local levels. Social workers understand the history and current structures of social policies and services, the role of policy in service delivery, and the role of practice in policy development. Social workers understand their role in policy development and implementation within their practice settings at the micro, mezzo, and macro levels and they actively engage in policy practice to effect change within those settings. Social workers recognize and understand the historical, social, cultural, economic, organizational, environmental, and global influences that affect social policy. They are also knowledgeable about policy formulation, analysis, implementation, and evaluation. Social workers:
Identify social policy at the local, state, and federal level that impacts well-being, service delivery, and access to social services;
Assess how social welfare and economic policies impact the delivery of and access to social services;
Apply critical thinking to analyze, formulate, and advocate for policies that advance human rights and social, economic, and environmental justice.
This assignment is intended to help students demonstrate the behavioral components of this competency in their field education.
To prepare: Working with your field instructor, identify, evaluate, and discuss policies established by the local, state, and federal government (within the last five years) that affect the day to day operations of the field placement agency.
The Assignment (1-2 pages): (In The States California. The Good Seed is a Drop-In center for 18-25 years!
Describe the policies and their impact on the field agency.
Propose specific recommendations regarding how you, as a social work intern, and the agency can advocate for policies pertaining to advancing social justice for the agency and the clients it serves.
.
According to the authors, privacy and security go hand in hand; and .docxaryan532920
According to the authors, privacy and security go hand in hand; and hence, privacy cannot be protected without implementing proper security controls and technologies. Today, organizations must make not only reasonable efforts to offer protection of privacy of data, but also must go much further as privacy breaches are damaging to its customers, reputation, and potentially could put the company out of business. As we continue learning from our various professional areas of practice, its no doubt that breaches have become an increasing concern to many businesses and their future operations. Taking Cyberattacks proliferation of 2011 into context, security experts at Intel/McAfee discovered huge series of cyberattacks on the networks of 72 organizations globally, including the United Nations, governments and corporations.
From this research revelation in our chapter 11, briefly state and name the countries and organizations identified as the targeted victims?
Use the APA format to include your references. Each paragraph should have different references and each para should have at least 4 sentences.
.
According to recent surveys, China, India, and the Philippines are t.docxaryan532920
According to recent surveys, China, India, and the Philippines are the three most popular countries for IT outsourcing. Write a short paper (4 paragraphs) explaining what the appeal would be for US companies to outsource IT functions to these countries. You may discuss cost, labor pool, language, or possibly government support as your reasons. There are many other reasons you may choose to highlight in your paper. Be sure to use your own words.
Must be in APA format with references and citations.
.
According to the authors, countries that lag behind the rest of the .docxaryan532920
According to the authors, countries that lag behind the rest of the world’s ICT capabilities encounter difficulties at various levels. Discuss specific areas, both within and outside, eGovernance, in which citizens living in a country that lags behind the rest of the world in ICT capacity are lacking. Include in your discussion quality of life, sustainability, safety, affluence, and any other areas that you find of interest. Use at least 8-10 sentences to discuss this topic.
.
According to Peskin et al. (2013) in our course reader, Studies on .docxaryan532920
According to Peskin et al. (2013) in our course reader, "Studies on early health risk factors, including prenatal nicotine/alcohol exposure, birth complications, and minor physical anomalies have found that these risk factors significantly increase the likelihood of anti-social and criminal behavior throughout life." What policy changes might you suggest to help curtail the occurrence or effects of these risk factors? Remember to think about public health policy, not just criminal policy.
.
According to Franks and Smallwood (2013), information has become the.docxaryan532920
According to Franks and Smallwood (2013), information has become the lifeblood of every business organization, and that an increasing volume of information today has increased and exchanged through the use of social networks and Web2.0 tools like blogs, microblogs, and wikis. When looking at social media in the enterprise, there is a notable difference in functionality between e-mail and social media, and has been documented by research – “…that social media differ greatly from e-mail use due to its maturity and stability.” (Franks & Smallwood, 2013).
Q: Please identify and clearly state what the difference is?
Use the APA format to include your references. Each paragraph should have different references and each para should have at least 4 sentences.
.
According to Ang (2011), how is Social Media management differen.docxaryan532920
According to Ang (2011), how is Social Media management different than traditional Customer Relationship Management (CRM)? Define the four pillars of social media (connectivity, conversations, content creation and collaboration) and analyze how each pillar can be used to aid Social Media management. Identify the benefits Social Media management. Provide examples to illustrate each point.
The paper must be 1-2 pages in length (excluding title and reference page) and in APA (6th edition) format. The paper must include the Ang (2011) article in correct APA format.
.
According to (Alsaidi & Kausar (2018), It is expected that by 2020,.docxaryan532920
According to (Alsaidi & Kausar (2018), "It is expected that by 2020, around 25 billion objects will become the part of global IoT network, which will pose new challenges in securing IoT systems. It will become an easy target for hackers as these systems are often deployed in an uncontrolled and hostile environment. The main security challenges in IoT environment are authorization, privacy, authentication, admission control, system conformation, storage, and administration" (p. 213).
Discuss and describe the difference between a black hole attack and a wormhole attack.
.
The Art Pastor's Guide to Sabbath | Steve ThomasonSteve Thomason
What is the purpose of the Sabbath Law in the Torah. It is interesting to compare how the context of the law shifts from Exodus to Deuteronomy. Who gets to rest, and why?
Instructions for Submissions thorugh G- Classroom.pptxJheel Barad
This presentation provides a briefing on how to upload submissions and documents in Google Classroom. It was prepared as part of an orientation for new Sainik School in-service teacher trainees. As a training officer, my goal is to ensure that you are comfortable and proficient with this essential tool for managing assignments and fostering student engagement.
The French Revolution, which began in 1789, was a period of radical social and political upheaval in France. It marked the decline of absolute monarchies, the rise of secular and democratic republics, and the eventual rise of Napoleon Bonaparte. This revolutionary period is crucial in understanding the transition from feudalism to modernity in Europe.
For more information, visit-www.vavaclasses.com
Unit 8 - Information and Communication Technology (Paper I).pdfThiyagu K
This slides describes the basic concepts of ICT, basics of Email, Emerging Technology and Digital Initiatives in Education. This presentations aligns with the UGC Paper I syllabus.
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
Welcome to TechSoup New Member Orientation and Q&A (May 2024).pdfTechSoup
In this webinar you will learn how your organization can access TechSoup's wide variety of product discount and donation programs. From hardware to software, we'll give you a tour of the tools available to help your nonprofit with productivity, collaboration, financial management, donor tracking, security, and more.
A U.S. lease-to-own chain considers whether to test its busin.docx
1. A U.S. lease-to-own chain considers whether to test its
business in Mexico
Stan Windham walked into the newest Coe's store in South
Tucson. As CEO of the lease-to-own chain, he was eager
to see how his 1,000th location was performing. Aubrey Merrin,
the store manager, met him at the door.
"Mr. Windham, so good to see you, sir. The new employees are
real excited to meet you. And of course I want to
update you on how everything's going," Aubrey said as he
ushered Stan inside. "We're doing great so far. Open for
less than a month and over 100 customers already. It's a real
good start, sir, a real good start."
"You don't have to call me 'sir,' Aubrey," Stan said, realizing it
was probably hopeless. "Congratulations. I've said it
before, but I'll say it again: I appreciate your taking this on."
Aubrey had transferred from the Coe's up in Flowing Wells,
where he'd been the store manager for 10 years. He was
raising three kids on his own, and although this location meant
a slightly longer commute, he'd jumped at the
opportunity.
