Standard Bank is a universal bank headquartered in Johannesburg, South Africa that was established in 1862. It is Africa's largest bank by assets and market capitalization, operating in 20 countries on the continent with over 1,280 branches and 9,300 ATMs. The bank provides a wide range of banking services including corporate and investment banking, personal and business banking, and transaction banking services. It has extensive experience financing infrastructure, power, and renewable energy projects across Africa.
Edx Financing for Development Final project Kosovo Entrepreneurship Partners ...banuturhan
The document discusses establishing the Kosovo Entrepreneurship Partners (KEP) program to unlock financing opportunities for micro-scale businesses in Kosovo by catalyzing access to capital from foreign financial institutions and providing technical assistance to both entrepreneurs and financial institutions. KEP would manage risk for investors, build capacity of banks and microfinance institutions, and offer training and consultancy solutions to help entrepreneurs develop business plans and manage debt. The goal is to promote private sector development and economic growth in Kosovo.
Canada has one of the strongest financial services sectors in the world, comprised of banks, trust and loan companies, insurance companies, credit unions, securities dealers, finance and leasing companies, pension fund managers, mutual fund companies and independent insurance agents and brokers. The Canadian banking system was ranked the soundest in the world by the World Economic Forum for seven years in a row.
GBRW Consulting has been analysing the major Multilateral Development Banks - International Bank for Reconstruction & Development, or World Bank; International Finance Corporation; Inter-American Development Bank; African Development Bank; Asian Development Bank and European Bank for Reconstruction and Development- since the late 1990s.
This is the second of two presentations available on SlideShare. It illustrates some of the main characteristics of the financial statements of this very specialised group of institutions, which we refer to as MDBs.
Jýsan Invest provides brokerage and investment portfolio management services in Kazakhstan. It is a subsidiary of Jýsan Bank, one of the largest second-tier banks in Kazakhstan. Jýsan Invest has extensive experience in securities issuance and placement and providing services to large corporate clients. The company aims to maximize client value through a team of experienced professionals and by adhering to values of focusing on clients, simplicity, convenience, competitive returns, and reliability.
HSBC is one of the largest banking organizations in the world with over 8,500 offices globally. They provide holistic banking solutions to international clients through dedicated relationship managers with expertise in the clients' industries and markets. HSBC offers various international banking services including trade finance, invoice financing, foreign exchange, cash management, and global markets access. They have received numerous awards for their international banking services and strengths.
Tahseen Consulting’s CEO Sees Strong Potential for Dubai’s Growth as an Islam...Wesley Schwalje
Walid Aradi discusses why Dubai is well positioned to as a financial hub for international Islamic finance
Recently, Tahseen Consulting’s Chief Executive Officer, Walid Aradi, spoke with Philip Moore from Emerging Markets regarding his views on the emergence of Dubai as a global Islamic finance center. In a wide-ranging discussion, Aradi explained the competitive factors that Dubai has going for it as well as highlights the negative impact skills shortages and gaps may have on the evolution of the industry in the UAE.
Golomt Bank is a leading Mongolian commercial bank that has attracted multiple strategic equity investments from international investors. It has a dominant market share in key business areas and has experienced tremendous growth in loans, deposits, and profits in recent years. Golomt Bank maintains prudent capital and liquidity positions to support its continued expansion.
The document summarizes the challenges facing the Asian private banking industry. It notes that while wealth in Asia has grown significantly, the industry dynamics are very different from traditional Swiss private banking. Key issues include entrepreneurial first-generation clients demanding more involvement, intense competition, a shortage of experienced talent, and increasing regulatory costs. Most players have an unsustainable cost structure and opportunistic growth strategies. The document argues that the industry needs a "revolution" with differentiated business models, cost-efficient operations, and a focus on true value and pricing transparency to survive. It predicts the future landscape will include large full-service banks and more specialized niche players.
Edx Financing for Development Final project Kosovo Entrepreneurship Partners ...banuturhan
The document discusses establishing the Kosovo Entrepreneurship Partners (KEP) program to unlock financing opportunities for micro-scale businesses in Kosovo by catalyzing access to capital from foreign financial institutions and providing technical assistance to both entrepreneurs and financial institutions. KEP would manage risk for investors, build capacity of banks and microfinance institutions, and offer training and consultancy solutions to help entrepreneurs develop business plans and manage debt. The goal is to promote private sector development and economic growth in Kosovo.
Canada has one of the strongest financial services sectors in the world, comprised of banks, trust and loan companies, insurance companies, credit unions, securities dealers, finance and leasing companies, pension fund managers, mutual fund companies and independent insurance agents and brokers. The Canadian banking system was ranked the soundest in the world by the World Economic Forum for seven years in a row.
GBRW Consulting has been analysing the major Multilateral Development Banks - International Bank for Reconstruction & Development, or World Bank; International Finance Corporation; Inter-American Development Bank; African Development Bank; Asian Development Bank and European Bank for Reconstruction and Development- since the late 1990s.
