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Sandwich Generation
Issues and Challenges
Dr Wan Rosmawati Wan Ismail (P92517)
Dr Abdul Rahman Ramdzan (P92524)
Dr Mohd Shafik Abd Majid (P92523)
1
INTRODUCTION
• Total population of Malaysia was 23.3 Million in year 2000 and increased to 31.2 Million in year 2016
(DOSM 2016).
2
1960s
1980s
2000
• married young
• remained married
• had many children
• Married later
• Fewer children
• access to legal right
• Education
• birth control
• paid work
Nucleus family with many
children
Nucleus family with
fewer children
Extended family
• married later
• Fewer children
• Married much later
• Single
• Fewer/no children
Extended family – increased economic
demands + ageing population
2010
• In 2010, population aged 15 years and over who were never married were 35.1 per cent (male 37.5% &
female 32.2%) while those who were married were 59.6 per cent
Family structure
3
Sandwich Generation
(Wiemers & Bianchi, 2015)
• Life expectancy increases
• Parents have fewer children -> fewer siblings
with whom to share the burden.
• Women are having children at later ages, so their
parents are older, but their children are still
young.
4
Economist Intelligence Unit (EIU, Singapore
• One in five working-age Asians is now a member of sandwich generation group.
5
Malaysia
• Sandwich generation is still an unfamiliar term in the society
• They concerned on work-family dilemma without realizing they got to
balance between parents and kids within their family first.
Asian cultures & tradition
Children agreeing it was their responsibility to care for their aged
parents in same time to grow their children
6
• Today, sandwich generation situation was common in the Malaysian household -
Malaysian Healthy Ageing Society Adviser Prof Dr. Nathan Vytialingam
• The participation of women in the employment creates a dual-income family structure.
• In year 2008 the female labor force participation rate is 42 percent and increased to
54.1 percent in year 2015.
7
8
9
Issues
10
11
Sandwich
generation
Men
Women
Financial
Emotional
Physical
Children
Elder Parents
Financial strain
DOSM 2017 12
13
Ability to provide basic need? DOSM 2017
14
15
Sandwich
generation
Men
Women
Financial
Mental health
Emotional
Physical
Stress
Burnout
Depression
Children
Elder Parents
Stress
Caregivers for two very different age groups have a lot
of responsibility.
Sandwichers must be there for those they care for
physically and emotionally.
They’re likely under a lot of stress that isn’t discussed
because they’re so busy attending to others.
16
Depression
Feel emotionally and physically drained most
days. But, they continue not to talk about it to
remain strong for their family members.
With little time to take care
of themselves, Sandwichers
may neglect their hobbies
and interest
These factors combined can
easily spiral into
depression.
They do not seek the
emotional support
necessary for their health.
Unfortunately, caregivers
can battle mental illness for
a long time with it going
unnoticed.
17
Economist Intelligence Unit (EIU, Singapore 18
19
Sandwich
generation
Men
Women
Financial
Mental health
Emotional
Physical
Occupational risk
Marriage problem
Poor communication
No personal time
Coping
20
Economist Intelligence Unit (EIU) Singapore
21
22
Sandwich
generation
Men
Women
Financial
Mental health
Emotional
Physical
Occupational risk
Marriage problem
Health
Mental health
Obesity
NCD – DM, HPT
Pregnant – SGA
Hospital
admission
Challenges
23
Economic trends of Malaysia
Malaysian Economy
• Unemployment rate remain
stable 3.5
• Graduate unemployment has
increase more sharply since
2011; 4.1%
• Global food price rose by 8%
24
Economic trends of Malaysia
Inflation
• An increase in the general price of goods and services in a
country that is accounted for in the form of annual
percentage changes.
• This means that the value of goods and services prices will increase over time.
• Headline inflation increase to 3.7 in 2017
25
Example of Inflation
For example the price of item X is RM 100.00
• In January 2017, The inflation rate is 3%
• Value of Item X (RM 100.00)
• Now increased by 3% (RM 3.00)  RM 103.00
• In February 2017, The inflation rate is 4.5%
• Value of Item X (RM 103.00)
• Now increased by 4.5% (RM 4.64)  RM 107.64
• In March 2017, The inflation rate is 5%
• Value of Item X (RM 107.64)
• Now increased by 5% (RM 5.38)  RM 113.02
26
In 2017, inflation was driven mainly by higher domestic fuel prices
27
• In 2017, Inflation contributed
from the transport and food
and non-alcoholic beverages
categories.
28
Economic trends of Malaysia
Definition of affordability of basic
needs
• The concept of a ‘minimum
acceptable’ standard of living
goes beyond being able to afford
the necessities, such as food,
clothing, and shelter.
29
30
31
32
33
34
Government budged allocation
35
36
Government budged allocation
• Bantuan Perubatan
• Pembinaan 5 hospital dan hospital wanita & kanak-kanak [2016,2017]
• Pembinaan Klinik Kesihatan, Klinik Desa and Klinik 1 Malaysia [2016,2017]
• Bantuan perubatan bagi pesakit hemodialysis [2016]
• Pembelian mesin hemodialysis di premis swasta [2017]
• Pembekalan ubat, ‘consumables’, vaksin dan lain-lain [2016,2017]
• Bantuan perubatan kepada 10 ribu pesakit kurang berkemampuan
• Saringan mamogram dan vaksinasi HPV secara percuma
37
38
39
Recommendation
Raise awareness on sandwich
generation
Educate community on financial
management
Promote healthy ageing
40
ARE WE SANDWICH GENERATION?
41
References
https://www.vanguardinvestments.com.au/retail/ret/articles/insights/research-
commentary/retirement-and-superannuation/sandwich-generation-
challenges.jsp
http://www.statcan.gc.ca/pub/75-001-x/10904/7033-eng.htm
http://www.icsny.org/caregiving-challenges-for-the-sandwich-generation-2/
http://www.pewsocialtrends.org/2013/01/30/the-sandwich-generation/
http://www.treasury.gov.my/pdf/bajet/ucapan/touchpoints_bajet_2017.pdf
http://www.treasury.gov.my/pdf/bajet/ucapan/TouchPoints_Bajet_2016.pdf
42