"I'm honored, sir, to be opening a brand-new store," he said.
"And with the economy as it is, I'm just happy to be
working for a growing company." He pointed up at the
celebratory banner that still hung in the front of the
store. "Everyone else I know is talking about layoffs, not grand
openings."
Stan felt lucky, too. When his father, Terry, opened the first
Coe's back in the 1950s, he certainly hadn't set out to
2. enter a countercyclical industry. He'd invested $600 in 32 chairs
to rent out to auction houses, and the business
expanded from there into party equipment and sickroom gear. In
the 1970s he shifted to residential furniture and other
household goods. Terry prided himself on conservative growth--
when he was starting out, he wouldn't buy a second
item in a category (say, a sofa or a refrigerator) until the first
one had been rented--and he took a "tough love"
approach with his employees, especially with his son. When
Stan started as an assistant manager, in 1984, the same
year Coe's went public, Terry had expected him to work harder
than everyone else to prove his worth. And Stan
had. Coe's now took in over $2 billion a year in revenues.
Stan looked around at the room displays. "We thought this
might be a tricky location for us with Mr. Rental all over
South Tucson," he said.
Aubrey nodded. "Yes, sir, I was worried about that, too--market
saturation. I've read about it. But we're different from
Mr. Rental."
Unlike many of its competitors, Coe's had always emphasized
ownership: More than half of its customers became
owners by the end of their leases, compared with 25% for Mr.
Rental. Coe's offered a monthly payment schedule and
a shorter contract period (12 months versus four or five years),
which meant higher fees each month but a lower cost
of the eventual purchase. Also, Coe's managers were trained to
approve lease agreements only for people who could
afford the payments.
"Are we getting any of Mr. Rental's customers?" Stan asked.
"Some. But I think our strong opening is thanks to the recession
more than anything. We're seeing people in here
who'd never have considered Coe's before--wealthier folks who
3. are nervous about committing to big-ticket items
outright."
Aubrey greeted a customer, shaking the young woman's hand
and offering balloons from the Grand Opening display
to her two toddlers. He really had a way with people. Ten years
ago, Stan had debated about hiring him, put off by his
lack of sales experience. But Terry had said, as he always did,
"You can teach people to sell, but you can't teach them
to smile." And he'd been right. Managers like Aubrey, who
fostered immediate trust with customers, were much more
successful when it came to collecting the monthly payments.
Once Aubrey had introduced the customer to a salesman, he
returned to Stan.
"Can I ask you a question, sir?"
"Yes, Aubrey, as long as you stop calling me 'sir,'" Stan said
with a laugh.
"I've been thinking about how well Coe's is doing here, with all
the new stores. And I think there's a market that you
should consider: Mexico." Aubrey was shifting back and forth
on his feet. "So many of our customers are from there
originally, and they've all got family back home.…I just, I think
it would be a good, er, strategic move for the company,
sir. And I would be more than happy to go down and train the
staff there. You know I speak Spanish, and my kids do,
too. My late wife was Mexican."
"As a matter of fact, that's a conversation we've been having at
headquarters," Stan said. "We've been considering
Mexico, and Europe. Our investors expect us to keep growing.
Still, we need to do it smartly." Stan had led a successful
expansion into Canada in the 1990s when he was the COO, and
4. Coe's had over 100 stores there now. But a venture
into Puerto Rico a few years before had failed miserably:He'd
been forced to close the pilot store after only 12
months. Too many customers had skipped their payments and
walked away with the products, and the store manager
hadn't been able to handle the massive amount of collections.
Several analysts had downgraded the chain's stock as a
result, and its share price had plunged. Stan didn't want to make
the same mistake twice. "It's a good time for us and
potentially a great market," he told Aubrey. "But it's also a
risky time."
A Second Opinion
On his way back to Phoenix, Stan stopped at a Circle K off
Route 10 to grab a cup of coffee. The woman behind the
counter noticed the Coe's logo on his shirt and smiled.
"Coe's! Do you work there?"
"I do," Stan said. This was exactly why he wore the shirt
instead of a suit.
"My whole house is from Coe's. My daughter's, too."
"Which one do you shop at, Carmen?" Stan said, reading her
name tag.
"Down on East Florence Boulevard. Right next to the Walmart.
Cesar's my guy. I go to see him every month, make my
payment. My TV is from you, my couch. Every morning I think,
'Gracias por Coe's,'" she said, quoting one of the
company's Spanish-language commercials.
"I'm glad to hear it." Stan handed her two dollars for the coffee.
"You need to open a store in Mexico! My mom is down in
Hermosillo. She can't believe all the things we can get up
here. Plus free delivery, free repairs. She's telling all her friends
about it." Carmen passed him his change. "They've
got nothing down there like it. Walmart is there, but they only
take cash or credit, and my mom doesn't have
either. Other stores will give you credit, but nobody will rent
5. stuff to you like Coe's."
Stan smiled. First Aubrey, now a customer: Mexico was popular
this morning. And a few people at headquarters were
on the bandwagon, too. His business development team had
gotten some good market data about the border cities--
Matamoros, Monterrey--and some leads on potential partners.
Stan left the store and grabbed a Coe's hat from his trunk.
When he returned and handed it to Carmen, she laughed: It said
"Gracias por Coe's!" in big white letters.
A Prudent Path
Back at the office, Stan stopped by to see his CFO, Carl
Amirault. He wanted to be sure everything was ready for the
executive team meeting later that day. They were set to discuss
the firm's five-year growth strategy--again. Stan told
him about Aubrey's suggestion and the chatty cashier at the
Circle K.
"Are we letting employees and customers dictate our expansion
strategy now?" Carl joked. "If you'd run into an
Irishman, would you be pushing for Europe?"
"Well, Europe is on the table, too. But Mexico might be easier--
maybe starting small with two or three stores in Juárez
and testing the model. Your own team's analysis showed how
many people don't have access to credit there."
"Yes, but we're still mapping the regulatory environment," Carl
warned.
The two men often sparred like this. In fact, whenever one of
them took a stand, the other tended to push harder in
the opposite direction. Stan knew his father had wanted that
kind of tension--in fact, had nurtured it. As he mentored
both of them up through the ranks, he had fostered debate
6. between them, always telling Carl to be prudent while
encouraging Stan to think big and trust his gut.
"The environment has to be better than here," Stan said. In the
height of the recession, U.S. consumer protection
advocates had attacked the rent-to-own industry, claiming the
total price of goods--often 60% to 90% higher than
that of traditional retailers--amounted to predatory financing
and caused undue hardship for customers. Stan and other
industry CEOs argued they were providing a much-needed
service: giving people without access to credit a chance to
acquire household items, in a way that suited their cash flow,
preserved their credit, and allowed them to eventually
own the item outright. It worked just like a car lease--and those
weren't seen as predatory. And if at any time
leaseholders couldn't make their payments, they could return the
items with no penalty and resume the contract where
they left off whenever their financial situation improved. But he
knew the fight was far from over.
"Karen says Congress is going to be all over this in the spring,"
Stan said, thinking of his discussion with Karen Werner,
the general counsel of Coe's, the previous day.
"I doubt it. They have bigger fish to fry," Carl argued. "Besides,
you can't legislate what customers want."
"That's true. Still, I'm just concerned. The bottom line is we
need to diversify our risk. And Latin America might be a
relatively inexpensive place to do that, considering the lower
transportation, labor, and real estate costs," Stan said.