This is the second of two presentations available on SlideShare. It illustrates some of the main characteristics of the financial statements of this very specialised group of institutions, which we refer to as MDBs.
Jýsan Invest provides brokerage and investment portfolio management services in Kazakhstan. It is a subsidiary of Jýsan Bank, one of the largest second-tier banks in Kazakhstan. Jýsan Invest has extensive experience in securities issuance and placement and providing services to large corporate clients. The company aims to maximize client value through a team of experienced professionals and by adhering to values of focusing on clients, simplicity, convenience, competitive returns, and reliability.
HSBC is one of the largest banking organizations in the world with over 8,500 offices globally. They provide holistic banking solutions to international clients through dedicated relationship managers with expertise in the clients' industries and markets. HSBC offers various international banking services including trade finance, invoice financing, foreign exchange, cash management, and global markets access. They have received numerous awards for their international banking services and strengths.
Tahseen Consulting’s CEO Sees Strong Potential for Dubai’s Growth as an Islam...Wesley Schwalje
Walid Aradi discusses why Dubai is well positioned to as a financial hub for international Islamic finance
Recently, Tahseen Consulting’s Chief Executive Officer, Walid Aradi, spoke with Philip Moore from Emerging Markets regarding his views on the emergence of Dubai as a global Islamic finance center. In a wide-ranging discussion, Aradi explained the competitive factors that Dubai has going for it as well as highlights the negative impact skills shortages and gaps may have on the evolution of the industry in the UAE.
Golomt Bank is a leading Mongolian commercial bank that has attracted multiple strategic equity investments from international investors. It has a dominant market share in key business areas and has experienced tremendous growth in loans, deposits, and profits in recent years. Golomt Bank maintains prudent capital and liquidity positions to support its continued expansion.
The document summarizes the challenges facing the Asian private banking industry. It notes that while wealth in Asia has grown significantly, the industry dynamics are very different from traditional Swiss private banking. Key issues include entrepreneurial first-generation clients demanding more involvement, intense competition, a shortage of experienced talent, and increasing regulatory costs. Most players have an unsustainable cost structure and opportunistic growth strategies. The document argues that the industry needs a "revolution" with differentiated business models, cost-efficient operations, and a focus on true value and pricing transparency to survive. It predicts the future landscape will include large full-service banks and more specialized niche players.
Ameria Group is a leading financial services group in Armenia providing banking, investment banking, advisory, and property development services. The document provides an overview of Ameria Group including its business lines, leadership team, recent achievements, strengths, range of services offered across corporate banking, retail banking, investment banking, and advisory services. It highlights Ameria Group's leading market position and growth across key metrics as well as its expertise and experience in the Armenian market.
Tahseen Consulting’s CEO Sees Strong Growth Potential for Local Banks in the ...Wesley Schwalje
Recently, Tahseen Consulting’s Chief Executive Officer, Walid Aradi, spoke with Ryan Harrison from Gulf Business regarding his thoughts on the competitive landscape evolving in the UAE retail and commercial banking sector. In a wide-ranging discussion, Aradi explained some of the reasons why local banks such as Abu Dhabi Commercial Bank, Emirates NBD, Mashreq, and First Gulf bank have been performing well while internationals have been downsizing their operations.
Needs of Countries in Special Situations: African Countries, LDCs, LLDCs, and...SDGsPlus
This document discusses the unique challenges facing developing countries and the financing needs for achieving development goals. It notes that African countries have experienced growth without poverty reduction, least developed countries face challenges with investment, poverty, and human development, and small island developing states are vulnerable to climate change. Middle-income countries contain 75% of the world's poor and risk getting trapped at middle-income levels. The document also discusses progress on the MDGs, challenges with official development assistance falling short of targets, the potential for emerging donors and domestic resource mobilization, and leveraging private finance through public-private partnerships and syndicated loans. It provides examples of innovative financing mechanisms.
HSBC is a global banking and financial services company headquartered in London. It operates in over 70 countries with around 7,500 offices worldwide. The document discusses HSBC's operations in India, its various banking products and services, its focus on customer centricity, and its marketing and promotional strategies to increase brand awareness in India. These strategies include extensive advertising, sponsoring various sports and cultural events, and promoting social and environmental causes. The document also outlines some of HSBC's innovations and insights on content marketing.
Waterloo is a dynamic community that fosters innovation and preserves heritage. It offers small town hospitality and big city sophistication. The community is home to a large technology sector with over 30,000 professionals, as well as a strong finance and insurance industry. Waterloo has a growing population of over 130,000 residents and aims to attract and retain global talent through opportunities in education, research, and entrepreneurship.
Uttara University Group presented on HSBC Bank. HSBC is one of the world's largest banks serving over 45 million customers globally through retail banking, commercial banking, investment banking, and private banking. Founded in 1865 in Hong Kong, HSBC has a presence in over 70 countries. It has significant operations in Asia, Europe, North America, and Latin America. Key factors in HSBC's success include its large international network, innovative promotional campaigns, and efficient customer services across personal banking, business banking, and wealth management.
