6. RON: A world-class signer experience
Signer meets with
notary in online
video meeting
Signer validates
identity using
software
Completed docs
emailed
immediately
Signer receives
email with docs
7. The interstate recognition of notarial acts
means you only need two things to legally
close online:
An underwriter who will
insure the transaction; and
A county clerk that accepts
eRecorded documents.
Online closings are already happening in most states
8. Signer eSigns most
docs before closing
Signer receives their
closing packet via
email
A Solution for Every Situation
All Closings
Fully Digital Closing
Hybrid Closing
9. ● Signing occurs remotely in real-time,
via video connection
● All documents are electronic, eSigned,
and eNotarized
● Identify verification with ID capture
and knowledge-based authentication
Fully Digital
● Signing occurs online before closing
day, and in-person on closing day
● Some documents are printed, wet
signed, and notarized on paper
● Wet signing occurs in-person (mobile
notary or with closing agent)
Hybrid
Fully Digital Closings vs. Hybrid Closings
10.
11. “I can’t do online
closings yet
because RON
isn’t legal in my
state.”
RON MYTH #1
12. “I can’t do online
closings yet
because RON
isn’t legal in my
state.”
RON MYTH #1
● Hybrid closings are legal
nationwide.
● Fully online closings are legal
in 38 states, with specific
underwriting partners.
14. “Online closings
enable fraud.”
RON MYTH #2
● RON platforms provide notaries
with database-driven identity
verification tools that help vet IDs.
● Notarize automatically records
every meeting on video.
16. “RON can’t spot
fake IDs.”
RON MYTH #3
● RON provides three ways to verify
identity, not just one way like the
“paper world.”
○ Credential analysis (photo ID capture)
○ Knowledge-based authentication
○ Human notary checks ID
18. “It’s too
complicated.”
RON MYTH #4
You only need two things to legally
close online.
1. An underwriter who will insure the
transaction
2. A county clerk that accepts eRecorded
documents