"There are plenty of growth opportunities right here in the U.S.
We should be putting a store next to every Walmart. We
have the same customer base, and people need an alternative
when they've been turned down for credit. Or we could
experiment with our product line, try the rent-to-own concept
for goods beyond basic household items. We've got lots
of options without taking a risk abroad. We're not seeing
7. shrinking margins yet," Carl said.
"Yet," Stan shot back.
"But why would we add the complication and risk of
international expansion when it's not necessary? In this
economy,
investors want growth, but they also want to play it safe," Carl
said. "And I don't need to remind you about Puerto
Rico."
Stan expelled a deep breath. "I'm worried that things are going
to get too restricted here, and if that happens, we may
regret not having gone elsewhere to continue growing."
The Voice of Experience
Back in his office, Stan asked his assistant to get his father on
the line.
When Stan had taken the reins, two years earlier, Terry had
promised to stop coming into the office every day. He'd
said the company was in good hands and he was looking
forward to retirement. But Stan knew that wasn't entirely
true. His dad loved the business and missed it. Hell, he wouldn't
be surprised if Terry still put on his Coe's shirt every
morning.
"Hi, Dad," Stan said.
"There isn't an emergency, is there?"
"Nope, nope. I was just checking in. I was down at the South
Tucson store this morning."
"A thousand stores. It's hard to believe. How's business?"
"Good. Aubrey's doing great. Listen, I need some advice about a
strategy meeting we have today. I've been giving
8. serious thought to Mexico. The more I look into it, the more
attractive it seems. The market is large, and the competition
is weak. People don't have a similar alternative."
"OK," Terry said. "But don't forget about Puerto Rico. We had
the trouble with shrinkage, and we couldn't find the right
personnel. It was a tough market." Stan gave an exasperated
sigh, but not loud enough for his father to hear.
"We certainly learned some lessons," Stan acknowledged. "But
to tell you the truth, I'm concerned about building a
growth strategy solely on U.S. revenues. We've been talking
about going international for a long time. The analysts
are all over us about future growth."
"What about Europe?" Terry asked. "The culture and the
regulatory environment there are a lot more like ours."
"That's not necessarily a good thing. Besides, the cost of
opening stores is just as high as here."
"What does Carl say?" Terry asked. Stan smiled. His father was
so predictable.
"His team's analysis says we have a 35% chance of success in
Mexico, but I think they were too conservative. Carl
feels that the U.S. is the only market we know well enough and
that we haven't fully tapped it, especially with the
down economy," Stan said. "He wants us to focus on increasing
profitability, not go into uncharted territory. It's too
risky, he says."
"If only you had a dollar for every time Carl said 'It's too
risky,'" Terry joked. "But he has a point," he added more
seriously. "We're doing so well in the domestic market. Why
wouldn't we stay focused and see what happens with the
economy?"
"Because it's a crowded, expensive market. It makes a wide-
open field where there's a real need for our business look
very appealing. We've always said we wanted to help as many
9. people as possible get access to the things they need. An
affordable path to ownership while still making a profit, right?"
"Right. We just need to be sure we don't hurt the company
trying to do that." There was a long pause. "Of course, it's
your company now, son. Your company, your call."
Should Coe's ex pand to M ex ico?
http://web.ebscohost.com.libproxy.lib.csusb.edu/ehost/detail?vi
d=6&hid=21&sid=24a53054-898e-4d06-a540-
36bce0ba0dfa%40sessionmgr12&bdata=JnNpdGU9ZWhvc3Qtb
Gl2ZQ%3d%3d%23toc
Institute for Educational Management
UNIVERSITY OF MISSOURI (A)
ACADEMIC CUTS PLANNED
FOR MISSOURI DRAW FIRE
By Gene I. Maeroff
COLUMBIA, MO., May 28--Budget conscious administrators
at the
University of Missouri's main campus here have proposed
dropping
some programs and sharply curtailing others. But the plan has
brought a flood of protest letters, emergency hearings in the
State
10. Legislature and criticism from three of the University's nine
board
members.
"More people have talked about the University of Missouri
in the
last 30 days than in the last 30 years," said Dr. Wilbur Miller,
Associate Dean of the College of Education, which would lose
one-
third of its $3.6 million budget under the proposal, jeopardizing
many
of its undergraduate programs.
Provost Ron Bunn has proposed abolishing two of the
university's 14 schools and colleges and sharply reducing the
operations of seven others over a period of three years. The
money
freed by those actions could then be reallocated to the
remaining
programs to improve faculty salaries and buy equipment for
research.
--The New York Times, May 30, 1982
It was June 1, 1982 and Ron Bunn, the Provost at the
University of Missouri's Columbia
campus, faced several questions. He wondered how the
administration's effort to develop
a long-range response to financial pressures had led to such a
political maelstrom. He
wondered whether there was anything the administration could
have done to prevent events
from careening out of control. Most important, he wondered
what, if anything, he could do
now.
12. protracted financial stress".
He had been optimistic about his reallocation proposals. He felt
they had the potential to save
several million dollars and to strengthen the programs that were
most central to the mission
of the university and most needed by the citizens of Missouri.
The University of Missouri
Founded in 1839 as the first state university west of the
Mississippi and approved as a
land-grant institution in 1870, the University of Missouri at
Columbia is part of a
four-campus system (the other sites are Kansas City, Rolla and
St. Louis). The University is
governed by a Board of Curators whose nine members are
appointed by the governor to serve
six-year terms. State law requires that each curator come from
a different Congressional
district and that no more than five be members of one political
party. Most of the curators
were alumni who served on a part-time basis while maintaining
full-time commitments in
law, business, agriculture or other professions. In 1982, the
membership of the board
included eight men and one woman who was also the only Black
member.
Reporting to the Curators was the President of the
University and system-wide chief
executive, James Olson. Each of the four campuses was headed
by a Chancellor. The
Chancellor at Columbia, Barbara Uehling, was regarded as a
strong and vocal advocate of
higher education.
13. Columbia, Missouri is a classic college town. The 90,000
residents include 25,000
students at the Columbia campus. The streets carry names like
College and University and
the 75,000- person football stadium dominates the southern
edge of town. The university's
teaching hospital is a major health facility for Columbia and
central Missouri. The university
operates half a dozen museums and galleries, and fields
surrounding the town are sites for
university-based agricultural experiments.
University of Missouri 3
The local visitor's brochure proudly proclaims the institution
as "one of the most
comprehensive universities in the world", a university that
"belongs to all Missourians".
Beside the nation's oldest School of Journalism, the campus
includes Colleges of
Agriculture, Arts and Sciences, (with twenty-five departments),
Business and Public
Administration, Education, Engineering, Graduate Studies,
Home Economics, Public and
Community Services and Veterinary Medicine and professional
schools of Law, Medicine
and Health Related Services, Nursing, and Library and
Informational Science.
The University of Missouri system is the only public
institution in the state to offer Ph.D.
and professional degrees, and the Columbia campus, with its
14. 100+ Ph.D. programs, confers
most of these. Administrators at the Columbia campus
emphasize the important research in
areas such as plant biochemistry and genetics, arthritic disease,
hazardous waste management
and the effects of diet on cholesterol levels. Students and
community emphasize the school's
excellence in teaching.
The university distributes an information brochure, stylishly
dressed in the school's black
and gold colors, that sums up the institution's philosophy with
these lines:
There are few earthly things more splendid than a
university. In these days of broken frontiers and collapsing
values ,
when the dams are down and the floods are making misery,
when
every future looks somewhat grim and every ancient foothold
has
become something of a quagmire, wherever a University stands,
it
stands and shines; wherever it exists, the free minds of men,
urged on
to full and fair inquiry, may still bring wisdom into human
affairs.