This document provides information about upcoming events and keynote speakers for a microfinance event. The upcoming events calendar lists various networking and educational events taking place between November 2013 and May 2014 related to microfinance and financial services. The keynote speakers section introduces five professionals who will be speaking, including the CEO of Incofin Investment Management and representatives from BNP Paribas Fortis, Microstart Gent, and Hefboom - Impulskrediet. The agenda outlines the format of the event, including welcome remarks, introductory presentations from each of the keynote speakers, and a Q&A session.
Bramer bank - International Banking Services - May 2013Ashraf Esmael
This document provides an overview of Bramer Bank and the banking sector in Mauritius. It discusses Mauritius' economy and position as an international financial center. Bramer Bank operates retail, business, and international banking services. It aims to be the bank of choice for growing businesses and individuals by 2015 through an integrated business model and innovative products. Bramer Bank is part of a large Mauritian conglomerate and is one of the fastest growing and most competitive banks on the island.
- Access Bank Plc is a leading Nigerian bank with operations across Nigeria and 8 other African countries, as well as the UK.
- In 2010, the bank recorded a 564% increase in profit before tax to N16.1 billion, up from N3.48 billion in 2009, driven by strong performance from its Nigerian operations.
- The bank has five major business segments: institutional banking, commercial banking, investment banking, retail banking, and transaction services. It serves over 2 million customers through 148 branches across its markets.
1. An assessment was conducted of an agent banking solution deployed by Urwego Opportunity Bank in Rwanda.
2. The assessment examined key areas such as products, business case, agent network, marketing, risk mitigation, and technology.
3. Several recommendations were provided to improve the solution based on the assessment, such as offering liquidity management facilities to agents, strengthening fraud detection, and engaging in rebranding of strategic agent outlets.
Presentations from the December 5th seminar held at the LSE on women's economic empowerment through savings groups and business skills training. The seminar centred on NGO partnership between CARE International and Hand in Hand International in Rwanda.
Speaker presentations are by Care International, Hand in Hand International, Credit Suisse and Sparkassenstiftung für internationale Kooperation e.V.
4th Retail Banking Africa 2012 - South AfricaAshish Bhugra
This document provides an agenda for the 4th Retail Banking Africa 2012 conference taking place from July 10-12 in Johannesburg, South Africa. The agenda includes panels, presentations and discussions on strategically changing Africa's retail banking landscape. Topics will include beating competition through innovative retail banking strategies, governance of retail banking, Islamic retail banking, product development, payments, serving low-income customers and more. There will be panels with banking executives from across Africa to discuss the future of retail banking and protecting consumers' interests. The goal is to help banks adapt to remain competitive and better serve customers through improved experience, channels and strategies.
This document discusses increasing financial inclusion through electronic and mobile banking based on international experiences. It describes how mobile banking can reach more customers in remote areas at lower costs than traditional branches, allowing for cost-effective delivery of financial products and services. Case studies of Bank South Pacific in Papua New Guinea and FINO in India are provided as examples of successful implementations of mobile banking business models to expand access to the unbanked and underserved.
This document discusses expanding financial inclusion through electronic and mobile banking. It provides insights from international case studies of mobile banking programs at banks like Bank South Pacific in Papua New Guinea and FINO in India. These case studies show how mobile banking reduces costs for banks and customers, increases access to financial services in remote areas, and provides a sustainable approach to achieving widespread financial inclusion.
Global Consulting Group was asked to analyze opportunities for Attijariwafa Bank, a leading Moroccan bank, to expand into the Indonesian market. The summary analyzes Attijariwafa Bank, provides a PESTEL analysis of Indonesia, reviews the Indonesian banking market and Attijariwafa Bank's strengths and weaknesses. It recommends a joint venture entry mode and opportunities in asset management and enterprise solutions.
2nd Retail Banking Africa 2010 - South AfricaAshish Bhugra
This document summarizes an upcoming retail banking conference in Johannesburg, South Africa focused on exploring new opportunities to sustain profitable retail banking businesses for African banks. The conference will explore topics like retail banking strategies, trends in retail payments and cards, building profitable retail portfolios, managing debt, improving customer experience, and building financial services for underserved populations. It provides an agenda with sessions on segments like Islamic retail banking, branchless banking, mobile payments, credit management, and more. The goal is for banks to learn strategies from other African and international banks to grow their retail businesses.
This document provides an overview of VietinBank for the second quarter of 2014. It discusses VietinBank's history, awards received, vision, strategic objectives, corporate structure, investment highlights, and operating results compared to other listed banks in Vietnam. VietinBank is a leading bank in Vietnam with the largest chartered capital and total equity. It has a large national network and also operates internationally. The document outlines VietinBank's plans to further expand globally and its strategic objectives for 2014.
AB Bank Zambia is a commercial bank that opened in 2011 and has since expanded to 7 branches across Zambia. It targets micro, small and medium enterprises as well as agro and low-income populations by offering simple loan and banking products. In 2015, the bank had a net loan portfolio of over 84 million Zambian kwacha, total assets of nearly 150 million, and over 71,000 total accounts. While the bank has experienced strong growth in its loan portfolio and deposits since opening, it also plans further expansion to serve more clients in a sustainable way.
