PlaNet Finance provides technical assistance to microfinance institutions and related organizations in Africa, Asia, and Latin America. It relies on five regional platforms to support actors in microfinance, including financial institutions, governments, telecommunications companies, and private funders. PlaNet Finance intervenes mainly in developing innovative uses of mobile money to improve financial inclusion, such as allowing transfers between mobile money and bank accounts. It also works to develop more efficient models for microfinance operations through increased use of technology in tasks like data collection, analysis, and loan approvals.

2. PlaNet Finance provides in-depth
technical assistance to the whole
ecosystem of microfinance including
financial
actors,
public
sectors,
telecoms, private funders…
PlaNet Finance In 2012 ….
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3. PlaNet Finance mainly intervenes in
Africa, Asia, Latin America and relies
on a strong
network of five
regional platforms: West and
central Africa, Middle East & North
Africa, South and East Africa and
Latin America
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5. Use of Mobile
Money products
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“Do it
through
them”
“Do it
with
them”
“Do it
alone”
Transfers within
a same bank
2
3
4
-Scenarios “Do it alone” and “Do it through them” allow the client to conduct transfers within
accounts held at a same bank (
&
)
- The scenario “do it with them” not only allow the client to use MM products (
) but also
gives him the opportunity to conduct transfers from his MM account to his bank account (
)
and vice versa
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10. “Traditional
” model
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Innovative
model
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11. Loan Pre-Approval
Innovative Models
Traditional
microfinance
Promotion
Evaluation
Loan Post- Approval
Analysis
Promotion is
done with
traditional
means
Data
collection is
done
manually by
loan officers
Analysis is
done by the
loan officer
and
supervisor
SMS
campaigns
Rely on
intermediary
)
 Tablets,
PDAs, POS
will gather
data entered
in a
scorecard
Data
collected
during the
evaluation
will be
automatically
evaluated
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Committee
Approval
Follow up
Collections
Holding of
large
committees
Loan officer
visits
Clients go to
branches
Small
committees
SMS
Rely on
intermediariy
Clients may
repay
through their
mobile
phones.

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13. 5
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14. Contacts
Simon Priollaud
Mobile Banking Manager
spriollaud@planetfinance.org