--John Masefield
Administration, faculty and staff are proud of the University.
As the Dean for Community
and Public Service, a former mayor of Columbia, said, "I came
to this university as a sopho-
more in 1945 and have stayed ever since. I like it here."
15. The Financial Context
Missouri was operating on a narrow tax base and ranked
next- to-last among the states in
its per capita appropriations for higher education.
In 1980, droughts had hampered the state's agricultural
economy and national economic
trends were hurting other major Missouri industries. The
governor had withheld three percent
University of Missouri 4
of the higher education appropriations and announced a ten
percent reduction for the
following year. The Hancock Amendment, an anti- tax bill, had
recently been enacted via the
initiative process. Bunn doubted that the governor or Missouri
citizens would, or could,
support an increase in state taxes.
James Buchholz, the University's Vice-President for
Administrative Affairs, predicted that
reductions and inflation would cause the university to lose
twenty percent of its operating
budget during the 1981-1982 school year. Although
endowments and research support made
a significant contribution, they were designated for specific
areas and contributed little to
the school's operating budget.
Substantial increases in student tuition were planned, but
these accounted for less than
16. thirty percent of the school's total operating budget. (Over sixty
percent came from state
subsidies and most of the remainder from federal land-grant
monies.) Over ninety percent
of the students resided in state. (See Appendix A for budget
information, and Appendix B
for enrollment figures.)
The university's commitment as a land-grant institution
obliged it to maintain reasonable
tuition rates for its residents. Administrators viewed massive
tuition hikes as out of the
question. To further compound the problems, the state of
Missouri was not legally
permitted to deficit-spend.
Bunn and Uehling both believed that the University of
Missouri could maintain and
improve its status and capacities as a major university in the
Midwest only if it could attract
and retain talented faculty. The institution was already several
percentage points behind the
other Big Ten and Big Eight schools in its faculty salaries. (See
Appendix C for these
comparisons.) Offering competitive salaries was crucial to this
effort.
Bunn and Uehling saw a major dilemma. Either the
university could spread broadly the
decline in resources throughout the campuses and hope for a
better day, or it could take steps
to reduce its range of commitments so that existing strengths
could be maintained and
remaining programs strengthened. Both Bunn and Barbara
Uehling believed that it was
essential for the Columbia campus to concentrate its resources
17. on its strongest and most
significant programs. Uehling had frequently and publicly
expressed concern over the
University's tendency to skim all programs across the board at
the expense of those central
to the institution's mission.
History of the Reallocation Process
On November 21, 1980, a few months after Bunn was hired,
the University's Board of
Curators adopted a revised academic plan for the 1975-1985
decade. It read:
University of Missouri 5
The University of Missouri cannot do everything. It is
important to
remember that the University is only one of the segments of
public
higher education in Missouri and should maintain its historic
role of
strength in research, advanced graduate and professional
programs
and extension. The University should do well whatever it does.
In August 1981, President Olson asked the chancellors to
consider salary increments in
light of the state's withholding of ten percent of the university's
funds. Uehling, described
by the press as a tough administrator, an iron fist in a velvet
glove, assumed what she
considered to be a hard, but fair and reasonable stance. She
18. responded to Olson's request:
To plan for next year and beyond, we will be developing a
process
to identify entire programs that may be substantially reduced or
eliminated, thereby supplanting our need to spread reductions
throughout the campus. The early planning that we have done,
at your
suggestion, indicates a need to reduce our commitments by 10
to 20
percent in the next three years. After years of expansion, a
reduction
of that magnitude will be very difficult to achieve. But we
must do
it. . .
To paraphrase Philip Brooks who spoke of individuals:
'Greatness
after all, in spite of its name, appears to be not so much a
certain size
as a quality in human lives. It may be present in lives whose
range is
very small.' As this is true for human life, so is it true for
education,
with programs depending on their inherent quality rather than
size.
The success of this endeavor depends on the cooperation and
good
judgment of all.
On the Columbia campus, some faculty feared Uehling's hard
line, while others
felt it was long overdue. A majority appeared to support her
convictions, at least in principle.
On November 19, 1981, the Faculty Council reaffirmed its long-
standing "opposition to
19. additional budget cuts applied uniformly to all academic units".
That same month, the
campus paper conducted a non-scientific opinion poll. It
reported that eighty-seven percent
of the faculty who responded answered "yes" to the question,
"Would you be in favor of
dropping entire programs on the Columbia campus to preserve
and strengthen others?"
University of Missouri 6
Throughout 1981, President Olson had referred to the
University's financial difficulties in
a number of speeches and public announcements. It was not a
surprise when he addressed
the Curators on the subject at their December 16, 1981,
meeting.
As the planning processes in which we are now engaged
move
forward, we will be bringing to you recommendations which
emerge.
The decisions you will be asked to make will be difficult,
painful and,
in some cases, controversial. We will need your help and
support as
we move toward preparing the University to maintain program
quality
and to address difficult decisions about the future. This is the
approach we are taking. If it does not meet with your general
approval, we should know it now.
20. Olson's address reminded the Curators of the financial
difficulties facing
the university, but he gave only a series of general illustrations
of the painful
decisions they might be asked to make. The possibilities
included: "limit
enrollment in specific programs", "adjust admissions standards
to better reflect the
unique role of the University of Missouri", "combine programs
within a campus or
even among campuses", " reduce the range of options for
specialization in selected
degree programs", and "discontinue entire degree programs and
eliminate depart-
ments or even schools and colleges".
The Board approved this measure with little discussion and no
formal
action. Only one Board member questioned the process.
Everyone heard the speech
and was given a copy. Whether all the Board Members
understood the possible
ramifications of their action was less clear. (The text of Olson's
speech is in
Appendix D.)
The next week, the chancellors were asked to submit a list of
recommendations for determining reductions or eliminations.
The President would
use the suggestions as a basis for establishing criteria for
retrenchment. Because the
process would involve changes in programs and faculty, the
Board had to vote on
the final proposals at their annual budget meeting in July, 1982.
As a result of these
stringent timelines, chancellors had three weeks to suggest
21. criteria and six months
to provide a plan for eliminations and reductions based on the
criteria. The
countdown began. . . .
University of Missouri 7
At the Columbia campus, Barbara Uehling was ahead of the
game. She
had spent the previous year encouraging President Olson to take
action.
Anticipating that some action would be mandated, she had, in
October, 1981,
appointed a sixteen-person committee to develop criteria to be
used in the event that
cut- backs were needed.
Uehling later described her perceptions in the following terms:
The rationale and the data for the whole effort were supplied
by the
campus Institutional Research and Planning Office, working
with me.
The model for the need to take these steps was based on some
very
basic assumptions regarding needed revenue to reach Big 8/Big
10
salaries and to meet inflation on the base budget in ensuing
years.
Projected revenues from the state fell short.
The committee consisted of faculty, professional staff, two
deans, and two students.
22. Uehling selected the faculty members and students from panels
nominated through the
Faculty Council and Student Association, respectively. Each
committee member was to
consult with the groups they represented.