Digital Financial Services: The Current Landscape
In 3 sentences:
CGAP is focused on spurring financial inclusion through digital financial services innovation. Over 250 providers now serve over 340 million customers across 84 countries using digital channels like mobile money, with 38% of customers classified as low-income. Rapid scaling of agent networks has enabled the expansion of services from basic transfers to include savings, credit, insurance, utilities payments and more, transforming access to financial and other services for the poor.
Ecobank Group celebrated its 25th anniversary in 2013. Over the past 25 years, Ecobank has grown from a single branch in Togo to become a leading pan-African bank with over 1,200 branches across 35 African countries. The annual report highlights Ecobank's strong financial performance in 2013, with net revenue increasing 16% to over $2 billion despite challenges in the operating environment. Looking ahead, Ecobank is confident about further opportunities for growth across Africa over the next 25 years.
This annual report summarizes Ecobank's performance in 2012. Some key points:
- Ecobank achieved record financial results in 2012, with revenues increasing 25% to $1.75 billion and attributable profit after tax up 37% to $250 million.
- The bank continued expanding its pan-African footprint, with total assets growing 21% to $20 billion across its network of over 1,200 branches and offices in 33 African countries.
- Going forward, Ecobank aims to leverage its unrivaled geographical presence to capture growth opportunities from rising intra-African trade and economic development across sub-Saharan Africa.
Ameria Group is a leading financial services group in Armenia providing banking, investment banking, advisory, and property development services. The document provides an overview of Ameria Group including its business lines, leadership team, recent achievements, strengths, range of services offered across corporate banking, retail banking, investment banking, and advisory services. It highlights Ameria Group's leading market position and growth across key metrics as well as its expertise and experience in the Armenian market.
Tahseen Consulting’s CEO Sees Strong Growth Potential for Local Banks in the ...Wesley Schwalje
Recently, Tahseen Consulting’s Chief Executive Officer, Walid Aradi, spoke with Ryan Harrison from Gulf Business regarding his thoughts on the competitive landscape evolving in the UAE retail and commercial banking sector. In a wide-ranging discussion, Aradi explained some of the reasons why local banks such as Abu Dhabi Commercial Bank, Emirates NBD, Mashreq, and First Gulf bank have been performing well while internationals have been downsizing their operations.
Needs of Countries in Special Situations: African Countries, LDCs, LLDCs, and...SDGsPlus
This document discusses the unique challenges facing developing countries and the financing needs for achieving development goals. It notes that African countries have experienced growth without poverty reduction, least developed countries face challenges with investment, poverty, and human development, and small island developing states are vulnerable to climate change. Middle-income countries contain 75% of the world's poor and risk getting trapped at middle-income levels. The document also discusses progress on the MDGs, challenges with official development assistance falling short of targets, the potential for emerging donors and domestic resource mobilization, and leveraging private finance through public-private partnerships and syndicated loans. It provides examples of innovative financing mechanisms.
HSBC is a global banking and financial services company headquartered in London. It operates in over 70 countries with around 7,500 offices worldwide. The document discusses HSBC's operations in India, its various banking products and services, its focus on customer centricity, and its marketing and promotional strategies to increase brand awareness in India. These strategies include extensive advertising, sponsoring various sports and cultural events, and promoting social and environmental causes. The document also outlines some of HSBC's innovations and insights on content marketing.
Waterloo is a dynamic community that fosters innovation and preserves heritage. It offers small town hospitality and big city sophistication. The community is home to a large technology sector with over 30,000 professionals, as well as a strong finance and insurance industry. Waterloo has a growing population of over 130,000 residents and aims to attract and retain global talent through opportunities in education, research, and entrepreneurship.
Uttara University Group presented on HSBC Bank. HSBC is one of the world's largest banks serving over 45 million customers globally through retail banking, commercial banking, investment banking, and private banking. Founded in 1865 in Hong Kong, HSBC has a presence in over 70 countries. It has significant operations in Asia, Europe, North America, and Latin America. Key factors in HSBC's success include its large international network, innovative promotional campaigns, and efficient customer services across personal banking, business banking, and wealth management.
This document provides information about upcoming events and keynote speakers for a microfinance event. The upcoming events calendar lists various networking and educational events taking place between November 2013 and May 2014 related to microfinance and financial services. The keynote speakers section introduces five professionals who will be speaking, including the CEO of Incofin Investment Management and representatives from BNP Paribas Fortis, Microstart Gent, and Hefboom - Impulskrediet. The agenda outlines the format of the event, including welcome remarks, introductory presentations from each of the keynote speakers, and a Q&A session.
