Carlos Rivera has over 20 years of experience in credit, collections, and sales roles. He holds a Bachelor of Science degree from Boricua College. His resume highlights his strong computer skills and experience working for several companies in financial roles, including as a Credit & Collection Analyst for Cummins Power Systems from 2013 to present where he performs credit evaluations, monitors accounts, and collects outstanding receivables. Prior to that, he held similar financial roles at Ford Models, Inc., Prometheus Global Media, and as a Legal Collector for Mitchell N. Kay, Esq.

1. CARLOS RIVERA
2561 Bronxwood Avenue
Bronx, New York 10469
Mobile Phone: 347-772-7176
Email: cjrivera2009@yahoo.com
Education: Boricua College. Brooklyn, New York
Major: Bachelor of Science
Computer Skills: Hyper Snap, Notes 2013, Access 2012, Oracle, Microaodt Dynamics/Great
Plains, Master Builder, Aging Report, GP Excel, MS Word, ADU/Litton, BMS, Custom Reporting,
Quick Sever, CSP Reporting, Shorttel Communication, IBM Same Time, D&B Reporting, Power
Point.
Experience:
Cummins Power Systems, LLC Bronx, NY
January 19, 2015-July 24, 2015 Metropolitan Engine Sales Support
 Identifying potential product failures by studying current failures.
 Identifying and evaluating additional needs, and opportunity.
 Initiates sales process by building relationships; qualifying potential, and scheduling
appointments.
 Developing sales by making initial presentation, by explaining products and services
enhancements and additions of new products and services.
 Contributing information to sales strategies by evaluating current products results, identifying
needs to be filed; monitoring competitive products; analyzing customer’s account prior to
any meeting with the customer on service and products concerns, and preparing final reports
of services performed for the customer.
Cummins Power Systems, LLC Bronx, NY
October 2013- Present Credit & Collection Analyst
 Perform credit evaluations on new customers and establish credit limits.
 Monitor existing customers’ adherence to payment terms and/or changes in financial
stability, if needed reevaluated credit terms.
 Collect outstanding receivables and enforce payment terms.
 Meet cash goals and drive day’s sales outstanding improvement.
 Establish strong rapport with advertising agencies and client on direct pay customers.
 Facilitate the resolution of discrepancies’ with customer and sales department.
Daily interaction with sales department with respect to improving collections and enforce
of credit and collections policies.
 Familiarity with Tax Credit Compliance.
Ford Models, Inc. New York, NY
May 2013-October 2013 Credit & Collection Analyst
 Analyzed corporate and commercial media accounts, credit monitoring on high risk accounts
while collecting invoices due to talent models accounts for shoots and hair and makeup jobs,
and reported assessments on accounts to management and CFO, resolving billings issues,
travel, and hotel payments for talent models. Processed payments, dealt with marketing
companies on talent job, interacted with bookers, and editorial and casting directors.

2. Prometheus Global Media New York, NY
June 2012-May 2013 Credit & Collections Analyst
 Analyzed commercial media accounts, credit monitoring on high risk accounts and reported
assessment to management within company standards.
 Resolved billing issues, reconciled accounts, processed payments, marketed trends,
effective correspondence with clients, sales representatives, GFD’s and other executive
management, and media clients.
Mitchell N. Kay, Esq. New York, NY
September 2009-May 2012 Legal Collector
 Collected commercial accounts which were referred to the legal department for processing.
 Contacted debtors and advised them that the account was placed in our department for this
purpose of litigation.
 Followed up with employer's accounts payable department pursuant to a garnishment upon
debtors’ wagers, and communicated with City Marshals, and Sheriff’s department for a status
report on the garnishment on debtors wagers, and restraining orders on bank accounts.
Momeni, Inc. Carlstadt, NJ
November 2003 - September 2009 Credit Manager
 Reviewed commercial and retail accounts contractual agreements that were initiated by sale
representative, by reviewing their credit worthiness for new accounts.
 Supervised Customer Service representatives, while communicating concerns with sale
associates, and the director of the sales department immediate resolution on customer
account.
 Handled accounts receivable department, by reconciling accounts, invoices, charge backs,
and application issues on accounts, by utilizing spreadsheets, and auditing the account(s).
 Authorized to approve and release of any orders on a daily bases, while evaluating the
customer's account new orders.
 Authorized in making bank deposits, and picking up payments due to the company.
 Evaluating all invoices that all deductions taken on the customers remittance, were properly
taken. Reviewed all customers’ concerns in the resolution of pricing disciplines on invoices
that were incorrectly billed to the customer due to sale promotion.
Bilateral Credit Corp New York, NY
November 2001 - October 2003 Collection Specialist
 Collected Retail, Real Estate; Commercial; Medical; Flora, Attorney Billings, and
telecommunication accounts, by reviewing the history of the account, in order to effectively
collection the account.
Unitex Textile Rental, Inc. Mt Vernon, NY
September 1996 - August 2001 A/R Administrator
Brooks Brothers, Inc. New York, NY
September 1991 - June 1996 Credit Analyst
American Express New York, NY
Spetember-1980-July 1991 Credit Analyst
Mitchell N. Kay, Esq. New York, NY
July 1975-August Legal Collector