After Olson's December announcement, Bunn realized that
programmatic decisions
would have to be made soon. Anticipating these moves, he
discussed possible strategies at
two of his weekly meetings with Academic Deans. He also
initiated a meeting with the
executive committee (officers) of the Faculty Council. He
proposed three possible ways to
proceed. The first was to organize a committee, provide them
with the criteria and necessary
information and let them make the decisions. The second was
for an officer, possibly Bunn,
to gather all the data and make the decisions. Third, the deans
could suggest programs for
elimination or reduction based on the criteria.
Both groups suggested that Bunn should make the decision.
Twelve of the fourteen deans
favored the approach. There was some hesitation among
members of the Faculty Council,
who felt that this should be a long, carefully planned process.
But they concurred that the
second option was the most feasible in light of time constraints.
Bunn discussed his plan privately with several faculty
members. These individuals were
not on the Faculty Council Executive Committee, but they were
people whose opinion Bunn
respected. He felt "their achievements placed them in an
especially good position to speak
23. with some authority about evaluating academic programs".
They agreed with the others.
University of Missouri 8
"Even though I had some concerns about any single officer
taking the initiative to identify
the programs," Bunn concluded, "in light of the time frame, and
the willingness of the groups
consulted, I finally advised the chancellor that I was prepared to
do it, if she judged that I
should."
Chancellor Uehling approved this proposal, and asked each
of her Vice-Chancellors
(including development, student services and administrative
services as well as academic
affairs) to follow the same procedure in developing tentative
conclusions. (See Appendix E
for the administrative chart.) Uehling stated clearly that all
final decisions were contingent
upon her approval. Recommendations would be reviewed by an
ad hoc committee appointed
by the chancellor in each of the divisions. The ad hoc
committees included representation
from the faculty, staff, and students, although some faculty later
criticized the committees
as unrepresentative of the diversity of the Columbia campus.
By January 1982, the list of criteria was approved. It
consisted of four categories, each
including ten to twelve questions. They were: a.) quality of the
programs; b.) centrality of
24. the programs to the mission of the campus; c.) cost-
effectiveness and d.) demand and need
for the program. (The report of the criteria committee is in
Appendix F.)
Uehling and the criteria committee set the target reductions
for the Columbia campus at
$12 million or twelve percent of its state-provided budget.
Savings would be redirected over
a three- year period in the form of salaries, wages and operating
budgets. With about seventy
percent of the entire campus budget, Bunn was assigned
reductions amounting to $7.5
million. This was the largest dollar amount of the planned
reductions, but it represented a
smaller proportion of the total than the targets for the other
divisions.
Bunn's office had already compiled a substantial body of
information. Because
cost-effectiveness reports were available, the quantitative
evaluation seemed fairly
straight-forward. (Appendix G contains the data for each
program, including teaching-
student ratio, program costs, availability of the program at the
other University campuses and
at other institutions in the state.)
Sorting out programs to determine if one was "of greater
distinction" than another proved
to be the more difficult task. As Bunn carefully considered each
of the University's thirteen
schools and colleges, he realized that all seemed to have
legitimate arguments in their favor.
The College of Agriculture had been awarded several large
25. research grants and it was
mandated as an integral part of the federal land-grant
legislation, for which it received federal
funding.
University of Missouri 9
The College of Arts and Sciences was already under severe
financial restraints; its survival
was crucial. It enjoyed the greatest student demand, and its
offerings constituted fifty percent
of the required courses for the Colleges of Business, Home
Economics, Agriculture, Engi-
neering, Education, and Public and Community Services. It was
Columbia's most diverse
program. It had a strong history of research and graduated more
Ph.D.s than any other college
on the campus or, for that matter, any public institution in
Missouri.
The School of Journalism was the oldest in the world and had
a reputation for being one
of the best in the country. It had a thousand current students and
a number of influential
alumni. This school ran a commercial television station and
published a commercial
newspaper. Consequently, it was one of the most viable
programs--and a political
bombshell.
The professional Schools of Medicine and Law had powerful
constituencies and only one
other state public institution offered these programs. Although
26. reduction of weaker medical
programs to save stronger ones seemed advisable, Bunn
approached these recommendations
with caution.
The School of Library and Informational Science conducted
little research and served
comparatively few students, but it was the only program in the
state and the University
library system relied upon the school's students and resources.
In Bunn's assessment, the School of Nursing and the
Colleges of Public and Community
Service and Home Economics were comparatively weak on most
criteria, but served the
largest numbers of women and minorities. The College of
Home Economics also offered
the only such Ph.D. program in the state and was ranked among
the best in the nation in a
national survey.
Bunn struggled with the decisions. He knew that the
departments with the weakest
research capabilities were also the youngest on campus.
Established during the heyday of the
1960s and early 1970s, they barely had time to establish a track
record. Should he sacrifice
them for older, more established programs?
Bunn and his five-person staff spent the next four weeks--a
time he later characterized as
a "lonely month"--judging each program on the four criteria
(quality of program, centrality
of the mission, cost effectiveness and demand). The most
difficult decisions revolved around
program quality. He used a variety of methods to judge this
27. aspect. These included:
program reviews conducted by faculty committees, the most
recent accreditation studies, and
reputation studies that had been previously requested of the
deans.
Centrality was difficult to assess because the Columbia
campus' mission statement was
broad. It consisted of a few paragraphs referring to teaching,
research and public service.
University of Missouri 10
Bunn developed an interpretation that emphasized three
dimensions: intellectual and
scholarly leadership; diversity of programs and students; and
importance to the university's
identity as a land-grant institution. (Bunn interpreted the last
according to the original intent
of the federal law, activities associated with agriculture.)
Given the budget targets, Bunn felt clear that some programs
would have to be eliminated
entirely. He felt that any other approach would result in across-
the-board cuts or the
crippling of a significant number of programs. He estimated
that a minimum of two colleges
would have to be completely eliminated with an additional six
experiencing substantial
losses.
Bunn created a five-point scale where he attempted to
quantify his judgement, and rated
28. each program on each of the four criteria. He double-weighted
the criteria of quality and
centrality, and produced scores for the different schools and
colleges that ranged from a low
of 15.5 for Public and Community Service to a high of 25.0 for
Agriculture and Arts and
Sciences. (Exhibit 1 shows the rankings for the different
schools.)
Bunn developed a report that recommended closing two
schools and making substantial
cuts in six other programs with a projected saving of about $7
million. (The recommenda-
tions are detailed in Exhibit 2.)
Realizing that colleges marked for elimination and reduction
included the largest numbers
of female and minority staff and students, Bunn's office set
aside funds for affirmative action
strategies such as hiring in the remaining departments. He
agreed with Uehling's premise
that women and minorities should enter fields that need their
skills.
The affected programs had powerful constituencies in the
state. Bunn wondered if his
plan could sustain outside pressure. Would his definition of the
University's mission and his
interpretation of the data withstand scrutiny? Would faculty
and students still support
selected cuts after the targeted programs were announced?
On April 1, 1982, Bunn forwarded his suggestions and
supporting data to the 17-member,
ad hoc "Provost's Advisory Committee on Program Reductions".
In his memorandum to the
29. committee, he emphasized that his conclusions were "tentative"
and asked the committee to
"test your judgment against mine". He also emphasized the
seriousness of the task:
To the extent that my recommendations are accepted and
implemented, a number of faculty and staff will lose their
positions
at UMC. Careers will be interrupted, relocations will be
necessary,
families will be distressed, and financial hardships will ensue.
Though administrators are occasionally seen as being oblivious
to
University of Missouri 11
these consequences, I have to record that I know of none on this
campus who is untroubled by these prospects.
Events of April and May
The University of Missouri's flagship campus here,
normally a place where the loudest outcries are the Saturday
afternoon cheers for "Mizzou" in the football stadium, is an
unlikely
setting for such academic furor.