Bramer bank - International Banking Services - May 2013Ashraf Esmael
This document provides an overview of Bramer Bank and the banking sector in Mauritius. It discusses Mauritius' economy and position as an international financial center. Bramer Bank operates retail, business, and international banking services. It aims to be the bank of choice for growing businesses and individuals by 2015 through an integrated business model and innovative products. Bramer Bank is part of a large Mauritian conglomerate and is one of the fastest growing and most competitive banks on the island.
- Access Bank Plc is a leading Nigerian bank with operations across Nigeria and 8 other African countries, as well as the UK.
- In 2010, the bank recorded a 564% increase in profit before tax to N16.1 billion, up from N3.48 billion in 2009, driven by strong performance from its Nigerian operations.
- The bank has five major business segments: institutional banking, commercial banking, investment banking, retail banking, and transaction services. It serves over 2 million customers through 148 branches across its markets.
1. An assessment was conducted of an agent banking solution deployed by Urwego Opportunity Bank in Rwanda.
2. The assessment examined key areas such as products, business case, agent network, marketing, risk mitigation, and technology.
3. Several recommendations were provided to improve the solution based on the assessment, such as offering liquidity management facilities to agents, strengthening fraud detection, and engaging in rebranding of strategic agent outlets.
Presentations from the December 5th seminar held at the LSE on women's economic empowerment through savings groups and business skills training. The seminar centred on NGO partnership between CARE International and Hand in Hand International in Rwanda.
Speaker presentations are by Care International, Hand in Hand International, Credit Suisse and Sparkassenstiftung für internationale Kooperation e.V.
4th Retail Banking Africa 2012 - South AfricaAshish Bhugra
This document provides an agenda for the 4th Retail Banking Africa 2012 conference taking place from July 10-12 in Johannesburg, South Africa. The agenda includes panels, presentations and discussions on strategically changing Africa's retail banking landscape. Topics will include beating competition through innovative retail banking strategies, governance of retail banking, Islamic retail banking, product development, payments, serving low-income customers and more. There will be panels with banking executives from across Africa to discuss the future of retail banking and protecting consumers' interests. The goal is to help banks adapt to remain competitive and better serve customers through improved experience, channels and strategies.
This document discusses increasing financial inclusion through electronic and mobile banking based on international experiences. It describes how mobile banking can reach more customers in remote areas at lower costs than traditional branches, allowing for cost-effective delivery of financial products and services. Case studies of Bank South Pacific in Papua New Guinea and FINO in India are provided as examples of successful implementations of mobile banking business models to expand access to the unbanked and underserved.
This document discusses expanding financial inclusion through electronic and mobile banking. It provides insights from international case studies of mobile banking programs at banks like Bank South Pacific in Papua New Guinea and FINO in India. These case studies show how mobile banking reduces costs for banks and customers, increases access to financial services in remote areas, and provides a sustainable approach to achieving widespread financial inclusion.
Global Consulting Group was asked to analyze opportunities for Attijariwafa Bank, a leading Moroccan bank, to expand into the Indonesian market. The summary analyzes Attijariwafa Bank, provides a PESTEL analysis of Indonesia, reviews the Indonesian banking market and Attijariwafa Bank's strengths and weaknesses. It recommends a joint venture entry mode and opportunities in asset management and enterprise solutions.
2nd Retail Banking Africa 2010 - South AfricaAshish Bhugra
This document summarizes an upcoming retail banking conference in Johannesburg, South Africa focused on exploring new opportunities to sustain profitable retail banking businesses for African banks. The conference will explore topics like retail banking strategies, trends in retail payments and cards, building profitable retail portfolios, managing debt, improving customer experience, and building financial services for underserved populations. It provides an agenda with sessions on segments like Islamic retail banking, branchless banking, mobile payments, credit management, and more. The goal is for banks to learn strategies from other African and international banks to grow their retail businesses.
This document provides an overview of VietinBank for the second quarter of 2014. It discusses VietinBank's history, awards received, vision, strategic objectives, corporate structure, investment highlights, and operating results compared to other listed banks in Vietnam. VietinBank is a leading bank in Vietnam with the largest chartered capital and total equity. It has a large national network and also operates internationally. The document outlines VietinBank's plans to further expand globally and its strategic objectives for 2014.
AB Bank Zambia is a commercial bank that opened in 2011 and has since expanded to 7 branches across Zambia. It targets micro, small and medium enterprises as well as agro and low-income populations by offering simple loan and banking products. In 2015, the bank had a net loan portfolio of over 84 million Zambian kwacha, total assets of nearly 150 million, and over 71,000 total accounts. While the bank has experienced strong growth in its loan portfolio and deposits since opening, it also plans further expansion to serve more clients in a sustainable way.
Digital Financial Services: The Current Landscape
In 3 sentences:
CGAP is focused on spurring financial inclusion through digital financial services innovation. Over 250 providers now serve over 340 million customers across 84 countries using digital channels like mobile money, with 38% of customers classified as low-income. Rapid scaling of agent networks has enabled the expansion of services from basic transfers to include savings, credit, insurance, utilities payments and more, transforming access to financial and other services for the poor.