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Sandwich Generation: Issues and Challenges

Editor's Notes

  1. Malaysia is expected to experience the population ageing in 2020, when the percentage of the population aged 65 years and over reaches 7.2 per cent. Globally all regions of the world experience the demographic transition where there is a changes from high levels of mortality and fertility to low levels. Malaysia also has undergone the demographic changes.
  2. "a group of two or more people who reside together and who are related by birth, marriage, or adoption. Each type of family (e.g., married with kids, married with no kids, single-parent with young children and others) is associated with different economic, child, and health outcomes “(US census bureau) The mean age at first marriage for males are 28.0 years (26.6) & females 25.7 years (23.5) (DOSM 2010)
  3. The middle-aged generation who have elderly parents & dependent children where more men and women in their 40s and 50s are finding themselves “sandwiched” into a position of simultaneously parenting their kids & “parenting their parents.” more middle-aged people tend to have parents who are still alive. Recent demographic trends toward increased longevity and young adults taking longer to transition to adulthood have resulted in an increase over time in the number of people who may face competing demands on their time and finances from two generations of family (Wiemers & Bianchi, 2015).
  4. A study done by the Economist Intelligence Unit (EIU) in Singapore shows that
  5. Parents support ratio is the measurement used to measure the extent of sandwich generation
  6. In Malaysia, women are most affected as the sandwich generation.
  7. There are important appointments to remember, routine care to provide, and emotional support to give. If a child has a rough day at school, her dad talks her through it. If his elderly father needs help getting out of bed, he’s there for him. It’s a constant tug-of-war with a lot of pressure to always be there for the ones who need it. A caregiver’s needs aren’t always as obvious as those they care for.
  8. With everything the Sandwich Generation does for family members, it’s easy for them to get left behind. They’re faced with a constant balancing act between their own well-being and those they care for. Often, their family members win.
  9. https://www.simplyhealth.co.uk/sh/pages/healthy-you/yougov-everyday-health-tracker-3-stress.jsp
  10. Economic trends of Malaysia Affordability Malaysian Economy Inflation
  11. This standard of living should include the ability to meaningfully participate in society, the opportunity for personal and family development, and freedom from severe financial stress. At the same time, it should reflect needs, not wants. It does not capture the cost of lifestyle, which is the spending to fulfil the desires for an aspirational living standard
  12. Bantuan Kewangan Bantuan anak daripada keluarga miskin (RM 100 – 450 sebulan) [2016] Bantuan keluarga miskin [2017]: Bantuan AM: RM 300 sebulan Bantuan kanak-kanak: Sehingga RM 450 sebulan Bantuan warga emas miskin (RM 300 sebulan) [2016] Menubuhkan 8 buah pusat aktiviti warga emas baru [2017] Subsidi Gas memasak [2017] Subsidi bil elektrik [2017] Diskaun pinjaman PTPTN [2017]
  13. Bantuan Persekolahan dan Makanan Bantuan RM 100 kepada pelajar sekolah (Pendapatan < RM 3000) [2016,2017] Bantuan makanan bagi murid miskin (eKasih) – Breakfast + break hour [2016] Bantuan makanan tambahan tabika/taska [2017] Bantuan makanan tambahan di asrama [2017] Biasiswa: JPA, KPM, KPT, KKM [2016,2017] Program bantuan voucher Buku[2016]  Kad debit pelajar [2017] Pendidikan pra-sekolah percuma [2017]
  14. Program pemilikan rumah [2016,2017] PR1MA, SPNB, PPA1M, PPR, Skim pembiayaan deposit rumah pertama
  15. Pelepasan Cukai [2016,2017]: Bawah RM 2000 bagi setiap anak dibawah 18 tahun Bawah RM 4000 bagi individu pasangan tidak mempunyai pendapatan Bawah RM 1500 ibu dan RM 1500 bapa bagi mengurangkan kos saraan anak yang menyara ibu bapa Bawah RM 8000 bagi setiap anak berumur 18 tahun ke atas yang melanjutkan pengajian Bawah RM 1000 bagi pembelian peralatan penyusuan ibu Bawah RM 1000 bagi ibubapa hantar kanak kanak 6 tahun kebawah ke pusat asuhan kanak kanak Bawah RM 7000 Bagi pembayaran yuran pengajian
  16. Awareness on sandwich generation Educate on financial management Healthy ageing