"My advice to other universities," said Dr. David West,
chairman
of Missouri's Faculty Council and a proponent of the reductions,
"is
that you may think you are ready for this and everyone may
agree in
30. the abstract, but all hell will break loose when you name the
specific
targets for cutting."
What the university's administration apparently did not
foresee was
the extent to which the various schools and colleges would fight
to
remain alive, taking their case directly to the Legislature and to
the
university's board, which is appointed by the Governor.
--The New York Times, May 30, 1982
When Bunn delivered his proposals for academic cuts on
April 1, 1982, he viewed them
as preliminary: they were to be reviewed by an ad hoc
committee of administrators, faculty
and students, and were subject to final approval by the
Chancellor of the Columbia campus.
The news of the Provost's recommendations traveled
rapidly. His proposals and rankings
of individual programs were published in the campus
newspaper. A firestorm began to build.
What disturbed Bunn was that, in his view, key
administrators and faculty in the affected
programs largely ignored their opportunity to participate in the
campus review process, and
moved instead to "get the word out to interest groups, alumni,
professional groups and other
publics that their programs were earmarked for reduction or
elimination." Bunn felt there
was a failure to recognize that his proposals were only
tentative, that alternatives would be
31. University of Missouri 12
considered, and that the basic purpose of the cuts was to secure
the funds needed to
strengthen other programs at the Columbia campus.
George Nickolaus, Dean of the College of Public and
Community Service, saw it
differently. His college was slated for extinction in Bunn's
recommendations, and he was
highly critical of the proposed changes. "Deans are supposed
to be advocates for their
programs," he said. " I couldn't sit back. Small schools and
programs dealing with human
services were attacked." Nickolaus believed that the issue was
not "retrenchment", but an
attempt to enhance faculty salaries when the state was in a
recession and many Missourians
were out of work. He criticized the administration for not
providing timely and accurate
information. In particular, he noted that the administration was
specific about cuts, but not
about where the redirected resources would go.
His faculty united behind him. One faculty member gave
Nickolaus a replica of a famous
revolutionary war flag depicting a snake and the legend "Don't
Tread on Me".
The dean of another school slated for a significant reduction
had similar views. "I have
always been a team player, and I was never much of a feminist,"
32. said Bea Litherland, Dean
of the College of Home Economics. "I thought that if you
worked hard, you would be
rewarded. But when I realized that the targeted programs were
those most affecting women,
I knew that I had to take action." Students in her school began
wearing red T-shirts with the
message, "H%@*! No; We Won't Go", shortly after Bunn
proposed eliminating two of the
college's five departments.
In all of the affected programs, administrators and faculty
sharply criticized Bunn's
process and attacked the validity of his conclusions. He was
accused of using data that
were unsystematic and out-of-date. He was reproached for
making arbitrary decisions based
on his own personal vision of what the University ought to be.
He was criticized for putting
too much emphasis on research and graduate education and for
trying to create a "Harvard
on the Hinkson" (Hinkson Creek runs past the campus).
Engineers said that he was "anti-engineering". A professor
of education condemned Bunn
for "a flagrant display of political expediency that would
strangle the human services
profession." Supporters of the extension programs said that he
was an outsider who did not
really understand Missouri and its people. Women and members
of minority groups saw
overtones of sexism and racism in his proposals.
Bunn did not get all the blame. Uehling was sharply criticized
and, on April 19,
1982, the faculty passed a resolution urging Uehling either to
33. clean up the mess or resign
(the vote was 237 to 70 out of a possible 1500). Since only
twenty percent of the faculty
voted, and this was the second time that they had voted in favor
of her resignation (the first
University of Missouri 13
time had been the previous Fall when faculty were dissatisfied
with their salary increments),
Uehling minimized the significance of this expression of faculty
sentiment.
Many faculty rejected the assumption that there was a fiscal
crisis, and argued that
the university was in excellent financial condition. In the
words of one faculty member,
"Objective conditions did not mandate drastic reductions. This
was an adminis-
tration-induced crisis that was mismanaged."
Faculty also complained that the Faculty Council was
unrepresentative and had
failed to keep them informed about the seriousness of the
situation. There were complaints
that the ad hoc advisory committee to study the proposed cuts
was "stacked", so that it was
little surprise when the committee came back with a report that
was generally supportive of
Bunn's recommendations.
University administrators, members of the Board of Curators,
and state legislators
34. received hundreds of calls and thousands of letters. Both
houses of the state legislature
scheduled hearings, and one legislator called Bunn to say, "Ron,
I have two things to tell you.
First, I think what you are doing is right. Second, I'm going to
have to fight you on it."
By May, 1982, four of the nine Curators had announced that
they opposed the
cuts, including three who had been silent six months earlier
when President Olson addressed
them on the need for retrenchment. One curator said the faculty
was there to teach and not
to write books, so the problem could be solved by increasing
teaching loads. Others
criticized Uehling for being a poor administrator and not
keeping the board informed. The
press reported running battles between Uehling and at least one
of the Board Members.
Uehling felt that she was in a bind, because she had relied on
President Olson, at his request,
to communicate to the board. It was hard to defend herself
without giving the appearance
that she was publicly criticizing her boss.
Bunn and Uehling were troubled by the reactions and puzzled
about what to do.
Much of their time was spent in a frustrating effort to keep up
with events which had moved
beyond their control. According to Bunn, "it soon became
unmanageable for the
administration to respond to every report and every allegation
transmitted through the media.
The volume of work involved in such continuous responding
was overwhelming, and the
ground shifted so rapidly that yesterday's response was not
35. addressing today's allegation. It
was like the remark attributed to Disraeli in the nineteenth
century: "Every time the British
had an answer, the Irish changed the question."
In addition to everything else, Uehling had to contend with a
student occupation
of her office, and the mysterious appearance of "For Sale" signs
on her lawn.
University of Missouri 14
During the month of May, support for the administration and
its recommendations
steadily deteriorated. Although President Olson maintained that
he had kept the board
fully-informed, only two of the curators still supported cut-
backs on June 1. One Curator ex-
plained, "It is hard to ignore the stacks of anti- reallocation
mail that we have received from
Missourians."
One faculty member commented that even Barbara Uehling
"began to distance herself
from responsibility for Bunn's specific proposals. She
continued to give the impression that
reductions would be necessary, yet it almost looked as if she
was allowing Provost Bunn to
hold the bag."
Bunn felt that Uehling's difficulties with the Curators on one
side and the faculty on the
other made it very difficult for her to defend him. If anything,
36. he said, she probably defended
him "more than she should have".
At a hearing before a standing committee of the state Senate,
Uehling and Olson testified
first, seated side-by-side. When Bunn's turn came, the
committee chairman asked, "Are you
alone?" Bunn replied, "Yes, but I am getting accustomed to the
idea."
Reflecting on the events of Spring, 1982, Bunn drew an
analogy:
It is recorded that upon losing the election in 1945, Churchill
was
told by his wife, in an attempt to console him, that "perhaps the
loss
was a blessing in disguise". Churchill responded, "That may be,
but
I wish it weren't so well disguised." Retrenchment and
reduction may
be blessings in disguise, but for most of us, they are painful
business.
It may be necessary. It is not fun.
