F.M.S. is a web-based finance management system that allows users to register client details, issue loans, store information, and update existing client data. It aims to provide loans to clients without difficulty. The system allows employees to apply for new client loans, check client and project statuses, view monthly profits, add new employees, and check payment statuses. It uses a database and data flow diagrams to track client details, project details, payment accounts, and other information.