1. KURINCHI SELVAN. R
Mobile: 09944348353 ~ E-Mail:kurincxhiking@gmail.com ~ Skype-id kurinchi.kurinchi
Middle level assignments in:
Cash Management / AML Regulations / Loan Disbursement
PROFILE SUMMARY
• Offering 2. 9 years of experience in Banking Operations, Cash Management & Loan Disbursement functions
• Significant exposure in handling all aspects of service functions, preventing escalations and organising process
strategies, etc.
• Adept in handling Credit Operations,Loans Disbursement, Risk Management, Cash Management & Non-Performing
Asset Management as well as implementing credit actions in cases of non-compliance AML Regulations
• Ability to conceptualize financial procedures, handle credit appraisals involving verification, sanction of credit limits
and delinquency analysis
• Worked within a highly fast-paced work environment, understood the operational and frontline nature of the credit
and collection job, prioritized various tasks and deliverables as required by customers and superiors
• Actively involved in managing and monitoring delinquent account collection and establishing terms of payment
• Excellent in performing all banking operations effectively & efficiently, coordinating with various branches &
managing a variety of branch banking operations i.e., as per RBI & Government Department Agencies Guidelines
• Experience of performing Cash Management Services for corporate clients and related functions like daily clearing of
cheque, scanning the documents, payment encashment and dealing with queries raised by customers & internal teams
• In-depth understanding of all processes and systems connected with the banking industry
• Possess excellent relationship building & customer-orientation abilities along with skills in managing & leading teams
CORE COMPETENCIES
• Led end-to-end banking operations; conceptualised strategic and operational plans for the branch
• Handled the Cash Management process; accountable for cash receipts, cash payments, despatch statements/cheque
books, entering payment instructions into the system, etc.
• Processing the loan files, verifying the disbursement process and charting out viable credit limits after considering
financial, legal & technical aspects of client
• Assessing the creditworthiness of the prospective customers to extend financing facility after studying client’s
portfolio details and taking adequate steps to ensure timely receipt of payments & debt recovery
• Managing the banking activities such as filing of charge / agreement & legal documentation as per RBI regulatory &
supervisory guidelines
• Ensuring smooth and timely processing of transactions with no error; adhering to rules and regulations of the bank
• Managed back-end operations for account opening like verification of the Account Opening Application as well as
tracking the fake or fraud documents
• Prepared MIS Reports / Documents with a view to apprise management of the process operations

2. • Coordinated with various departments/ branches for smooth execution of the activities
• Interfaced with clients for delivering high quality customer service as per the norms & within minimum TAT
ORGANIZATIONAL EXPERIENCE
Jul’13-Till Date: Central Bank of India, Chidambaram, Tamil Nadu as Head Cashier II
Central Bank of India, a government-owned bank, is one of the oldest and largest commercial banks
in India. It is based in Mumbai. The bank has 4600 branches and 4 extension counters across 27
Indian states and three Union Territories
Key Result Areas:
• Interacting directly with customers about the various loan products of the bank
• Assessing customers’ credibility for ascertaining customer’s loan repayment capabilities
• Responsible for weekly analysis of business of the branch and submitting monthly report to the Branch Manager and
in turn to the CMD of the Bank
• Ensuring collection of university fees worth 5 Crores INR on a daily basis
Highlights:
• Distinction of acquiring promotion as Head Cashier from Clerk within 6 months
• Holds credit of:
o Managing business worth 70 Crores INR for 6 months in the assigned branch
o Acquiring nearly deposits worth 5 Crores INR for the branch against total of 70 Crores INR
• Received various appreciation letters from higher authorities for outstanding performance in the branch which
benefited the bank
• Successfully assessed the creditworthiness of the client by using measures such as financial report and CIBIL report
• Demonstrated success in acquiring collection of university fees worth 5 Crores INR on a daily basis by overcoming
various the challenges
EDUCATION
• Pursuing MBA (Finance) from Annamalai University, Chidambaram, Tamil Nadu in 2014
• B.E. (Electronics and Communication) from Anna University, Trichy, Tamil Nadu in 2011 with 65 %
TECHNICAL SKILLS
• Well versed with MS Excel, PowerPoint and exposure in C, C++ & JAVA
PERSONAL DETAILS
Date of Birth: 24th
May 1990
Linguistic Abilities: Tamil & English
Address: 14 C, Agri Road, Tamizh Kudil, Annamalai Nagar, Chidambaram-608002, Cuddalore District,
Tamil Nadu