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slicing away 
student debt
Student loans can be an invaluable resource on 
the road to a top-notch education, but they can 
also put a crimp in your finances after college. 
Here are a few steps to paying off your student 
loan debt quickly so you can get serious about 
your long term savings goals.
ways to live frugally
1 clip coupons
2 go green
3 eat at home whenever possible
4 bring your lunch to work
rent movies at home instead 
of going to the theater 5
use your car’s cruise control 
when possible to save on gas 6
7 keep your tires properly inflated
have a garage sale t0 get rid 
of your left over college 
decorations or sell them online 
8
Don’t Sell 
Yourself Short 
When looking for a job, 
seek out multiple offers. 
Find something you like 
and always negotiate 
the offer they give you.
Create A Budget To Avoid 
Buying Stuff You Don’t Need 
Create a monthly budget for all of your income and 
expenses. It may take a while to get all the numbers 
right, but you’ll start seeing the benefits right away.
Maximize Your Savings 
Move your money each month as needed 
through your various online banking 
services. This will help you save money 
and time that would otherwise go into 
mailing your bills by hand.
Make Your Payments On Time 
And Establish Good Credit 
This is the simplest way to save on finance 
charges long-term. Try to keep your credit 
cards clear while you’re paying off your student 
loans, so that you’re not getting hit with 
finance charges from two different sources.
Ask For Forgiveness 
There’s no doubt that student loan debt can be 
one of the biggest financial hurdles you face 
early in your career. Start taking these steps 
early so that you can be done with debt and start 
putting all that money to work for your future. 
$ 
$ 
$
for more information visit www.regions.com/advice/student_debt.rf 
This information is general in nature, is provided for educational purposes only, and should not be relied on 
or interpreted as accounting, financial planning, investment, legal or tax advice. Regions neither endorses 
nor guarantees this information, and encourages you to consult a professional for advice applicable to your 
specific situation.

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Slicing Away Student Debt

  • 2. Student loans can be an invaluable resource on the road to a top-notch education, but they can also put a crimp in your finances after college. Here are a few steps to paying off your student loan debt quickly so you can get serious about your long term savings goals.
  • 3. ways to live frugally
  • 6. 3 eat at home whenever possible
  • 7. 4 bring your lunch to work
  • 8. rent movies at home instead of going to the theater 5
  • 9. use your car’s cruise control when possible to save on gas 6
  • 10. 7 keep your tires properly inflated
  • 11. have a garage sale t0 get rid of your left over college decorations or sell them online 8
  • 12. Don’t Sell Yourself Short When looking for a job, seek out multiple offers. Find something you like and always negotiate the offer they give you.
  • 13. Create A Budget To Avoid Buying Stuff You Don’t Need Create a monthly budget for all of your income and expenses. It may take a while to get all the numbers right, but you’ll start seeing the benefits right away.
  • 14. Maximize Your Savings Move your money each month as needed through your various online banking services. This will help you save money and time that would otherwise go into mailing your bills by hand.
  • 15. Make Your Payments On Time And Establish Good Credit This is the simplest way to save on finance charges long-term. Try to keep your credit cards clear while you’re paying off your student loans, so that you’re not getting hit with finance charges from two different sources.
  • 16. Ask For Forgiveness There’s no doubt that student loan debt can be one of the biggest financial hurdles you face early in your career. Start taking these steps early so that you can be done with debt and start putting all that money to work for your future. $ $ $
  • 17. for more information visit www.regions.com/advice/student_debt.rf This information is general in nature, is provided for educational purposes only, and should not be relied on or interpreted as accounting, financial planning, investment, legal or tax advice. Regions neither endorses nor guarantees this information, and encourages you to consult a professional for advice applicable to your specific situation.