Ecobank Group celebrated its 25th anniversary in 2013. Over the past 25 years, Ecobank has grown from a single branch in Togo to become a leading pan-African bank with over 1,200 branches across 35 African countries. The annual report highlights Ecobank's strong financial performance in 2013, with net revenue increasing 16% to over $2 billion despite challenges in the operating environment. Looking ahead, Ecobank is confident about further opportunities for growth across Africa over the next 25 years.
This annual report summarizes Ecobank's performance in 2012. Some key points:
- Ecobank achieved record financial results in 2012, with revenues increasing 25% to $1.75 billion and attributable profit after tax up 37% to $250 million.
- The bank continued expanding its pan-African footprint, with total assets growing 21% to $20 billion across its network of over 1,200 branches and offices in 33 African countries.
- Going forward, Ecobank aims to leverage its unrivaled geographical presence to capture growth opportunities from rising intra-African trade and economic development across sub-Saharan Africa.
Business Regulations and Foreign direct investment in Sub-Saharan Africa: Imp...Ben Katoka, PhD
This paper examines the effect of changes in business regulation variables on FDI inflows in Sub-Saharan Africa. It uses annual changes in distance-to-frontier scores for a set of the World Bank's Doing Business indicators to capture business regulations, and covers the period from 2005 to 2014 for a panel of 44 Sub-Saharan African countries.
Citibank has been serving customers for over 200 years globally and provides various financial products and services. It analyzes the overall banking market size and future trends toward digital banking. Competitors like Maybank and CIMB offer similar products, while Citibank focuses on affluent customers and maintains the largest market share in credit cards. Its marketing strategy emphasizes its premium brand and global presence through multiple communication channels to differentiate and strengthen its leadership position.
NMBZ Holdings Limited is a Zimbabwean investment holding company whose principal subsidiary is NMB Bank Limited. NMB Bank was established in 1992 and has grown to become one of Zimbabwe's leading banks. It has over 13 branches across Zimbabwe and offers personal and corporate banking services. NMBZ has a dual listing on the Zimbabwe and London stock exchanges. The company aims to provide premium financial services to individuals and businesses in Zimbabwe.
FULL TITLE:
Obtaining Funds from New Financial Instruments and New Tools for Managing Asset and Liabilities
ROOM: Aberdare Hall
FACILITATED BY: MFX Solutions
Mr. Howard Brady
Mr. Brian Cox
Ms. Sonia Mukhi
This document provides an overview of channels and technology for enabling financial inclusion. It discusses the mobile and branchless banking ecosystem, including key players such as mobile network operators, banks, technology providers, agents, retailers, and regulators. Digital financial services like mobile money are described as combining branchless banking and mobile financial services to deliver financial products via technology outside of conventional branches. The predominant leader is noted as being mobile money, especially in developing countries.
This document provides information on Citi's direct custody and clearing services worldwide. It offers custody, clearing, securities finance, fund services, issuer services, middle office outsourcing, SMA account opening, payables, receivables, liquidity/investments, information solutions, and treasury outsourcing across 60 markets. It then focuses on Citi's services available in South Africa, including safekeeping, settlement, asset servicing, cash/FX management, reporting, and market information. Citi provides these services through its proprietary global network and local team in South Africa.
Similar to Standard bank-capabilities-women-in-energy-converted (20)
ZKsync airdrop of 3.6 billion ZK tokens is scheduled by ZKsync for next week.pdfSOFTTECHHUB
The world of blockchain and decentralized technologies is about to witness a groundbreaking event. ZKsync, the pioneering Ethereum Layer 2 network, has announced the highly anticipated airdrop of its native token, ZK. This move marks a significant milestone in the protocol's journey, empowering the community to take the reins and shape the future of this revolutionary ecosystem.
Cleades Robinson, a respected leader in Philadelphia's police force, is known for his diplomatic and tactful approach, fostering a strong community rapport.
World economy charts case study presented by a Big 4
World economy charts case study presented by a Big 4
World economy charts case
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Methanex is the world's largest producer and supplier of methanol. We create value through our leadership in the global production, marketing and delivery of methanol to customers. View our latest Investor Presentation for more details.
MUTUAL FUNDS (ICICI Prudential Mutual Fund) BY JAMES RODRIGUESWilliamRodrigues148
Mutual funds are investment vehicles that pool money from multiple investors to purchase a diversified portfolio of stocks, bonds, or other securities. They are managed by professional portfolio managers or investment companies who make investment decisions on behalf of the fund's investors.
The E-Way Bill revolutionizes logistics by digitizing the documentation of goods transport, ensuring transparency, tax compliance, and streamlined processes. This mandatory, electronic system reduces delays, enhances accountability, and combats tax evasion, benefiting businesses and authorities alike. Embrace the E-Way Bill for efficient, reliable transportation operations.
