Special For Student of BBA (Jaipur National University)

1. Siilas campus
Presentation
Commercial Banking
Presented By- Vinay Kumar Verma
BBA-2nd Sem (A) (35)

2. Index
 Definition of Bank
 Types of Commercial Bank
 Function of Commercial Bank
Primary Function
Secondary Function
Top Ranking Commercial Bank in India

3. DEFINITION OF A BANK
The Banking Companies Act of India
defines a bank as “A Bank is a financial
institution which accepts money from
the public for the purpose of lending or
investment repayable on demand or
otherwise withdrawable by cheques,
drafts or order or otherwise.”

4. TYPES OF COMMERCIAL BANKS
DEPOSIT BANKS
INDUSTRIAL BANKS
SAVINGS BANKS
EXCHANGE BANKS
AGRICULTURAL BANKS

5. FUNCTIONS OF COMMERCIAL
BANKS
 Commercial banks have to perform a variety of
functions which are common to both developed and
developing countries. These are known as ‘General
Banking’ functions of the commercial banks. The
modern banks perform a variety of functions. These can
be broadly divided into two categories:
 (a) Primary functions.
 (b) Secondary functions.

6. PRIMARY FUNCTIONS
 Acceptance of deposits.
 Advancing loans.
 Creation of credit.
 Clearing of cheques.
 Financing foreign trade.
 Remittance of funds.

7. SECONDARY FUNCTIONS
Agency Services.
 General Utility Services.

8. TOP RANKING COMMERCIAL BANKS IN INDIA
1. STATE BANK OF INDIA
2. ICICI Bank Limited
3. Punjab National Bank
4. Canara Bank
5. Bank of Baroda
6. Bank of India
7. Union Bank of India
8. Industrial Development Bank of India Limited
9. Central Bank of India
10. HDFC Bank Limited
11. UCO Bank
12. Syndicate Bank
13. Indian Overseas Bank
14. Oriental Bank of Commerce
15. Allahabad Bank

9. Thank You
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