Nicolas Herranz has over 10 years of experience working in various roles for Crédit du Nord, Société Générale Group, including as a corporate clients advisor, branch manager, and personal and professional clients advisor. He holds a Master's degree in banking and financial econometrics from University of Aix-Marseille and a Bachelor's degree in econometrics from University of Bordeaux, both with honors. His skills include financial analysis, management, computer programming, and he speaks English and French.

1. Nicolas HERRANZ Curriculum Vitae
Employment: Crédit du Nord, Société Générale Group.
From July 2011 to October 2014: Corporate clients advisor.
From September 2008 to June 2011: Branch manager.
From January 2006 to August 2008: Personal and professional clients advisor.
From June 2005 to December 2005: Trainee school, professional clients advisor.
Key skills
Financial techniques Financial analysis, data analysis, risk management, leverage buyout and
external growth financing, conventional financing (Debts, Credits, Loans,
Mortgage), retail, currency exchange coverage, rate risk coverage,
documentary credit, canvassing, negotiation.
Computer programming Matlab, SAS, Excel : VBA, XLStat.
Word, Power Point, Windows.
Management Team management, business development, sales director, leadership,
delegate tasks, team player.
Autonomous, proactive, rigorous, efficient, organized, administrative
control.
Education and qualifications
June 2005: Specialist post graduate diploma in banking and financial econometrics.
(Master 2 Analyse économique, économétrie bancaire et financière).
University of Aix-Marseille, France.
With honours.
Econometrics applied to financial market and currency market, stochastic mathematics,
financial mathematics, macro econometrics, micro econometrics.
Economic policies, macro economics, micro economics.
June 2004: Masters degree in econometrics (Maîtrise d’économétrie).
With honours.
June 2003: Bachelor degree in econometrics (Licence d’économétrie).
With honours.
June 2002: First two years of a BA, mathematics applied to social sciences (DEUG MASS).
June 1999: A-level in science (Baccalauréat série S).
Awards
June 2004: University of Bordeaux laureate.
Second prize of master degree in econometrics.
June 2003: University of Bordeaux laureate.
First prize of bachelor degree in econometrics.
1/2
Name : Nicolas HERRANZ
E-mail : herranznicolas@gmail.com
Address : 162 Glengall Road, Phone. 07 914 262 690
NW6 7HH Skype. Herranznicolas
London Languages: English/French

2. Nicolas HERRANZ Curriculum Vitae
Employment (Crédit du Nord, Société Générale Group).
From July 2011 to October 2014: Corporate clients advisor.
Development of 150 clients portfolio having a minimum turnover of 2 M€ and up to 150 M€.
Contribution to the dynamic of a business centre with 800 corporate clients.
In the Toulouse area, I’m working for Airbus’ subcontractors, and also for clients in new technologies,
medical industry, food-processing industry, building industry, service sector, automotive and motor
trade.
A large number of my clients run an import-export business.
I am in charge of my clients risk portfolio which I check every morning.
I have to develop the franchise with active canvassing using my network (clients recommendation,
chartered accountants) and phoning key connections.
Study and comprehension about clients’ development strategies, writing precise comments in order to
present my findings.
Portfolio growth of 6.5 % for the year 2013.
From September 2008 to June 2011: branch manager.
Management experience (six people) in a banking agency of 2 500 personal clients and 300 professional
clients.
I reassured clients about the present economic crisis at its beginning.
I hosted commercial meetings.
I was responsible for organizing commercial operations in order to develop the franchise with a sales
report.
To manage risk, the administrative management, to train new employees.
Bank representation for social activities in a town of 70 000 people.
From January 2006 to August 2008: personal and professional clients advisor.
Personal relations, mortgages.
From June 2005 to December 2005: trainee school, clients professional advisor.
Personal interest
Music: I play the saxophone and while I was at University I was in a band.
I still go to concerts to watch my favourite bands.
Arts: impressionist artists, but also modern and contemporary art.
Running (marathons): I run several times a week and I can run a marathon in four hours.
References
Jean-Paul HUOT Franck VIDAL
Branch director, Crédit du Nord Branch director, Crédit du Nord
Phone number : + 33 (0)658 827 103 Phone number : + 33 (0)618 581 773
Jean-Claude COMPAGNET
Branch Director, Crédit du Nord
Phone number : + 33 (0)614 116 192
2/2