2. 1
Universal bank
Established in 1862
Africa’s top bank (by Tier 1 capital) in the annual
ranking of 1,000 banks globally – ranked 116and
only African bank in top 150 (2014) – TheBanker
Headquartered in Johannesburg, SouthAfrica
ICBC, the largest bank in China, is a 20.1%
shareholder in Standard Bank
– ICBC is currently ranked No.1 in The
Banker’s annual ranking of the top 1,000
banks globally (2014)
More than 1,280 branches across the continent,
supported by 9,300ATMs
Over 42,200 banking employees
Representation in major financial centres, including
London, New York and Beijing
Standard Bank Group
Overview
3. 2
Why Standard Bank
Wecurrently operate in 20 countries on the African continent, including South Africa.
Normalised headline earnings for the year ended 31 December 2014 were R17.3 billion (USD 1.6million)
Total assets of R1,8 trillion (approximately USD166 billion) at 30 June 2014
Employ more than 49 000 people (including Liberty) across allgeographies
Market capitalisation at 31 December 2014 was R232,2 billion (approximately USD20billion)
Standard Bank has 1 233 branches and 8 623 ATMs on the Africancontinent
Solid pan-African treasury capability
Leading investment bank
Global Markets dealers in 18 countries and settlement capabilities in another 22 countries
Technology and systems to work with regional treasury set-ups
Domestic transactional banking in 18 countries
Regional custody
Partner with an African bank – one born and bred inAfrica
Best investment
bank in Africa –
Euromoney 2013
Best treasury
services in Africa –
EMEA Finance 2013,
2012, 2011, 2010
Forbes’ list of 2,000
biggest companies
in the world: Highest
of the 20 prominent
South African
companies, ranked
231 – 2013
4. 3
Investing in the continent’s future
Part of addressing Africa’s energychallenges
Active participant in the CDM (clean development mechanism) market for 10 years
– Financing projects, including extensive renewable energy financing
– Carbon trading
– Working to assist with the development of the African CDM / carbon market, for example
our private-public partnership – African Carbon Asset Development (ACAD)
Finding innovative solutions, from financing solar heating for low-income households to
energy efficient brick kilns to waste recycling
We are an Equator Principles financeinstitution
CDM registration in SA,
Ghana, Rwanda,
Uganda, Kenya &
Tanzania
Building a newAfrica
Standard Bank has long understood the value of pooled funds to address gaps in local capital markets. We are
involved in the following funds:
– The USD710 million Emerging Africa Infrastructure Fund, which provides long-term lending for
infrastructure projects in sub-SaharanAfrica
– The USD175 million African Infrastructure InvestmentFund
– The ZAR800 million Southern African Infrastructure Fund, which has fully invested its capital, of which
almost a third was provided by Standard Bank
– The USD400 million GuarantCo guarantee fund for African and other emerging market infrastructure
projects
Power, infrastructure, oil, gas and renewables are core sectors – the team has complementary skills from
specialist practitioners with industry experience and relationships
Global 100 – only
African company in
world’s most
sustainable companies
– 2013
Bloomberg world’s top
20 green banks: 12th
overall ranking; 17th for
clean-energy
investments; 15th for
reducing environmental
impact – 2012
The FT / IFC
Sustainable Finance
Awards: Sustainable
Bank of the year for
Africa / Middle East –
2013
5. 4
Corporate and Investment Bank
Access to a universal bank
Standard Bank Group
Payments
Collections
Reconciliation solutions
Liquidity management
Guarantees
Letters of credit
Investor Services
Transactional Products
& Services
Corporate finance
Equity capital markets
Debt primary markets
Mining & Metal; Energy &
Infrastructure financing and
advisory
Debt solutions
Real estate
Structured trade & commodity
finance
Investment
Banking
Global
Markets
■ Foreign exchange
■ Commodities
■ Credit
■ Interest rates (including Money
Markets)
■ Equities
Personal & Business Banking Corporate & Investment Banking (CIB) Liberty
SMEs and individuals Corporate clients (domestic, international, public sector and international development groups
Banking and other financial services
to individual customers and small- to
medium-sized enterprises
Personal
Banking
Business
Banking
Experienced client co-ordinators ensure that your needs are serviced through a single
point of entry across a number of products, geographies, industries and sectors.
7. 6
Strategic Intent
Garakienthigh
m
share in business banking by serving the “gap
market”
Rationale:
Small Businesses, particularly start-ups and early stage entrepreneurs have been calling out for banks to provide
them structured financing
Wveelohpaevdeade model that
Enables us to minimise the cost to serve by levering regulatory required expenditure
8. 7
Our proposition
Offer customers structured debt offering, including funding for:
Mergers and Acquisitions, primarily to take advantageof:
The uptick in BEE deal flow being seen as a result of the amended BEE codes
General market consolidation
e.g. typically finance Leveraged Buy Outs, Management Buyouts, Management Buy In’s using primarily
term loans
Financing to facilitate business growth
The awarding of contracts to BSME’s by Government
The awarding of contracts to BSME’s by the Private Sector in order to meet their BEE Procurement
requirements
Using a combination of Term loans, BRCPs, VAF and Overdrafts
10. 9
Challenges facing any business . . .
