Information System of IBBL.

1. Welcome
to the Presentation

2. TOPIC
Accounting and Information Systems
of
ISLAMI BANK BANGLADESH LTD.

3. Islami BANK BANGLADESH LTD.
Company type-Joint Venture Public Limited
Date of Incorporation 13th March 1983 as the first
Islamic Bank in the South East Asia
Authorized Capital 20,000.00 million
 Share Holders- 67.51% foreign shareholder
-32.49%Local share
Zones 14
Branches 294 Branches
ATM Booths 414
Equity 46,051.53 million

4. A banking system that is based on the
principles of Islamic law (also known
Shariah) and guided by Islamic
economics.
Two basic principles behind Islamic
banking are the sharing of profit and loss.
Collecting interest is not permitted under
Islamic law.

5. Accounting & Information System
An Accounting Information System is a
system of
• Collecting financial and accounting data
• Storing financial and accounting data
• Communicating with the users about
financial and accounting data

6. Accounting & Information System
of
Islamic Bank Bangladesh Ltd.
IBBL keeps maintains the Accounting &
Information Systems through the following
ways
Manual Accounting System
Computerized Accounting System

7. Manual Accounting System
Manual Accounting system is a process
of keeping the organization’s financial
records by hand.
This system is backdated after the
application of Computerized Accounting
System.

8. Computerized
Accounting System
 Software programs-
Miscellaneous services provided
by Bank
 Generate financial statements

9. Services of
Islami Bank Bangladesh Ltd
Services
Deposit Investment
Offshore
Banking
Remittance
Other value
added
Services
Corporate
Services
Treasury
Activities
Technology
Based
Services

10. Deposit
Deposit products in Local Currency
 Al-Wadeah Current Account
 Mudaraba Savings Account
 Mudaraba Special Notice Accounting
 Mudaraba Term Deposit Account
Deposit products in Foreign Currency
 Mudaraba Foreign Currency Account
 Resident Foreign Currency Deposit Accounting
 Non-Resident Foreign Currency Deposit Accounting

11. INVESTMENT
SECTOR 2014 2014 2013 2013
Amount % of Total
Investment
Amount % of Total
Investment
Industrial(Exclusive
Industrial Portion of
SME
77558 18% 52861 14%
Commercial 129554 28% 125788 31%
Real Estate 37680 8% 27126 7%
Agriculture 11131 3% 20385 5%
Transport 6435 1% 6679 2%
SME 201127 42% 170356 41%
Total 463475 100% 403195 100%

12. Electronic Integrated Banking System
Based on open source technology
Use ORACLE EXA Database
General Banking
Investment
Foreign Exchange

13. ANY BRANCHBANKING
Services
• Cash Deposit
• Cash Withdraw
 Fund Transfer
 Account Statement
 Balance Inquiry
 Use respective server via fiber
optics and radio link.

14. Offshore Banking Units (OBU)
Islami Bank Bangladesh Limited
commenced operation of its Off-Shore
Banking Units (OBU) located at –
 Head Office Complex Branch- Dhaka,
 Uttara Branch-Dhaka and
 Agrabad Branch, Chittagong under the
license issued by Bangladesh Bank

15. TECHNOLOGY BASED
SERVICES

16. IBBL Website
http://islamibankbd.com
More dynamic
Informative
Secured
Always up-to-date

17. Internet Banking
• View Accounts
• Transaction Summary
• iTransfer (Fund
Transfer)
• iRecharge
• Wimax Recharge
• Account No
Withdrawal
• Manage Cheque
(Issue Cheque
Requsition & Stop
Cheque Payment
• Search FTT Message
• Search FDD Payment
• Utility Bill Pay
• Khidmah Credit Card Bill
Pay
• VISA Instant Payment
• Clearing Instrument
Status
• iTransfer-EFT(Transfer to
other Bank)

18. SERVICES
• Mulitple account
Registration
• International Push- Pull
Facility
• For Account Balance
(BAL )-
IBBL STM 1234 and send to 6969
• Mini Account Statement
(STM)
IBBL STM 1234 and send to 6969
• Account Information
(ACI)

19. Core Banking system
Implementation of
BACH- Bangladesh Automated Clearing House.
BEFTN-Bangladesh Electronic Fund Transfer
Network
BACPS-Bangladesh Automated Cheque
Processing System
Service on Fast Track
Reduce operating cost
Ensure more security and regulatory compliances

20. Card Service
VISA Debit Card
Khidmah’ Credit
Card
Remittance Card
Hajj Card
Travel Card
Salary Card

21. VISA Debit Card
Service
Alternative to cash for shopping
Exclusive discount on the purchase at Superstore
Mini Statement
Utility Bill Payment
24 hours cash withdrawal
Software
Connective with OMNIBUS Network

22. Khidmah’ Credit Card
Post payment service
Hotel, Hospital booking Bus ,Train
and Airplane Ticketing
Payment of gas, electricity and
WASA Bill

23. ATM BANKING SERVICE
IBBL has introduced its ATM Banking
service since 2000.
• Cash Withdraw
• Fund Transfer
• Mini Account Statement
• Balance Inquiry
Transaction Limit
• For Cash Withdrawal maximum
amount is Tk. 50,000 in a calendar
date.
Charges
• Tk.300 Yearly fees is applicable.

24. Services:
• Cash in.
• Cash out.
• Send money from one account
to another.
• Merchant payment.
• Mobile recharge.
• Balance check.
• Mini Statement check.

25. Communicating Data with Users
Submitting Report to Management
Publishing Annual Report
Annual General Meeting
IBBL Website