The document provides an overview of MoneyLion's mid-year update, including key metrics such as total customers, revenues outpacing estimates, and expanding product platform. It discusses MoneyLion's vision of being the intersection of money and lifestyle through a marketplace approach, and outlines core growth drivers and financial projections showing increasing adjusted revenue through 2023.

2. DISCLAIMER

3. DISCLAIMER

4. TODAY’S PRESENTERS

5. 1
AUTOMATED + CONTEXTUAL
NBA HALL OF FAMER
KEVIN GARNETT
JOINS MONEYLION,
AS A NEW PARTNER
AND INVESTOR.

6. MID-YEAR
UPDATE

7. OUR MID-YEAR UPDATE
WHO WE ARE

8. LED BY TECHNOLOGISTS AND FINANCIAL PRODUCT EXPERTS

9. NEW BOARD DIRECTORS
WHO ALIGN TO OUR VISION

10. TOTAL CUSTOMERS
CONTINUED RAPID CUSTOMER GROWTH

11. REVENUES OUTPACING ESTIMATES
ADJUSTED REVENUE (1)
100 ORGANIC
GROWTH FROM OUR CORE
BUSINESS + PRODUCTS

12. EMPOWERING MORE AMERICANS
CURRENT METRICS: 2Q 2021
IMPROVING UNIT ECONOMICS
EXECUTING OUR PLATFORM APPROACH
BUILDING A DAILY DESTINATION

13. RAISING ANNUAL GUIDANCE TO REFLECT OUTPERFORMANCE
2022E ADJUSTED REVENUE (1) 2023E ADJUSTED REVENUE (1)
2021E ADJUSTED REVENUE (1)

14. PRODUCT PLATFORM CONTINUES TO EXPAND

15. ℠
ROARMONEY

16. INSTACASH

17. CREDIT BUILDER PLUS

18. INVESTING

19. CRYPTO

20. SAFETY NET

21. BUY NOW PAY LATER

22. GAMEPLAN

23. STILL IN THE EARLY INNINGS OF FINTECH DISRUPTION
FINTECH 1.0
NO IMPACT ON INCUMBENTS
FINTECH 2.0
LIMITED IMPACT ON INCUMBENTS

24. FINTECH 3.0:
CONSUMER MARKETPLACE

25. MONEYLION IS THE INTERSECTION
OF MONEY AND LIFESTYLE

26. MONEYLION MARKETPLACE
THE DAILY DESTINATION

27. MONEYLION
PRODUCT DEMO

28. MONEYLION
PRODUCT DEMO

29. Now
CORE GROWTH DRIVERS

30. DISRUPTING CONSUMER FINTECH
Payments Open Banking Consumer Marketplace

32. Instacash Credit Builder Plus
FEES
Roar Money
PAYMENTS
Investing Affiliates
ADVICE
Credit Builder Plus
INTEREST
PLATFORM APPROACH DRIVES DIVERSE REVENUE MODEL

33. $525M
$146M
GROWING ADJUSTED REVENUE DIVERSIFICATION
Q2 2021A RUN-RATE 2023E

34. UPSIDE TO OUR 2022 ESTIMATES
Crypto BNPL

35. $13M
EFFICIENT ACQUISITION STRATEGY
CHANNEL OVERVIEW
SPEND BY CHANNEL

36. POWER OF THE PLATFORM

37. 1H 2021 RESULTS AND FINANCIAL PROJECTIONS

38. ADJUSTED REVENUE (1) ADJUSTED GROSS PROFIT (2)
FUTURE GROWTH FROM SCALING OUR PROVEN PRODUCTS

39. APPENDIX

40. HISTORICAL GAAP INCOME STATEMENT

41. RECONCILIATION TO NON-GAAP FINANCIALS: ADJUSTED REVENUE

42. RECONCILIATION TO NON-GAAP FINANCIALS:
ADJUSTED GROSS PROFIT

43. RECONCILIATION TO NON-GAAP FINANCIALS:
ADJUSTED NET INCOME