Staff
Company
issues
Regulation
Costs
Marketing
Economy
Banking /
Finance
11. 10
Transactional Products and Services
Banking you throughout your working capital cycle
Best treasury service
in Africa – EMEA
Finance 2013, 2012,
2011, 2010
Best cash
management in Africa
– Treasury
Management
International 2013
Best cash
management services
in Africa – EMEA
Finance 2012, 2011,
2010
Best bank for overall
cash management
and for payments and
collections in Africa –
Global Finance 2013,
2012, 2011, 2010
First in corporate
banking in SA (peer
ranking) – PWC 2013,
2011, 2009 2007. First
in electronicbanking
in SA –2013
Best transactional
bank for financial
institutions in Africa –
EMEA Finance 2013
Access to in-country clearing in
presence countries
Electronic third party payments
(telegraphic transfers, Real Time
Gross Settlement, domestic
electronic funds transfer, inter-
account transfers, MT101, MT103)
Bulk payments
Online or integrated payments,
with access and authorisation
controls
Card payments
Cash distribution
Mobilepayments
Payment reporting
Electronic collection
(direct debits*, telegraphic
transfers, electronic funds
transfer)
Cash Collection
(branch, cash centre, on-site)
AutoSafe*
Cash-in-transit
Cheque collection
Bill presentment*
Receipt referencing*
Card acquiring*
Account Management
Current, demand and fixed
deposit accounts (LCY
and FCY)
Overdraft & short term
credit facilities
Electronic banking, online
or integrated
Liquidity Management
Pan Africa view of
balances*
Notional pooling*
Domestic and regional*
cash concentration
Zero and target balance
funds sweeping*
Risk Management
FX hedging,forwards,
swaps, options
Letters of Credit
(issuance and
confirmations)
Guarantees (issuance
and confirmations)
Information
Management
Balances and
statements (online,
integrated or Swift)
SolutionsClient’sNeeds
Collections
Access to extensive
branch network
Management of physical
cash onsite
Local knowledge
cash
Interest maximisation
Cash consolidation
Managing trapped
Risk Management
Information
Management
Control over
documentation
Payments
Access to online banking&
Swift
Control over disbursements
Access to local clearing
Cross border fund flow
regulation
Understand settlement
processes
Standard payment formats
Counterparty Risk
Currency Risk
Trade Risk
Account Management
Account Structuring,
Oversight & Access
Domestic current
accounts (LCY & FCY,
resident & non-resident)*
Liquidity Management
Collections Payments
Access to local clearing
for electronic credits
* Where applicable
12. 11
Trade services – Think Global
Mitigation of local and cross-border transactional risks
Trade Service offerings:
— Letters of credit (Import and export)
— Bank guarantees
— Documentary collections
— Telegraphic transfers and bank drafts
— Foreign currency account management
Ability to facilitate cross-border transactions
efficiently through our vast branch and
correspondent bank networks
In-country expertise and specialist knowledge
affords us the ability to mitigate and manage
transactional risks effectively
Market information via our presence in 30
countries
Online trade support via iTrade (only available in
South Africa)
Best trade finance
bank in Africa and
South Africa – Global
Finance 2013, 2012,
2011
Best trade finance
bank for sub-Saharan
Africa – Global Trade
Review 2012, 2011,
2010
Best trade bank in sub-
Saharan Africa – Trade
Finance 2012, 2011
Best trade bank in sub-
Saharan Africa – Global
Trade Review Leaders
in Trade 2013
Best deal of the year
(African Minerals Ltd
Export) – Global Trade
Review 2012
Best trade bank in
Africa – Trade and
Forfaiting Review 2012
Pan-Africa export trade
group – Trade Finance
Deals of the Year 2012
Commercial deal of the
year (Export Trading
Group) – Trade and
Forfaiting Review 2012
13. 12
Spots, forwards, options and non-deliverable forwardsForeign Exchange
Precious and base metals, energy, carbon, coal and
cobalt (physical trades and derivatives)Commodities
To facilitate the increasing appetite for African risk, Standard
Bank underwrites sovereign and corporate Eurobonds as well
as corporate bonds and credit-linked notes.
Credit
Repos, bonds, forward rate agreements and interest rate and
cross-currency swaps are available.InterestRates
Africa cash equities are offered through brokerage houses in
Nigeria, South Africa and Kenya, while London provides you
access to multiple African equity markets.
Equities
Our money markets desk gives you access to commercial
paper and treasury bills.Money Markets
Global Markets Africa capabilities
Global Markets provides financial risk management across the continent:
Full range of onshore services in 18 countries (light blue on map)
Settlement in an additional 22 countries (dark blue onmap)
Ability to provide foreign exchange pricing in 40 of the 54 countries
Supported by:
Our on-the-ground experts operate 26 dealing rooms across the globe, of which 22 are based in Africa
(5 in South Africa), providing specialist knowledge of their localmarkets
Partnering you in managing financial risks
Global Markets
Africa builds basket
solutions using all
asset / risk classes,
as well asstructured
products to meet
your needs
Key
Full range of services
Settlement