1. Nicolas HERRANZ Curriculum Vitae
Employment: Crédit du Nord, Société Générale Group.
From July 2011 to October 2014: Corporate clients advisor.
From September 2008 to June 2011: Branch manager.
From January 2006 to August 2008: Personal and professional clients advisor.
From June 2005 to December 2005: Trainee school, professional clients advisor.
Key skills
Financial techniques Data analysis, financial analysis, risk management, leverage buyout and
external growth financing, conventional financing (Debts, Credits, Loans,
Mortgages), currency exchange coverage, rate risk coverage, documentary
credit, negotiation, retail.
Computer programming Matlab, SAS, Excel : VBA, XLStat.
Excel, Word, Power Point, Windows.
Management Team management, business development, canvassing, sales director,
administrative control, leadership, delegate tasks, team player.
Autonomous, dynamic, proactive, rigorous, efficient, organized.
Education and qualifications
June 2005: Master's degree in banking and financial econometrics.
(Master 2 Analyse économique, économétrie bancaire et financière).
University of Aix-Marseille, France.
With honours.
Econometrics applied to financial market and currency market, stochastic mathematics,
financial mathematics, macro econometrics, micro econometrics.
Economic policies, macro economics, micro economics.
June 2004: Master's degree in econometrics (Maîtrise d’économétrie).
With honours.
June 2003: Bachelor degree in econometrics (Licence d’économétrie).
With honours.
June 2002: First two years of a BA, mathematics applied to social sciences (DEUG MASS).
June 1999: A-level in science (Baccalauréat série S).
Awards
June 2004: University of Bordeaux laureate.
Second prize of master's degree in econometrics.
June 2003: University of Bordeaux laureate.
First prize of bachelor degree in econometrics.
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Name : Nicolas HERRANZ
E-mail : herranznicolas@gmail.com
Address : 162 Glengall Road, Phone. 07 914 262 690
NW6 7HH Skype. Herranznicolas
London Languages: English/French

2. Nicolas HERRANZ Curriculum Vitae
Employment (Crédit du Nord, Société Générale Group).
From July 2011 to October 2014: Corporate clients advisor.
Development of 150 corporate clients portfolio having a minimum turnover of 2 M€ and up to 150 M€,
and contribution to the dynamic of a business centre with 800 corporate clients.
I studied clients' development strategies by analyzing and synthesizing massive quantities data (financial
and commercial, forecasts, market research). I wrote precise comments in order to present my findings. I
presented my conclusion to a committee to take decisions about several millions euros credit lines.
In order to manage our risk, being aware of their weaknesses and leverage effects were essential. I was
also in direct relation with decision makers (Chairmen, CEO, financial directors).
I proposed to my clients tailor-made financial and commercial solutions (cash management, interest-rate
risk and foreign exchange hedging).
In the Toulouse area, I worked for Airbus’ subcontractors, and also for clients in new technologies,
medical industry, food-processing industry, building industry, service sector, automotive and motor
trade.
I developed the franchise with active canvassing using my network (clients recommendation, chartered
accountants) and phoning key connections.
Portfolio growth of 6.5 % for the year 2013.
From September 2008 to June 2011: branch manager.
I was in charge of a 2.5 M€ turn-over.
Management experience (six people) in a banking agency of 2 500 personal clients and 300 professional
clients.
I was responsible for organizing commercial operations to develop the franchise. I studied financial and
commercial reports of my branch and I found leverage effects to develop my business.
I hosted commercial meetings and individual meetings with each collaborator to improve them.
I managed risk, administrative compliance, trained new employees.
I reassured clients about the economic crisis at its beginning.
Bank representation for social activities in a town of 70 000 people.
From January 2006 to August 2008: personal and professional clients advisor.
Personal relations, mortgages.
From June 2005 to December 2005: trainee school, clients professional advisor.
Personal interest
Music: I play the saxophone and while I was at University I was in a band.
I still go to concerts to watch my favourite bands.
Arts: impressionist artists, but also modern and contemporary art.
Running (marathons): I run several times a week and I can run a marathon in four hours.
References
Jean-Claude COMPAGNET Franck VIDAL
Branch director, Crédit du Nord Branch director, Crédit du Nord
Phone number : + 33 (0)614 116 192 Phone number : + 33 (0)618 581 773
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