3. Risk profile of business policy
holders is inaccurate
Cost of claims for damage is high
Fraudulent claims occur on a
regular basis
Price is high for policyholders to
pay for an insurance
Old and outdated tools are being
used to mitigate risks
Process of proving an incident for a
claim involves a lot of paperwork
RETAIL
STORES
INSURANCE
COMPANIES
6. C U L T U R E . U K | H I @ C U L T U R E . U K
Small retail
stores
Data 15% commission
on each sale
Accurate
customer risk
profiles
Insurance
packages
$$$
Lower insurance
premiums and risk
Insurance
companies
10. P A N G O L I N T E H C N O L O G Y . W E E B L Y . C O M
11. 3 Insurance companies
"The premium we are paying is too
high… We got 10% discount when
the CCTV cameras were installed
but still paying $4,000 a year"
-Jewelry store owner
"It takes a lot of paperwork to
validate an incident and a long time
to process the claims…Risks
associated with the policy holders
are oftentimes opaque as well."
-Risk engineer of an insurance
company
CUSTOMER
VALIDATION
QUOTES