Observability Concepts EVERY Developer Should Know (DevOpsDays Seattle)
UMM Worhsop Frankfort - Simon Priollaud
1.
2. PlaNet Finance provides in-depth
technical assistance to the whole
ecosystem of microfinance including
financial
actors,
public
sectors,
telecoms, private funders…
PlaNet Finance In 2012 ….
2013/07/04 – Frankfurt - Simon Priollaud
1
3. PlaNet Finance mainly intervenes in
Africa, Asia, Latin America and relies
on a strong
network of five
regional platforms: West and
central Africa, Middle East & North
Africa, South and East Africa and
Latin America
2013/07/04 – Frankfurt - Simon Priollaud
2
5. Use of Mobile
Money products
1
“Do it
through
them”
“Do it
with
them”
“Do it
alone”
Transfers within
a same bank
2
3
4
-Scenarios “Do it alone” and “Do it through them” allow the client to conduct transfers within
accounts held at a same bank (
&
)
- The scenario “do it with them” not only allow the client to use MM products (
) but also
gives him the opportunity to conduct transfers from his MM account to his bank account (
)
and vice versa
2013/07/04 – Frankfurt - Simon Priollaud
4
11. Loan Pre-Approval
Innovative Models
Traditional
microfinance
Promotion
Evaluation
Loan Post- Approval
Analysis
Promotion is
done with
traditional
means
Data
collection is
done
manually by
loan officers
Analysis is
done by the
loan officer
and
supervisor
SMS
campaigns
Rely on
intermediary
)
Tablets,
PDAs, POS
will gather
data entered
in a
scorecard
Data
collected
during the
evaluation
will be
automatically
evaluated
2013/07/04 – Frankfurt - Simon Priollaud
10
Committee
Approval
Follow up
Collections
Holding of
large
committees
Loan officer
visits
Clients go to
branches
Small
committees
SMS
Rely on
intermediariy
Clients may
repay
through their
mobile
phones.