University of Missouri 15
Exhibit 1:
BUNN'S RATINGS OF ACADEMIC PROGRAMS
COLLEGE/SCHOOL QUALITY MISSION COST NEED
TOTAL
37. Agriculture 3.5 x 2 5.0 x 2 3.0 5.0 25.0
= 7.0 = 10.0
Arts and 3.0 x 2 5.0 x 2 4.0 5.0 25.0
Science = 6.0 10
Business & 3.0 x 2 5.0 x 2 4.0 4.0 24.0
Public Admin. = 6.0 = 10.0
Education 3.0 x 2 4.0 x 2 3.0 3.5 20.5
= 6 = 8
Engineering 3.0 x 2 5.0 x 2 3.5 5.0 24.5
= 6 = 10
Home 3.5 x 2 3.5 x 2 2.5 3.5 20.0
Economics = 7 = 7
Journalism 5.0 x 2 3.0 x 2 3.0 4.0 23.0
= 10 = 6
Law 3.0 x 2 5.0 x 2 3.0 4.0 23.0
= 6 = 10
Library/Info. 3.5 x 2 2.0 x 2 2.0 3.0 16.0
Science = 7 = 4
Medicine 3.0 x 2 5.0 x 2 3.5 5.0 24.5
= 6 = 10
Nursing 3.0 x 2 3.5 x 2 2.0 5.0 20.0
= 6 = 7
Public/Commu- 3.0 x 2 2.0 x 2 2.5 3.0 15.5
nity Service = 6 = 4
38. Veterinary 3.0 x 2 5.0 x 2 3.5 5.0 24.5
Medicine = 6 = 10
University of Missouri 16
(continued next page)
Exhibit 1 (continued)
KEY TO RATING SYSTEM
Quality
5 = Nationally eminent
4 = Strong by National Standards
3 = Adequate by National Standards
2 = Below Average by National Standards
1 = Unacceptable Quality
Mission
5 = Indispensable to Campus Mission
4 = Highly consistent with Campus Mission -- Support Function
Strong
3 = Consistent - Moderate Support Function
2 = Peripheral to Campus Mission
1 = Inconsistent with Campus Mission
Cost
5 = Highly Productive per Unit Cost/Investment
4 = Better than Average Productivity
3 = Productivity Average by Norms
39. 2 = Productivity Lower than Average
1 = Productivity Much Lower than Average
Need/Demand/Accessibility
5 = Need Critical as Compared with Accessibility
4 = Need Strong as Compared with Accessibility
3 = Need Moderate as Compared with Accessibility
2 = Need Weak as Compared with Accessibility in State
1 = Need Very Weak as Compared with Accessibility in State
University of Missouri 17
Exhibit 2:
BUNN'S RECOMMENDATIONS
UNIT RECOMMENDED CUT PROCESS
ACTION
_____________________________________________________
___________
Library & Elimination $526,000 Three-year phase-out
Information
Science
College of Elimination $1,100,000 Three-year phase-out
Public & (Possibly retain ($750,000)
Community social work mas-
Services ter's program)
College of Reduction $1,200,000 Review school in
con-
40. Education junction with outside
consultants. Phase re-
ductions over 3 years
Extension Reduction $1,000,000 Review by extension
div-
Division ision. Reduce during
1982-83.
College of Reduction $525,000 Review by college.
Phase
Home in reductions over three
Economics years.
College of Reduction $400,000 Review by college.
Phase
Engineering in reductions over three
years.
College of Reduction $325,000 Review by college.
Phase
Medicine in reductions over three
years.
General aca- Reduction $1,500,000 Review by provost
in con-
demic admin- sultation with deans and
istration & directors. Phase in re-
support ductions over three years.
services
TOTAL REALLOCATION $7,071,000
($6,721,000 if social work master's program is retained)
41. University of Missouri 18
University of Missouri 19
University of Missouri-Columbia
Current Fund Revenues (in 1000's)
General
Operating
1978-79 1979-80 1980-81 1981-82 1982-83
Tuition and
Fees
Incidental
fees
$15,104 $16,057 $18,078 $20,547 $24,878
Non-res.
tuition
$2,866 $3,164 $3,668 $4,324 $4,989
Supplemental
fees
$472 $1,080 $1,164 $1,306 $1,564
Ext. -
42. Credit
$1,904 $2,436 $1,604 $1,638 $1,859
Ext. -
Noncredit
$1,345 $1,196 $1,372
Other $359 $292 $127 $135 $100
Total $20,705 $23,029 $25,986 $29,146 $34,762
Federal
Appropriat.
Columbia
General
$195 $195 $195 $35 $35
Ag. Exp.
Station
$3,082 $3,373 $3,651 $3,887 $4,043
Coop. Ext.
Service
$1,417 $1,929 $2,061 $1,659 $2,036
Total $4,694 $5,497 $5,907 $5,581 $6,114
State
Appropriation
43. Regular $66,410 $72,675 $78,549 $73,242 $78,398
FICA $2,849 $3,357 $3,500 $3,792 $4,540
Total $69,259 $76,032 $82,049 $77,034 $82,938
University of Missouri 20
Recovery of
I.C.
$2,559 $2,832 $3,100 $2,757 $2,678
Endowment
Income
$98 $86 $119 $165 $148
Sales and
Service
Columbia
General
$579 $591 $142 $182 $97
Ag. Exp.
Station
$1,380 $1,543 $1,691 $1,662 $1,554
Total $1,959 $2,134 $1,833 $1,844 $1,651
44. Other $612 $835 $571 $569 $817
TOTAL GENERAL
OPERATING
$99,886 $110,445 $119,56
5
$117,09
6
$129,108
Designated and
Restricted
Tuition and $766 $991 $1,711 $2,130 $2,184
State
Appropriation
$3,846 $3,788 $4,062 $3,986 $4,082
Grants and
Contracts
$23,751 $25,319 $29,729 $32,381 $33,882
MPIP $9,076 $10,721 $12,147 $15,490 $17,957
Sales -
Aux.Ent.
$22,997 $25,854 $26,875 $29,502 $30,501
Other $5,266 $6,613 $7,533 $8,143 $9,125
45. Total Des.
and Rest.
$65,702 $73,286 $82,057 $91,632 $97,731
GRAND TOTAL $165,588 $183,731 $201,62
2
$208,72
8
$226,839
University of Missouri 21
University of Missouri-Columbia
Current Fund Expenditures and Transfers (in $1,000s)
1978-79 1979-80 1980-81 1981-82 1982-83
General
operating
Instruction
$46,583 $51,641 $57,085 $56,479 $61,100
Research $11,123 $12,177 $14,544 $14,104 $15,187
Public
46. Service
$4,260 $4,674 $5,167 $5,124 $5,335
Academic
Support
$11,939 $13,146 $13,755 $14,111 $15,332
Student
Services
$4,605 $5,273 $5,454 $5,066 $5,767
Inst.
Support
$7,657 $8,651 $9,861 $8,948 $9,594
Oper. and
Maint.
of Plant
$9,691 $10,411 $10,823 $11,093 $10,728
Scholarships
$847 $1,171 $1,085 $1,126 $1,359
Transfers
$1,884 $2,836 $3,450 $2,405 $3,465
TOTAL
48. $64,002 $71,418 $80,834 $87,918 $95,766
Grand Total $162,591 $181,398 $202,058 $206,374 $223,633
University of Missouri 23
Appendix B:
Faculty Salary and Tuition Comparisons
Among Big 8 and Big 10 Institutions
(1981-82)
Assistant
Professor
Associate
Professor
Full
Professor
All Ranks
Average
salary for
Big 8/Big 10
$28,764 $34,502 $44,460 $37,663
Average
salary for
49. Missouri-Col
umbia
$26,760 $31,979 $38,948 $32,870
UMC Rank 12th of 17 13th of 17 16th of 17 17th of 17
Missouri
Deficit
7% 7% 12% 13%
University of Missouri 24
Appendix D:
Report of the Criteria Committee
REPORT OF THE CHANCELLOR'S CRITERIA SELECTION
COMMITTEE
October 9, 1981
The University of Missouri-Columbia is a university in the
traditional and
academic sense. It is charged with major program thrusts of a
university in the
historic tradition and assumed under the Land Grant mission of
teaching,
research, extension, and service. It is the principal public
50. institution in
Missouri for granting the Ph.D. degree and professional
education.
