1. Stephen R. Holland
SteveRichardHolland@gmail.com
Current Address
819 W. Cornelia Apt #210
Chicago IL, 60657
(248) 895-4177
EDUCATION
Eli Broad College of Business, Michigan State University – East Lansing, MI
Bachelor of Arts, Finance – Graduated Summer of 2011
QUALIFICATIONS AND CAPABILITIES
 In depth business and finance studies including courses in computing concepts and competencies, financial
management, hedging risk with derivatives, arbitrage identification, financial accounting including GAAP,
managerial accounting,microeconomics, macroeconomics and communication.
 Experience with research, business data and financial analysis, financial modeling, process creation and
client contact roles particularly associated with financial services, risk analysis, marketing research,
compensation plan creation, & implementation of third party vendorprocesses.
 Extensive experience using applications Bloomberg, Reuters, Excel, Word, Access and PowerPoint for
research, data collection, retrieval and analysis, writing and presentation focused projects as well as basic
understanding of SQL, HTML and CSS.
Professional Experience
Quicken Loans, Mortgage Provider – Detroit, MI
Business Metrics Analyst
October 2011 – September 2015
 Created dynamic semi-automated reporting combining various CRM systems such as Ultipro, and customin
house systems with other forms of data including information from SQL pulls and various market data.
 Created adjustment reports using dynamic tables and set formulas to adjust data to fit reporting and
calculation requirements across various programs.
 Established report to define product groups based off of product types and structure of the loan.
o Used to show conversion benefits along with revenue and margin changes based on market data at
time of origination.
 Worked with engineers and third party vendors to determine value and tracking of implementation of test
systems and determined value of expanding systems to be permanent.
 Presented discoveries of issue and opportunities derived from created reports to executive leadership on a
regular basis,along with suggested plans ofaction.
 Compiled and gathered data to fit customcreated reporting across numerous areas of the bus iness including
Sales, Marketing, Human Resources,Capital Markets, Operations and Business Intelligence.
 Worked with marketing team to help determine best avenue for leads to be allocated to bankers as well as to
help identify potential areas of opportunity within our allocation systemand staffing systems.
 Worked internally and with third party vendors to establish meta-data to be pulled from the Data Warehouse
and used with various internal and external CRM platforms.
Abington Development, LLC, Real Estate Developer– Bloomfield Township, MI

2. Acquisitions Specialist
December 2008 – December 2009
 In charge of researching residential assets in south-eastern Michigan including determining current value
range and cost to increase asset worth.
 Created numerous financial portfolios based off possible assets to be shown to potential investors along with
suggested typesofinvestment and probably rate of return on assets.
 Worked on a team of three in charge of acquiring capital by presenting investment opportunities to potential
investors.
 Responsible for purchase offers and subsequent follow up post approvalof determined value.
 Headed up analysis of excess research cost and subsequent changes which lowered the cost of research.
Merrill Lynch & Citigroup - Salomon Smith Barney, Inc, Wealth Management –
Bloomfield Hills, MI
Internship
May 2008 – November 2008
 Helped to educate and re-sign Senior Vice-President’s clients from Salomon Smith Barney over to Merrill
Lynch.
 Created a report to track client accounts while simultaneously being able to adjust for multiple variables.
 Worked with Senior Vice-President in preparing presentations and analysis for use in educating and re-
signing clients.
 Did exhaustive research on various industries as well as historical research on the fluctuations of the S&P
500 to be used in determining client portfolio allocations.
 Researched the ETF’s of various institutions to determine which investment tool would be the most efficient.
 Created informative presentations that were shown to clients educating them on the benefits of covered calls
and ETF’s for long term investments.
 Responsible for presenting and explaining a new investment strategy to numerous clients.
 Re-engineered the Excel files used to track client accounts for a wider array of options,ease of use,and
simplified reading.