Personal Loan is a financial product where you can borrow money from banks. But you have to pay some amount to the bank as an interest rate. The process is very easy and simple. HDFC Bank provides a personal loan in an online way and offline way as well. You can apply in either way. HDFC Bank is a well known financial organization that caters its customers with so many benefits. Bank has a very wide network all over India. You can make use of HDFC Personal Loan amount to complete your financial needs

1. Personal Loan

2. Personal Loan
• Personal Loan Is A Financial Product Where You Can Borrow Money
From Banks.
• But You Have To Pay Some Amount To The Bank As An Interest Rate.
• The Process Is Very Easy And Simple.
HDFC Bank Provides A Personal Loan In An Online Way And Offline
Way As Well.
• You Can Apply In Either Way.
• HDFC Bank Is A Well Known Financial Organization That Caters Its
Customers With So Many Benefits.
• Bank Has A Very Wide Network All Over India.

3. Uses
You can make use of HDFC Personal Loan amount to complete your financial needs like:
Wedding
• Medical Purposes
• Education
• Buying Car
• Buying House

4. Why only HDFC Bank?
• Easy Documentation: The Process To Apply A Personal Loan Is Very Easy And Hassle-free.
Rates Of Interest: Rates Of Interest Are Very Low And Rational.
Quick Disbursal: There Is A Need To Wait For So Long. If You Are Eligible And Have All The
Documents Then You Will Get A Loan To Disburse Within A Day.

5. Features of HDFC Personal Loan
• First Of All, It Is Very Easy To Apply; You Can Apply For A Personal Loan Online Within 2
Minutes.
• After That, It Is Easily Accessible; You Can Get An HDFC Bank Personal Loan All Over India.
• You Can Check Your Eligibility, Interest Rates And Emi’s Online.
• Besides That, If You Are Eligible, Your Loan Gets Approved On The Same Day.
• After The Approval Of Your Personal Loan, You Have To Submit Some Documents And Your
Loan Gets Disbursed Very Easily.
• The Rate Of Interest Offered By The HDFC Bank Is Quite Low And Affordable.
• You Can Get A Loan Amount Up To Rs. 40 Lakhs.
• One More Important Thing Is That The Personal Loan Is An Unsecured Loan, So, There Is No
Need For Any Kind Of Collateral. Bank Does Not Ask You For Any Property To Keep As A
Security.
• Bank Has A Good Reputation, So, There Is No Need To Worry About The Frauds.

6. Eligibility
• First Of All, The Applicant Should Be Salaried Or Self-employed. She/He Should Have Some
Rigid Source Of Income.
• After That, The Income Of The Applicant In Non-metro Cities Should Be Greater Than 15000
At Least.
• In Metro Cities, It Should Be 18000 Minimum.
• If He Is Self-employed Then He Should Have Been Paying His ITR For Minimum 3 Years
Minimum.
• The Credit History Of The Applicant Should Be Good.

7. Documentations
• One Identity Proof Is Required. (Passport/Id Card/Voter Card/Driving License)
• Address And Photograph Of The Customer. Bring Your Address Proof Separately. But The
Passport Should Not Be Expired.
• Bank Statement Of Last 6 Months
• Residence Proof (Passport/Id Card/Voter Card/Driving License). Electricity And Water Bill For
The Last Three Months Because These Are The Proofs That You Are Residing In That Particular
Place.
• Ration Card Is Also Considered As A Residence Proof Because It Provides Enough Information
About The Applicant.

8. Rates of Interest
Rates Of Interest Provided By The HDFC Bank Personal Loan Are Quite Affordable. It Starts At
10.75%.

9. Thank You