The University is an institution which serves the public
that supports it activities and into which it sends human
resources
that will fashion the future society. This mission is
accomplished
by preserving the connection between knowledge and a zest for
life,
uniting the young with the old in any imaginative consideration
of
learning. Youth is a time of imagination, energy, and vision
which
can be combined with facts and experience that enables each
generation to construct its intellectual image of a new world and
set upon the path to attain it. The task of this community of
scholars is to use all available resources to weld together
imagination and experience in classrooms, laboratories and
libraries; to provide new knowledge and new configurations of
old
knowledge; and to acknowledge by commencement those young
minds
disciplined by facts and necessary habit.
Financial resources proceeding from the State of Missouri
have become limited by circumstances of revenue collection and
dispersion. It is necessary to provide criteria to determine how
the University can maintain quality in its mission in this
constrained financial setting. The criteria provided here are
drawn from individual experience.
The criteria statements are set in a four dimensional matrix
(see Appendix) of quality, utility, efficiency, and socio-political
51. impact. No single criteria in itself should determine the
discontinuation or reduction of a program. The order in which
these criteria are applied (i.e. quality first) is important to
maintain the integrity of the academic community.
The academic community is its students, faculty, and staff
or it is nothing. In our current circumstances, budgetary
considerations become all consuming. It is, however, crucial
that
University of Missouri 25
the budgetary decisions should conform to academic policy, not
determine it.
We propose that in evaluating every program or activity the
following criteria be applied:
I. Does the program or activity significantly strengthen the
quality of this university?
A. To what extent does it provide a quality educational
experience for its students? For example,
-- How does its curriculum compare to that of leading
institutions in the field?
-- Does it have the facilities necessary for success
(for example, library, laboratories, computer
services)?
-- Does it have national accreditation (in fields where
this is applicable)?
B. Does it have a critical mass of faculty members whose
research production, publication, and professional
52. affiliations demonstrate national visibility and
leadership?
C. Do its programs in research, teaching, extension, and
service attract external support on a level appropriate
to the field?
D. Is its faculty broadly recruited from the leading
academic departments in the field?
E. Does it attract able students, as measured, for
example, by nationally normed examinations, winning of
national prizes and fellowships, and achievements in
national competitions?
F. Does it produce high-quality graduates, as measured for
example by:
-- admission to the leading postgraduate training
programs?
-- performance on national and state certification
examinations?
-- achievement of distinction in later careers?
II. Is the program or activity useful?
University of Missouri 26
A. What is its contribution to the teaching, research,
extension, and service missions (i.e., its contribution
to the "core" of UMC)?
B. How important is it for other programs or activities on
the campus? For example,
53. -- Does it provide courses needed for other degree
programs?
-- Does it contribute to the research effort needed for
extension work?
C. What do its enrollment projections and anticipated
employment opportunities for its graduates indicate
about probable future need?
D. What is the current and future need for the
instructional, scholarly, creative and extension
services that it produces?
E. Does it duplicate other UMC programs or activities? Can
it be effectively consolidated with similar programs or
activities?
F. What is the availability of the program on other campuses
(public and private) in the state and region?
G. Does it conform to the mission assigned to UMC in the
system-wide academic plan?
III. What are the costs and the revenue of the program or
activity?
A. Is it being operated efficiently? How do its costs
compare to costs for programs with comparable missions
at other institutions as measured for example by:
--ranked faculty/student ratios?
-- unranked faculty/student ratios?
--total teaching faculty/student ratios?
-- costs per student credit hour?
-- faculty/staff ratios?
--other measures of efficiency appropriate for
54. research, extension and services.
B. What are the total costs of operating the program at
various levels relative to its contribution to
achievement of institutional missions?
University of Missouri 27
--costs at present level of operation?
-- costs of improving quality or increasing scope or
size?
-- magnitude and timing of savings that would be
realized from reducing or eliminating the program?
-- possible alternative assignments for the faculty,
staff, and physical facilities presently invested in
the program?
C. What are the present and potential levels of revenue
generated by the program from:
-- student fees and tuition?
-- grants and contracts?
-- gifts?
-- auxiliary enterprises?
IV. What is the socio-political impact of the program or
activity?
A. What do the several constituencies of the university
(e.g. students, faculty, staff, the legislature, other
funding and regulatory agencies, the general public and
special interest groups) expect of the program or
activity? What will be their reaction if it is reduced
or eliminated?
55. B. What will be the impact on the university's policy of
affirmative action if the program or activity is
reduced or eliminated?
C. What will be the impact on the local and state economy if
the program or activity is reduced or eliminated?
D. What contribution does the program or activity make to
the quality of life for the university community, the
state, the intuition, and the world.
University of Missouri 28
Appendix G:
Cost-Effectiveness Data
Cost-Effectiveness of M. U. Programs
Comparison of Costs of Schools and Colleges
College Faculty/
Student
Ratio
Dollars
/FT E
Student
56. Stu. FT E
Per Fac.
Credit
Hours Fall
1981
1980-81
Expenses
(G . O.)
Degrees
Aw arded
Expense/De
gree
Aw arded
Agriculture 1:20 $2,219 19.6 17,996 $11,220,668B-442
M - 78
D- 17
$5,270
Arts &
57. Science
1:18 Com posite figures not
available
Business &
P. A.
1:22 $1,625 28.8 22,422 $3,091,308B-496
M -166
D- 8
$3,554
Education 1:19 $2,053 21.0 20,754 $3,771,247B-481
M -324
D- 89
$3,357
Engineer-ing 1:12 $3,788 12.9 18754 $5,686,628B-369
M - 96
D- 24
$9,530
Hom e
58. Econom ics
1:14 $2,282 16.0 8380 $1,538,635B-217
M - 20
D- 2
$5,493
Journalism 1:12 $2,733 14.6 8,991 $2,031,548B-377
M - 67
D- 3
$4,280
University of Missouri 29
Law 1:21 $2,581 22.5 6,504 $1,397,563P-138 $8,464
Library
Science
1:7 $4,271 12.2 1313 $526,162M- 44 $8,270
M edicine 1:9 $8,469 9.2 13,537 $8,434,134M- 34
D- 6
59. P-113
$42,892
Nursing 1:5 $5,852 6.9 3,110 $2,156,485B- 92
M - 37
$11,785
Public
Com m .
Service
1:11 $3,482 10.0 2,041 $625,201B- 71
M - 34
$4,775
Social W ork $3,180 11.8 1,984 $485,893B- 48
M - 37
$5,206
Vet. Medicine 1:6 $9,761 7.0 5,697 $4,193,177M - 7
P- 72
$45,556
Forestry $3,477 13.7 2,428 $1,271,082B-101
60. M - 20
D- 5
$4,468
Health Rel.
Prof.
$3,731 10.2 3,666 $961,913B- 99 $10,303