1. SAAD WAHEED
T-7, Hassan Apt Ext, Blk 13D, Gulshan, Karachi-Pakistan.
Mobile: +92-300-8260275 Email:saadw1@yahoo.com
EDUCATION
1. CIMA (Chartered Institute of Management Accountants):
Currently Studying
2. MBA (Finance):
Southampton Solent University (2012)
3. BA (Hons) Business & Management:
Southampton Solent University (2010)
PROFESSIONAL EXPERIENCE
Byco PetroleumPakistanLimited
Designation: Senior Officer (Team Lead) – Treasury Planning, Budgeting, Cash Management and
Disbursements.
Tenure: July 2016 – present (Senior Officer Team Lead)
Jan 2015 – Jun 2016 (Officer Team Lead)
Jan – Dec 2014 (Officer)
Jan – Dec 2013 (Management Trainee)
Reporting Line: Group Treasurer
Responsibilities:
1. PreparingandMonitoringof BusinessModel (LongTermPlanning)
2. Preparationof EmbarkationPlan(ShortTermPlanning),inliasonwithBusinessunits.
3. Outliningthe strategicplan,forecastingandbudgetingprocess,alongwithvariance analysis.
4. Managing the dailyCash,TrustReceiptandLoan position.
5. Pre-emptivelyidentifyingthe bottle necksituations(internal &external)thatiscomingin
wayto achieve shorttermtargets,while alsoprovidingsolutionsbothfinancial andnon
financial.
6. Co-ordinatingwithlenders,Investors,Central BankandotherBanks.
7. EnsuringCompaniescompliance withthe debtagreement.
8. Managing BankingRelationships,ensuringavailabilityof committedfunded/non-funded
linesatcompetitive rates,resultinginsignificantfinancial savingsforthe company.
9. Managing special projectsandworkingwithbanksonProjectFinancing.
10. Managing GroupInsurance
Achievements:
1. Developmentof TreasuryDashboard.
2. Workedon Restructuringand furtherassistedtoattainworkingcapital line of 21.7Bn.
3. Co-ordinatedwithSBPtoobtainExchange EntitlementCertificate (EEC) onImportof
RefineryandAromaticPlant.
4. NegotiatedwithBanksandCoastal RefineryLimitedforits(CRL) acquisitioninBycoGroup.
5. AssistedinachievingDiscountingFacility(Invoice,PDC&LC) fromvariousbankson
exceptionalrates.

2. 6. SolelybroughtinCashManagementSolutionsfromMajorBanks forcash collection,further
alsoworkingtoachieve integrationof MT-940 withthe company’sERP (SAP) system.
7. Manager of ProvidentandGratuityFund.
INTERNSHIPS/VOLUNTEERSHIPS
1. ELAJ TRUST PAKISTAN
Aug 2015 – Current
(Trustee)
2. PAKISTAN REFINERY LIMITED (PRL)
Aug 2011 – Sep 2011
(FinanceDepartment)
3. BRITISH PETROLEUM (BP)
July 2009 – August2009
(Human ResourceDepartment)
4. FAMOUSBRAND PVT LIMITED
Apr2008 – Mar 2009
(InternalAudit)
5. International Defence Exhibition and Seminar(IDEAS)
2008
(Volunteer- Administration and Security)
6. BEHBUD School
2004
(Volunteer–Teacher)
COMPUTING SKILLS
 Efficient and fast in using the internet for a range of activitiesincluding communication and
research purposes. Proficient in Microsoft Word, Excel, PowerPoint, SAP, IMS, Micros and
Freehand.